Union Bank & Trust
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Union Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Union Bank & Trust 1051 East Cary Street, Suite 1200 Richmond, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 455 |
| Total Mortgage Loan Application Amount | $102,632,000 |
| Average Mortgage Loan Application Amount | $196,666 |
| Highest Mortgage Loan Application Amount | $8,700,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $3,236,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond County Virginia | 38 | $ 3,483,000 | $ 91,000 | $ 105,000 |
| Richmond City County Virginia | 35 | $ 22,879,000 | $ 653,000 | $ 39,000 |
| Caroline County Virginia | 31 | $ 1,561,000 | $ 50,000 | $ 53,000 |
| Spotsylvania County Virginia | 28 | $ 2,290,000 | $ 81,000 | $ 71,000 |
| Henrico County Virginia | 25 | $ 1,592,000 | $ 63,000 | $ 57,000 |
| Essex County Virginia | 24 | $ 3,152,000 | $ 131,000 | $ 90,000 |
| Rappahannock County Virginia | 20 | $ 9,800,000 | $ 490,000 | $ 289,000 |
| Westmoreland County Virginia | 20 | $ 3,462,000 | $ 173,000 | $ 162,000 |
| Chesterfield County Virginia | 19 | $ 1,686,000 | $ 88,000 | $ 61,000 |
| Warren County Virginia | 16 | $ 2,453,000 | $ 153,000 | $ 98,000 |
| King George County Virginia | 15 | $ 2,978,000 | $ 198,000 | $ 158,000 |
| Lancaster County Virginia | 15 | $ 1,616,000 | $ 107,000 | $ 58,000 |
| Hanover County Virginia | 12 | $ 2,500,000 | $ 208,000 | $ 54,000 |
| Newport News County Virginia | 12 | $ 1,884,000 | $ 157,000 | $ 105,000 |
| Fredericksburg County Virginia | 10 | $ 3,014,000 | $ 301,000 | $ 40,000 |
| Rockingham County Virginia | 10 | $ 2,308,000 | $ 230,000 | $ 34,000 |
| Hampton County Virginia | 9 | $ 3,060,000 | $ 340,000 | $ 203,000 |
| Stafford County Virginia | 9 | $ 535,000 | $ 59,000 | $ 65,000 |
| Fauquier County Virginia | 8 | $ 2,929,000 | $ 366,000 | $ 182,000 |
| Northumberland County Virginia | 7 | $ 1,264,000 | $ 180,000 | $ 160,000 |
| James City County Virginia | 6 | $ 1,050,000 | $ 175,000 | $ 78,000 |
| Charlottesville County Virginia | 5 | $ 4,425,000 | $ 885,000 | $ 0 |
| Culpeper County Virginia | 5 | $ 811,000 | $ 162,000 | $ 106,000 |
| Harrisonburg County Virginia | 5 | $ 4,486,000 | $ 897,000 | $ 36,000 |
| Prince William County Virginia | 5 | $ 719,000 | $ 143,000 | $ 23,000 |
| Albemarle County Virginia | 4 | $ 577,000 | $ 144,000 | $ 51,000 |
| Frederick County Virginia | 4 | $ 689,000 | $ 172,000 | $ 89,000 |
| King and Queen County Virginia | 4 | $ 539,000 | $ 134,000 | $ 65,000 |
| King William County Virginia | 4 | $ 531,000 | $ 132,000 | $ 53,000 |
| Nelson County Virginia | 4 | $ 85,000 | $ 21,000 | $ 22,000 |
| York County Virginia | 4 | $ 1,134,000 | $ 283,000 | $ 77,000 |
| Goochland County Virginia | 3 | $ 3,657,000 | $ 1,219,000 | $ 161,000 |
| Page County Virginia | 3 | $ 236,000 | $ 78,000 | $ 77,000 |
| Colonial Heights County Virginia | 2 | $ 44,000 | $ 22,000 | $ 97,000 |
| Fairfax County Virginia | 2 | $ 663,000 | $ 331,000 | $ 0 |
| Mathews County Virginia | 2 | $ 363,000 | $ 181,000 | $ 46,000 |
| Sussex County Delaware | 1 | $ 368,000 | $ 368,000 | $ 625,000 |
| District of Columbia County District Of Columbia | 1 | $ 115,000 | $ 115,000 | $ 280,000 |
| Brevard County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Monroe County Florida | 1 | $ 132,000 | $ 132,000 | $ 16,000 |
| Prince George's County Maryland | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 116,000 |
