Union National Community Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Union National Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Union National Community Bank 101 E Main St Mount Joy, PA 17552 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 803 |
| Total Mortgage Loan Application Amount | $64,673,000 |
| Average Mortgage Loan Application Amount | $102,066 |
| Highest Mortgage Loan Application Amount | $835,000 |
| Average Applicant Income | $19,533 |
| Highest Applicant Income | $481,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 530 | $ 49,612,000 | $ 93,000 | $ 51,000 |
| York County Pennsylvania | 29 | $ 1,667,000 | $ 57,000 | $ 122,000 |
| Berks County Pennsylvania | 24 | $ 1,166,000 | $ 48,000 | $ 0 |
| Chester County Pennsylvania | 21 | $ 1,628,000 | $ 77,000 | $ 137,000 |
| Dauphin County Pennsylvania | 19 | $ 1,161,000 | $ 61,000 | $ 44,000 |
| Westmoreland County Pennsylvania | 12 | $ 463,000 | $ 38,000 | $ 0 |
| Cumberland County Pennsylvania | 11 | $ 406,000 | $ 36,000 | $ 60,000 |
| Butler County Pennsylvania | 9 | $ 479,000 | $ 53,000 | $ 0 |
| Lebanon County Pennsylvania | 9 | $ 1,290,000 | $ 143,000 | $ 54,000 |
| Luzerne County Pennsylvania | 8 | $ 312,000 | $ 39,000 | $ 0 |
| Beaver County Pennsylvania | 7 | $ 312,000 | $ 44,000 | $ 0 |
| Adams County Pennsylvania | 5 | $ 208,000 | $ 41,000 | $ 0 |
| Blair County Pennsylvania | 5 | $ 210,000 | $ 42,000 | $ 0 |
| Cambria County Pennsylvania | 5 | $ 192,000 | $ 38,000 | $ 0 |
| Indiana County Pennsylvania | 5 | $ 320,000 | $ 64,000 | $ 0 |
| Mercer County Pennsylvania | 5 | $ 212,000 | $ 42,000 | $ 0 |
| Wayne County Pennsylvania | 5 | $ 118,000 | $ 23,000 | $ 0 |
| Oneida County New York | 4 | $ 258,000 | $ 64,000 | $ 0 |
| Bucks County Pennsylvania | 4 | $ 115,000 | $ 28,000 | $ 0 |
| Crawford County Pennsylvania | 4 | $ 216,000 | $ 54,000 | $ 0 |
| Erie County Pennsylvania | 4 | $ 76,000 | $ 19,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 155,000 | $ 38,000 | $ 0 |
| Washington County Pennsylvania | 4 | $ 122,000 | $ 30,000 | $ 0 |
| Allegheny County Pennsylvania | 3 | $ 202,000 | $ 67,000 | $ 0 |
| Armstrong County Pennsylvania | 3 | $ 128,000 | $ 42,000 | $ 0 |
| Clearfield County Pennsylvania | 3 | $ 143,000 | $ 47,000 | $ 0 |
| Fayette County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Northampton County Pennsylvania | 3 | $ 63,000 | $ 21,000 | $ 0 |
| Broome County New York | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Cortland County New York | 2 | $ 148,000 | $ 74,000 | $ 0 |
| Oswego County New York | 2 | $ 175,000 | $ 87,000 | $ 0 |
| Highland County Ohio | 2 | $ 49,000 | $ 24,000 | $ 0 |
| Clarion County Pennsylvania | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Franklin County Pennsylvania | 2 | $ 84,000 | $ 42,000 | $ 0 |
| Fulton County Pennsylvania | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Lawrence County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Susquehanna County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Wyoming County Pennsylvania | 2 | $ 82,000 | $ 41,000 | $ 0 |
| New Castle County Delaware | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Sussex County Delaware | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Gallatin County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Pendleton County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Webster County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Somerset County Maine | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Worcester County Maryland | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 199,000 | $ 199,000 | $ 135,000 |
| Clinton County New York | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Madison County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Orange County New York | 1 | $ 43,000 | $ 43,000 | $ 0 |
| St. Lawrence County New York | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Allen County Ohio | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Guernsey County Ohio | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Hardin County Ohio | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Marion County Ohio | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Washington County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Columbia County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Huntingdon County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Lackawanna County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Perry County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Venango County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Warren County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Washington County Vermont | 1 | $ 128,000 | $ 128,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Union National Community Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 387 | $40,844,000 | $80,500 | $500,000 | $38,500 | $481,000 |
| Home Purchase (one-to-four family) | 328 | $20,328,000 | $87,272 | $600,000 | $14,545 | $481,000 |
| Home Improvement (one-to-four family) | 85 | $2,351,000 | $27,000 | $144,000 | $56,000 | $177,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 3 | $1,150,000 | $383,000 | $835,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 536 | $51,838,000 | $147,500 | $600,000 | $107,500 | $481,000 |
| Not applicable | 253 | $11,237,000 | $73,900 | $145,000 | $0 | $0 |
| Hispanic | 4 | $226,000 | $56,000 | $90,000 | $41,000 | $92,000 |
| Information not provided by applicant in mail or telephone application | 4 | $115,000 | $28,000 | $84,000 | $42,000 | $73,000 |
| Asian or Pacific Islander | 2 | $127,000 | $63,000 | $102,000 | $43,000 | $48,000 |
| Black | 2 | $195,000 | $97,000 | $125,000 | $65,000 | $97,000 |
| Other | 2 | $935,000 | $467,000 | $835,000 | $26,000 | $52,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 803 | $64,673,000 | $89,000 | $835,000 | $16,000 | $481,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 479 | $47,334,000 | $148,500 | $835,000 | $111,500 | $481,000 |
| Loan Purchased By The Institution | 252 | $11,177,000 | $73,900 | $145,000 | $0 | $0 |
| Application Denied By Financial Institution | 44 | $3,341,000 | $75,000 | $280,000 | $42,000 | $159,000 |
| Application Approved But Not Accepted | 21 | $2,158,000 | $102,000 | $323,000 | $68,000 | $177,000 |
| Application Withdrawn By Applicant | 7 | $663,000 | $94,000 | $219,000 | $60,000 | $158,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23 | $1,048,000 | $45,000 | $147,000 | $38,000 | $159,000 |
| Debt-To-Income Ratio | 13 | $1,283,000 | $98,000 | $280,000 | $38,000 | $85,000 |
| Collateral | 7 | $970,000 | $138,000 | $240,000 | $67,000 | $83,000 |
| Employment History | 1 | $40,000 | $40,000 | $40,000 | $21,000 | $21,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.