Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Unify Home Lending Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Unify Home Lending Inc. 2101 Mt Rushmore Rd #300 Rapid City, SD 57701 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 |
Total Number of Mortgage Applications | 550 |
Total Mortgage Loan Application Amount | $149,540,000 |
Average Mortgage Loan Application Amount | $289,666 |
Highest Mortgage Loan Application Amount | $3,005,000 |
Average Applicant Income | $127,666 |
Highest Applicant Income | $1,559,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pennington County South Dakota | 127 | $ 37,625,000 | $ 296,000 | $ 104,000 |
McKenzie County North Dakota | 110 | $ 28,520,000 | $ 259,000 | $ 103,000 |
Campbell County Wyoming | 52 | $ 12,560,000 | $ 241,000 | $ 87,000 |
Williams County North Dakota | 45 | $ 12,905,000 | $ 286,000 | $ 110,000 |
Meade County South Dakota | 37 | $ 12,505,000 | $ 337,000 | $ 110,000 |
Lawrence County South Dakota | 19 | $ 6,585,000 | $ 346,000 | $ 197,000 |
Dawson County Montana | 18 | $ 2,750,000 | $ 152,000 | $ 86,000 |
Weston County Wyoming | 17 | $ 2,875,000 | $ 169,000 | $ 79,000 |
Stark County North Dakota | 12 | $ 2,640,000 | $ 220,000 | $ 95,000 |
Yellowstone County Montana | 10 | $ 2,710,000 | $ 271,000 | $ 96,000 |
Butte County South Dakota | 8 | $ 1,930,000 | $ 241,000 | $ 67,000 |
Grady County Oklahoma | 7 | $ 1,235,000 | $ 176,000 | $ 62,000 |
Richland County Montana | 6 | $ 1,490,000 | $ 248,000 | $ 86,000 |
Minnehaha County South Dakota | 5 | $ 1,415,000 | $ 283,000 | $ 78,000 |
Morton County North Dakota | 4 | $ 1,260,000 | $ 315,000 | $ 215,000 |
Fall River County South Dakota | 4 | $ 640,000 | $ 160,000 | $ 75,000 |
Crook County Wyoming | 4 | $ 1,350,000 | $ 337,000 | $ 129,000 |
Fergus County Montana | 3 | $ 935,000 | $ 311,000 | $ 109,000 |
McCone County Montana | 3 | $ 885,000 | $ 295,000 | $ 95,000 |
Burleigh County North Dakota | 3 | $ 1,175,000 | $ 391,000 | $ 153,000 |
Dunn County North Dakota | 3 | $ 685,000 | $ 228,000 | $ 108,000 |
Custer County South Dakota | 3 | $ 1,535,000 | $ 511,000 | $ 111,000 |
Cascade County Montana | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
Custer County Montana | 2 | $ 460,000 | $ 230,000 | $ 70,000 |
Madison County Montana | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
Musselshell County Montana | 2 | $ 640,000 | $ 320,000 | $ 102,000 |
Albany County Wyoming | 2 | $ 610,000 | $ 305,000 | $ 224,000 |
Park County Wyoming | 2 | $ 610,000 | $ 305,000 | $ 74,000 |
Carbon County Montana | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
Carter County Montana | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
Fallon County Montana | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
Flathead County Montana | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
Gallatin County Montana | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
Hill County Montana | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
Jefferson County Montana | 1 | $ 355,000 | $ 355,000 | $ 81,000 |
Lewis and Clark County Montana | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
Lincoln County Montana | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
Rosebud County Montana | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
Silver Bow County Montana | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
Stillwater County Montana | 1 | $ 365,000 | $ 365,000 | $ 123,000 |
Sweet Grass County Montana | 1 | $ 605,000 | $ 605,000 | $ 157,000 |
Valley County Montana | 1 | $ 545,000 | $ 545,000 | $ 164,000 |
Adams County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
Bowman County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
Eddy County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
Hettinger County North Dakota | 1 | $ 365,000 | $ 365,000 | $ 127,000 |
Kidder County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
Mountrail County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
Sheridan County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
Traill County North Dakota | 1 | $ 425,000 | $ 425,000 | $ 192,000 |
Ward County North Dakota | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
Logan County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
McClain County Oklahoma | 1 | $ 425,000 | $ 425,000 | $ 151,000 |
Stephens County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 162,000 |
Beadle County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
Brule County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
Lincoln County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
Roberts County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
Spink County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
Stanley County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
Union County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
Yankton County South Dakota | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
Big Horn County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
Hot Springs County Wyoming | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
Johnson County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
Natrona County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 466 | $123,450,000 | $264,000 | $1,045,000 | $95,000 | $368,000 |
Refinancing | 49 | $17,065,000 | $348,000 | $3,005,000 | $154,000 | $971,000 |
Cash-out Refinancing | 35 | $9,025,000 | $257,000 | $645,000 | $134,000 | $1,559,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 467 | $126,545,000 | $270,000 | $1,045,000 | $103,000 | $1,559,000 |
Hispanic | 39 | $8,355,000 | $214,000 | $415,000 | $85,000 | $172,000 |
Not Provided | 21 | $7,715,000 | $367,000 | $3,005,000 | $158,000 | $971,000 |
American Indian or Alaskan Native | 11 | $3,225,000 | $293,000 | $445,000 | $103,000 | $165,000 |
Black or African American | 7 | $2,065,000 | $295,000 | $585,000 | $85,000 | $147,000 |
Asian | 4 | $1,420,000 | $355,000 | $425,000 | $88,000 | $126,000 |
Not applicable | 1 | $215,000 | $215,000 | $215,000 | $53,000 | $53,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 294 | $84,030,000 | $285,000 | $3,005,000 | $118,000 | $1,559,000 |
FHA-insured (Federal Housing Administration) | 168 | $39,520,000 | $235,000 | $425,000 | $86,000 | $255,000 |
VA-guaranteed (Veterans Administration) | 64 | $21,380,000 | $334,000 | $1,045,000 | $95,000 | $263,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $4,610,000 | $192,000 | $335,000 | $62,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 419 | $110,205,000 | $263,000 | $1,045,000 | $102,000 | $1,559,000 |
Application Withdrawn By Applicant | 122 | $36,520,000 | $299,000 | $3,005,000 | $109,000 | $971,000 |
Application Denied By Financial Institution | 9 | $2,815,000 | $312,000 | $645,000 | $92,000 | $182,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 541 | $146,725,000 | $271,000 | $3,005,000 | $103,000 | $1,559,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $885,000 | $295,000 | $355,000 | $112,000 | $182,000 |
Debt-To-Income Ratio | 2 | $900,000 | $450,000 | $645,000 | $113,000 | $142,000 |
Employment History | 1 | $355,000 | $355,000 | $355,000 | $59,000 | $59,000 |
Collateral | 1 | $225,000 | $225,000 | $225,000 | $63,000 | $63,000 |
Other | 1 | $205,000 | $205,000 | $205,000 | $67,000 | $67,000 |
Credit History | 1 | $245,000 | $245,000 | $245,000 | $79,000 | $79,000 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.