Union Savings Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Union Savings Bank 8534 E Kemper Rd Cincinnati, OH 45249 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 46,916 |
Total Mortgage Loan Application Amount | $7,568,916,000 |
Average Mortgage Loan Application Amount | $157,000 |
Highest Mortgage Loan Application Amount | $3,700,000 |
Average Applicant Income | $97,333 |
Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2012.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Indiana | 3 | $ 388,000 | $ 129,000 | $ 106,000 |
Adams County Ohio | 11 | $ 1,194,000 | $ 108,000 | $ 73,000 |
Alexandria County Virginia | 1 | $ 297,000 | $ 297,000 | $ 92,000 |
Allegheny County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 94,000 |
Allen County Indiana | 34 | $ 4,310,000 | $ 126,000 | $ 65,000 |
Allen County Ohio | 4 | $ 596,000 | $ 149,000 | $ 89,000 |
Alpena County Michigan | 1 | $ 155,000 | $ 155,000 | $ 375,000 |
Anderson County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 79,000 |
Anne Arundel County Maryland | 1 | $ 750,000 | $ 750,000 | $ 150,000 |
Antrim County Michigan | 1 | $ 81,000 | $ 81,000 | $ 123,000 |
Arlington County Virginia | 1 | $ 380,000 | $ 380,000 | $ 237,000 |
Ashland County Ohio | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
Athens County Ohio | 30 | $ 3,772,000 | $ 125,000 | $ 86,000 |
Auglaize County Ohio | 26 | $ 4,003,000 | $ 153,000 | $ 96,000 |
Autauga County Alabama | 1 | $ 152,000 | $ 152,000 | $ 102,000 |
Avery County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 285,000 |
Baldwin County Alabama | 1 | $ 58,000 | $ 58,000 | $ 174,000 |
Barnstable County Massachusetts | 1 | $ 393,000 | $ 393,000 | $ 424,000 |
Bartholomew County Indiana | 776 | $ 116,108,000 | $ 149,000 | $ 92,000 |
Beaufort County South Carolina | 2 | $ 619,000 | $ 309,000 | $ 209,000 |
Belmont County Ohio | 4 | $ 339,000 | $ 84,000 | $ 89,000 |
Bexar County Texas | 1 | $ 270,000 | $ 270,000 | $ 113,000 |
Blackford County Indiana | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
Boone County Indiana | 461 | $ 96,847,000 | $ 210,000 | $ 130,000 |
Boone County Kentucky | 356 | $ 61,726,000 | $ 173,000 | $ 96,000 |
Boyd County Kentucky | 1 | $ 274,000 | $ 274,000 | $ 125,000 |
Bracken County Kentucky | 5 | $ 937,000 | $ 187,000 | $ 148,000 |
Brevard County Florida | 1 | $ 183,000 | $ 183,000 | $ 146,000 |
Broward County Florida | 3 | $ 1,404,000 | $ 468,000 | $ 251,000 |
Brown County Indiana | 66 | $ 11,080,000 | $ 167,000 | $ 132,000 |
Brown County Ohio | 98 | $ 13,978,000 | $ 142,000 | $ 121,000 |
Brunswick County North Carolina | 2 | $ 597,000 | $ 298,000 | $ 260,000 |
Bullitt County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 0 |
Butler County Ohio | 3,817 | $ 567,942,000 | $ 148,000 | $ 89,000 |
Cambria County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 22,000 |
Campbell County Kentucky | 295 | $ 46,841,000 | $ 158,000 | $ 95,000 |
Campbell County Tennessee | 16 | $ 4,459,000 | $ 278,000 | $ 192,000 |
Cape May County New Jersey | 1 | $ 530,000 | $ 530,000 | $ 244,000 |
Carroll County Indiana | 5 | $ 522,000 | $ 104,000 | $ 99,000 |
Carroll County Ohio | 1 | $ 222,000 | $ 222,000 | $ 149,000 |
Carteret County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 178,000 |
