Union Savings Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Union Savings Bank 8534 E Kemper Rd Cincinnati, OH 45249 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 16,945 |
Total Mortgage Loan Application Amount | $3,097,401,000 |
Average Mortgage Loan Application Amount | $161,666 |
Highest Mortgage Loan Application Amount | $6,500,000 |
Average Applicant Income | $100,666 |
Highest Applicant Income | $2,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2017.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Indiana | 5 | $ 421,000 | $ 84,000 | $ 54,000 |
Adams County Ohio | 6 | $ 675,000 | $ 112,000 | $ 214,000 |
Allegan County Michigan | 1 | $ 195,000 | $ 195,000 | $ 182,000 |
Allegheny County Pennsylvania | 14 | $ 3,315,000 | $ 236,000 | $ 115,000 |
Allen County Indiana | 363 | $ 51,708,000 | $ 142,000 | $ 85,000 |
Allen County Ohio | 2 | $ 294,000 | $ 147,000 | $ 193,000 |
Antrim County Michigan | 1 | $ 143,000 | $ 143,000 | $ 268,000 |
Ashland County Ohio | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
Ashtabula County Ohio | 1 | $ 222,000 | $ 222,000 | $ 117,000 |
Athens County Ohio | 10 | $ 1,248,000 | $ 124,000 | $ 79,000 |
Auglaize County Ohio | 18 | $ 2,776,000 | $ 154,000 | $ 123,000 |
Baldwin County Alabama | 1 | $ 296,000 | $ 296,000 | $ 0 |
Barnstable County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 603,000 |
Bartholomew County Indiana | 165 | $ 27,153,000 | $ 164,000 | $ 96,000 |
Beaufort County South Carolina | 4 | $ 670,000 | $ 167,000 | $ 129,000 |
Beaver County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 107,000 |
Berrien County Michigan | 1 | $ 147,000 | $ 147,000 | $ 110,000 |
Boone County Indiana | 127 | $ 29,366,000 | $ 231,000 | $ 127,000 |
Boone County Kentucky | 92 | $ 18,895,000 | $ 205,000 | $ 107,000 |
Branch County Michigan | 2 | $ 473,000 | $ 236,000 | $ 175,000 |
Broward County Florida | 31 | $ 14,018,000 | $ 452,000 | $ 315,000 |
Brown County Indiana | 29 | $ 6,421,000 | $ 221,000 | $ 243,000 |
Brown County Ohio | 27 | $ 5,211,000 | $ 193,000 | $ 133,000 |
Bullitt County Kentucky | 2 | $ 781,000 | $ 390,000 | $ 40,000 |
Butler County Ohio | 1,059 | $ 184,001,000 | $ 173,000 | $ 97,000 |
Butler County Pennsylvania | 2 | $ 518,000 | $ 259,000 | $ 145,000 |
Camden County Missouri | 1 | $ 172,000 | $ 172,000 | $ 57,000 |
Campbell County Kentucky | 83 | $ 14,694,000 | $ 177,000 | $ 112,000 |
Campbell County Tennessee | 6 | $ 2,306,000 | $ 384,000 | $ 184,000 |
Carroll County Indiana | 1 | $ 41,000 | $ 41,000 | $ 59,000 |
Carter County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
Cass County Indiana | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
Champaign County Ohio | 23 | $ 3,927,000 | $ 170,000 | $ 80,000 |
Charleston County South Carolina | 3 | $ 644,000 | $ 214,000 | $ 113,000 |
Charlotte County Florida | 2 | $ 724,000 | $ 362,000 | $ 0 |
Chatham County Georgia | 1 | $ 182,000 | $ 182,000 | $ 130,000 |
Clark County Ohio | 104 | $ 14,284,000 | $ 137,000 | $ 76,000 |
Clay County Florida | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
