2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Union Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E. Kemper Road Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,472 |
| Total Mortgage Loan Application Amount | $1,186,812,000 |
| Average Mortgage Loan Application Amount | $152,333 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $6,889,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Ohio | 1 | $ 40,000 | $ 40,000 | $ 140,000 |
| Aiken County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 32,000 |
| Allegheny County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 98,000 |
| Allen County Ohio | 1 | $ 93,000 | $ 93,000 | $ 84,000 |
| Anne Arundel County Maryland | 1 | $ 238,000 | $ 238,000 | $ 68,000 |
| Antrim County Michigan | 1 | $ 950,000 | $ 950,000 | $ 360,000 |
| Arapahoe County Colorado | 1 | $ 179,000 | $ 179,000 | $ 41,000 |
| Arlington County Virginia | 1 | $ 321,000 | $ 321,000 | $ 228,000 |
| Ashtabula County Ohio | 2 | $ 238,000 | $ 119,000 | $ 50,000 |
| Athens County Ohio | 6 | $ 913,000 | $ 152,000 | $ 94,000 |
| Auglaize County Ohio | 9 | $ 1,045,000 | $ 116,000 | $ 64,000 |
| Baldwin County Alabama | 1 | $ 238,000 | $ 238,000 | $ 141,000 |
| Bartholomew County Indiana | 39 | $ 6,275,000 | $ 160,000 | $ 59,000 |
| Bay County Florida | 1 | $ 170,000 | $ 170,000 | $ 182,000 |
| Beaufort County South Carolina | 1 | $ 3,020,000 | $ 3,020,000 | $ 1,225,000 |
| Berrien County Michigan | 1 | $ 250,000 | $ 250,000 | $ 129,000 |
| Blount County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 81,000 |
| Boone County Indiana | 17 | $ 5,336,000 | $ 313,000 | $ 138,000 |
| Boone County Kentucky | 36 | $ 7,010,000 | $ 194,000 | $ 72,000 |
| Boyd County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Bracken County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 146,000 |
| Brevard County Florida | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Brooke County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 151,000 |
| Brown County Indiana | 5 | $ 752,000 | $ 150,000 | $ 67,000 |
| Brown County Ohio | 27 | $ 3,974,000 | $ 147,000 | $ 71,000 |
| Brunswick County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 642,000 |
| Butler County Ohio | 860 | $ 126,173,000 | $ 146,000 | $ 86,000 |
| Butler County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Campbell County Kentucky | 26 | $ 4,650,000 | $ 178,000 | $ 99,000 |
| Campbell County Tennessee | 8 | $ 1,688,000 | $ 211,000 | $ 348,000 |
| Carroll County Tennessee | 1 | $ 393,000 | $ 393,000 | $ 83,000 |
| Carter County Oklahoma | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Carteret County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 300,000 |
| Champaign County Illinois | 1 | $ 143,000 | $ 143,000 | $ 69,000 |
| Champaign County Ohio | 21 | $ 2,426,000 | $ 115,000 | $ 65,000 |
| Charleston County South Carolina | 3 | $ 698,000 | $ 232,000 | $ 124,000 |
| Charlotte County Florida | 2 | $ 985,000 | $ 492,000 | $ 769,000 |
| Chesterfield County Virginia | 1 | $ 406,000 | $ 406,000 | $ 88,000 |
| Clark County Indiana | 1 | $ 190,000 | $ 190,000 | $ 316,000 |
| Clark County Kentucky | 3 | $ 298,000 | $ 99,000 | $ 53,000 |
| Clark County Nevada | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Clark County Ohio | 76 | $ 9,873,000 | $ 129,000 | $ 57,000 |
| Clermont County Ohio | 300 | $ 50,296,000 | $ 167,000 | $ 85,000 |
| Clinton County Indiana | 1 | $ 82,000 | $ 82,000 | $ 104,000 |
| Clinton County Ohio | 27 | $ 3,780,000 | $ 140,000 | $ 61,000 |
| Cobb County Georgia | 2 | $ 640,000 | $ 320,000 | $ 57,000 |
| Collier County Florida | 3 | $ 1,393,000 | $ 464,000 | $ 79,000 |
| Cook County Georgia | 1 | $ 196,000 | $ 196,000 | $ 119,000 |
| Cook County Illinois | 7 | $ 1,719,000 | $ 245,000 | $ 120,000 |
