Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | United Bank Inc 5Th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 6,984 |
Total Mortgage Loan Application Amount | $549,583,000 |
Average Mortgage Loan Application Amount | $182,302 |
Highest Mortgage Loan Application Amount | $4,250,000 |
Average Applicant Income | $157,627 |
Highest Applicant Income | $7,601,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Kanawha County West Virginia | 782 | $ 88,943,000 | $ 113,000 | $ 79,000 |
Wood County West Virginia | 539 | $ 45,202,000 | $ 83,000 | $ 59,000 |
Monongalia County West Virginia | 506 | $ 53,293,000 | $ 105,000 | $ 53,000 |
Raleigh County West Virginia | 438 | $ 35,677,000 | $ 81,000 | $ 87,000 |
Jackson County West Virginia | 345 | $ 19,144,000 | $ 55,000 | $ 43,000 |
Fayette County West Virginia | 306 | $ 14,646,000 | $ 47,000 | $ 53,000 |
Ohio County West Virginia | 219 | $ 17,384,000 | $ 79,000 | $ 53,000 |
Webster County West Virginia | 197 | $ 6,322,000 | $ 32,000 | $ 41,000 |
Lewis County West Virginia | 190 | $ 10,107,000 | $ 53,000 | $ 42,000 |
Cabell County West Virginia | 164 | $ 16,367,000 | $ 99,000 | $ 73,000 |
Marshall County West Virginia | 149 | $ 8,355,000 | $ 56,000 | $ 46,000 |
Putnam County West Virginia | 146 | $ 15,460,000 | $ 105,000 | $ 63,000 |
Wayne County West Virginia | 134 | $ 7,842,000 | $ 58,000 | $ 52,000 |
Logan County West Virginia | 132 | $ 7,566,000 | $ 57,000 | $ 57,000 |
Marion County West Virginia | 113 | $ 7,986,000 | $ 70,000 | $ 48,000 |
Nicholas County West Virginia | 108 | $ 7,428,000 | $ 68,000 | $ 73,000 |
Greenbrier County West Virginia | 103 | $ 18,064,000 | $ 175,000 | $ 92,000 |
Mercer County West Virginia | 101 | $ 8,298,000 | $ 82,000 | $ 53,000 |
Gilmer County West Virginia | 99 | $ 4,281,000 | $ 43,000 | $ 52,000 |
Harrison County West Virginia | 95 | $ 7,548,000 | $ 79,000 | $ 40,000 |
Jefferson County West Virginia | 81 | $ 8,377,000 | $ 103,000 | $ 53,000 |
Hancock County West Virginia | 78 | $ 4,453,000 | $ 57,000 | $ 65,000 |
Preston County West Virginia | 77 | $ 5,668,000 | $ 73,000 | $ 41,000 |
Washington County Ohio | 72 | $ 4,717,000 | $ 65,000 | $ 71,000 |
Allegheny County Pennsylvania | 69 | $ 1,568,000 | $ 22,000 | $ 49,000 |
Belmont County Ohio | 65 | $ 4,932,000 | $ 75,000 | $ 50,000 |
Boone County West Virginia | 60 | $ 2,536,000 | $ 42,000 | $ 54,000 |
York County Pennsylvania | 52 | $ 461,000 | $ 8,000 | $ 43,000 |
Lawrence County Ohio | 47 | $ 5,828,000 | $ 124,000 | $ 65,000 |
Fairfax County Virginia | 47 | $ 17,285,000 | $ 367,000 | $ 239,000 |
Washington County Pennsylvania | 44 | $ 948,000 | $ 21,000 | $ 56,000 |
Braxton County West Virginia | 43 | $ 2,750,000 | $ 63,000 | $ 43,000 |
Fayette County Pennsylvania | 40 | $ 1,475,000 | $ 36,000 | $ 45,000 |
Roane County West Virginia | 35 | $ 2,236,000 | $ 63,000 | $ 41,000 |
Westmoreland County Pennsylvania | 34 | $ 430,000 | $ 12,000 | $ 32,000 |
Columbiana County Ohio | 33 | $ 553,000 | $ 16,000 | $ 38,000 |
Stark County Ohio | 31 | $ 259,000 | $ 8,000 | $ 40,000 |
Wyoming County West Virginia | 30 | $ 1,901,000 | $ 63,000 | $ 53,000 |
Loudoun County Virginia | 28 | $ 8,664,000 | $ 309,000 | $ 310,000 |
