United Bank Inc
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Bank Inc 5Th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,715 |
| Total Mortgage Loan Application Amount | $263,634,000 |
| Average Mortgage Loan Application Amount | $109,666 |
| Highest Mortgage Loan Application Amount | $3,240,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $6,976,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 304 | $ 45,548,000 | $ 149,000 | $ 106,000 |
| Wood County West Virginia | 222 | $ 25,703,000 | $ 115,000 | $ 80,000 |
| Monongalia County West Virginia | 187 | $ 33,433,000 | $ 178,000 | $ 86,000 |
| Jackson County West Virginia | 111 | $ 7,685,000 | $ 69,000 | $ 72,000 |
| Cabell County West Virginia | 108 | $ 16,432,000 | $ 152,000 | $ 95,000 |
| Raleigh County West Virginia | 108 | $ 8,026,000 | $ 74,000 | $ 83,000 |
| Fayette County West Virginia | 90 | $ 6,163,000 | $ 68,000 | $ 53,000 |
| Ohio County West Virginia | 82 | $ 7,968,000 | $ 97,000 | $ 95,000 |
| Webster County West Virginia | 82 | $ 2,556,000 | $ 31,000 | $ 49,000 |
| Lewis County West Virginia | 75 | $ 5,601,000 | $ 74,000 | $ 67,000 |
| Marshall County West Virginia | 74 | $ 3,492,000 | $ 47,000 | $ 151,000 |
| Harrison County West Virginia | 55 | $ 4,059,000 | $ 73,000 | $ 94,000 |
| Putnam County West Virginia | 49 | $ 7,861,000 | $ 160,000 | $ 110,000 |
| Gilmer County West Virginia | 47 | $ 2,615,000 | $ 55,000 | $ 56,000 |
| Marion County West Virginia | 46 | $ 2,668,000 | $ 58,000 | $ 62,000 |
| Belmont County Ohio | 44 | $ 2,948,000 | $ 67,000 | $ 54,000 |
| Cuyahoga County Ohio | 39 | $ 414,000 | $ 10,000 | $ 52,000 |
| Nicholas County West Virginia | 39 | $ 1,924,000 | $ 49,000 | $ 57,000 |
| Logan County West Virginia | 34 | $ 2,039,000 | $ 59,000 | $ 68,000 |
| Wayne County West Virginia | 34 | $ 3,426,000 | $ 100,000 | $ 89,000 |
| Allegheny County Pennsylvania | 33 | $ 987,000 | $ 29,000 | $ 64,000 |
| Butler County Pennsylvania | 31 | $ 291,000 | $ 9,000 | $ 45,000 |
| Harrison County Ohio | 30 | $ 288,000 | $ 9,000 | $ 42,000 |
| Jefferson County West Virginia | 30 | $ 7,802,000 | $ 260,000 | $ 144,000 |
| Washington County Ohio | 29 | $ 2,778,000 | $ 95,000 | $ 89,000 |
| Lawrence County Ohio | 28 | $ 2,932,000 | $ 104,000 | $ 87,000 |
| Berkeley County West Virginia | 25 | $ 4,800,000 | $ 192,000 | $ 115,000 |
| Preston County West Virginia | 21 | $ 1,241,000 | $ 59,000 | $ 61,000 |
| Chautauqua County New York | 20 | $ 259,000 | $ 12,000 | $ 43,000 |
| Greenbrier County West Virginia | 20 | $ 17,590,000 | $ 879,000 | $ 219,000 |
| Hancock County West Virginia | 19 | $ 344,000 | $ 18,000 | $ 59,000 |
| Summit County Ohio | 18 | $ 213,000 | $ 11,000 | $ 55,000 |
| Clarion County Pennsylvania | 18 | $ 178,000 | $ 9,000 | $ 32,000 |
| York County Pennsylvania | 16 | $ 148,000 | $ 9,000 | $ 81,000 |
| Taylor County West Virginia | 15 | $ 956,000 | $ 63,000 | $ 60,000 |
| Stark County Ohio | 14 | $ 128,000 | $ 9,000 | $ 44,000 |
| Fayette County Pennsylvania | 14 | $ 405,000 | $ 28,000 | $ 47,000 |
| Franklin County Ohio | 13 | $ 231,000 | $ 17,000 | $ 56,000 |
| Erie County Pennsylvania | 13 | $ 90,000 | $ 6,000 | $ 39,000 |
| Boone County West Virginia | 13 | $ 670,000 | $ 51,000 | $ 60,000 |
| McKean County Pennsylvania | 12 | $ 160,000 | $ 13,000 | $ 41,000 |
| Braxton County West Virginia | 11 | $ 686,000 | $ 62,000 | $ 67,000 |
| Brooke County West Virginia | 11 | $ 288,000 | $ 26,000 | $ 63,000 |
