United Bank Inc
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address United Bank Inc
5Th & Avery/United Square
Parkersburg, WV 26102
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,421
Total Mortgage Loan Application Amount $318,494,000
Average Mortgage Loan Application Amount $136,666
Highest Mortgage Loan Application Amount $8,300,000
Average Applicant Income $95,000
Highest Applicant Income $7,436,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for United Bank Inc by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Monongalia County West Virginia 263 $ 56,686,000 $ 215,000 $ 114,000
Kanawha County West Virginia 218 $ 38,710,000 $ 177,000 $ 143,000
Wood County West Virginia 162 $ 25,097,000 $ 154,000 $ 91,000
Fayette County Pennsylvania 129 $ 8,830,000 $ 68,000 $ 64,000
Berkeley County West Virginia 108 $ 16,266,000 $ 150,000 $ 85,000
Fayette County West Virginia 108 $ 9,355,000 $ 86,000 $ 77,000
Jackson County West Virginia 106 $ 8,121,000 $ 76,000 $ 76,000
Washington County Maryland 95 $ 19,603,000 $ 206,000 $ 100,000
Raleigh County West Virginia 89 $ 20,387,000 $ 229,000 $ 96,000
Ohio County West Virginia 59 $ 6,359,000 $ 107,000 $ 88,000
Cabell County West Virginia 55 $ 8,474,000 $ 154,000 $ 97,000
Jefferson County West Virginia 55 $ 12,595,000 $ 229,000 $ 101,000
Lewis County West Virginia 54 $ 2,921,000 $ 54,000 $ 62,000
Nicholas County West Virginia 44 $ 4,179,000 $ 94,000 $ 72,000
Gilmer County West Virginia 40 $ 2,822,000 $ 70,000 $ 76,000
Webster County West Virginia 37 $ 1,164,000 $ 31,000 $ 51,000
Putnam County West Virginia 35 $ 6,041,000 $ 172,000 $ 92,000
Wayne County West Virginia 33 $ 3,100,000 $ 93,000 $ 66,000
Allegheny County Pennsylvania 31 $ 586,000 $ 18,000 $ 62,000
Summit County Ohio 27 $ 318,000 $ 11,000 $ 60,000
Marshall County West Virginia 27 $ 1,745,000 $ 64,000 $ 64,000
Washington County Pennsylvania 25 $ 1,607,000 $ 64,000 $ 67,000
Belmont County Ohio 24 $ 1,325,000 $ 55,000 $ 43,000
Westmoreland County Pennsylvania 24 $ 444,000 $ 18,000 $ 46,000
Stark County Ohio 19 $ 221,000 $ 11,000 $ 47,000
Washington County Ohio 19 $ 2,928,000 $ 154,000 $ 149,000
Marion County West Virginia 18 $ 1,419,000 $ 78,000 $ 467,000
Logan County West Virginia 17 $ 1,349,000 $ 79,000 $ 60,000
Armstrong County Pennsylvania 15 $ 186,000 $ 12,000 $ 54,000
Greene County Pennsylvania 15 $ 933,000 $ 62,000 $ 105,000
York County Pennsylvania 15 $ 223,000 $ 14,000 $ 86,000
Cuyahoga County Ohio 14 $ 152,000 $ 10,000 $ 42,000
Boone County West Virginia 14 $ 1,725,000 $ 123,000 $ 69,000
Preston County West Virginia 14 $ 1,624,000 $ 116,000 $ 78,000
Harrison County West Virginia 13 $ 892,000 $ 68,000 $ 59,000
Upshur County West Virginia 13 $ 868,000 $ 66,000 $ 69,000
Franklin County Pennsylvania 12 $ 1,537,000 $ 128,000 $ 84,000
Jefferson County Pennsylvania 12 $ 119,000 $ 9,000 $ 42,000
Cumberland County Pennsylvania 11 $ 191,000 $ 17,000 $ 83,000
Lawrence County Ohio 10 $ 1,460,000 $ 146,000 $ 75,000
Dauphin County Pennsylvania 10 $ 581,000 $ 58,000 $ 78,000
Greenbrier County West Virginia 10 $ 2,875,000 $ 287,000 $ 238,000
Ritchie County West Virginia 10 $ 403,000 $ 40,000 $ 46,000
Hancock County West Virginia 9 $ 166,000 $ 18,000 $ 45,000
Indiana County Pennsylvania 8 $ 133,000 $ 16,000 $ 33,000