Cass County Indiana | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
Catawba County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 365,000 |
Champaign County Ohio | 78 | $ 9,508,000 | $ 121,000 | $ 67,000 |
Charles County Maryland | 1 | $ 264,000 | $ 264,000 | $ 0 |
Charleston County South Carolina | 4 | $ 1,633,000 | $ 408,000 | $ 331,000 |
Charlevoix County Michigan | 2 | $ 499,000 | $ 249,000 | $ 171,000 |
Citrus County Florida | 1 | $ 122,000 | $ 122,000 | $ 97,000 |
Clark County Indiana | 10 | $ 1,303,000 | $ 130,000 | $ 88,000 |
Clark County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
Clark County Nevada | 1 | $ 239,000 | $ 239,000 | $ 0 |
Clark County Ohio | 312 | $ 39,620,000 | $ 126,000 | $ 74,000 |
Clay County Indiana | 3 | $ 304,000 | $ 101,000 | $ 62,000 |
Clermont County Ohio | 1,783 | $ 288,443,000 | $ 161,000 | $ 96,000 |
Clinton County Indiana | 6 | $ 656,000 | $ 109,000 | $ 69,000 |
Clinton County Ohio | 114 | $ 15,873,000 | $ 139,000 | $ 73,000 |
Cobb County Georgia | 1 | $ 162,000 | $ 162,000 | $ 124,000 |
Colbert County Alabama | 1 | $ 149,000 | $ 149,000 | $ 76,000 |
Collier County Florida | 11 | $ 4,485,000 | $ 407,000 | $ 324,000 |
Columbiana County Ohio | 2 | $ 488,000 | $ 244,000 | $ 102,000 |
Cook County Illinois | 3 | $ 618,000 | $ 206,000 | $ 82,000 |
Coshocton County Ohio | 2 | $ 272,000 | $ 136,000 | $ 85,000 |
Crawford County Ohio | 12 | $ 1,637,000 | $ 136,000 | $ 105,000 |
Cumberland County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
Cumberland County Maine | 1 | $ 413,000 | $ 413,000 | $ 526,000 |
Cumberland County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 136,000 |
Cumberland County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
Cuyahoga County Ohio | 16 | $ 2,599,000 | $ 162,000 | $ 100,000 |
Darke County Ohio | 78 | $ 7,945,000 | $ 101,000 | $ 57,000 |
Davidson County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
Daviess County Indiana | 4 | $ 561,000 | $ 140,000 | $ 105,000 |
Dearborn County Indiana | 126 | $ 19,345,000 | $ 153,000 | $ 91,000 |
Decatur County Indiana | 18 | $ 2,571,000 | $ 142,000 | $ 109,000 |
Defiance County Ohio | 3 | $ 254,000 | $ 84,000 | $ 84,000 |
Delaware County Indiana | 11 | $ 1,209,000 | $ 109,000 | $ 86,000 |
Delaware County Ohio | 2,138 | $ 443,247,000 | $ 207,000 | $ 120,000 |
Delaware County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 616,000 |
District of Columbia County District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 131,000 |
Doddridge County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 150,000 |
DuPage County Illinois | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
Dyer County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 65,000 |
Eagle County Colorado | 1 | $ 275,000 | $ 275,000 | $ 192,000 |
East Baton Rouge County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 134,000 |
El Dorado County California | 1 | $ 320,000 | $ 320,000 | $ 319,000 |
Elkhart County Indiana | 6 | $ 922,000 | $ 153,000 | $ 91,000 |
Emmet County Michigan | 4 | $ 1,311,000 | $ 327,000 | $ 654,000 |
Erie County Ohio | 7 | $ 854,000 | $ 122,000 | $ 140,000 |
Fairfax County Virginia | 1 | $ 1,339,000 | $ 1,339,000 | $ 274,000 |
Fairfield County Ohio | 878 | $ 122,468,000 | $ 139,000 | $ 82,000 |