Brooke County West Virginia | 28 | $ 1,319,000 | $ 47,000 | $ 50,000 |
Upshur County West Virginia | 28 | $ 1,898,000 | $ 67,000 | $ 50,000 |
Erie County Pennsylvania | 27 | $ 317,000 | $ 11,000 | $ 34,000 |
Jefferson County Ohio | 26 | $ 1,935,000 | $ 74,000 | $ 52,000 |
Butler County Pennsylvania | 25 | $ 184,000 | $ 7,000 | $ 37,000 |
Chautauqua County New York | 22 | $ 236,000 | $ 10,000 | $ 35,000 |
Greene County Pennsylvania | 22 | $ 1,243,000 | $ 56,000 | $ 42,000 |
Berkeley County West Virginia | 22 | $ 798,000 | $ 36,000 | $ 58,000 |
Lancaster County Pennsylvania | 21 | $ 195,000 | $ 9,000 | $ 41,000 |
Tazewell County Virginia | 20 | $ 1,408,000 | $ 70,000 | $ 58,000 |
Taylor County West Virginia | 20 | $ 1,390,000 | $ 69,000 | $ 42,000 |
Beaver County Pennsylvania | 19 | $ 171,000 | $ 9,000 | $ 38,000 |
Dauphin County Pennsylvania | 19 | $ 200,000 | $ 10,000 | $ 48,000 |
Randolph County West Virginia | 19 | $ 958,000 | $ 50,000 | $ 61,000 |
Barbour County West Virginia | 17 | $ 850,000 | $ 50,000 | $ 29,000 |
Montgomery County Maryland | 16 | $ 5,754,000 | $ 359,000 | $ 250,000 |
Prince William County Virginia | 16 | $ 4,833,000 | $ 302,000 | $ 180,000 |
Armstrong County Pennsylvania | 15 | $ 136,000 | $ 9,000 | $ 39,000 |
Mercer County Pennsylvania | 15 | $ 151,000 | $ 10,000 | $ 28,000 |
Mason County West Virginia | 15 | $ 821,000 | $ 54,000 | $ 54,000 |
Ritchie County West Virginia | 15 | $ 1,067,000 | $ 71,000 | $ 60,000 |
Wirt County West Virginia | 15 | $ 706,000 | $ 47,000 | $ 34,000 |
Indiana County Pennsylvania | 14 | $ 113,000 | $ 8,000 | $ 33,000 |
Clay County West Virginia | 14 | $ 567,000 | $ 40,000 | $ 42,000 |
Summit County Ohio | 13 | $ 119,000 | $ 9,000 | $ 39,000 |
Adams County Pennsylvania | 13 | $ 185,000 | $ 14,000 | $ 38,000 |
Lincoln County West Virginia | 13 | $ 882,000 | $ 67,000 | $ 56,000 |
Muskingum County Ohio | 12 | $ 109,000 | $ 9,000 | $ 28,000 |
Crawford County Pennsylvania | 12 | $ 104,000 | $ 8,000 | $ 42,000 |
Calhoun County West Virginia | 12 | $ 503,000 | $ 41,000 | $ 45,000 |
Monroe County West Virginia | 12 | $ 1,063,000 | $ 88,000 | $ 59,000 |
Pleasants County West Virginia | 12 | $ 572,000 | $ 47,000 | $ 48,000 |
Boyd County Kentucky | 11 | $ 906,000 | $ 82,000 | $ 92,000 |
Cuyahoga County Ohio | 11 | $ 200,000 | $ 18,000 | $ 62,000 |
Arlington County Virginia | 11 | $ 4,092,000 | $ 372,000 | $ 193,000 |
District of Columbia County District Of Columbia | 10 | $ 4,896,000 | $ 489,000 | $ 247,000 |
Clarion County Pennsylvania | 10 | $ 79,000 | $ 7,000 | $ 32,000 |
Cumberland County Pennsylvania | 10 | $ 110,000 | $ 11,000 | $ 69,000 |
Lawrence County Pennsylvania | 10 | $ 99,000 | $ 9,000 | $ 31,000 |
Doddridge County West Virginia | 10 | $ 499,000 | $ 49,000 | $ 68,000 |
Wetzel County West Virginia | 10 | $ 525,000 | $ 52,000 | $ 52,000 |
Mahoning County Ohio | 9 | $ 96,000 | $ 10,000 | $ 32,000 |
Trumbull County Ohio | 9 | $ 97,000 | $ 10,000 | $ 44,000 |
Campbell County Virginia | 9 | $ 175,000 | $ 19,000 | $ 40,000 |
Allegany County Maryland | 8 | $ 99,000 | $ 12,000 | $ 39,000 |
Garrett County Maryland | 8 | $ 1,354,000 | $ 169,000 | $ 749,000 |
Mingo County West Virginia | 8 | $ 211,000 | $ 26,000 | $ 58,000 |