| Coshocton County Ohio | 2 | $ 175,000 | $ 87,000 | $ 83,000 |
| Crawford County Ohio | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| Cullman County Alabama | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Cuyahoga County Ohio | 25 | $ 3,032,000 | $ 121,000 | $ 64,000 |
| Darke County Ohio | 26 | $ 3,132,000 | $ 120,000 | $ 64,000 |
| Daviess County Indiana | 2 | $ 747,000 | $ 373,000 | $ 101,000 |
| Daviess County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 24,000 |
| Dearborn County Indiana | 24 | $ 4,472,000 | $ 186,000 | $ 59,000 |
| Decatur County Indiana | 9 | $ 1,096,000 | $ 121,000 | $ 71,000 |
| Delaware County Indiana | 4 | $ 496,000 | $ 124,000 | $ 40,000 |
| Delaware County Ohio | 135 | $ 29,749,000 | $ 220,000 | $ 103,000 |
| Durham County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Edgar County Illinois | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| El Paso County Colorado | 1 | $ 221,000 | $ 221,000 | $ 60,000 |
| Fairfax County Virginia | 1 | $ 380,000 | $ 380,000 | $ 822,000 |
| Fairfield County Connecticut | 1 | $ 2,000,000 | $ 2,000,000 | $ 720,000 |
| Fairfield County Ohio | 133 | $ 19,072,000 | $ 143,000 | $ 65,000 |
| Fayette County Kentucky | 3 | $ 355,000 | $ 118,000 | $ 57,000 |
| Fayette County Ohio | 5 | $ 709,000 | $ 141,000 | $ 71,000 |
| Floyd County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Forsyth County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 124,000 |
| Franklin County Indiana | 18 | $ 2,728,000 | $ 151,000 | $ 80,000 |
| Franklin County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Franklin County Ohio | 937 | $ 133,195,000 | $ 142,000 | $ 80,000 |
| Franklin County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 65,000 |
| Fulton County Georgia | 2 | $ 464,000 | $ 232,000 | $ 534,000 |
| Gallatin County Kentucky | 2 | $ 334,000 | $ 167,000 | $ 57,000 |
| Gallia County Ohio | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Geauga County Ohio | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Grand County Colorado | 1 | $ 194,000 | $ 194,000 | $ 142,000 |
| Grant County Kentucky | 5 | $ 648,000 | $ 129,000 | $ 75,000 |
| Graves County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 39,000 |
| Grayson County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 233,000 |
| Greene County Indiana | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Greene County Ohio | 273 | $ 41,657,000 | $ 152,000 | $ 83,000 |
| Greenup County Kentucky | 2 | $ 453,000 | $ 226,000 | $ 59,000 |
| Greenville County South Carolina | 1 | $ 741,000 | $ 741,000 | $ 13,000 |
| Guernsey County Ohio | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Hamilton County Indiana | 252 | $ 53,331,000 | $ 211,000 | $ 113,000 |
| Hamilton County Ohio | 1,163 | $ 204,521,000 | $ 175,000 | $ 95,000 |
| Hamilton County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Hancock County Indiana | 35 | $ 6,253,000 | $ 178,000 | $ 88,000 |
| Hancock County Ohio | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Harlan County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 88,000 |
| Harrison County Ohio | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Hawkins County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Hendricks County Indiana | 73 | $ 10,782,000 | $ 147,000 | $ 78,000 |
| Henry County Indiana | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Highland County Ohio | 10 | $ 1,276,000 | $ 127,000 | $ 55,000 |
| Hillsborough County Florida | 1 | $ 160,000 | $ 160,000 | $ 379,000 |
| Hocking County Ohio | 14 | $ 1,545,000 | $ 110,000 | $ 68,000 |
| Holmes County Ohio | 1 | $ 149,000 | $ 149,000 | $ 63,000 |
| Horry County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 588,000 |
| Howard County Indiana | 4 | $ 436,000 | $ 109,000 | $ 70,000 |
| Huron County Ohio | 1 | $ 53,000 | $ 53,000 | $ 62,000 |