Clay County Indiana | 2 | $ 265,000 | $ 132,000 | $ 83,000 |
Clermont County Ohio | 500 | $ 93,427,000 | $ 186,000 | $ 108,000 |
Cleveland County Oklahoma | 3 | $ 457,000 | $ 152,000 | $ 71,000 |
Clinton County Indiana | 1 | $ 93,000 | $ 93,000 | $ 73,000 |
Clinton County Ohio | 48 | $ 8,998,000 | $ 187,000 | $ 89,000 |
Collier County Florida | 7 | $ 2,337,000 | $ 333,000 | $ 291,000 |
Cook County Illinois | 3 | $ 796,000 | $ 265,000 | $ 120,000 |
Crawford County Ohio | 1 | $ 61,000 | $ 61,000 | $ 104,000 |
Cuyahoga County Ohio | 15 | $ 2,234,000 | $ 148,000 | $ 90,000 |
Darke County Ohio | 22 | $ 2,543,000 | $ 115,000 | $ 66,000 |
Dearborn County Indiana | 31 | $ 5,267,000 | $ 169,000 | $ 104,000 |
Defiance County Ohio | 2 | $ 382,000 | $ 191,000 | $ 152,000 |
DeKalb County Indiana | 22 | $ 2,495,000 | $ 113,000 | $ 60,000 |
Delaware County Indiana | 6 | $ 973,000 | $ 162,000 | $ 148,000 |
Delaware County Ohio | 655 | $ 163,475,000 | $ 249,000 | $ 134,000 |
Douglas County Kansas | 1 | $ 149,000 | $ 149,000 | $ 88,000 |
Dubois County Indiana | 1 | $ 223,000 | $ 223,000 | $ 70,000 |
Elkhart County Indiana | 2 | $ 198,000 | $ 99,000 | $ 153,000 |
Escambia County Florida | 1 | $ 171,000 | $ 171,000 | $ 157,000 |
Fairfield County Ohio | 328 | $ 56,741,000 | $ 172,000 | $ 97,000 |
Fayette County Indiana | 1 | $ 159,000 | $ 159,000 | $ 76,000 |
Fayette County Kentucky | 10 | $ 1,720,000 | $ 172,000 | $ 114,000 |
Fayette County Ohio | 11 | $ 1,406,000 | $ 127,000 | $ 97,000 |
Flagler County Florida | 1 | $ 494,000 | $ 494,000 | $ 613,000 |
Floyd County Indiana | 2 | $ 591,000 | $ 295,000 | $ 142,000 |
Fountain County Indiana | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
Franklin County Indiana | 7 | $ 1,303,000 | $ 186,000 | $ 108,000 |
Franklin County Ohio | 2,659 | $ 462,301,000 | $ 173,000 | $ 99,000 |
Fulton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
Gallatin County Kentucky | 2 | $ 778,000 | $ 389,000 | $ 58,000 |
Geauga County Ohio | 2 | $ 497,000 | $ 248,000 | $ 175,000 |
Genesee County Michigan | 1 | $ 174,000 | $ 174,000 | $ 82,000 |
Grant County Indiana | 8 | $ 1,034,000 | $ 129,000 | $ 74,000 |
Grant County Kentucky | 5 | $ 1,542,000 | $ 308,000 | $ 224,000 |
Greene County Indiana | 2 | $ 209,000 | $ 104,000 | $ 87,000 |
Greene County Missouri | 1 | $ 191,000 | $ 191,000 | $ 50,000 |
Greene County Ohio | 509 | $ 99,956,000 | $ 196,000 | $ 110,000 |
Guernsey County Ohio | 3 | $ 280,000 | $ 93,000 | $ 121,000 |
Hamilton County Indiana | 893 | $ 201,959,000 | $ 226,000 | $ 127,000 |
Hamilton County Ohio | 2,275 | $ 382,647,000 | $ 168,000 | $ 105,000 |
Hancock County Indiana | 91 | $ 15,758,000 | $ 173,000 | $ 97,000 |
Hancock County Ohio | 2 | $ 206,000 | $ 103,000 | $ 64,000 |
Hardin County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
Hardin County Ohio | 4 | $ 531,000 | $ 132,000 | $ 67,000 |
Harrison County Indiana | 1 | $ 103,000 | $ 103,000 | $ 75,000 |
Harrison County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
Hendricks County Indiana | 237 | $ 43,514,000 | $ 183,000 | $ 104,000 |