Fayette County Indiana | 2 | $ 543,000 | $ 271,000 | $ 150,000 |
Fayette County Kentucky | 41 | $ 5,457,000 | $ 133,000 | $ 96,000 |
Fayette County Ohio | 23 | $ 3,348,000 | $ 145,000 | $ 71,000 |
Flathead County Montana | 1 | $ 255,000 | $ 255,000 | $ 0 |
Fleming County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
Floyd County Indiana | 9 | $ 1,786,000 | $ 198,000 | $ 107,000 |
Forsyth County North Carolina | 1 | $ 406,000 | $ 406,000 | $ 623,000 |
Franklin County Indiana | 16 | $ 2,437,000 | $ 152,000 | $ 86,000 |
Franklin County Kentucky | 3 | $ 440,000 | $ 146,000 | $ 87,000 |
Franklin County Ohio | 5,813 | $ 920,495,000 | $ 158,000 | $ 97,000 |
Frederick County Virginia | 1 | $ 397,000 | $ 397,000 | $ 0 |
Fulton County Georgia | 1 | $ 316,000 | $ 316,000 | $ 94,000 |
Gallatin County Kentucky | 2 | $ 139,000 | $ 69,000 | $ 79,000 |
Geauga County Ohio | 2 | $ 239,000 | $ 119,000 | $ 90,000 |
Grant County Indiana | 9 | $ 1,167,000 | $ 129,000 | $ 70,000 |
Grant County Kentucky | 18 | $ 2,521,000 | $ 140,000 | $ 115,000 |
Greene County Indiana | 17 | $ 2,249,000 | $ 132,000 | $ 78,000 |
Greene County Ohio | 1,801 | $ 289,363,000 | $ 160,000 | $ 91,000 |
Guernsey County Ohio | 3 | $ 318,000 | $ 106,000 | $ 54,000 |
Guilford County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 49,000 |
Hamilton County Indiana | 3,080 | $ 575,957,000 | $ 186,000 | $ 114,000 |
Hamilton County Ohio | 6,067 | $ 1,089,387,000 | $ 179,000 | $ 112,000 |
Hancock County Indiana | 290 | $ 42,838,000 | $ 147,000 | $ 87,000 |
Hancock County Ohio | 18 | $ 2,287,000 | $ 127,000 | $ 86,000 |
Hardin County Ohio | 3 | $ 284,000 | $ 94,000 | $ 54,000 |
Harris County Texas | 1 | $ 131,000 | $ 131,000 | $ 101,000 |
Harrison County Indiana | 5 | $ 597,000 | $ 119,000 | $ 70,000 |
Harrison County Ohio | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
Haywood County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 975,000 |
Henderson County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 170,000 |
Hendricks County Indiana | 772 | $ 118,150,000 | $ 153,000 | $ 93,000 |
Henry County Indiana | 22 | $ 3,386,000 | $ 153,000 | $ 95,000 |
Henry County Ohio | 1 | $ 151,000 | $ 151,000 | $ 62,000 |
Highland County Ohio | 20 | $ 2,913,000 | $ 145,000 | $ 80,000 |
Hillsborough County New Hampshire | 2 | $ 602,000 | $ 301,000 | $ 483,000 |
Hillsdale County Michigan | 1 | $ 136,000 | $ 136,000 | $ 386,000 |
Hocking County Ohio | 69 | $ 8,460,000 | $ 122,000 | $ 83,000 |
Holmes County Ohio | 3 | $ 467,000 | $ 155,000 | $ 86,000 |
Howard County Indiana | 89 | $ 10,251,000 | $ 115,000 | $ 78,000 |
Huerfano County Colorado | 1 | $ 417,000 | $ 417,000 | $ 537,000 |
Huntington County Indiana | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
Indian River County Florida | 1 | $ 91,000 | $ 91,000 | $ 0 |
Jackson County Indiana | 61 | $ 7,393,000 | $ 121,000 | $ 80,000 |
Jackson County Ohio | 2 | $ 166,000 | $ 83,000 | $ 113,000 |
Jasper County Indiana | 3 | $ 237,000 | $ 79,000 | $ 72,000 |
Jay County Indiana | 1 | $ 186,000 | $ 186,000 | $ 66,000 |
Jefferson County Colorado | 1 | $ 296,000 | $ 296,000 | $ 0 |
Jefferson County Indiana | 4 | $ 400,000 | $ 100,000 | $ 42,000 |
Jefferson County Iowa | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
