Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Umpqua Bank 445 Se Main Street Roseburg, OR 97470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 21,042 |
| Total Mortgage Loan Application Amount | $9,459,430,000 |
| Average Mortgage Loan Application Amount | $429,000 |
| Highest Mortgage Loan Application Amount | $65,005,000 |
| Average Applicant Income | $176,200 |
| Highest Applicant Income | $8,965,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,108 | $ 1,410,210,000 | $ 668,000 | $ 257,000 |
| Multnomah County Oregon | 1,176 | $ 535,180,000 | $ 455,000 | $ 179,000 |
| Whatcom County Washington | 1,099 | $ 436,875,000 | $ 397,000 | $ 148,000 |
| Clark County Washington | 977 | $ 377,495,000 | $ 386,000 | $ 165,000 |
| Pierce County Washington | 692 | $ 199,300,000 | $ 288,000 | $ 166,000 |
| Clackamas County Oregon | 634 | $ 357,470,000 | $ 563,000 | $ 229,000 |
| Snohomish County Washington | 608 | $ 256,780,000 | $ 422,000 | $ 198,000 |
| Lane County Oregon | 550 | $ 270,380,000 | $ 491,000 | $ 143,000 |
| Washington County Oregon | 516 | $ 278,890,000 | $ 540,000 | $ 186,000 |
| Deschutes County Oregon | 510 | $ 229,050,000 | $ 449,000 | $ 205,000 |
| Douglas County Oregon | 492 | $ 104,300,000 | $ 211,000 | $ 104,000 |
| Benton County Washington | 403 | $ 134,105,000 | $ 332,000 | $ 139,000 |
| Jackson County Oregon | 402 | $ 115,930,000 | $ 288,000 | $ 133,000 |
| Spokane County Washington | 392 | $ 109,230,000 | $ 278,000 | $ 118,000 |
| Marion County Oregon | 384 | $ 133,460,000 | $ 347,000 | $ 127,000 |
| Sacramento County California | 357 | $ 110,635,000 | $ 309,000 | $ 196,000 |
| Linn County Oregon | 334 | $ 98,780,000 | $ 295,000 | $ 112,000 |
| Los Angeles County California | 325 | $ 684,805,000 | $ 2,107,000 | $ 236,000 |
| Coos County Oregon | 289 | $ 50,115,000 | $ 173,000 | $ 106,000 |
| Sonoma County California | 284 | $ 140,450,000 | $ 494,000 | $ 234,000 |
| Benton County Oregon | 256 | $ 86,030,000 | $ 336,000 | $ 162,000 |
| Kootenai County Idaho | 255 | $ 86,395,000 | $ 338,000 | $ 146,000 |
| Skagit County Washington | 253 | $ 93,765,000 | $ 370,000 | $ 144,000 |
| Contra Costa County California | 244 | $ 110,940,000 | $ 454,000 | $ 252,000 |
| Kittitas County Washington | 237 | $ 104,485,000 | $ 440,000 | $ 194,000 |
| Placer County California | 225 | $ 93,035,000 | $ 413,000 | $ 256,000 |
| Franklin County Washington | 207 | $ 53,605,000 | $ 258,000 | $ 111,000 |
| Humboldt County California | 195 | $ 45,945,000 | $ 235,000 | $ 131,000 |
| Alameda County California | 192 | $ 130,540,000 | $ 679,000 | $ 256,000 |
| Cowlitz County Washington | 181 | $ 64,595,000 | $ 356,000 | $ 128,000 |
| Klamath County Oregon | 171 | $ 35,585,000 | $ 208,000 | $ 105,000 |
| El Dorado County California | 170 | $ 76,010,000 | $ 447,000 | $ 230,000 |