Henry County Indiana | 6 | $ 744,000 | $ 124,000 | $ 59,000 |
Hernando County Florida | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
Highland County Ohio | 8 | $ 1,229,000 | $ 153,000 | $ 156,000 |
Hillsborough County Florida | 2 | $ 1,003,000 | $ 501,000 | $ 234,000 |
Hocking County Ohio | 20 | $ 2,981,000 | $ 149,000 | $ 85,000 |
Holmes County Ohio | 2 | $ 330,000 | $ 165,000 | $ 209,000 |
Honolulu County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 166,000 |
Howard County Indiana | 17 | $ 2,343,000 | $ 137,000 | $ 91,000 |
Huntington County Indiana | 15 | $ 2,273,000 | $ 151,000 | $ 79,000 |
Huron County Ohio | 2 | $ 194,000 | $ 97,000 | $ 50,000 |
Indian River County Florida | 1 | $ 179,000 | $ 179,000 | $ 136,000 |
Iredell County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 198,000 |
Jackson County Indiana | 9 | $ 1,143,000 | $ 127,000 | $ 66,000 |
Jasper County Indiana | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
Jefferson County Indiana | 1 | $ 256,000 | $ 256,000 | $ 103,000 |
Jefferson County Kentucky | 20 | $ 5,897,000 | $ 294,000 | $ 127,000 |
Jennings County Indiana | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
Jessamine County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 176,000 |
Johnson County Indiana | 311 | $ 60,119,000 | $ 193,000 | $ 111,000 |
Kendall County Illinois | 1 | $ 262,000 | $ 262,000 | $ 137,000 |
Kenton County Kentucky | 123 | $ 22,590,000 | $ 183,000 | $ 113,000 |
Knox County Ohio | 27 | $ 4,534,000 | $ 167,000 | $ 126,000 |
Kosciusko County Indiana | 6 | $ 1,118,000 | $ 186,000 | $ 76,000 |
La Crosse County Wisconsin | 1 | $ 378,000 | $ 378,000 | $ 185,000 |
LaGrange County Indiana | 5 | $ 1,013,000 | $ 202,000 | $ 113,000 |
Lake County Indiana | 6 | $ 1,731,000 | $ 288,000 | $ 116,000 |
Lake County Ohio | 6 | $ 899,000 | $ 149,000 | $ 62,000 |
LaPorte County Indiana | 1 | $ 140,000 | $ 140,000 | $ 69,000 |
Lawrence County Indiana | 1 | $ 273,000 | $ 273,000 | $ 95,000 |
Lawrence County Pennsylvania | 9 | $ 1,237,000 | $ 137,000 | $ 71,000 |
Lebanon County Pennsylvania | 2 | $ 161,000 | $ 80,000 | $ 123,000 |
Lee County Florida | 7 | $ 1,833,000 | $ 261,000 | $ 196,000 |
Licking County Ohio | 167 | $ 32,885,000 | $ 196,000 | $ 106,000 |
Logan County Ohio | 30 | $ 5,075,000 | $ 169,000 | $ 151,000 |
Lorain County Ohio | 1 | $ 271,000 | $ 271,000 | $ 128,000 |
Los Angeles County California | 18 | $ 25,810,000 | $ 1,433,000 | $ 401,000 |
Loudoun County Virginia | 1 | $ 635,000 | $ 635,000 | $ 101,000 |
Lubbock County Texas | 1 | $ 458,000 | $ 458,000 | $ 117,000 |
Lucas County Ohio | 5 | $ 594,000 | $ 118,000 | $ 54,000 |
Luzerne County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
Madison County Indiana | 37 | $ 5,277,000 | $ 142,000 | $ 81,000 |
Madison County Kentucky | 4 | $ 1,377,000 | $ 344,000 | $ 126,000 |
Madison County Ohio | 45 | $ 10,442,000 | $ 232,000 | $ 130,000 |
Mahoning County Ohio | 5 | $ 783,000 | $ 156,000 | $ 81,000 |
Manatee County Florida | 2 | $ 577,000 | $ 288,000 | $ 132,000 |
Maricopa County Arizona | 2 | $ 391,000 | $ 195,000 | $ 252,000 |