Jefferson County Kentucky | 14 | $ 3,442,000 | $ 245,000 | $ 151,000 |
Jefferson County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
Jennings County Indiana | 13 | $ 1,531,000 | $ 117,000 | $ 74,000 |
Jessamine County Kentucky | 3 | $ 805,000 | $ 268,000 | $ 120,000 |
Johnson County Indiana | 869 | $ 139,079,000 | $ 160,000 | $ 92,000 |
Kane County Illinois | 3 | $ 371,000 | $ 123,000 | $ 155,000 |
Kenton County Kentucky | 421 | $ 65,114,000 | $ 154,000 | $ 98,000 |
Knox County Indiana | 2 | $ 374,000 | $ 187,000 | $ 66,000 |
Knox County Maine | 2 | $ 550,000 | $ 275,000 | $ 0 |
Knox County Ohio | 85 | $ 11,469,000 | $ 134,000 | $ 87,000 |
Knox County Tennessee | 2 | $ 399,000 | $ 199,000 | $ 112,000 |
Kosciusko County Indiana | 8 | $ 1,611,000 | $ 201,000 | $ 220,000 |
LaGrange County Indiana | 3 | $ 361,000 | $ 120,000 | $ 227,000 |
Lake County Indiana | 19 | $ 3,275,000 | $ 172,000 | $ 98,000 |
Lake County Ohio | 4 | $ 632,000 | $ 158,000 | $ 56,000 |
LaPorte County Indiana | 2 | $ 242,000 | $ 121,000 | $ 107,000 |
Laurel County Kentucky | 2 | $ 195,000 | $ 97,000 | $ 266,000 |
Laurens County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
Lawrence County Indiana | 21 | $ 2,657,000 | $ 126,000 | $ 89,000 |
Lawrence County Ohio | 1 | $ 48,000 | $ 48,000 | $ 95,000 |
Lee County Florida | 7 | $ 1,927,000 | $ 275,000 | $ 102,000 |
Leelanau County Michigan | 2 | $ 1,487,000 | $ 743,000 | $ 0 |
Licking County Ohio | 419 | $ 64,356,000 | $ 153,000 | $ 88,000 |
Logan County Ohio | 76 | $ 11,242,000 | $ 147,000 | $ 110,000 |
Lorain County Ohio | 7 | $ 938,000 | $ 134,000 | $ 66,000 |
Los Angeles County California | 7 | $ 5,959,000 | $ 851,000 | $ 284,000 |
Lucas County Ohio | 13 | $ 2,134,000 | $ 164,000 | $ 103,000 |
Madison County Indiana | 104 | $ 13,088,000 | $ 125,000 | $ 85,000 |
Madison County Kentucky | 4 | $ 881,000 | $ 220,000 | $ 83,000 |
Madison County Ohio | 138 | $ 23,990,000 | $ 173,000 | $ 99,000 |
Mahoning County Ohio | 1 | $ 192,000 | $ 192,000 | $ 130,000 |
Manatee County Florida | 1 | $ 213,000 | $ 213,000 | $ 342,000 |
Maricopa County Arizona | 6 | $ 2,388,000 | $ 398,000 | $ 139,000 |
Marion County Florida | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
Marion County Indiana | 2,668 | $ 382,708,000 | $ 143,000 | $ 91,000 |
Marion County Ohio | 34 | $ 3,799,000 | $ 111,000 | $ 89,000 |
Marshall County Indiana | 2 | $ 789,000 | $ 394,000 | $ 146,000 |
Martin County Indiana | 2 | $ 148,000 | $ 74,000 | $ 35,000 |
Mason County Kentucky | 5 | $ 745,000 | $ 149,000 | $ 91,000 |
Mason County Michigan | 1 | $ 349,000 | $ 349,000 | $ 818,000 |
McHenry County Illinois | 1 | $ 147,000 | $ 147,000 | $ 96,000 |
Mecklenburg County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 43,000 |
Medina County Ohio | 9 | $ 1,668,000 | $ 185,000 | $ 124,000 |
Menifee County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 149,000 |
Mercer County Kentucky | 1 | $ 123,000 | $ 123,000 | $ 0 |
Mercer County Ohio | 22 | $ 3,081,000 | $ 140,000 | $ 61,000 |
Mercer County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 74,000 |
Miami County Indiana | 6 | $ 825,000 | $ 137,000 | $ 89,000 |
Miami County Ohio | 960 | $ 127,775,000 | $ 133,000 | $ 79,000 |