Athens County Ohio | 7 | $ 207,000 | $ 29,000 | $ 66,000 |
Meigs County Ohio | 7 | $ 461,000 | $ 65,000 | $ 46,000 |
Blair County Pennsylvania | 7 | $ 82,000 | $ 11,000 | $ 36,000 |
Cambria County Pennsylvania | 7 | $ 100,000 | $ 14,000 | $ 29,000 |
Mineral County West Virginia | 7 | $ 448,000 | $ 64,000 | $ 53,000 |
Tucker County West Virginia | 7 | $ 867,000 | $ 123,000 | $ 220,000 |
Anne Arundel County Maryland | 6 | $ 373,000 | $ 62,000 | $ 116,000 |
Carroll County Maryland | 6 | $ 103,000 | $ 17,000 | $ 48,000 |
Washington County Maryland | 6 | $ 315,000 | $ 52,000 | $ 98,000 |
Ashtabula County Ohio | 6 | $ 77,000 | $ 12,000 | $ 23,000 |
Portage County Ohio | 6 | $ 32,000 | $ 5,000 | $ 28,000 |
Bucks County Pennsylvania | 6 | $ 62,000 | $ 10,000 | $ 56,000 |
Franklin County Pennsylvania | 6 | $ 84,000 | $ 14,000 | $ 54,000 |
Northampton County Pennsylvania | 6 | $ 50,000 | $ 8,000 | $ 41,000 |
Somerset County Pennsylvania | 6 | $ 69,000 | $ 11,000 | $ 19,000 |
Venango County Pennsylvania | 6 | $ 45,000 | $ 7,000 | $ 31,000 |
Summers County West Virginia | 6 | $ 714,000 | $ 119,000 | $ 115,000 |
Greenup County Kentucky | 5 | $ 225,000 | $ 45,000 | $ 59,000 |
Prince George's County Maryland | 5 | $ 65,000 | $ 13,000 | $ 87,000 |
Monroe County Ohio | 5 | $ 32,000 | $ 6,000 | $ 40,000 |
Montgomery County Pennsylvania | 5 | $ 169,000 | $ 33,000 | $ 88,000 |
Schuylkill County Pennsylvania | 5 | $ 87,000 | $ 17,000 | $ 50,000 |
Horry County South Carolina | 5 | $ 730,000 | $ 146,000 | $ 120,000 |
Alexandria County Virginia | 5 | $ 1,593,000 | $ 318,000 | $ 312,000 |
Rockingham County Virginia | 5 | $ 42,000 | $ 8,000 | $ 44,000 |
Baltimore County Maryland | 4 | $ 59,000 | $ 14,000 | $ 55,000 |
Frederick County Maryland | 4 | $ 39,000 | $ 9,000 | $ 47,000 |
Gallia County Ohio | 4 | $ 97,000 | $ 24,000 | $ 50,000 |
Perry County Ohio | 4 | $ 34,000 | $ 8,000 | $ 25,000 |
Lebanon County Pennsylvania | 4 | $ 49,000 | $ 12,000 | $ 26,000 |
Danville County Virginia | 4 | $ 37,000 | $ 9,000 | $ 30,000 |
Roanoke County Virginia | 4 | $ 27,000 | $ 6,000 | $ 50,000 |
Pocahontas County West Virginia | 4 | $ 733,000 | $ 183,000 | $ 56,000 |
Palm Beach County Florida | 3 | $ 1,597,000 | $ 532,000 | $ 718,000 |
Harford County Maryland | 3 | $ 52,000 | $ 17,000 | $ 49,000 |
Buncombe County North Carolina | 3 | $ 14,000 | $ 4,000 | $ 51,000 |
Dare County North Carolina | 3 | $ 547,000 | $ 182,000 | $ 114,000 |
Forsyth County North Carolina | 3 | $ 241,000 | $ 80,000 | $ 48,000 |
Harrison County Ohio | 3 | $ 28,000 | $ 9,000 | $ 40,000 |
Jackson County Ohio | 3 | $ 31,000 | $ 10,000 | $ 25,000 |
Lorain County Ohio | 3 | $ 42,000 | $ 14,000 | $ 87,000 |
Berks County Pennsylvania | 3 | $ 44,000 | $ 14,000 | $ 33,000 |
Chester County Pennsylvania | 3 | $ 49,000 | $ 16,000 | $ 93,000 |
Luzerne County Pennsylvania | 3 | $ 37,000 | $ 12,000 | $ 34,000 |
Albemarle County Virginia | 3 | $ 309,000 | $ 103,000 | $ 84,000 |
Bland County Virginia | 3 | $ 80,000 | $ 26,000 | $ 46,000 |
Botetourt County Virginia | 3 | $ 16,000 | $ 5,000 | $ 22,000 |
Manassas Park County Virginia | 3 | $ 767,000 | $ 255,000 | $ 123,000 |
Wythe County Virginia | 3 | $ 120,000 | $ 40,000 | $ 65,000 |