| Jefferson County Ohio | 10 | $ 301,000 | $ 30,000 | $ 41,000 |
| Somerset County Pennsylvania | 10 | $ 188,000 | $ 18,000 | $ 56,000 |
| Washington County Pennsylvania | 9 | $ 552,000 | $ 61,000 | $ 110,000 |
| Mason County West Virginia | 9 | $ 925,000 | $ 102,000 | $ 79,000 |
| Montgomery County Ohio | 8 | $ 117,000 | $ 14,000 | $ 35,000 |
| Cambria County Pennsylvania | 8 | $ 76,000 | $ 9,000 | $ 32,000 |
| Indiana County Pennsylvania | 8 | $ 82,000 | $ 10,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 8 | $ 77,000 | $ 9,000 | $ 43,000 |
| Wirt County West Virginia | 8 | $ 584,000 | $ 73,000 | $ 101,000 |
| Venango County Pennsylvania | 7 | $ 94,000 | $ 13,000 | $ 61,000 |
| Clay County West Virginia | 7 | $ 478,000 | $ 68,000 | $ 78,000 |
| Upshur County West Virginia | 7 | $ 352,000 | $ 50,000 | $ 39,000 |
| Fayette County Kentucky | 6 | $ 758,000 | $ 126,000 | $ 15,000 |
| Jefferson County Pennsylvania | 6 | $ 32,000 | $ 5,000 | $ 36,000 |
| Lincoln County West Virginia | 6 | $ 213,000 | $ 35,000 | $ 46,000 |
| Pleasants County West Virginia | 6 | $ 333,000 | $ 55,000 | $ 78,000 |
| Pocahontas County West Virginia | 6 | $ 1,095,000 | $ 182,000 | $ 113,000 |
| Randolph County West Virginia | 6 | $ 405,000 | $ 67,000 | $ 62,000 |
| Roane County West Virginia | 6 | $ 473,000 | $ 78,000 | $ 52,000 |
| Wyoming County West Virginia | 6 | $ 475,000 | $ 79,000 | $ 52,000 |
| Iredell County North Carolina | 5 | $ 1,281,000 | $ 256,000 | $ 210,000 |
| Hamilton County Ohio | 5 | $ 34,000 | $ 6,000 | $ 38,000 |
| Marion County Ohio | 5 | $ 20,000 | $ 4,000 | $ 42,000 |
| Armstrong County Pennsylvania | 5 | $ 66,000 | $ 13,000 | $ 41,000 |
| Beaver County Pennsylvania | 5 | $ 53,000 | $ 10,000 | $ 31,000 |
| Greene County Pennsylvania | 5 | $ 226,000 | $ 45,000 | $ 51,000 |
| Barbour County West Virginia | 5 | $ 114,000 | $ 22,000 | $ 42,000 |
| Mercer County West Virginia | 5 | $ 276,000 | $ 55,000 | $ 50,000 |
| Butler County Ohio | 4 | $ 35,000 | $ 8,000 | $ 34,000 |
| Carroll County Ohio | 4 | $ 57,000 | $ 14,000 | $ 36,000 |
| Erie County Ohio | 4 | $ 25,000 | $ 6,000 | $ 55,000 |
| Guernsey County Ohio | 4 | $ 61,000 | $ 15,000 | $ 40,000 |
| Licking County Ohio | 4 | $ 52,000 | $ 13,000 | $ 38,000 |
| Lorain County Ohio | 4 | $ 24,000 | $ 6,000 | $ 50,000 |
| Calhoun County West Virginia | 4 | $ 127,000 | $ 31,000 | $ 54,000 |
| Doddridge County West Virginia | 4 | $ 188,000 | $ 47,000 | $ 58,000 |
| Ritchie County West Virginia | 4 | $ 344,000 | $ 86,000 | $ 53,000 |
| Summers County West Virginia | 4 | $ 342,000 | $ 85,000 | $ 100,000 |
| Tucker County West Virginia | 4 | $ 869,000 | $ 217,000 | $ 103,000 |
| Madison County Indiana | 3 | $ 11,000 | $ 3,000 | $ 28,000 |
| Washington County Maryland | 3 | $ 580,000 | $ 193,000 | $ 239,000 |
| Cattaraugus County New York | 3 | $ 27,000 | $ 9,000 | $ 42,000 |
| Guilford County North Carolina | 3 | $ 14,000 | $ 4,000 | $ 44,000 |
| Stokes County North Carolina | 3 | $ 14,000 | $ 4,000 | $ 30,000 |
| Ashtabula County Ohio | 3 | $ 18,000 | $ 6,000 | $ 23,000 |
| Clermont County Ohio | 3 | $ 16,000 | $ 5,000 | $ 30,000 |
| Lucas County Ohio | 3 | $ 16,000 | $ 5,000 | $ 29,000 |
| Mahoning County Ohio | 3 | $ 36,000 | $ 12,000 | $ 29,000 |
| Portage County Ohio | 3 | $ 17,000 | $ 5,000 | $ 24,000 |
| Ross County Ohio | 3 | $ 38,000 | $ 12,000 | $ 30,000 |
| Trumbull County Ohio | 3 | $ 13,000 | $ 4,000 | $ 24,000 |