Miami-Dade County Florida | 1 | $ 89,000 | $ 89,000 | $ 143,000 |
Monroe County Florida | 2 | $ 393,000 | $ 196,000 | $ 263,000 |
Monroe County Indiana | 305 | $ 42,753,000 | $ 140,000 | $ 83,000 |
Monroe County Ohio | 2 | $ 263,000 | $ 131,000 | $ 112,000 |
Montgomery County Indiana | 17 | $ 2,261,000 | $ 133,000 | $ 78,000 |
Montgomery County Ohio | 4,998 | $ 644,569,000 | $ 128,000 | $ 79,000 |
Moore County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 247,000 |
Morgan County Georgia | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
Morgan County Indiana | 164 | $ 26,994,000 | $ 164,000 | $ 91,000 |
Morgan County Ohio | 4 | $ 386,000 | $ 96,000 | $ 53,000 |
Morrow County Ohio | 48 | $ 5,819,000 | $ 121,000 | $ 79,000 |
Muskingum County Ohio | 30 | $ 4,229,000 | $ 140,000 | $ 111,000 |
Nelson County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
New Castle County Delaware | 1 | $ 232,000 | $ 232,000 | $ 44,000 |
Newton County Indiana | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
Oakland County Michigan | 2 | $ 429,000 | $ 214,000 | $ 189,000 |
Oconee County South Carolina | 1 | $ 411,000 | $ 411,000 | $ 0 |
Ohio County Indiana | 3 | $ 289,000 | $ 96,000 | $ 57,000 |
Okaloosa County Florida | 2 | $ 802,000 | $ 401,000 | $ 165,000 |
Oldham County Kentucky | 4 | $ 1,097,000 | $ 274,000 | $ 217,000 |
Onondaga County New York | 1 | $ 101,000 | $ 101,000 | $ 127,000 |
Orange County California | 9 | $ 6,159,000 | $ 684,000 | $ 252,000 |
Orange County Indiana | 6 | $ 727,000 | $ 121,000 | $ 61,000 |
Ottawa County Ohio | 7 | $ 1,015,000 | $ 145,000 | $ 121,000 |
Owen County Indiana | 21 | $ 2,125,000 | $ 101,000 | $ 60,000 |
Owen County Kentucky | 3 | $ 350,000 | $ 116,000 | $ 132,000 |
Palm Beach County Florida | 2 | $ 595,000 | $ 297,000 | $ 252,000 |
Park County Colorado | 1 | $ 251,000 | $ 251,000 | $ 42,000 |
Parke County Indiana | 9 | $ 1,563,000 | $ 173,000 | $ 97,000 |
Pendleton County Kentucky | 13 | $ 2,121,000 | $ 163,000 | $ 86,000 |
Perry County Indiana | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
Perry County Ohio | 54 | $ 7,235,000 | $ 133,000 | $ 70,000 |
Pickaway County Ohio | 140 | $ 20,811,000 | $ 148,000 | $ 78,000 |
Pike County Ohio | 1 | $ 140,000 | $ 140,000 | $ 104,000 |
Pinal County Arizona | 1 | $ 245,000 | $ 245,000 | $ 242,000 |
Piscataquis County Maine | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
Portage County Ohio | 3 | $ 501,000 | $ 167,000 | $ 81,000 |
Porter County Indiana | 6 | $ 1,528,000 | $ 254,000 | $ 102,000 |
Posey County Indiana | 3 | $ 284,000 | $ 94,000 | $ 67,000 |
Preble County Ohio | 109 | $ 11,976,000 | $ 109,000 | $ 70,000 |
Presque Isle County Michigan | 1 | $ 190,000 | $ 190,000 | $ 109,000 |
Pueblo County Colorado | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
Pulaski County Indiana | 3 | $ 241,000 | $ 80,000 | $ 50,000 |
Pulaski County Kentucky | 5 | $ 634,000 | $ 126,000 | $ 269,000 |
Putnam County Indiana | 40 | $ 6,347,000 | $ 158,000 | $ 131,000 |
Putnam County Ohio | 2 | $ 185,000 | $ 92,000 | $ 69,000 |
Queens County New York | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
Randolph County Indiana | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
Richland County Ohio | 27 | $ 3,921,000 | $ 145,000 | $ 87,000 |