| Jackson County Indiana | 2 | $ 224,000 | $ 112,000 | $ 119,000 |
| Jefferson County Alabama | 1 | $ 91,000 | $ 91,000 | $ 92,000 |
| Jefferson County Indiana | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Jefferson County Kentucky | 3 | $ 785,000 | $ 261,000 | $ 103,000 |
| Jefferson County Ohio | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Johnson County Indiana | 47 | $ 8,355,000 | $ 177,000 | $ 86,000 |
| Johnson County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Johnston County North Carolina | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 199,000 | $ 199,000 | $ 282,000 |
| Kenton County Kentucky | 73 | $ 12,779,000 | $ 175,000 | $ 97,000 |
| Knox County Ohio | 16 | $ 2,600,000 | $ 162,000 | $ 77,000 |
| Knox County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 132,000 |
| Kosciusko County Indiana | 2 | $ 468,000 | $ 234,000 | $ 166,000 |
| LaGrange County Indiana | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| Lake County California | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Lake County Indiana | 3 | $ 399,000 | $ 133,000 | $ 83,000 |
| Lake County Ohio | 1 | $ 138,000 | $ 138,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Lawrence County Ohio | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Lee County Florida | 8 | $ 1,899,000 | $ 237,000 | $ 203,000 |
| Lee County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 359,000 |
| Lehigh County Pennsylvania | 1 | $ 352,000 | $ 352,000 | $ 129,000 |
| Licking County Ohio | 95 | $ 15,374,000 | $ 161,000 | $ 100,000 |
| Logan County Ohio | 15 | $ 2,208,000 | $ 147,000 | $ 74,000 |
| Lorain County Ohio | 6 | $ 963,000 | $ 160,000 | $ 44,000 |
| Lucas County Ohio | 2 | $ 174,000 | $ 87,000 | $ 59,000 |
| Madison County Indiana | 14 | $ 1,756,000 | $ 125,000 | $ 57,000 |
| Madison County Kentucky | 2 | $ 185,000 | $ 92,000 | $ 75,000 |
| Madison County Ohio | 23 | $ 4,433,000 | $ 192,000 | $ 81,000 |
| Mahoning County Ohio | 2 | $ 139,000 | $ 69,000 | $ 26,000 |
| Manatee County Florida | 2 | $ 801,000 | $ 400,000 | $ 306,000 |
| Maricopa County Arizona | 2 | $ 1,634,000 | $ 817,000 | $ 289,000 |
| Marion County Florida | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Marion County Indiana | 252 | $ 41,807,000 | $ 165,000 | $ 83,000 |
| Marion County Ohio | 7 | $ 906,000 | $ 129,000 | $ 39,000 |
| Marshall County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Maui County Hawaii | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| Medina County Ohio | 7 | $ 1,372,000 | $ 196,000 | $ 123,000 |
| Mercer County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 130,000 |
| Mercer County New Jersey | 1 | $ 406,000 | $ 406,000 | $ 201,000 |
| Mercer County Ohio | 9 | $ 784,000 | $ 87,000 | $ 84,000 |
| Miami County Ohio | 116 | $ 16,151,000 | $ 139,000 | $ 73,000 |
| Middlesex County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Milwaukee County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 45,000 |
| Monroe County Indiana | 9 | $ 1,162,000 | $ 129,000 | $ 64,000 |
| Montgomery County Indiana | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Montgomery County Ohio | 1,111 | $ 135,206,000 | $ 121,000 | $ 71,000 |
| Montgomery County Pennsylvania | 1 | $ 650,000 | $ 650,000 | $ 373,000 |
| Morgan County Indiana | 8 | $ 1,259,000 | $ 157,000 | $ 79,000 |
| Morgan County Ohio | 3 | $ 226,000 | $ 75,000 | $ 63,000 |
| Morrow County Ohio | 10 | $ 1,974,000 | $ 197,000 | $ 53,000 |
| Muhlenberg County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 19,000 |
| Muskingum County Ohio | 13 | $ 1,158,000 | $ 89,000 | $ 42,000 |
| Nelson County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Newton County Georgia | 2 | $ 216,000 | $ 108,000 | $ 67,000 |