Marin County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 351,000 |
Marion County Florida | 1 | $ 307,000 | $ 307,000 | $ 175,000 |
Marion County Indiana | 1,055 | $ 156,826,000 | $ 148,000 | $ 94,000 |
Marion County Ohio | 13 | $ 1,383,000 | $ 106,000 | $ 56,000 |
McCracken County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 331,000 |
Mecklenburg County North Carolina | 3 | $ 743,000 | $ 247,000 | $ 192,000 |
Medina County Ohio | 7 | $ 1,257,000 | $ 179,000 | $ 80,000 |
Menifee County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 132,000 |
Mercer County Ohio | 7 | $ 1,106,000 | $ 158,000 | $ 124,000 |
Mercer County Pennsylvania | 3 | $ 374,000 | $ 124,000 | $ 78,000 |
Miami County Ohio | 390 | $ 63,682,000 | $ 163,000 | $ 90,000 |
Miami-Dade County Florida | 1 | $ 165,000 | $ 165,000 | $ 163,000 |
Monroe County Indiana | 54 | $ 8,929,000 | $ 165,000 | $ 111,000 |
Montgomery County Indiana | 2 | $ 243,000 | $ 121,000 | $ 68,000 |
Montgomery County Ohio | 1,978 | $ 273,189,000 | $ 138,000 | $ 89,000 |
Moore County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 39,000 |
Morgan County Indiana | 60 | $ 11,608,000 | $ 193,000 | $ 101,000 |
Morgan County Ohio | 2 | $ 213,000 | $ 106,000 | $ 71,000 |
Morrow County Ohio | 17 | $ 3,019,000 | $ 177,000 | $ 80,000 |
Muskingum County Ohio | 6 | $ 815,000 | $ 135,000 | $ 125,000 |
Nassau County Florida | 1 | $ 253,000 | $ 253,000 | $ 96,000 |
New York County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,007,000 |
Noble County Indiana | 11 | $ 1,572,000 | $ 142,000 | $ 97,000 |
Oakland County Michigan | 2 | $ 151,000 | $ 75,000 | $ 115,000 |
Ohio County Indiana | 1 | $ 266,000 | $ 266,000 | $ 94,000 |
Okaloosa County Florida | 2 | $ 592,000 | $ 296,000 | $ 141,000 |
Oldham County Kentucky | 4 | $ 1,190,000 | $ 297,000 | $ 110,000 |
Orange County California | 15 | $ 28,447,000 | $ 1,896,000 | $ 358,000 |
Ottawa County Ohio | 3 | $ 294,000 | $ 98,000 | $ 75,000 |
Owen County Indiana | 2 | $ 202,000 | $ 101,000 | $ 93,000 |
Owen County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 153,000 |
Palm Beach County Florida | 13 | $ 14,544,000 | $ 1,118,000 | $ 382,000 |
Parke County Indiana | 1 | $ 218,000 | $ 218,000 | $ 76,000 |
Pasco County Florida | 2 | $ 473,000 | $ 236,000 | $ 94,000 |
Paulding County Ohio | 2 | $ 200,000 | $ 100,000 | $ 56,000 |
Pendleton County Kentucky | 3 | $ 279,000 | $ 93,000 | $ 94,000 |
Perry County Ohio | 25 | $ 5,250,000 | $ 210,000 | $ 112,000 |
Pickaway County Ohio | 76 | $ 13,896,000 | $ 182,000 | $ 93,000 |
Pike County Ohio | 1 | $ 400,000 | $ 400,000 | $ 197,000 |
Pinellas County Florida | 6 | $ 1,370,000 | $ 228,000 | $ 256,000 |
Portage County Ohio | 2 | $ 563,000 | $ 281,000 | $ 135,000 |
Porter County Indiana | 1 | $ 214,000 | $ 214,000 | $ 69,000 |
Powell County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 47,000 |
Preble County Ohio | 44 | $ 7,037,000 | $ 159,000 | $ 86,000 |
Prince George's County Maryland | 1 | $ 286,000 | $ 286,000 | $ 110,000 |
Prince William County Virginia | 2 | $ 398,000 | $ 199,000 | $ 109,000 |