Richland County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
Ripley County Indiana | 13 | $ 1,611,000 | $ 123,000 | $ 83,000 |
Riverside County California | 1 | $ 174,000 | $ 174,000 | $ 133,000 |
Roane County Tennessee | 2 | $ 245,000 | $ 122,000 | $ 52,000 |
Ross County Ohio | 38 | $ 5,378,000 | $ 141,000 | $ 84,000 |
Rush County Indiana | 5 | $ 583,000 | $ 116,000 | $ 80,000 |
Russell County Kentucky | 2 | $ 347,000 | $ 173,000 | $ 210,000 |
Rutherford County Tennessee | 2 | $ 374,000 | $ 187,000 | $ 41,000 |
San Bernardino County California | 1 | $ 253,000 | $ 253,000 | $ 0 |
San Diego County California | 7 | $ 7,328,000 | $ 1,046,000 | $ 739,000 |
Sandoval County New Mexico | 1 | $ 342,000 | $ 342,000 | $ 251,000 |
Sandusky County Ohio | 2 | $ 271,000 | $ 135,000 | $ 111,000 |
Sarasota County Florida | 5 | $ 1,174,000 | $ 234,000 | $ 134,000 |
Scioto County Ohio | 4 | $ 379,000 | $ 94,000 | $ 63,000 |
Scott County Kentucky | 7 | $ 1,274,000 | $ 182,000 | $ 127,000 |
Seneca County Ohio | 1 | $ 139,000 | $ 139,000 | $ 87,000 |
Sevier County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 110,000 |
Shelby County Indiana | 66 | $ 10,374,000 | $ 157,000 | $ 86,000 |
Shelby County Kentucky | 1 | $ 179,000 | $ 179,000 | $ 112,000 |
Shelby County Ohio | 161 | $ 21,350,000 | $ 132,000 | $ 71,000 |
Spartanburg County South Carolina | 1 | $ 433,000 | $ 433,000 | $ 176,000 |
Spencer County Kentucky | 1 | $ 202,000 | $ 202,000 | $ 109,000 |
St. Joseph County Indiana | 10 | $ 1,055,000 | $ 105,000 | $ 146,000 |
St. Louis County Missouri | 1 | $ 220,000 | $ 220,000 | $ 116,000 |
Stark County Ohio | 12 | $ 1,796,000 | $ 149,000 | $ 114,000 |
Starke County Indiana | 2 | $ 191,000 | $ 95,000 | $ 22,000 |
Steuben County Indiana | 8 | $ 1,482,000 | $ 185,000 | $ 253,000 |
Sullivan County Indiana | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
Summit County Ohio | 16 | $ 2,758,000 | $ 172,000 | $ 124,000 |
Sumter County Florida | 2 | $ 218,000 | $ 109,000 | $ 49,000 |
Sussex County Delaware | 2 | $ 422,000 | $ 211,000 | $ 77,000 |
Switzerland County Indiana | 5 | $ 808,000 | $ 161,000 | $ 135,000 |
Tarrant County Texas | 1 | $ 230,000 | $ 230,000 | $ 0 |
Tippecanoe County Indiana | 39 | $ 6,168,000 | $ 158,000 | $ 113,000 |
Tipton County Indiana | 20 | $ 2,872,000 | $ 143,000 | $ 75,000 |
Trumbull County Ohio | 2 | $ 282,000 | $ 141,000 | $ 74,000 |
Tuscarawas County Ohio | 3 | $ 301,000 | $ 100,000 | $ 47,000 |
Union County Indiana | 3 | $ 299,000 | $ 99,000 | $ 209,000 |
Union County Ohio | 382 | $ 72,150,000 | $ 188,000 | $ 111,000 |
Union County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 275,000 |
Van Buren County Michigan | 1 | $ 369,000 | $ 369,000 | $ 121,000 |
Van Wert County Ohio | 2 | $ 293,000 | $ 146,000 | $ 94,000 |
Vanderburgh County Indiana | 13 | $ 1,658,000 | $ 127,000 | $ 80,000 |
Ventura County California | 2 | $ 1,000,000 | $ 500,000 | $ 378,000 |
Vermillion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 138,000 |
Vigo County Indiana | 6 | $ 750,000 | $ 125,000 | $ 75,000 |
Vinton County Ohio | 5 | $ 375,000 | $ 75,000 | $ 87,000 |
Virginia Beach County Virginia | 2 | $ 489,000 | $ 244,000 | $ 152,000 |
Wabash County Indiana | 3 | $ 375,000 | $ 125,000 | $ 99,000 |
Walton County Florida | 1 | $ 200,000 | $ 200,000 | $ 297,000 |