| Noble County Ohio | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Oconee County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 202,000 |
| Ohio County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Okaloosa County Florida | 2 | $ 543,000 | $ 271,000 | $ 139,000 |
| Onondaga County New York | 1 | $ 102,000 | $ 102,000 | $ 77,000 |
| Orange County California | 2 | $ 4,417,000 | $ 2,208,000 | $ 89,000 |
| Ottawa County Ohio | 1 | $ 99,000 | $ 99,000 | $ 248,000 |
| Outagamie County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Owen County Indiana | 1 | $ 104,000 | $ 104,000 | $ 134,000 |
| Palm Beach County Florida | 2 | $ 675,000 | $ 337,000 | $ 512,000 |
| Parke County Indiana | 1 | $ 53,000 | $ 53,000 | $ 78,000 |
| Pasco County Florida | 2 | $ 596,000 | $ 298,000 | $ 135,000 |
| Pendleton County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 118,000 |
| Perry County Indiana | 1 | $ 81,000 | $ 81,000 | $ 44,000 |
| Perry County Ohio | 16 | $ 1,902,000 | $ 118,000 | $ 77,000 |
| Pickaway County Ohio | 9 | $ 1,193,000 | $ 132,000 | $ 61,000 |
| Pierce County Washington | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Portage County Ohio | 4 | $ 757,000 | $ 189,000 | $ 82,000 |
| Porter County Indiana | 1 | $ 116,000 | $ 116,000 | $ 63,000 |
| Preble County Ohio | 48 | $ 5,462,000 | $ 113,000 | $ 56,000 |
| Pulaski County Kentucky | 5 | $ 712,000 | $ 142,000 | $ 123,000 |
| Putnam County Indiana | 6 | $ 890,000 | $ 148,000 | $ 73,000 |
| Putnam County Ohio | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Randolph County Indiana | 1 | $ 54,000 | $ 54,000 | $ 27,000 |
| Richland County Ohio | 3 | $ 691,000 | $ 230,000 | $ 76,000 |
| Ripley County Indiana | 7 | $ 1,109,000 | $ 158,000 | $ 115,000 |
| Ross County Ohio | 3 | $ 363,000 | $ 121,000 | $ 53,000 |
| Rush County Indiana | 6 | $ 653,000 | $ 108,000 | $ 37,000 |
| Russell County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 303,000 |
| Saline County Arkansas | 1 | $ 350,000 | $ 350,000 | $ 105,000 |
| San Diego County California | 1 | $ 372,000 | $ 372,000 | $ 87,000 |
| Sarasota County Florida | 2 | $ 696,000 | $ 348,000 | $ 378,000 |
| Scioto County Ohio | 4 | $ 240,000 | $ 60,000 | $ 37,000 |
| Scott County Indiana | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Scott County Iowa | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Scott County Kentucky | 2 | $ 209,000 | $ 104,000 | $ 71,000 |
| Sevier County Tennessee | 4 | $ 479,000 | $ 119,000 | $ 86,000 |
| Shelby County Indiana | 9 | $ 1,360,000 | $ 151,000 | $ 100,000 |
| Shelby County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 37,000 |
| Shelby County Ohio | 18 | $ 2,638,000 | $ 146,000 | $ 56,000 |
| Shelby County Tennessee | 2 | $ 454,000 | $ 227,000 | $ 76,000 |
| Spencer County Indiana | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| St. Francois County Missouri | 1 | $ 150,000 | $ 150,000 | $ 166,000 |
| St. Louis County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 135,000 |
| St. Mary's County Maryland | 1 | $ 317,000 | $ 317,000 | $ 132,000 |
| Stark County Ohio | 8 | $ 1,029,000 | $ 128,000 | $ 58,000 |
| Steuben County Indiana | 2 | $ 315,000 | $ 157,000 | $ 70,000 |
| Suffolk County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Summit County Ohio | 28 | $ 2,907,000 | $ 103,000 | $ 73,000 |
| Tarrant County Texas | 1 | $ 218,000 | $ 218,000 | $ 122,000 |
| Tippecanoe County Indiana | 6 | $ 723,000 | $ 120,000 | $ 46,000 |
| Tipton County Indiana | 1 | $ 328,000 | $ 328,000 | $ 60,000 |
| Trumbull County Ohio | 1 | $ 281,000 | $ 281,000 | $ 240,000 |
| Union County Indiana | 1 | $ 48,000 | $ 48,000 | $ 70,000 |
| Union County Ohio | 37 | $ 7,275,000 | $ 196,000 | $ 92,000 |
| Union County Tennessee | 1 | $ 333,000 | $ 333,000 | $ 70,000 |
| Van Wert County Ohio | 2 | $ 137,000 | $ 68,000 | $ 28,000 |
