United American Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

United American Savings Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address United American Savings Bank
1812 East Carson St
Pittsburgh, PA 15203
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 143
Total Mortgage Loan Application Amount $16,029,000
Average Mortgage Loan Application Amount $105,333
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $82,333
Highest Applicant Income $422,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with United American Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United American Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down United American Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United American Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by United American Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United American Savings Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for United American Savings Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny County Pennsylvania 112 $ 12,018,000 $ 107,000 $ 78,000
Westmoreland County Pennsylvania 14 $ 2,149,000 $ 153,000 $ 135,000
Beaver County Pennsylvania 7 $ 742,000 $ 106,000 $ 99,000
Butler County Pennsylvania 3 $ 399,000 $ 133,000 $ 161,000
Washington County Pennsylvania 3 $ 223,000 $ 74,000 $ 60,000
Fayette County Pennsylvania 2 $ 385,000 $ 192,000 $ 341,000
Pinellas County Florida 1 $ 90,000 $ 90,000 $ 88,000
Indiana County Pennsylvania 1 $ 23,000 $ 23,000 $ 60,000

Mortgage Loan Application Detail Totals for United American Savings Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 68 $7,734,000 $113,000 $360,000 $91,000 $366,000
Home Purchase 57 $6,754,000 $118,000 $417,000 $99,000 $422,000
Home Improvement 18 $1,541,000 $85,000 $206,000 $57,000 $132,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 106 $12,269,000 $115,000 $360,000 $117,000 $422,000
Not applicable 28 $2,758,000 $98,000 $267,000 $0 $0
Black or African American 5 $609,000 $121,000 $417,000 $42,000 $112,000
Asian 2 $326,000 $163,000 $186,000 $75,000 $99,000
Not Provided 2 $67,000 $33,000 $42,000 $49,000 $85,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 142 $15,981,000 $112,000 $417,000 $90,000 $422,000
VA-guaranteed (Veterans Administration) 1 $48,000 $48,000 $48,000 $42,000 $42,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 91 $10,578,000 $116,000 $417,000 $94,000 $366,000
Application Denied By Financial Institution 36 $3,900,000 $108,000 $350,000 $85,000 $422,000
Application Approved But Not Accepted 11 $999,000 $90,000 $300,000 $82,000 $139,000
Application Withdrawn By Applicant 4 $412,000 $103,000 $199,000 $48,000 $70,000
File Closed For Incompleteness 1 $140,000 $140,000 $140,000 $99,000 $99,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 15 $1,995,000 $133,000 $350,000 $120,000 $422,000
Credit History 13 $877,000 $67,000 $128,000 $66,000 $160,000
Debt-To-Income Ratio 5 $628,000 $125,000 $240,000 $43,000 $75,000
Other 3 $400,000 $133,000 $168,000 $56,000 $92,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United American Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United American Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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