Lancaster County Pennsylvania 8 $ 118,000 $ 14,000 $ 85,000
Braxton County West Virginia 8 $ 1,110,000 $ 138,000 $ 85,000
Baltimore County Maryland 7 $ 151,000 $ 21,000 $ 142,000
Portage County Ohio 7 $ 78,000 $ 11,000 $ 61,000
Roane County West Virginia 7 $ 812,000 $ 116,000 $ 86,000
Harrison County Ohio 6 $ 294,000 $ 49,000 $ 44,000
Lake County Ohio 6 $ 57,000 $ 9,000 $ 44,000
Clearfield County Pennsylvania 6 $ 147,000 $ 24,000 $ 29,000
Lehigh County Pennsylvania 6 $ 118,000 $ 19,000 $ 79,000
Northampton County Pennsylvania 6 $ 93,000 $ 15,000 $ 108,000
Horry County South Carolina 6 $ 1,799,000 $ 299,000 $ 37,000
Frederick County Maryland 5 $ 1,387,000 $ 277,000 $ 189,000
Mercer County West Virginia 5 $ 752,000 $ 150,000 $ 173,000
Tucker County West Virginia 5 $ 872,000 $ 174,000 $ 81,000
Carroll County Maryland 4 $ 1,229,000 $ 307,000 $ 113,000
Franklin County Ohio 4 $ 1,748,000 $ 437,000 $ 255,000
Clarion County Pennsylvania 4 $ 44,000 $ 11,000 $ 26,000
Lebanon County Pennsylvania 4 $ 81,000 $ 20,000 $ 69,000
Luzerne County Pennsylvania 4 $ 54,000 $ 13,000 $ 47,000
Summers County West Virginia 4 $ 377,000 $ 94,000 $ 63,000
Taylor County West Virginia 4 $ 396,000 $ 99,000 $ 95,000
Wirt County West Virginia 4 $ 216,000 $ 54,000 $ 43,000
Fayette County Kentucky 3 $ 5,264,000 $ 1,754,000 $ 0
Garrett County Maryland 3 $ 1,974,000 $ 658,000 $ 223,000
Prince George's County Maryland 3 $ 72,000 $ 24,000 $ 80,000
Mecklenburg County North Carolina 3 $ 1,222,000 $ 407,000 $ 242,000
Jefferson County Ohio 3 $ 198,000 $ 66,000 $ 104,000
Medina County Ohio 3 $ 38,000 $ 12,000 $ 49,000
Erie County Pennsylvania 3 $ 16,000 $ 5,000 $ 32,000
Somerset County Pennsylvania 3 $ 18,000 $ 6,000 $ 37,000
Susquehanna County Pennsylvania 3 $ 55,000 $ 18,000 $ 49,000
Beaufort County South Carolina 3 $ 1,132,000 $ 377,000 $ 180,000
Frederick County Virginia 3 $ 1,415,000 $ 471,000 $ 283,000
Tazewell County Virginia 3 $ 201,000 $ 67,000 $ 79,000
Clay County West Virginia 3 $ 50,000 $ 16,000 $ 19,000
Tyler County West Virginia 3 $ 392,000 $ 130,000 $ 60,000
District of Columbia County District Of Columbia 2 $ 10,000 $ 5,000 $ 75,000
Collier County Florida 2 $ 352,000 $ 176,000 $ 77,000
Lawrence County Kentucky 2 $ 147,000 $ 73,000 $ 103,000
Cecil County Maryland 2 $ 40,000 $ 20,000 $ 107,000
Brunswick County North Carolina 2 $ 295,000 $ 147,000 $ 91,000
Forsyth County North Carolina 2 $ 126,000 $ 63,000 $ 154,000
Stanly County North Carolina 2 $ 50,000 $ 25,000 $ 31,000
Stokes County North Carolina 2 $ 8,000 $ 4,000 $ 23,000
Union County North Carolina 2 $ 14,000 $ 7,000 $ 28,000
Athens County Ohio 2 $ 452,000 $ 226,000 $ 33,000
Fairfield County Ohio 2 $ 24,000 $ 12,000 $ 60,000
Trumbull County Ohio 2 $ 18,000 $ 9,000 $ 26,000
Tuscarawas County Ohio 2 $ 11,000 $ 5,000 $ 44,000
Adams County Pennsylvania 2 $ 31,000 $ 15,000 $ 52,000
Beaver County Pennsylvania 2 $ 38,000 $ 19,000 $ 75,000
Blair County Pennsylvania 2 $ 23,000 $ 11,000 $ 56,000
Butler County Pennsylvania 2 $ 22,000 $ 11,000 $ 35,000
Lackawanna County Pennsylvania 2 $ 37,000 $ 18,000 $ 61,000
Monroe County Pennsylvania 2 $ 28,000 $ 14,000 $ 83,000
Pike County Pennsylvania 2 $ 43,000 $ 21,000 $ 128,000
Richland County South Carolina 2 $ 12,000 $ 6,000 $ 44,000
Loudoun County Virginia 2 $ 719,000 $ 359,000 $ 114,000
Virginia Beach County Virginia 2 $ 27,000 $ 13,000 $ 78,000