Tyler County West Virginia | 3 | $ 183,000 | $ 61,000 | $ 49,000 |
Collier County Florida | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
Cecil County Maryland | 2 | $ 42,000 | $ 21,000 | $ 37,000 |
Henderson County North Carolina | 2 | $ 17,000 | $ 8,000 | $ 36,000 |
Franklin County Ohio | 2 | $ 315,000 | $ 157,000 | $ 104,000 |
Lake County Ohio | 2 | $ 13,000 | $ 6,000 | $ 42,000 |
Licking County Ohio | 2 | $ 29,000 | $ 14,000 | $ 34,000 |
Medina County Ohio | 2 | $ 16,000 | $ 8,000 | $ 31,000 |
Morgan County Ohio | 2 | $ 77,000 | $ 38,000 | $ 43,000 |
Wayne County Ohio | 2 | $ 12,000 | $ 6,000 | $ 55,000 |
Carbon County Pennsylvania | 2 | $ 11,000 | $ 5,000 | $ 20,000 |
Beaufort County South Carolina | 2 | $ 1,295,000 | $ 647,000 | $ 65,000 |
Augusta County Virginia | 2 | $ 20,000 | $ 10,000 | $ 58,000 |
Bedford County Virginia | 2 | $ 16,000 | $ 8,000 | $ 71,000 |
Fairfax City County Virginia | 2 | $ 377,000 | $ 188,000 | $ 199,000 |
Giles County Virginia | 2 | $ 124,000 | $ 62,000 | $ 54,000 |
Henry County Virginia | 2 | $ 16,000 | $ 8,000 | $ 25,000 |
Pittsylvania County Virginia | 2 | $ 21,000 | $ 10,000 | $ 22,000 |
Pulaski County Virginia | 2 | $ 6,000 | $ 3,000 | $ 11,000 |
Warren County Virginia | 2 | $ 29,000 | $ 14,000 | $ 59,000 |
Hampshire County West Virginia | 2 | $ 376,000 | $ 188,000 | $ 34,000 |
McDowell County West Virginia | 2 | $ 42,000 | $ 21,000 | $ 58,000 |
Sussex County Delaware | 1 | $ 320,000 | $ 320,000 | $ 371,000 |
Indian River County Florida | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
Lake County Florida | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
Lee County Florida | 1 | $ 122,000 | $ 122,000 | $ 0 |
Manatee County Florida | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
Miami-Dade County Florida | 1 | $ 460,000 | $ 460,000 | $ 703,000 |
Okaloosa County Florida | 1 | $ 60,000 | $ 60,000 | $ 199,000 |
Orange County Florida | 1 | $ 5,000 | $ 5,000 | $ 96,000 |
Pinellas County Florida | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
Polk County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
Glynn County Georgia | 1 | $ 460,000 | $ 460,000 | $ 476,000 |
Delaware County Indiana | 1 | $ 200,000 | $ 200,000 | $ 272,000 |
Johnson County Kansas | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
Rowan County Kentucky | 1 | $ 218,000 | $ 218,000 | $ 393,000 |
Hancock County Maine | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
Calvert County Maryland | 1 | $ 21,000 | $ 21,000 | $ 136,000 |
Charles County Maryland | 1 | $ 19,000 | $ 19,000 | $ 76,000 |
Howard County Maryland | 1 | $ 14,000 | $ 14,000 | $ 51,000 |
Worcester County Maryland | 1 | $ 120,000 | $ 120,000 | $ 158,000 |
Suffolk County Massachusetts | 1 | $ 558,000 | $ 558,000 | $ 159,000 |
Clark County Nevada | 1 | $ 273,000 | $ 273,000 | $ 85,000 |
Burlington County New Jersey | 1 | $ 22,000 | $ 22,000 | $ 67,000 |
Cattaraugus County New York | 1 | $ 7,000 | $ 7,000 | $ 68,000 |
Schuyler County New York | 1 | $ 6,000 | $ 6,000 | $ 17,000 |
Steuben County New York | 1 | $ 6,000 | $ 6,000 | $ 39,000 |
Brunswick County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