| Wayne County Ohio | 3 | $ 32,000 | $ 10,000 | $ 46,000 |
| Crawford County Pennsylvania | 3 | $ 33,000 | $ 11,000 | $ 26,000 |
| Franklin County Pennsylvania | 3 | $ 16,000 | $ 5,000 | $ 29,000 |
| Monroe County Pennsylvania | 3 | $ 73,000 | $ 24,000 | $ 131,000 |
| Horry County South Carolina | 3 | $ 594,000 | $ 198,000 | $ 202,000 |
| Mineral County West Virginia | 3 | $ 146,000 | $ 48,000 | $ 34,000 |
| Monroe County West Virginia | 3 | $ 1,345,000 | $ 448,000 | $ 160,000 |
| St. Johns County Florida | 2 | $ 932,000 | $ 466,000 | $ 231,000 |
| Lawrence County Kentucky | 2 | $ 123,000 | $ 61,000 | $ 100,000 |
| Brunswick County North Carolina | 2 | $ 618,000 | $ 309,000 | $ 93,000 |
| Montgomery County North Carolina | 2 | $ 542,000 | $ 271,000 | $ 510,000 |
| New Hanover County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 56,000 |
| Rockingham County North Carolina | 2 | $ 6,000 | $ 3,000 | $ 30,000 |
| Ashland County Ohio | 2 | $ 12,000 | $ 6,000 | $ 19,000 |
| Columbiana County Ohio | 2 | $ 14,000 | $ 7,000 | $ 44,000 |
| Darke County Ohio | 2 | $ 30,000 | $ 15,000 | $ 34,000 |
| Delaware County Ohio | 2 | $ 21,000 | $ 10,000 | $ 47,000 |
| Hancock County Ohio | 2 | $ 9,000 | $ 4,000 | $ 28,000 |
| Lake County Ohio | 2 | $ 9,000 | $ 4,000 | $ 18,000 |
| Logan County Ohio | 2 | $ 28,000 | $ 14,000 | $ 39,000 |
| Madison County Ohio | 2 | $ 10,000 | $ 5,000 | $ 21,000 |
| Medina County Ohio | 2 | $ 23,000 | $ 11,000 | $ 59,000 |
| Monroe County Ohio | 2 | $ 79,000 | $ 39,000 | $ 49,000 |
| Morgan County Ohio | 2 | $ 852,000 | $ 426,000 | $ 0 |
| Perry County Ohio | 2 | $ 19,000 | $ 9,000 | $ 64,000 |
| Preble County Ohio | 2 | $ 40,000 | $ 20,000 | $ 47,000 |
| Richland County Ohio | 2 | $ 266,000 | $ 133,000 | $ 102,000 |
| Sandusky County Ohio | 2 | $ 8,000 | $ 4,000 | $ 16,000 |
| Shelby County Ohio | 2 | $ 29,000 | $ 14,000 | $ 74,000 |
| Tuscarawas County Ohio | 2 | $ 28,000 | $ 14,000 | $ 27,000 |
| Warren County Ohio | 2 | $ 9,000 | $ 4,000 | $ 33,000 |
| Centre County Pennsylvania | 2 | $ 21,000 | $ 10,000 | $ 85,000 |
| Huntingdon County Pennsylvania | 2 | $ 9,000 | $ 4,000 | $ 39,000 |
| Lancaster County Pennsylvania | 2 | $ 13,000 | $ 6,000 | $ 43,000 |
| Luzerne County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 97,000 |
| Mercer County Pennsylvania | 2 | $ 33,000 | $ 16,000 | $ 24,000 |
| Charleston County South Carolina | 2 | $ 416,000 | $ 208,000 | $ 24,000 |
| Bedford County Virginia | 2 | $ 653,000 | $ 326,000 | $ 259,000 |
| Loudoun County Virginia | 2 | $ 1,454,000 | $ 727,000 | $ 358,000 |
| Salem County Virginia | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| Hampshire County West Virginia | 2 | $ 218,000 | $ 109,000 | $ 42,000 |
| Morgan County West Virginia | 2 | $ 421,000 | $ 210,000 | $ 214,000 |
| Wetzel County West Virginia | 2 | $ 41,000 | $ 20,000 | $ 31,000 |
| Baldwin County Alabama | 1 | $ 354,000 | $ 354,000 | $ 210,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,285,000 | $ 1,285,000 | $ 160,000 |
| Brevard County Florida | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Collier County Florida | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Lee County Florida | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Marion County Florida | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Monroe County Florida | 1 | $ 58,000 | $ 58,000 | $ 61,000 |
| Polk County Florida | 1 | $ 200,000 | $ 200,000 | $ 152,000 |