| Kitsap County Washington | 164 | $ 72,100,000 | $ 439,000 | $ 176,000 |
| Yamhill County Oregon | 159 | $ 64,295,000 | $ 404,000 | $ 154,000 |
| Washoe County Nevada | 156 | $ 61,570,000 | $ 394,000 | $ 239,000 |
| Curry County Oregon | 153 | $ 33,695,000 | $ 220,000 | $ 112,000 |
| Lewis County Washington | 138 | $ 36,620,000 | $ 265,000 | $ 120,000 |
| Klickitat County Washington | 131 | $ 42,675,000 | $ 325,000 | $ 117,000 |
| Thurston County Washington | 127 | $ 52,125,000 | $ 410,000 | $ 145,000 |
| Lincoln County Oregon | 124 | $ 30,310,000 | $ 244,000 | $ 118,000 |
| Tillamook County Oregon | 124 | $ 49,790,000 | $ 401,000 | $ 184,000 |
| Polk County Oregon | 122 | $ 42,810,000 | $ 350,000 | $ 130,000 |
| San Diego County California | 119 | $ 183,155,000 | $ 1,539,000 | $ 278,000 |
| Grant County Washington | 119 | $ 32,365,000 | $ 271,000 | $ 164,000 |
| Umatilla County Oregon | 118 | $ 20,790,000 | $ 176,000 | $ 84,000 |
| Josephine County Oregon | 114 | $ 26,000,000 | $ 228,000 | $ 114,000 |
| Solano County California | 109 | $ 41,735,000 | $ 382,000 | $ 178,000 |
| Ada County Idaho | 107 | $ 38,225,000 | $ 357,000 | $ 512,000 |
| Clatsop County Oregon | 99 | $ 34,885,000 | $ 352,000 | $ 163,000 |
| Marin County California | 98 | $ 67,060,000 | $ 684,000 | $ 287,000 |
| Napa County California | 98 | $ 59,310,000 | $ 605,000 | $ 308,000 |
| San Francisco County California | 94 | $ 89,770,000 | $ 955,000 | $ 204,000 |
| Canyon County Idaho | 90 | $ 28,060,000 | $ 311,000 | $ 109,000 |
| Grays Harbor County Washington | 90 | $ 18,640,000 | $ 207,000 | $ 134,000 |
| Butte County California | 86 | $ 28,150,000 | $ 327,000 | $ 130,000 |
| Orange County California | 85 | $ 118,395,000 | $ 1,392,000 | $ 397,000 |
| Valley County Idaho | 85 | $ 23,335,000 | $ 274,000 | $ 166,000 |
| Okanogan County Washington | 82 | $ 15,120,000 | $ 184,000 | $ 106,000 |
| Santa Clara County California | 81 | $ 155,245,000 | $ 1,916,000 | $ 400,000 |
| Yakima County Washington | 80 | $ 21,890,000 | $ 273,000 | $ 115,000 |
| Maricopa County Arizona | 78 | $ 41,230,000 | $ 528,000 | $ 248,000 |
| Stanislaus County California | 76 | $ 20,170,000 | $ 265,000 | $ 160,000 |
| Columbia County Oregon | 75 | $ 27,675,000 | $ 369,000 | $ 118,000 |
| Yolo County California | 71 | $ 22,295,000 | $ 314,000 | $ 207,000 |
| Lake County California | 69 | $ 16,165,000 | $ 234,000 | $ 150,000 |
| Crook County Oregon | 69 | $ 32,385,000 | $ 469,000 | $ 153,000 |
| Clallam County Washington | 69 | $ 16,355,000 | $ 237,000 | $ 119,000 |
| Shasta County California | 68 | $ 17,580,000 | $ 258,000 | $ 112,000 |
| Wallowa County Oregon | 68 | $ 16,540,000 | $ 243,000 | $ 109,000 |
| Island County Washington | 68 | $ 30,890,000 | $ 454,000 | $ 200,000 |
| Calaveras County California | 67 | $ 16,015,000 | $ 239,000 | $ 166,000 |
| Sutter County California | 67 | $ 15,545,000 | $ 232,000 | $ 188,000 |