Warren County Indiana | 3 | $ 269,000 | $ 89,000 | $ 79,000 |
Warren County New Jersey | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
Warren County Ohio | 3,972 | $ 708,064,000 | $ 178,000 | $ 104,000 |
Warrick County Indiana | 5 | $ 918,000 | $ 183,000 | $ 107,000 |
Washington County Indiana | 3 | $ 276,000 | $ 92,000 | $ 76,000 |
Washington County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
Washoe County Nevada | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
Washtenaw County Michigan | 1 | $ 392,000 | $ 392,000 | $ 0 |
Wayne County Indiana | 9 | $ 1,172,000 | $ 130,000 | $ 81,000 |
Wayne County Ohio | 8 | $ 785,000 | $ 98,000 | $ 85,000 |
White County Indiana | 10 | $ 1,196,000 | $ 119,000 | $ 81,000 |
Whitley County Indiana | 4 | $ 703,000 | $ 175,000 | $ 106,000 |
Will County Illinois | 1 | $ 166,000 | $ 166,000 | $ 61,000 |
Williamson County Tennessee | 3 | $ 901,000 | $ 300,000 | $ 146,000 |
Wood County Ohio | 8 | $ 1,387,000 | $ 173,000 | $ 121,000 |
Wood County Texas | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
Woodford County Kentucky | 2 | $ 308,000 | $ 154,000 | $ 58,000 |
Wyandot County Ohio | 2 | $ 321,000 | $ 160,000 | $ 94,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 41,385 | $6,650,867,000 | $160,000 | $3,100,000 | $98,000 | $9,999,000 |
Home Purchase | 5,253 | $877,981,000 | $167,000 | $3,700,000 | $96,000 | $4,030,000 |
Home Improvement | 278 | $40,068,000 | $144,000 | $417,000 | $98,000 | $523,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 38,473 | $6,097,089,000 | $158,000 | $3,700,000 | $99,000 | $9,999,000 |
Not Provided | 4,402 | $741,446,000 | $168,000 | $2,520,000 | $103,000 | $1,686,000 |
Asian | 1,975 | $368,692,000 | $186,000 | $2,100,000 | $116,000 | $1,033,000 |
Not applicable | 1,108 | $212,134,000 | $191,000 | $2,250,000 | $0 | $176,000 |
Black or African American | 584 | $85,350,000 | $146,000 | $1,540,000 | $78,000 | $704,000 |
Hispanic | 284 | $49,151,000 | $173,000 | $1,070,000 | $104,000 | $509,000 |
American Indian or Alaskan Native | 56 | $9,315,000 | $166,000 | $373,000 | $101,000 | $526,000 |
Native Hawaiian or Other Pacific Islander | 34 | $5,739,000 | $168,000 | $369,000 | $85,000 | $198,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42,917 | $6,993,434,000 | $162,000 | $3,700,000 | $103,000 | $9,999,000 |
FHA-insured (Federal Housing Administration) | 3,310 | $454,705,000 | $137,000 | $419,000 | $36,000 | $592,000 |
VA-guaranteed (Veterans Administration) | 540 | $101,969,000 | $188,000 | $518,000 | $45,000 | $373,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 149 | $18,808,000 | $126,000 | $209,000 | $46,000 | $107,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 36,688 | $5,908,680,000 | $161,000 | $3,700,000 | $101,000 | $9,999,000 |
Application Denied By Financial Institution | 7,951 | $1,289,586,000 | $162,000 | $1,500,000 | $84,000 | $1,459,000 |
Application Withdrawn By Applicant | 1,825 | $298,966,000 | $163,000 | $2,100,000 | $91,000 | $800,000 |
Application Approved But Not Accepted | 432 | $68,502,000 | $158,000 | $3,100,000 | $92,000 | $903,000 |
Loan Purchased By The Institution | 20 | $3,182,000 | $159,000 | $391,000 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer