Union Savings Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Union Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Union Savings Bank
8534 E. Kemper Road
Cincinnati, OH 45249
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,300
Total Mortgage Loan Application Amount $1,909,987,000
Average Mortgage Loan Application Amount $197,657
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $103,026
Highest Applicant Income $3,116,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Union Savings Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery County Ohio 2,388 $ 263,000,000 $ 110,000 $ 62,000
Franklin County Ohio 2,159 $ 279,372,000 $ 129,000 $ 70,000
Hamilton County Ohio 1,995 $ 285,431,000 $ 143,000 $ 65,000
Butler County Ohio 1,611 $ 204,301,000 $ 126,000 $ 64,000
Warren County Ohio 1,129 $ 175,604,000 $ 155,000 $ 157,000
Clermont County Ohio 555 $ 84,725,000 $ 152,000 $ 70,000
Greene County Ohio 496 $ 65,672,000 $ 132,000 $ 67,000
Hamilton County Indiana 408 $ 72,754,000 $ 178,000 $ 87,000
Delaware County Ohio 408 $ 73,579,000 $ 180,000 $ 80,000
Marion County Indiana 385 $ 49,207,000 $ 127,000 $ 66,000
Fairfield County Ohio 330 $ 41,904,000 $ 126,000 $ 71,000
Miami County Ohio 300 $ 34,412,000 $ 114,000 $ 66,000
Licking County Ohio 158 $ 24,050,000 $ 152,000 $ 69,000
Kenton County Kentucky 151 $ 18,981,000 $ 125,000 $ 57,000
Boone County Kentucky 119 $ 16,016,000 $ 134,000 $ 66,000
Clark County Ohio 110 $ 11,215,000 $ 101,000 $ 65,000
Union County Ohio 95 $ 13,849,000 $ 145,000 $ 70,000
Hendricks County Indiana 91 $ 13,206,000 $ 145,000 $ 78,000
Vanderburgh County Indiana 78 $ 9,591,000 $ 122,000 $ 63,000
Campbell County Kentucky 77 $ 10,384,000 $ 134,000 $ 68,000
Madison County Ohio 72 $ 9,498,000 $ 131,000 $ 72,000
Johnson County Indiana 60 $ 8,112,000 $ 135,000 $ 90,000
Darke County Ohio 57 $ 6,659,000 $ 116,000 $ 59,000
Dearborn County Indiana 50 $ 7,008,000 $ 140,000 $ 78,000
Fayette County Kentucky 50 $ 6,903,000 $ 138,000 $ 78,000
Preble County Ohio 50 $ 4,906,000 $ 98,000 $ 45,000
Shelby County Ohio 49 $ 4,577,000 $ 93,000 $ 43,000
Boone County Indiana 43 $ 7,603,000 $ 176,000 $ 79,000
Brown County Ohio 41 $ 4,476,000 $ 109,000 $ 60,000
Clinton County Ohio 41 $ 4,452,000 $ 108,000 $ 66,000
Hancock County Indiana 38 $ 5,950,000 $ 156,000 $ 80,000
Hocking County Ohio 36 $ 3,656,000 $ 101,000 $ 85,000
Pickaway County Ohio 35 $ 4,552,000 $ 130,000 $ 49,000
Champaign County Ohio 29 $ 3,285,000 $ 113,000 $ 65,000
Knox County Ohio 29 $ 3,337,000 $ 115,000 $ 83,000
Perry County Ohio 25 $ 2,535,000 $ 101,000 $ 60,000
Morgan County Indiana 17 $ 2,535,000 $ 149,000 $ 108,000
Cuyahoga County Ohio 17 $ 2,220,000 $ 130,000 $ 56,000
Logan County Ohio 17 $ 1,791,000 $ 105,000 $ 61,000
Howard County Indiana 16 $ 1,875,000 $ 117,000 $ 67,000
Marion County Ohio 15 $ 1,479,000 $ 98,000 $ 67,000
Morrow County Ohio 14 $ 1,850,000 $ 132,000 $ 82,000
