Union Bank & Trust
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Union Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Union Bank & Trust 1051 East Cary Street, Suite 1200 Richmond, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,329 |
| Total Mortgage Loan Application Amount | $241,319,000 |
| Average Mortgage Loan Application Amount | $167,666 |
| Highest Mortgage Loan Application Amount | $8,385,000 |
| Average Applicant Income | $44,333 |
| Highest Applicant Income | $1,762,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico County Virginia | 140 | $ 23,376,000 | $ 166,000 | $ 33,000 |
| Richmond City County Virginia | 106 | $ 29,856,000 | $ 281,000 | $ 21,000 |
| Spotsylvania County Virginia | 58 | $ 5,496,000 | $ 94,000 | $ 43,000 |
| Chesterfield County Virginia | 56 | $ 8,584,000 | $ 153,000 | $ 43,000 |
| Montgomery County Virginia | 43 | $ 3,602,000 | $ 83,000 | $ 35,000 |
| Augusta County Virginia | 37 | $ 3,823,000 | $ 103,000 | $ 52,000 |
| Hampton County Virginia | 35 | $ 3,308,000 | $ 94,000 | $ 9,000 |
| Caroline County Virginia | 34 | $ 1,537,000 | $ 45,000 | $ 59,000 |
| Virginia Beach County Virginia | 32 | $ 10,494,000 | $ 327,000 | $ 28,000 |
| Newport News County Virginia | 31 | $ 5,719,000 | $ 184,000 | $ 7,000 |
| Culpeper County Virginia | 29 | $ 10,473,000 | $ 361,000 | $ 71,000 |
| Hanover County Virginia | 29 | $ 5,117,000 | $ 176,000 | $ 62,000 |
| Madison County Virginia | 29 | $ 2,505,000 | $ 86,000 | $ 57,000 |
| James City County Virginia | 27 | $ 4,310,000 | $ 159,000 | $ 22,000 |
| Pulaski County Virginia | 27 | $ 1,159,000 | $ 42,000 | $ 41,000 |
| Stafford County Virginia | 26 | $ 5,829,000 | $ 224,000 | $ 42,000 |
| Bedford County Virginia | 22 | $ 2,313,000 | $ 105,000 | $ 87,000 |
| Westmoreland County Virginia | 22 | $ 1,375,000 | $ 62,000 | $ 54,000 |
| Roanoke City County Virginia | 20 | $ 3,091,000 | $ 154,000 | $ 18,000 |
| Warren County Virginia | 19 | $ 2,599,000 | $ 136,000 | $ 29,000 |
| Fredericksburg County Virginia | 17 | $ 6,356,000 | $ 373,000 | $ 33,000 |
| Norfolk County Virginia | 17 | $ 10,790,000 | $ 634,000 | $ 7,000 |
| Albemarle County Virginia | 16 | $ 2,642,000 | $ 165,000 | $ 139,000 |
| Rockingham County Virginia | 16 | $ 1,309,000 | $ 81,000 | $ 65,000 |
| York County Virginia | 16 | $ 2,416,000 | $ 151,000 | $ 112,000 |
| Fauquier County Virginia | 15 | $ 3,866,000 | $ 257,000 | $ 34,000 |
| Orange County Virginia | 15 | $ 725,000 | $ 48,000 | $ 52,000 |
| Essex County Virginia | 14 | $ 1,062,000 | $ 75,000 | $ 92,000 |
| Rappahannock County Virginia | 14 | $ 4,536,000 | $ 324,000 | $ 25,000 |
| Roanoke County Virginia | 14 | $ 1,769,000 | $ 126,000 | $ 16,000 |
| Franklin County Virginia | 13 | $ 1,522,000 | $ 117,000 | $ 48,000 |
| Harrisonburg County Virginia | 13 | $ 1,185,000 | $ 91,000 | $ 104,000 |
| Lynchburg County Virginia | 13 | $ 789,000 | $ 60,000 | $ 57,000 |
| Rockbridge County Virginia | 13 | $ 1,450,000 | $ 111,000 | $ 79,000 |
| Lancaster County Virginia | 12 | $ 466,000 | $ 38,000 | $ 38,000 |
| Staunton County Virginia | 12 | $ 627,000 | $ 52,000 | $ 74,000 |
| Chesapeake County Virginia | 11 | $ 1,449,000 | $ 131,000 | $ 35,000 |
| Fairfax County Virginia | 11 | $ 3,500,000 | $ 318,000 | $ 5,000 |
| King George County Virginia | 10 | $ 1,067,000 | $ 106,000 | $ 117,000 |
| Waynesboro County Virginia | 10 | $ 3,595,000 | $ 359,000 | $ 61,000 |
| Prince George's County Maryland | 9 | $ 1,156,000 | $ 128,000 | $ 0 |