Pulaski County Kentucky | 2 | $ 168,000 | $ 84,000 | $ 129,000 |
Putnam County Indiana | 7 | $ 1,654,000 | $ 236,000 | $ 133,000 |
Richland County Ohio | 8 | $ 1,525,000 | $ 190,000 | $ 93,000 |
Ripley County Indiana | 1 | $ 146,000 | $ 146,000 | $ 29,000 |
Riverside County California | 1 | $ 452,000 | $ 452,000 | $ 0 |
Ross County Ohio | 8 | $ 943,000 | $ 117,000 | $ 73,000 |
Rush County Indiana | 4 | $ 511,000 | $ 127,000 | $ 65,000 |
San Diego County California | 3 | $ 4,288,000 | $ 1,429,000 | $ 503,000 |
Santa Rosa County Florida | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
Sarasota County Florida | 9 | $ 3,566,000 | $ 396,000 | $ 700,000 |
Scioto County Ohio | 3 | $ 369,000 | $ 123,000 | $ 96,000 |
Scott County Kentucky | 3 | $ 476,000 | $ 158,000 | $ 118,000 |
Seneca County Ohio | 1 | $ 62,000 | $ 62,000 | $ 56,000 |
Sevier County Tennessee | 2 | $ 319,000 | $ 159,000 | $ 149,000 |
Shelby County Indiana | 26 | $ 4,728,000 | $ 181,000 | $ 90,000 |
Shelby County Ohio | 50 | $ 8,158,000 | $ 163,000 | $ 84,000 |
Spencer County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 124,000 |
St. Charles County Missouri | 2 | $ 455,000 | $ 227,000 | $ 153,000 |
St. Joseph County Indiana | 2 | $ 235,000 | $ 117,000 | $ 64,000 |
Stark County Ohio | 4 | $ 622,000 | $ 155,000 | $ 91,000 |
Steuben County Indiana | 11 | $ 1,528,000 | $ 138,000 | $ 69,000 |
Summit County Ohio | 6 | $ 1,189,000 | $ 198,000 | $ 102,000 |
Sumner County Tennessee | 4 | $ 1,260,000 | $ 315,000 | $ 244,000 |
Switzerland County Indiana | 1 | $ 264,000 | $ 264,000 | $ 155,000 |
Tarrant County Texas | 1 | $ 300,000 | $ 300,000 | $ 305,000 |
Tippecanoe County Indiana | 17 | $ 2,318,000 | $ 136,000 | $ 96,000 |
Tipton County Indiana | 5 | $ 572,000 | $ 114,000 | $ 59,000 |
Trumbull County Ohio | 1 | $ 208,000 | $ 208,000 | $ 102,000 |
Tuscarawas County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
Union County Ohio | 132 | $ 35,488,000 | $ 268,000 | $ 142,000 |
Van Wert County Ohio | 4 | $ 580,000 | $ 145,000 | $ 53,000 |
Ventura County California | 1 | $ 325,000 | $ 325,000 | $ 310,000 |
Wake County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
Walton County Florida | 1 | $ 135,000 | $ 135,000 | $ 155,000 |
Warren County Indiana | 2 | $ 378,000 | $ 189,000 | $ 68,000 |
Warren County Ohio | 1,250 | $ 264,209,000 | $ 211,000 | $ 118,000 |
Warrick County Indiana | 2 | $ 235,000 | $ 117,000 | $ 154,000 |
Washington County Ohio | 1 | $ 103,000 | $ 103,000 | $ 78,000 |
Wayne County Indiana | 3 | $ 547,000 | $ 182,000 | $ 59,000 |
Wayne County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 738,000 |
Wayne County Michigan | 2 | $ 208,000 | $ 104,000 | $ 63,000 |
Wayne County Ohio | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
Wayne County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 135,000 |
Wells County Indiana | 7 | $ 1,050,000 | $ 150,000 | $ 67,000 |
White County Indiana | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
Whitley County Indiana | 9 | $ 1,689,000 | $ 187,000 | $ 102,000 |