Highland County Ohio 13 $ 1,442,000 $ 110,000 $ 87,000
Posey County Indiana 12 $ 1,476,000 $ 123,000 $ 77,000
Shelby County Indiana 12 $ 1,974,000 $ 164,000 $ 85,000
Warrick County Indiana 12 $ 1,348,000 $ 112,000 $ 63,000
Muskingum County Ohio 11 $ 1,228,000 $ 111,000 $ 62,000
Franklin County Indiana 10 $ 1,424,000 $ 142,000 $ 60,000
Fayette County Ohio 10 $ 1,537,000 $ 153,000 $ 79,000
Madison County Indiana 9 $ 974,000 $ 108,000 $ 86,000
Richland County Ohio 9 $ 851,000 $ 94,000 $ 49,000
Ross County Ohio 9 $ 1,022,000 $ 113,000 $ 56,000
Athens County Ohio 8 $ 1,186,000 $ 148,000 $ 99,000
Auglaize County Ohio 8 $ 611,000 $ 76,000 $ 68,000
Summit County Ohio 8 $ 1,229,000 $ 153,000 $ 86,000
Grant County Kentucky 7 $ 927,000 $ 132,000 $ 45,000
Scott County Kentucky 7 $ 831,000 $ 118,000 $ 51,000
Adams County Ohio 7 $ 743,000 $ 106,000 $ 38,000
Erie County Ohio 7 $ 1,178,000 $ 168,000 $ 148,000
Campbell County Tennessee 7 $ 1,242,000 $ 177,000 $ 158,000
Ripley County Indiana 6 $ 879,000 $ 146,000 $ 70,000
Spencer County Indiana 6 $ 581,000 $ 96,000 $ 74,000
Mercer County Ohio 6 $ 875,000 $ 145,000 $ 60,000
Lee County Florida 5 $ 1,364,000 $ 272,000 $ 242,000
Putnam County Indiana 5 $ 564,000 $ 112,000 $ 69,000
Tipton County Indiana 5 $ 714,000 $ 142,000 $ 199,000
Pulaski County Kentucky 5 $ 619,000 $ 123,000 $ 125,000
Wayne County Ohio 5 $ 688,000 $ 137,000 $ 46,000
Palm Beach County Florida 4 $ 664,000 $ 166,000 $ 114,000
Brown County Indiana 4 $ 324,000 $ 81,000 $ 56,000
Dubois County Indiana 4 $ 458,000 $ 114,000 $ 38,000
Bracken County Kentucky 4 $ 301,000 $ 75,000 $ 69,000
Gallatin County Kentucky 4 $ 421,000 $ 105,000 $ 48,000
Montgomery County Kentucky 4 $ 283,000 $ 70,000 $ 44,000
Pendleton County Kentucky 4 $ 642,000 $ 160,000 $ 102,000
Woodford County Kentucky 4 $ 251,000 $ 62,000 $ 42,000
Lorain County Ohio 4 $ 400,000 $ 100,000 $ 63,000
Lucas County Ohio 4 $ 470,000 $ 117,000 $ 50,000
Sevier County Tennessee 4 $ 786,000 $ 196,000 $ 121,000
Charlotte County Florida 3 $ 372,000 $ 124,000 $ 130,000
Collier County Florida 3 $ 1,685,000 $ 561,000 $ 132,000
Monroe County Florida 3 $ 939,000 $ 313,000 $ 152,000
Sarasota County Florida 3 $ 501,000 $ 167,000 $ 104,000
Walton County Florida 3 $ 615,000 $ 205,000 $ 139,000
Cook County Illinois 3 $ 619,000 $ 206,000 $ 63,000
Bartholomew County Indiana 3 $ 426,000 $ 142,000 $ 316,000
Delaware County Indiana 3 $ 250,000 $ 83,000 $ 54,000
Floyd County Indiana 3 $ 371,000 $ 123,000 $ 47,000
Henry County Indiana 3 $ 391,000 $ 130,000 $ 132,000
Monroe County Indiana 3 $ 401,000 $ 133,000 $ 40,000
Tippecanoe County Indiana 3 $ 330,000 $ 110,000 $ 85,000
Vigo County Indiana 3 $ 330,000 $ 110,000 $ 54,000
Wabash County Indiana 3 $ 136,000 $ 45,000 $ 36,000
Harrison County Kentucky 3 $ 352,000 $ 117,000 $ 35,000
Coshocton County Ohio 3 $ 424,000 $ 141,000 $ 74,000
Hardin County Ohio 3 $ 237,000 $ 79,000 $ 65,000