| Floyd County Virginia | 9 | $ 797,000 | $ 88,000 | $ 61,000 |
| Giles County Virginia | 9 | $ 180,000 | $ 20,000 | $ 37,000 |
| King William County Virginia | 9 | $ 1,580,000 | $ 175,000 | $ 25,000 |
| Campbell County Virginia | 8 | $ 1,043,000 | $ 130,000 | $ 58,000 |
| Nelson County Virginia | 8 | $ 1,458,000 | $ 182,000 | $ 61,000 |
| Prince William County Virginia | 8 | $ 2,148,000 | $ 268,000 | $ 59,000 |
| Richmond County Virginia | 8 | $ 628,000 | $ 78,000 | $ 54,000 |
| Radford County Virginia | 7 | $ 113,000 | $ 16,000 | $ 66,000 |
| Salem County Virginia | 7 | $ 1,691,000 | $ 241,000 | $ 28,000 |
| Buena Vista County Virginia | 6 | $ 320,000 | $ 53,000 | $ 44,000 |
| Charlottesville County Virginia | 6 | $ 3,589,000 | $ 598,000 | $ 17,000 |
| Colonial Heights County Virginia | 6 | $ 225,000 | $ 37,000 | $ 30,000 |
| Powhatan County Virginia | 6 | $ 2,629,000 | $ 438,000 | $ 30,000 |
| Shenandoah County Virginia | 6 | $ 904,000 | $ 150,000 | $ 33,000 |
| Wythe County Virginia | 6 | $ 123,000 | $ 20,000 | $ 47,000 |
| Covington County Virginia | 5 | $ 200,000 | $ 40,000 | $ 56,000 |
| New Kent County Virginia | 5 | $ 542,000 | $ 108,000 | $ 76,000 |
| Northumberland County Virginia | 5 | $ 397,000 | $ 79,000 | $ 69,000 |
| Gloucester County Virginia | 4 | $ 473,000 | $ 118,000 | $ 0 |
| Suffolk County Virginia | 4 | $ 616,000 | $ 154,000 | $ 0 |
| Williamsburg County Virginia | 4 | $ 397,000 | $ 99,000 | $ 10,000 |
| Alexandria County Virginia | 3 | $ 813,000 | $ 271,000 | $ 118,000 |
| Alleghany County Virginia | 3 | $ 172,000 | $ 57,000 | $ 107,000 |
| Amherst County Virginia | 3 | $ 237,000 | $ 79,000 | $ 75,000 |
| Botetourt County Virginia | 3 | $ 85,000 | $ 28,000 | $ 85,000 |
| Craig County Virginia | 3 | $ 179,000 | $ 59,000 | $ 0 |
| Fluvanna County Virginia | 3 | $ 245,000 | $ 81,000 | $ 67,000 |
| Greene County Virginia | 3 | $ 1,170,000 | $ 390,000 | $ 24,000 |
| Lexington County Virginia | 3 | $ 260,000 | $ 86,000 | $ 55,000 |
| Loudoun County Virginia | 3 | $ 514,000 | $ 171,000 | $ 0 |
| Page County Virginia | 3 | $ 297,000 | $ 99,000 | $ 5,000 |
| Poquoson County Virginia | 3 | $ 717,000 | $ 239,000 | $ 31,000 |
| Portsmouth County Virginia | 3 | $ 1,316,000 | $ 438,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 2,657,000 | $ 1,328,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 1,025,000 | $ 512,000 | $ 0 |
| Arlington County Virginia | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Frederick County Virginia | 2 | $ 798,000 | $ 399,000 | $ 23,000 |
| Goochland County Virginia | 2 | $ 135,000 | $ 67,000 | $ 199,000 |
| Hopewell County Virginia | 2 | $ 532,000 | $ 266,000 | $ 0 |
| Isle of Wight County Virginia | 2 | $ 424,000 | $ 212,000 | $ 27,000 |
| Louisa County Virginia | 2 | $ 132,000 | $ 66,000 | $ 14,000 |
| Petersburg County Virginia | 2 | $ 301,000 | $ 150,000 | $ 0 |
| Sussex County Delaware | 1 | $ 728,000 | $ 728,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 8,385,000 | $ 8,385,000 | $ 0 |
| Frederick County Maryland | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Talbot County Maryland | 1 | $ 5,197,000 | $ 5,197,000 | $ 0 |
| Elko County Nevada | 1 | $ 280,000 | $ 280,000 | $ 106,000 |