| Vanderburgh County Indiana | 2 | $ 283,000 | $ 141,000 | $ 52,000 |
| Vigo County Indiana | 1 | $ 88,000 | $ 88,000 | $ 89,000 |
| Volusia County Florida | 1 | $ 158,000 | $ 158,000 | $ 156,000 |
| Warren County Kentucky | 3 | $ 207,000 | $ 69,000 | $ 49,000 |
| Warren County Ohio | 584 | $ 106,130,000 | $ 181,000 | $ 96,000 |
| Warrick County Indiana | 4 | $ 885,000 | $ 221,000 | $ 215,000 |
| Washington County Ohio | 1 | $ 178,000 | $ 178,000 | $ 101,000 |
| Wayne County Indiana | 2 | $ 244,000 | $ 122,000 | $ 103,000 |
| Wayne County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Wayne County Michigan | 1 | $ 380,000 | $ 380,000 | $ 165,000 |
| Westchester County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 540,000 |
| Williamson County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 117,000 |
| Winston County Alabama | 1 | $ 108,000 | $ 108,000 | $ 116,000 |
| Wise County Texas | 1 | $ 198,000 | $ 198,000 | $ 122,000 |
| Wolfe County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 181,000 |
| Wood County Ohio | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Woodford County Kentucky | 5 | $ 853,000 | $ 170,000 | $ 138,000 |
| Wyandot County Ohio | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| York County South Carolina | 2 | $ 820,000 | $ 410,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2007
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,973 | $622,809,000 | $156,000 | $4,000,000 | $88,000 | $6,889,000 |
| Home Purchase | 3,452 | $557,378,000 | $161,000 | $3,400,000 | $84,000 | $6,889,000 |
| Home Improvement | 47 | $6,625,000 | $140,000 | $417,000 | $82,000 | $243,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,772 | $1,082,911,000 | $159,000 | $4,000,000 | $87,000 | $6,889,000 |
| Black or African American | 445 | $55,580,000 | $124,000 | $2,000,000 | $72,000 | $6,807,000 |
| Asian | 131 | $22,521,000 | $171,000 | $807,000 | $93,000 | $423,000 |
| Hispanic | 62 | $9,445,000 | $152,000 | $619,000 | $67,000 | $280,000 |
| Not applicable | 33 | $11,661,000 | $353,000 | $3,230,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $2,653,000 | $156,000 | $417,000 | $76,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,041,000 | $170,000 | $336,000 | $114,000 | $226,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,380 | $1,048,577,000 | $164,000 | $4,000,000 | $92,000 | $6,889,000 |
| FHA-insured (Federal Housing Administration) | 975 | $119,482,000 | $122,000 | $283,000 | $52,000 | $1,230,000 |
| VA-guaranteed (Veterans Administration) | 117 | $18,753,000 | $160,000 | $339,000 | $63,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,501 | $868,758,000 | $157,000 | $4,000,000 | $88,000 | $6,889,000 |
| Application Denied By Financial Institution | 1,360 | $212,446,000 | $156,000 | $2,700,000 | $71,000 | $6,889,000 |
| Application Withdrawn By Applicant | 441 | $78,330,000 | $177,000 | $3,400,000 | $105,000 | $6,807,000 |
| Application Approved But Not Accepted | 170 | $27,278,000 | $160,000 | $3,000,000 | $90,000 | $2,674,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 420 | $53,664,000 | $127,000 | $628,000 | $51,000 | $297,000 |
| Debt-To-Income Ratio | 309 | $57,986,000 | $187,000 | $2,700,000 | $63,000 | $600,000 |
| Credit Application Incomplete | 287 | $46,271,000 | $161,000 | $2,000,000 | $94,000 | $6,889,000 |
| Other | 146 | $26,951,000 | $184,000 | $2,000,000 | $93,000 | $720,000 |
| Collateral | 133 | $18,811,000 | $141,000 | $768,000 | $93,000 | $352,000 |
| Unverifiable Information | 52 | $6,973,000 | $134,000 | $417,000 | $45,000 | $258,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,152,000 | $164,000 | $624,000 | $87,000 | $312,000 |
| Employment History | 6 | $638,000 | $106,000 | $152,000 | $39,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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