Jackson County Ohio 3 $ 245,000 $ 81,000 $ 65,000
Scioto County Ohio 3 $ 313,000 $ 104,000 $ 72,000
Seneca County Ohio 3 $ 323,000 $ 107,000 $ 48,000
Tuscarawas County Ohio 3 $ 383,000 $ 127,000 $ 52,000
Knox County Tennessee 3 $ 752,000 $ 250,000 $ 123,000
Hillsborough County Florida 2 $ 205,000 $ 102,000 $ 136,000
Pinellas County Florida 2 $ 207,000 $ 103,000 $ 132,000
St. Johns County Florida 2 $ 242,000 $ 121,000 $ 405,000
Allen County Indiana 2 $ 369,000 $ 184,000 $ 78,000
Kosciusko County Indiana 2 $ 185,000 $ 92,000 $ 70,000
Ohio County Indiana 2 $ 347,000 $ 173,000 $ 34,000
Switzerland County Indiana 2 $ 157,000 $ 78,000 $ 24,000
Union County Indiana 2 $ 235,000 $ 117,000 $ 57,000
Wayne County Indiana 2 $ 208,000 $ 104,000 $ 81,000
Clark County Kentucky 2 $ 128,000 $ 64,000 $ 54,000
Henderson County Kentucky 2 $ 201,000 $ 100,000 $ 45,000
Jessamine County Kentucky 2 $ 209,000 $ 104,000 $ 63,000
Madison County Kentucky 2 $ 325,000 $ 162,000 $ 68,000
Mercer County Kentucky 2 $ 320,000 $ 160,000 $ 88,000
Oldham County Kentucky 2 $ 428,000 $ 214,000 $ 106,000
Clinton County Michigan 2 $ 400,000 $ 200,000 $ 77,000
Clark County Nevada 2 $ 451,000 $ 225,000 $ 85,000
Brunswick County North Carolina 2 $ 637,000 $ 318,000 $ 273,000
Morgan County Ohio 2 $ 316,000 $ 158,000 $ 72,000
Ottawa County Ohio 2 $ 250,000 $ 125,000 $ 141,000
Portage County Ohio 2 $ 269,000 $ 134,000 $ 61,000
Stark County Ohio 2 $ 161,000 $ 80,000 $ 24,000
Wood County Ohio 2 $ 294,000 $ 147,000 $ 23,000
Allegheny County Pennsylvania 2 $ 200,000 $ 100,000 $ 47,000
Horry County South Carolina 2 $ 146,000 $ 73,000 $ 109,000
Marin County California 1 $ 146,000 $ 146,000 $ 149,000
Eagle County Colorado 1 $ 60,000 $ 60,000 $ 189,000
Alachua County Florida 1 $ 334,000 $ 334,000 $ 110,000
Flagler County Florida 1 $ 90,000 $ 90,000 $ 75,000
Leon County Florida 1 $ 157,000 $ 157,000 $ 68,000
Manatee County Florida 1 $ 595,000 $ 595,000 $ 796,000
Marion County Florida 1 $ 52,000 $ 52,000 $ 35,000
Miami-Dade County Florida 1 $ 225,000 $ 225,000 $ 119,000
Osceola County Florida 1 $ 212,000 $ 212,000 $ 117,000
Pasco County Florida 1 $ 148,000 $ 148,000 $ 87,000
Santa Rosa County Florida 1 $ 167,000 $ 167,000 $ 56,000
Seminole County Florida 1 $ 108,000 $ 108,000 $ 49,000
Volusia County Florida 1 $ 559,000 $ 559,000 $ 62,000
DuPage County Illinois 1 $ 283,000 $ 283,000 $ 78,000
Kane County Illinois 1 $ 191,000 $ 191,000 $ 80,000
Clay County Indiana 1 $ 70,000 $ 70,000 $ 57,000
Fountain County Indiana 1 $ 69,000 $ 69,000 $ 20,000
Fulton County Indiana 1 $ 153,000 $ 153,000 $ 103,000
Gibson County Indiana 1 $ 164,000 $ 164,000 $ 76,000
Grant County Indiana 1 $ 73,000 $ 73,000 $ 34,000
Jackson County Indiana 1 $ 78,000 $ 78,000 $ 89,000
Lawrence County Indiana 1 $ 96,000 $ 96,000 $ 114,000
Montgomery County Indiana 1 $ 138,000 $ 138,000 $ 132,000
Perry County Indiana 1 $ 86,000 $ 86,000 $ 46,000