Guilford County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 76,000 |
Macon County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
Ashland County Ohio | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
Butler County Ohio | 1 | $ 2,000 | $ 2,000 | $ 16,000 |
Clark County Ohio | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
Delaware County Ohio | 1 | $ 637,000 | $ 637,000 | $ 155,000 |
Geauga County Ohio | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
Hamilton County Ohio | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
Putnam County Ohio | 1 | $ 310,000 | $ 310,000 | $ 0 |
Scioto County Ohio | 1 | $ 350,000 | $ 350,000 | $ 0 |
Tuscarawas County Ohio | 1 | $ 6,000 | $ 6,000 | $ 14,000 |
Warren County Ohio | 1 | $ 62,000 | $ 62,000 | $ 44,000 |
Wyandot County Ohio | 1 | $ 290,000 | $ 290,000 | $ 0 |
Bradford County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
Columbia County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 22,000 |
Huntingdon County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 16,000 |
Lehigh County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 49,000 |
Lycoming County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 42,000 |
Mifflin County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 59,000 |
Monroe County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
Northumberland County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 11,000 |
Perry County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 53,000 |
Snyder County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 71,000 |
Susquehanna County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
Tioga County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
Warren County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 14,000 |
Anderson County South Carolina | 1 | $ 2,000 | $ 2,000 | $ 75,000 |
Berkeley County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 86,000 |
Charleston County South Carolina | 1 | $ 426,000 | $ 426,000 | $ 0 |
Spartanburg County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
Sevier County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 72,000 |
Alleghany County Virginia | 1 | $ 2,000 | $ 2,000 | $ 10,000 |
Amherst County Virginia | 1 | $ 2,000 | $ 2,000 | $ 32,000 |
Appomattox County Virginia | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
Charlottesville County Virginia | 1 | $ 5,000 | $ 5,000 | $ 8,000 |
Covington County Virginia | 1 | $ 8,000 | $ 8,000 | $ 30,000 |
Culpeper County Virginia | 1 | $ 11,000 | $ 11,000 | $ 17,000 |
Fauquier County Virginia | 1 | $ 224,000 | $ 224,000 | $ 125,000 |
Montgomery County Virginia | 1 | $ 17,000 | $ 17,000 | $ 56,000 |
Orange County Virginia | 1 | $ 360,000 | $ 360,000 | $ 240,000 |
Radford County Virginia | 1 | $ 2,000 | $ 2,000 | $ 32,000 |
Roanoke City County Virginia | 1 | $ 169,000 | $ 169,000 | $ 137,000 |
Spotsylvania County Virginia | 1 | $ 219,000 | $ 219,000 | $ 41,000 |
Stafford County Virginia | 1 | $ 300,000 | $ 300,000 | $ 178,000 |
Staunton County Virginia | 1 | $ 14,000 | $ 14,000 | $ 68,000 |
Virginia Beach County Virginia | 1 | $ 460,000 | $ 460,000 | $ 300,000 |