| Currituck County North Carolina | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Dare County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 761,000 | $ 761,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Wake County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| Lancaster County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Horry County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Lexington County South Carolina | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Amelia County Virginia | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Appomattox County Virginia | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Bath County Virginia | 1 | $ 27,000 | $ 27,000 | $ 38,000 |
| Bland County Virginia | 1 | $ 3,000 | $ 3,000 | $ 10,000 |
| Charles City County Virginia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Clarke County Virginia | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Dinwiddie County Virginia | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Grayson County Virginia | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Henry County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Manassas County Virginia | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Mathews County Virginia | 1 | $ 448,000 | $ 448,000 | $ 36,000 |
| Mecklenburg County Virginia | 1 | $ 52,000 | $ 52,000 | $ 85,000 |
| Middlesex County Virginia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Nottoway County Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 26,000 | $ 26,000 | $ 55,000 |
| Prince George County Virginia | 1 | $ 1,000 | $ 1,000 | $ 15,000 |
| Wise County Virginia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Mercer County West Virginia | 1 | $ 1,453,000 | $ 1,453,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Union Bank & Trust in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 534 | $128,663,000 | $240,000 | $7,875,000 | $22,000 | $759,000 |
| Refinancing | 441 | $97,952,000 | $222,000 | $8,385,000 | $58,000 | $1,762,000 |
| Home Improvement | 354 | $14,704,000 | $41,000 | $2,213,000 | $53,000 | $365,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 629 | $193,354,000 | $307,000 | $8,385,000 | $0 | $0 |
| White | 536 | $40,202,000 | $75,000 | $806,000 | $84,000 | $1,762,000 |
| Black or African American | 99 | $3,183,000 | $32,000 | $300,000 | $48,000 | $132,000 |
| Not Provided | 32 | $2,763,000 | $86,000 | $310,000 | $117,000 | $759,000 |
| Hispanic | 22 | $1,213,000 | $55,000 | $275,000 | $86,000 | $479,000 |
| Asian | 8 | $446,000 | $55,000 | $150,000 | $54,000 | $176,000 |
| American Indian or Alaskan Native | 3 | $158,000 | $52,000 | $80,000 | $49,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,329 | $241,319,000 | $181,000 | $8,385,000 | $42,000 | $1,762,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 797 | $154,688,000 | $194,000 | $8,385,000 | $45,000 | $1,762,000 |
| Application Denied By Financial Institution | 223 | $12,536,000 | $56,000 | $800,000 | $49,000 | $759,000 |
| Loan Purchased By The Institution | 166 | $56,288,000 | $339,000 | $2,800,000 | $0 | $0 |
| Application Withdrawn By Applicant | 143 | $17,807,000 | $124,000 | $1,100,000 | $64,000 | $500,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 120 | $8,048,000 | $67,000 | $800,000 | $42,000 | $230,000 |
| Credit History | 73 | $2,603,000 | $35,000 | $300,000 | $54,000 | $759,000 |
| Collateral | 19 | $1,325,000 | $69,000 | $172,000 | $85,000 | $375,000 |
| Unverifiable Information | 5 | $446,000 | $89,000 | $186,000 | $46,000 | $116,000 |
| Employment History | 5 | $50,000 | $10,000 | $30,000 | $37,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.