| Grant County Indiana | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Jay County Indiana | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| Anne Arundel County Maryland | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Caroline County Maryland | 1 | $ 13,000 | $ 13,000 | $ 96,000 |
| Montgomery County Maryland | 1 | $ 600,000 | $ 600,000 | $ 940,000 |
| Hampden County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Middlesex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Benzie County Michigan | 1 | $ 152,000 | $ 152,000 | $ 248,000 |
| Camden County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Mercer County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Somerset County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 238,000 |
| Kings County New York | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Monroe County New York | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Orange County New York | 1 | $ 14,000 | $ 14,000 | $ 22,000 |
| Anson County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 8,000 |
| Ashe County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 41,000 |
| Chatham County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 35,000 |
| Cumberland County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 95,000 |
| Dare County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 642,000 |
| Davidson County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 70,000 |
| Davie County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 77,000 |
| Gaston County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Granville County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 69,000 |
| Johnston County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 33,000 |
| McDowell County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 42,000 |
| Mecklenburg County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Onslow County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 46,000 |
| Pender County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 72,000 |
| Perquimans County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 48,000 |
| Surry County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Warren County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 23,000 |
| Wayne County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
| Yadkin County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Allen County Ohio | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Athens County Ohio | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Crawford County Ohio | 1 | $ 4,000 | $ 4,000 | $ 11,000 |
| Fayette County Ohio | 1 | $ 4,000 | $ 4,000 | $ 24,000 |
| Henry County Ohio | 1 | $ 6,000 | $ 6,000 | $ 20,000 |
| Jackson County Ohio | 1 | $ 188,000 | $ 188,000 | $ 144,000 |
| Miami County Ohio | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Pickaway County Ohio | 1 | $ 11,000 | $ 11,000 | $ 106,000 |
| Putnam County Ohio | 1 | $ 8,000 | $ 8,000 | $ 18,000 |
| Wood County Ohio | 1 | $ 4,000 | $ 4,000 | $ 46,000 |
| Wyandot County Ohio | 1 | $ 9,000 | $ 9,000 | $ 17,000 |
| Bedford County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 64,000 |
| Blair County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 39,000 |
| Bucks County Pennsylvania | 1 | $ 353,000 | $ 353,000 | $ 120,000 |
| Columbia County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 37,000 |
| Lackawanna County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 66,000 |