Rush County Indiana 1 $ 230,000 $ 230,000 $ 77,000
St. Joseph County Indiana 1 $ 232,000 $ 232,000 $ 133,000
White County Indiana 1 $ 36,000 $ 36,000 $ 53,000
Linn County Iowa 1 $ 215,000 $ 215,000 $ 0
Johnson County Kansas 1 $ 141,000 $ 141,000 $ 73,000
Adair County Kentucky 1 $ 60,000 $ 60,000 $ 59,000
Anderson County Kentucky 1 $ 79,000 $ 79,000 $ 88,000
Bourbon County Kentucky 1 $ 106,000 $ 106,000 $ 90,000
Boyd County Kentucky 1 $ 180,000 $ 180,000 $ 66,000
Boyle County Kentucky 1 $ 22,000 $ 22,000 $ 28,000
Clinton County Kentucky 1 $ 47,000 $ 47,000 $ 102,000
Daviess County Kentucky 1 $ 135,000 $ 135,000 $ 107,000
Hopkins County Kentucky 1 $ 68,000 $ 68,000 $ 61,000
Jefferson County Kentucky 1 $ 510,000 $ 510,000 $ 369,000
Johnson County Kentucky 1 $ 102,000 $ 102,000 $ 98,000
Knox County Kentucky 1 $ 130,000 $ 130,000 $ 79,000
Laurel County Kentucky 1 $ 80,000 $ 80,000 $ 61,000
Lewis County Kentucky 1 $ 79,000 $ 79,000 $ 42,000
Menifee County Kentucky 1 $ 25,000 $ 25,000 $ 100,000
Owen County Kentucky 1 $ 98,000 $ 98,000 $ 53,000
Powell County Kentucky 1 $ 70,000 $ 70,000 $ 0
Russell County Kentucky 1 $ 31,000 $ 31,000 $ 125,000
Wayne County Kentucky 1 $ 187,000 $ 187,000 $ 77,000
Wolfe County Kentucky 1 $ 50,000 $ 50,000 $ 78,000
Anne Arundel County Maryland 1 $ 600,000 $ 600,000 $ 100,000
Suffolk County Massachusetts 1 $ 508,000 $ 508,000 $ 0
Presque Isle County Michigan 1 $ 133,000 $ 133,000 $ 448,000
St. Joseph County Michigan 1 $ 67,000 $ 67,000 $ 39,000
Washtenaw County Michigan 1 $ 152,000 $ 152,000 $ 137,000
Itasca County Minnesota 1 $ 56,000 $ 56,000 $ 57,000
Ripley County Missouri 1 $ 83,000 $ 83,000 $ 65,000
Carroll County New Hampshire 1 $ 11,000 $ 11,000 $ 127,000
New York County New York 1 $ 1,000,000 $ 1,000,000 $ 181,000
Caldwell County North Carolina 1 $ 130,000 $ 130,000 $ 82,000
Cumberland County North Carolina 1 $ 95,000 $ 95,000 $ 52,000
Nash County North Carolina 1 $ 106,000 $ 106,000 $ 84,000
Orange County North Carolina 1 $ 109,000 $ 109,000 $ 600,000
Allen County Ohio 1 $ 97,000 $ 97,000 $ 64,000
Belmont County Ohio 1 $ 106,000 $ 106,000 $ 71,000
Gallia County Ohio 1 $ 55,000 $ 55,000 $ 77,000
Guernsey County Ohio 1 $ 77,000 $ 77,000 $ 84,000
Holmes County Ohio 1 $ 146,000 $ 146,000 $ 79,000
Huron County Ohio 1 $ 78,000 $ 78,000 $ 0
Jefferson County Ohio 1 $ 73,000 $ 73,000 $ 71,000
Lake County Ohio 1 $ 43,000 $ 43,000 $ 25,000
Lawrence County Ohio 1 $ 64,000 $ 64,000 $ 44,000
Mahoning County Ohio 1 $ 85,000 $ 85,000 $ 83,000
Noble County Ohio 1 $ 84,000 $ 84,000 $ 54,000
Pike County Ohio 1 $ 130,000 $ 130,000 $ 42,000
Putnam County Ohio 1 $ 99,000 $ 99,000 $ 39,000
Trumbull County Ohio 1 $ 122,000 $ 122,000 $ 49,000
Beaver County Pennsylvania 1 $ 38,000 $ 38,000 $ 73,000
Lehigh County Pennsylvania 1 $ 250,000 $ 250,000 $ 117,000
Montgomery County Pennsylvania 1 $ 280,000 $ 280,000 $ 150,000