Washington County Virginia | 1 | $ 6,000 | $ 6,000 | $ 40,000 |
Waynesboro County Virginia | 1 | $ 11,000 | $ 11,000 | $ 34,000 |
Winchester County Virginia | 1 | $ 291,000 | $ 291,000 | $ 300,000 |
King County Washington | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
Hardy County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 2,920 | $275,266,000 | $239,866 | $1,785,000 | $280,800 | $3,500,000 |
Home Purchase (one-to-four family) | 2,148 | $232,535,000 | $228,600 | $3,050,000 | $131,866 | $7,601,000 |
Home Improvement (one-to-four family) | 1,878 | $26,385,000 | $12,909 | $375,000 | $53,454 | $1,230,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 38 | $15,397,000 | $335,000 | $4,250,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 6,393 | $476,114,000 | $176,636 | $3,050,000 | $135,818 | $7,601,000 |
Information not provided by applicant in mail or telephone application | 252 | $24,046,000 | $233,428 | $950,000 | $131,142 | $922,000 |
Black | 142 | $5,806,000 | $62,714 | $718,000 | $75,714 | $448,000 |
Not applicable | 83 | $25,559,000 | $369,000 | $4,250,000 | $1,250 | $414,000 |
Asian or Pacific Islander | 43 | $8,802,000 | $209,500 | $643,000 | $131,500 | $565,000 |
Hispanic | 37 | $4,102,000 | $150,200 | $534,000 | $104,400 | $288,000 |
Other | 22 | $3,733,000 | $307,500 | $460,000 | $456,500 | $1,044,000 |
American Indian or Alaskan Native | 12 | $1,421,000 | $233,666 | $551,000 | $163,333 | $338,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,009 | $538,346,000 | $225,500 | $4,250,000 | $165,850 | $7,601,000 |
FHA-insured (Federal Housing Administration) | 960 | $9,685,000 | $11,272 | $28,000 | $51,272 | $161,000 |
VA-guaranteed (Veterans Administration) | 15 | $1,552,000 | $103,000 | $194,000 | $66,000 | $234,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 5,119 | $428,861,000 | $178,375 | $4,250,000 | $127,812 | $7,601,000 |
Application Denied By Financial Institution | 1,054 | $39,826,000 | $21,300 | $455,000 | $37,900 | $426,000 |
Application Withdrawn By Applicant | 429 | $26,717,000 | $76,000 | $360,000 | $81,666 | $636,000 |
Application Approved But Not Accepted | 235 | $3,596,000 | $23,111 | $176,000 | $56,888 | $153,000 |
Loan Purchased By The Institution | 142 | $50,075,000 | $362,200 | $1,000,000 | $270,400 | $922,000 |
File Closed For Incompleteness | 5 | $508,000 | $166,500 | $275,000 | $122,500 | $188,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 734 | $26,957,000 | $19,777 | $440,000 | $40,222 | $426,000 |
Debt-To-Income Ratio | 193 | $6,779,000 | $26,125 | $303,000 | $33,875 | $123,000 |
Collateral | 53 | $3,277,000 | $86,000 | $455,000 | $44,333 | $180,000 |
Other | 40 | $958,000 | $20,285 | $101,000 | $34,142 | $155,000 |
Employment History | 18 | $665,000 | $43,666 | $120,000 | $56,000 | $104,000 |
Insufficient Cash (Downpayment, Closing Cost) | 9 | $620,000 | $68,000 | $102,000 | $46,000 | $58,000 |
Credit Application Incomplete | 4 | $419,000 | $104,000 | $207,000 | $48,000 | $93,000 |
Unverifiable Information | 2 | $69,000 | $34,000 | $49,000 | $60,000 | $72,000 |
Mortgage Insurance Denied | 1 | $82,000 | $82,000 | $82,000 | $68,000 | $68,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.