| Lehigh County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 182,000 |
| Philadelphia County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 229,000 |
| Potter County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Schuylkill County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 64,000 |
| Susquehanna County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Richland County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Clarke County Virginia | 1 | $ 164,000 | $ 164,000 | $ 166,000 |
| Dinwiddie County Virginia | 1 | $ 3,000 | $ 3,000 | $ 44,000 |
| Frederick County Virginia | 1 | $ 26,000 | $ 26,000 | $ 86,000 |
| Montgomery County Virginia | 1 | $ 100,000 | $ 100,000 | $ 19,000 |
| Grant County West Virginia | 1 | $ 21,000 | $ 21,000 | $ 81,000 |
| Pendleton County West Virginia | 1 | $ 450,000 | $ 450,000 | $ 177,000 |
| Tyler County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 59,000 |
| Door County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 263,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Bank Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,156 | $18,304,000 | $15,000 | $620,000 | $54,000 | $516,000 |
| Refinancing | 781 | $124,686,000 | $159,000 | $3,240,000 | $94,000 | $1,822,000 |
| Home Purchase | 778 | $120,644,000 | $155,000 | $2,720,000 | $106,000 | $6,976,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,432 | $219,023,000 | $90,000 | $3,060,000 | $84,000 | $6,976,000 |
| Not applicable | 122 | $35,610,000 | $291,000 | $3,240,000 | $13,000 | $513,000 |
| Black or African American | 101 | $2,509,000 | $24,000 | $429,000 | $57,000 | $383,000 |
| Asian | 23 | $5,284,000 | $229,000 | $630,000 | $149,000 | $516,000 |
| Not Provided | 20 | $285,000 | $14,000 | $80,000 | $39,000 | $150,000 |
| Hispanic | 16 | $783,000 | $48,000 | $197,000 | $81,000 | $222,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $140,000 | $140,000 | $140,000 | $157,000 | $157,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,084 | $257,206,000 | $123,000 | $3,240,000 | $91,000 | $6,976,000 |
| FHA-insured (Federal Housing Administration) | 631 | $6,428,000 | $10,000 | $26,000 | $46,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,924 | $237,868,000 | $123,000 | $3,240,000 | $93,000 | $6,976,000 |
| Application Denied By Financial Institution | 596 | $15,203,000 | $25,000 | $1,176,000 | $44,000 | $789,000 |
| Application Withdrawn By Applicant | 137 | $9,973,000 | $72,000 | $600,000 | $67,000 | $400,000 |
| Application Approved But Not Accepted | 56 | $487,000 | $8,000 | $22,000 | $46,000 | $124,000 |
| File Closed For Incompleteness | 2 | $103,000 | $51,000 | $78,000 | $82,000 | $96,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 441 | $7,160,000 | $16,000 | $225,000 | $41,000 | $131,000 |
| Debt-To-Income Ratio | 104 | $2,515,000 | $24,000 | $176,000 | $39,000 | $238,000 |
| Collateral | 21 | $4,175,000 | $198,000 | $1,176,000 | $130,000 | $789,000 |
| Other | 19 | $463,000 | $24,000 | $168,000 | $52,000 | $182,000 |
| Employment History | 5 | $233,000 | $46,000 | $162,000 | $53,000 | $144,000 |
| Credit Application Incomplete | 3 | $200,000 | $66,000 | $145,000 | $67,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $295,000 | $147,000 | $250,000 | $43,000 | $67,000 |
| Mortgage Insurance Denied | 1 | $162,000 | $162,000 | $162,000 | $86,000 | $86,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.