Barbour County West Virginia 2 $ 196,000 $ 98,000 $ 53,000
Brooke County West Virginia 2 $ 222,000 $ 111,000 $ 76,000
Calhoun County West Virginia 2 $ 233,000 $ 116,000 $ 107,000
Doddridge County West Virginia 2 $ 207,000 $ 103,000 $ 96,000
Lincoln County West Virginia 2 $ 10,000 $ 5,000 $ 48,000
Mason County West Virginia 2 $ 53,000 $ 26,000 $ 67,000
Pocahontas County West Virginia 2 $ 597,000 $ 298,000 $ 149,000
Randolph County West Virginia 2 $ 324,000 $ 162,000 $ 62,000
Wetzel County West Virginia 2 $ 76,000 $ 38,000 $ 28,000
Tuscaloosa County Alabama 1 $ 15,000 $ 15,000 $ 34,000
Pima County Arizona 1 $ 2,500,000 $ 2,500,000 $ 1,750,000
San Diego County California 1 $ 184,000 $ 184,000 $ 222,000
Broomfield County Colorado 1 $ 1,300,000 $ 1,300,000 $ 0
Charlotte County Florida 1 $ 75,000 $ 75,000 $ 0
Sumter County Florida 1 $ 12,000 $ 12,000 $ 104,000
Allen County Indiana 1 $ 16,000 $ 16,000 $ 42,000
Noble County Indiana 1 $ 12,000 $ 12,000 $ 35,000
Porter County Indiana 1 $ 304,000 $ 304,000 $ 156,000
Carter County Kentucky 1 $ 432,000 $ 432,000 $ 35,000
Jefferson County Kentucky 1 $ 330,000 $ 330,000 $ 150,000
Anne Arundel County Maryland 1 $ 25,000 $ 25,000 $ 345,000
Baltimore City County Maryland 1 $ 185,000 $ 185,000 $ 74,000
Harford County Maryland 1 $ 845,000 $ 845,000 $ 0
Montgomery County Maryland 1 $ 150,000 $ 150,000 $ 228,000
Essex County Massachusetts 1 $ 260,000 $ 260,000 $ 216,000
Otter Tail County Minnesota 1 $ 29,000 $ 29,000 $ 81,000
Cascade County Montana 1 $ 269,000 $ 269,000 $ 409,000
Warren County New Jersey 1 $ 20,000 $ 20,000 $ 112,000
Beaufort County North Carolina 1 $ 6,000 $ 6,000 $ 22,000
Burke County North Carolina 1 $ 6,000 $ 6,000 $ 24,000
Catawba County North Carolina 1 $ 1,316,000 $ 1,316,000 $ 321,000
Cumberland County North Carolina 1 $ 25,000 $ 25,000 $ 93,000
Gates County North Carolina 1 $ 4,000 $ 4,000 $ 101,000
Montgomery County North Carolina 1 $ 5,000 $ 5,000 $ 19,000
Moore County North Carolina 1 $ 4,000 $ 4,000 $ 19,000
New Hanover County North Carolina 1 $ 162,000 $ 162,000 $ 50,000
Northampton County North Carolina 1 $ 7,000 $ 7,000 $ 59,000
Pitt County North Carolina 1 $ 5,000 $ 5,000 $ 32,000
Surry County North Carolina 1 $ 4,000 $ 4,000 $ 68,000
Transylvania County North Carolina 1 $ 6,000 $ 6,000 $ 30,000
Warren County North Carolina 1 $ 7,000 $ 7,000 $ 23,000
Wayne County North Carolina 1 $ 7,000 $ 7,000 $ 57,000
Butler County Ohio 1 $ 18,000 $ 18,000 $ 48,000
Carroll County Ohio 1 $ 3,000 $ 3,000 $ 19,000
Delaware County Ohio 1 $ 674,000 $ 674,000 $ 175,000
Gallia County Ohio 1 $ 10,000 $ 10,000 $ 72,000
Geauga County Ohio 1 $ 6,000 $ 6,000 $ 70,000
Highland County Ohio 1 $ 14,000 $ 14,000 $ 44,000
Mahoning County Ohio 1 $ 8,000 $ 8,000 $ 24,000
Montgomery County Ohio 1 $ 17,000 $ 17,000 $ 49,000
Noble County Ohio 1 $ 20,000 $ 20,000 $ 73,000
Union County Ohio 1 $ 708,000 $ 708,000 $ 115,000
Bucks County Pennsylvania 1 $ 6,000 $ 6,000 $ 103,000
Cambria County Pennsylvania 1 $ 6,000 $ 6,000 $ 26,000
Centre County Pennsylvania 1 $ 5,000 $ 5,000 $ 12,000
Chester County Pennsylvania 1 $ 400,000 $ 400,000 $ 298,000
Clinton County Pennsylvania 1 $ 5,000 $ 5,000 $ 52,000
McKean County Pennsylvania 1 $ 9,000 $ 9,000 $ 76,000
Northumberland County Pennsylvania 1 $ 24,000 $ 24,000 $ 45,000