Woodford County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
Wyandot County Ohio | 1 | $ 78,000 | $ 78,000 | $ 111,000 |
Yavapai County Arizona | 1 | $ 1,004,000 | $ 1,004,000 | $ 234,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 9,002 | $1,839,056,000 | $204,000 | $5,800,000 | $110,000 | $2,600,000 |
Refinancing | 6,019 | $1,053,457,000 | $175,000 | $4,380,000 | $106,000 | $2,178,000 |
Home Improvement | 1,924 | $204,888,000 | $106,000 | $6,500,000 | $86,000 | $2,530,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 13,470 | $2,523,644,000 | $187,000 | $6,500,000 | $110,000 | $2,600,000 |
Black or African American | 1,226 | $76,425,000 | $62,000 | $656,000 | $57,000 | $460,000 |
Not Provided | 1,080 | $236,444,000 | $218,000 | $5,800,000 | $128,000 | $2,178,000 |
Asian | 750 | $154,941,000 | $206,000 | $820,000 | $114,000 | $570,000 |
Not applicable | 206 | $67,673,000 | $328,000 | $4,380,000 | $0 | $0 |
Hispanic | 173 | $31,178,000 | $180,000 | $1,098,000 | $98,000 | $380,000 |
American Indian or Alaskan Native | 25 | $3,924,000 | $156,000 | $342,000 | $97,000 | $285,000 |
Native Hawaiian or Other Pacific Islander | 15 | $3,172,000 | $211,000 | $648,000 | $117,000 | $247,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,156 | $2,818,618,000 | $185,000 | $6,500,000 | $110,000 | $2,600,000 |
FHA-insured (Federal Housing Administration) | 1,346 | $192,779,000 | $143,000 | $332,000 | $63,000 | $337,000 |
VA-guaranteed (Veterans Administration) | 361 | $74,595,000 | $206,000 | $770,000 | $87,000 | $394,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $11,409,000 | $139,000 | $400,000 | $53,000 | $276,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 12,956 | $2,376,584,000 | $183,000 | $6,500,000 | $108,000 | $2,600,000 |
Application Denied By Financial Institution | 2,248 | $380,318,000 | $169,000 | $2,000,000 | $88,000 | $1,048,000 |
Application Withdrawn By Applicant | 1,521 | $298,413,000 | $196,000 | $2,240,000 | $113,000 | $1,388,000 |
Application Approved But Not Accepted | 205 | $39,248,000 | $191,000 | $3,500,000 | $106,000 | $926,000 |
Loan Purchased By The Institution | 15 | $2,838,000 | $189,000 | $418,000 | $141,000 | $512,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 733 | $141,127,000 | $192,000 | $2,000,000 | $66,000 | $945,000 |
Credit History | 502 | $64,079,000 | $127,000 | $926,000 | $81,000 | $696,000 |
Collateral | 469 | $87,744,000 | $187,000 | $944,000 | $114,000 | $1,048,000 |
Credit Application Incomplete | 288 | $50,623,000 | $175,000 | $1,360,000 | $117,000 | $608,000 |
Other | 132 | $15,878,000 | $120,000 | $483,000 | $87,000 | $598,000 |
Insufficient Cash (Downpayment, Closing Cost) | 60 | $9,724,000 | $162,000 | $485,000 | $84,000 | $284,000 |
Unverifiable Information | 36 | $6,192,000 | $172,000 | $782,000 | $108,000 | $595,000 |
Employment History | 27 | $4,749,000 | $175,000 | $531,000 | $73,000 | $239,000 |
Mortgage Insurance Denied | 1 | $202,000 | $202,000 | $202,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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