Westmoreland County Pennsylvania 1 $ 68,000 $ 68,000 $ 69,000
Newport County Rhode Island 1 $ 361,000 $ 361,000 $ 281,000
Washington County Rhode Island 1 $ 220,000 $ 220,000 $ 129,000
Dorchester County South Carolina 1 $ 131,000 $ 131,000 $ 52,000
Georgetown County South Carolina 1 $ 190,000 $ 190,000 $ 467,000
Williamson County Tennessee 1 $ 259,000 $ 259,000 $ 78,000
Hidalgo County Texas 1 $ 35,000 $ 35,000 $ 34,000
Winchester County Virginia 1 $ 115,000 $ 115,000 $ 48,000
Wood County West Virginia 1 $ 260,000 $ 260,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Union Savings Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,989 $1,294,508,000 $169,470 $5,000,000 $101,588 $3,116,000
Home Purchase 4,166 $596,575,000 $192,117 $4,500,000 $103,352 $3,116,000
Home Improvement 145 $18,904,000 $341,000 $1,000,000 $107,750 $250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,929 $1,687,519,000 $215,040 $2,500,000 $101,360 $2,323,000
Asian 482 $74,194,000 $151,000 $656,000 $92,000 $584,000
Black or African American 436 $53,395,000 $103,666 $1,000,000 $74,000 $3,116,000
Not Provided 222 $37,565,000 $156,750 $4,500,000 $72,000 $343,000
Not applicable 118 $40,192,000 $281,666 $5,000,000 $333 $111,000
Hispanic 78 $11,629,000 $222,333 $504,000 $153,333 $377,000
American Indian or Alaskan Native 19 $2,883,000 $140,500 $334,000 $87,500 $281,000
Native Hawaiian or Other Pacific Islander 16 $2,610,000 $146,500 $350,000 $68,500 $184,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,198 $1,786,108,000 $216,880 $5,000,000 $102,520 $3,116,000
FHA-insured (Federal Housing Administration) 968 $105,296,000 $100,250 $297,000 $46,000 $246,000
VA-guaranteed (Veterans Administration) 132 $18,377,000 $148,666 $238,000 $58,333 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $206,000 $103,000 $123,000 $35,000 $41,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,477 $1,531,061,000 $244,250 $5,000,000 $108,100 $3,116,000
Application Denied By Financial Institution 1,789 $238,163,000 $142,833 $4,500,000 $85,666 $850,000
Application Withdrawn By Applicant 606 $80,272,000 $165,166 $1,650,000 $83,500 $3,116,000
Application Approved But Not Accepted 428 $60,491,000 $161,333 $3,600,000 $101,166 $578,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 669 $77,996,000 $118,400 $722,000 $57,200 $750,000
Debt-To-Income Ratio 486 $71,466,000 $160,333 $2,500,000 $118,166 $737,000
Credit Application Incomplete 304 $43,479,000 $173,833 $1,000,000 $104,000 $850,000
Collateral 171 $20,171,000 $112,666 $546,000 $71,666 $300,000
Other 81 $11,991,000 $224,800 $750,000 $81,400 $369,000
Employment History 28 $2,911,000 $113,333 $230,000 $55,666 $114,000
Insufficient Cash (Downpayment, Closing Cost) 26 $7,268,000 $166,000 $4,500,000 $57,666 $270,000
Unverifiable Information 24 $2,881,000 $131,500 $278,000 $42,000 $172,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List