Perry County Pennsylvania 1 $ 9,000 $ 9,000 $ 113,000
Union County Pennsylvania 1 $ 25,000 $ 25,000 $ 173,000
Wayne County Pennsylvania 1 $ 10,000 $ 10,000 $ 50,000
Wyoming County Pennsylvania 1 $ 25,000 $ 25,000 $ 68,000
Georgetown County South Carolina 1 $ 70,000 $ 70,000 $ 52,000
Lancaster County South Carolina 1 $ 25,000 $ 25,000 $ 49,000
Rockwall County Texas 1 $ 89,000 $ 89,000 $ 0
Franklin County Virginia 1 $ 596,000 $ 596,000 $ 216,000
Norfolk County Virginia 1 $ 25,000 $ 25,000 $ 58,000
Orange County Virginia 1 $ 3,000 $ 3,000 $ 29,000
Pittsylvania County Virginia 1 $ 25,000 $ 25,000 $ 60,000
Prince William County Virginia 1 $ 465,000 $ 465,000 $ 98,000
Rockingham County Virginia 1 $ 305,000 $ 305,000 $ 98,000
Spotsylvania County Virginia 1 $ 568,000 $ 568,000 $ 933,000
Winchester County Virginia 1 $ 308,000 $ 308,000 $ 0
Mingo County West Virginia 1 $ 129,000 $ 129,000 $ 90,000
Monroe County West Virginia 1 $ 42,000 $ 42,000 $ 327,000
Pleasants County West Virginia 1 $ 102,000 $ 102,000 $ 34,000
Wyoming County West Virginia 1 $ 68,000 $ 68,000 $ 73,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for United Bank Inc in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 891 $23,139,000 $25,000 $1,150,000 $66,000 $2,170,000
Refinancing 775 $146,451,000 $188,000 $4,264,000 $108,000 $1,634,000
Home Purchase 755 $148,904,000 $197,000 $8,300,000 $111,000 $7,436,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,168 $260,915,000 $120,000 $2,500,000 $98,000 $7,436,000
Not applicable 110 $43,106,000 $391,000 $8,300,000 $0 $0
Black or African American 64 $3,259,000 $50,000 $690,000 $81,000 $560,000
Hispanic 34 $4,765,000 $140,000 $710,000 $101,000 $490,000
Asian 25 $5,138,000 $205,000 $520,000 $158,000 $606,000
Not Provided 14 $1,100,000 $78,000 $331,000 $70,000 $244,000
American Indian or Alaskan Native 6 $211,000 $35,000 $118,000 $76,000 $145,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,950 $304,491,000 $156,000 $8,300,000 $101,000 $7,436,000
FHA-insured (Federal Housing Administration) 450 $10,861,000 $24,000 $497,000 $61,000 $345,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $1,941,000 $149,000 $247,000 $51,000 $83,000
VA-guaranteed (Veterans Administration) 8 $1,201,000 $150,000 $248,000 $60,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,756 $270,934,000 $154,000 $8,300,000 $104,000 $7,436,000
Application Denied By Financial Institution 442 $25,914,000 $58,000 $920,000 $58,000 $370,000
Application Approved But Not Accepted 153 $16,266,000 $106,000 $1,084,000 $89,000 $933,000
Application Withdrawn By Applicant 66 $4,890,000 $74,000 $972,000 $58,000 $173,000
File Closed For Incompleteness 4 $490,000 $122,000 $183,000 $79,000 $120,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 241 $8,659,000 $35,000 $414,000 $52,000 $190,000
Debt-To-Income Ratio 118 $5,694,000 $48,000 $596,000 $46,000 $235,000
Collateral 50 $8,298,000 $165,000 $612,000 $102,000 $370,000
Other 24 $2,735,000 $113,000 $920,000 $90,000 $345,000
Employment History 6 $420,000 $70,000 $204,000 $33,000 $89,000
Unverifiable Information 2 $60,000 $30,000 $56,000 $29,000 $42,000
Credit Application Incomplete 1 $48,000 $48,000 $48,000 $31,000 $31,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.

Download the West Virginia Lender List