| Currituck County North Carolina | 1 | $ 1,462,000 | $ 1,462,000 | $ 163,000 |
| Dare County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 263,000 |
| Forsyth County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Alleghany County Virginia | 1 | $ 3,000 | $ 3,000 | $ 65,000 |
| Amelia County Virginia | 1 | $ 17,000 | $ 17,000 | $ 96,000 |
| Augusta County Virginia | 1 | $ 2,240,000 | $ 2,240,000 | $ 0 |
| Bedford County Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Cumberland County Virginia | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Fluvanna County Virginia | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Greene County Virginia | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Hopewell County Virginia | 1 | $ 410,000 | $ 410,000 | $ 137,000 |
| Loudoun County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Louisa County Virginia | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Montgomery County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| New Kent County Virginia | 1 | $ 360,000 | $ 360,000 | $ 404,000 |
| Norfolk County Virginia | 1 | $ 58,000 | $ 58,000 | $ 68,000 |
| Portsmouth County Virginia | 1 | $ 702,000 | $ 702,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Shenandoah County Virginia | 1 | $ 19,000 | $ 19,000 | $ 29,000 |
| Williamsburg County Virginia | 1 | $ 136,000 | $ 136,000 | $ 154,000 |
| Winchester County Virginia | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Berkeley County West Virginia | 1 | $ 97,000 | $ 97,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Union Bank & Trust in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 199 | $65,011,000 | $326,000 | $8,700,000 | $91,000 | $1,401,000 |
| Home Purchase | 146 | $34,237,000 | $234,000 | $3,900,000 | $116,000 | $3,236,000 |
| Home Improvement | 110 | $3,384,000 | $30,000 | $238,000 | $60,000 | $280,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 285 | $52,383,000 | $183,000 | $3,900,000 | $127,000 | $3,236,000 |
| Not applicable | 97 | $46,355,000 | $477,000 | $8,700,000 | $4,000 | $258,000 |
| Black or African American | 49 | $2,240,000 | $45,000 | $280,000 | $63,000 | $293,000 |
| Not Provided | 15 | $541,000 | $36,000 | $270,000 | $69,000 | $208,000 |
| Hispanic | 6 | $734,000 | $122,000 | $355,000 | $116,000 | $215,000 |
| Asian | 3 | $379,000 | $126,000 | $230,000 | $55,000 | $73,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 455 | $102,632,000 | $225,000 | $8,700,000 | $92,000 | $3,236,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 333 | $91,961,000 | $276,000 | $8,700,000 | $107,000 | $3,236,000 |
| Application Denied By Financial Institution | 65 | $2,620,000 | $40,000 | $240,000 | $49,000 | $218,000 |
| Application Withdrawn By Applicant | 39 | $3,237,000 | $83,000 | $590,000 | $67,000 | $173,000 |
| Loan Purchased By The Institution | 15 | $4,215,000 | $281,000 | $800,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $554,000 | $277,000 | $445,000 | $115,000 | $158,000 |
| File Closed For Incompleteness | 1 | $45,000 | $45,000 | $45,000 | $98,000 | $98,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $1,402,000 | $40,000 | $240,000 | $45,000 | $125,000 |
| Debt-To-Income Ratio | 18 | $730,000 | $40,000 | $150,000 | $46,000 | $185,000 |
| Collateral | 5 | $333,000 | $66,000 | $106,000 | $95,000 | $218,000 |
| Employment History | 4 | $26,000 | $6,000 | $15,000 | $25,000 | $59,000 |
| Other | 3 | $129,000 | $43,000 | $110,000 | $69,000 | $111,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.