Union Savings And Loan Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Union Savings And Loan Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Union Savings And Loan Association
730 Central Ave P O Box 366
Connersville, IN 47331
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 318
Total Mortgage Loan Application Amount $35,550,000
Average Mortgage Loan Application Amount $87,000
Highest Mortgage Loan Application Amount $1,400,000
Average Applicant Income $71,000
Highest Applicant Income $350,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Union Savings And Loan Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings And Loan Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Union Savings And Loan Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings And Loan Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Union Savings And Loan Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings And Loan Association's mortgage activity for 2012.

Mortgage Loan Application Totals for Union Savings And Loan Association by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
INDIANAPOLIS-CARMEL, IN 82 $ 15,523,000 $ 189,000 $ 103,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 24 $ 3,451,000 $ 143,500 $ 89,500
ANDERSON, IN 2 $ 465,000 $ 232,000 $ 135,000

Mortgage Loan Application Detail Totals for Union Savings And Loan Association in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 160 $19,166,000 $119,000 $1,400,000 $71,000 $350,000
Home Purchase 142 $15,882,000 $111,000 $480,000 $83,000 $256,000
Home Improvement 16 $502,000 $31,000 $100,000 $59,000 $106,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 292 $32,880,000 $112,000 $1,400,000 $76,000 $350,000
Not Provided 17 $2,030,000 $119,000 $384,000 $93,000 $215,000
Hispanic 3 $190,000 $63,000 $90,000 $37,000 $45,000
American Indian or Alaskan Native 2 $205,000 $102,000 $160,000 $78,000 $117,000
Asian 2 $108,000 $54,000 $68,000 $14,000 $16,000
Black or African American 1 $71,000 $71,000 $71,000 $21,000 $21,000
Not applicable 1 $66,000 $66,000 $66,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 318 $35,550,000 $111,000 $1,400,000 $76,000 $350,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 177 $21,269,000 $120,000 $454,000 $85,000 $350,000
Application Withdrawn By Applicant 71 $7,470,000 $105,000 $480,000 $70,000 $232,000
Application Denied By Financial Institution 43 $4,369,000 $101,000 $1,400,000 $50,000 $119,000
Preapproval Approved but not Accepted 12 $1,328,000 $110,000 $350,000 $77,000 $215,000
Preapproval Denied by Financial Institution 12 $923,000 $76,000 $208,000 $51,000 $117,000
Application Approved But Not Accepted 2 $171,000 $85,000 $146,000 $97,000 $135,000
File Closed For Incompleteness 1 $20,000 $20,000 $20,000 $80,000 $80,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 23 $1,354,000 $58,000 $160,000 $45,000 $119,000
Debt-To-Income Ratio 15 $2,695,000 $179,000 $1,400,000 $47,000 $118,000
Credit History 8 $675,000 $84,000 $254,000 $56,000 $110,000
Employment History 4 $156,000 $39,000 $52,000 $70,000 $119,000
Collateral 2 $75,000 $37,000 $40,000 $34,000 $56,000
Mortgage Insurance Denied 2 $292,000 $146,000 $208,000 $51,000 $74,000
Insufficient Cash (Downpayment, Closing Cost) 1 $45,000 $45,000 $45,000 $117,000 $117,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings And Loan Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Union Savings And Loan Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

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