| Skamania County Washington | 64 | $ 24,010,000 | $ 375,000 | $ 134,000 |
| Walla Walla County Washington | 63 | $ 15,965,000 | $ 253,000 | $ 157,000 |
| Mason County Washington | 60 | $ 23,380,000 | $ 389,000 | $ 229,000 |
| Jefferson County Oregon | 57 | $ 14,885,000 | $ 261,000 | $ 151,000 |
| Glenn County California | 56 | $ 6,560,000 | $ 117,000 | $ 116,000 |
| Tuolumne County California | 56 | $ 11,250,000 | $ 200,000 | $ 114,000 |
| Union County Oregon | 56 | $ 8,530,000 | $ 152,000 | $ 93,000 |
| San Joaquin County California | 53 | $ 18,855,000 | $ 355,000 | $ 165,000 |
| Baker County Oregon | 53 | $ 9,445,000 | $ 178,000 | $ 94,000 |
| Clark County Nevada | 52 | $ 22,380,000 | $ 430,000 | $ 350,000 |
| Mendocino County California | 48 | $ 17,060,000 | $ 355,000 | $ 200,000 |
| Wasco County Oregon | 47 | $ 14,305,000 | $ 304,000 | $ 146,000 |
| Idaho County Idaho | 45 | $ 8,615,000 | $ 191,000 | $ 85,000 |
| Malheur County Oregon | 45 | $ 7,625,000 | $ 169,000 | $ 70,000 |
| Riverside County California | 44 | $ 29,970,000 | $ 681,000 | $ 418,000 |
| Tehama County California | 44 | $ 7,440,000 | $ 169,000 | $ 115,000 |
| Nevada County California | 43 | $ 22,125,000 | $ 514,000 | $ 225,000 |
| San Mateo County California | 41 | $ 43,945,000 | $ 1,071,000 | $ 459,000 |
| Latah County Idaho | 40 | $ 7,410,000 | $ 185,000 | $ 105,000 |
| Chelan County Washington | 37 | $ 16,125,000 | $ 435,000 | $ 162,000 |
| Bonner County Idaho | 35 | $ 14,305,000 | $ 408,000 | $ 138,000 |
| Nez Perce County Idaho | 33 | $ 5,445,000 | $ 165,000 | $ 103,000 |
| Yuba County California | 31 | $ 8,605,000 | $ 277,000 | $ 203,000 |
| Douglas County Washington | 31 | $ 6,035,000 | $ 194,000 | $ 134,000 |
| Pacific County Washington | 29 | $ 9,465,000 | $ 326,000 | $ 127,000 |
| Benewah County Idaho | 27 | $ 3,475,000 | $ 128,000 | $ 89,000 |
| Harney County Oregon | 27 | $ 4,375,000 | $ 162,000 | $ 81,000 |
| Ventura County California | 26 | $ 32,340,000 | $ 1,243,000 | $ 244,000 |
| Stevens County Washington | 23 | $ 6,695,000 | $ 291,000 | $ 159,000 |
| Hood River County Oregon | 22 | $ 8,690,000 | $ 395,000 | $ 172,000 |
| San Luis Obispo County California | 21 | $ 21,655,000 | $ 1,031,000 | $ 309,000 |
| Siskiyou County California | 21 | $ 3,885,000 | $ 185,000 | $ 113,000 |
| Lyon County Nevada | 21 | $ 5,675,000 | $ 270,000 | $ 110,000 |
| Whitman County Washington | 21 | $ 3,395,000 | $ 161,000 | $ 105,000 |
| Amador County California | 20 | $ 4,900,000 | $ 245,000 | $ 130,000 |
| Del Norte County California | 20 | $ 4,380,000 | $ 219,000 | $ 97,000 |
| Santa Cruz County California | 19 | $ 19,145,000 | $ 1,007,000 | $ 261,000 |
| Merced County California | 18 | $ 8,230,000 | $ 457,000 | $ 135,000 |
| Jefferson County Washington | 18 | $ 9,600,000 | $ 533,000 | $ 222,000 |
| Payette County Idaho | 17 | $ 3,455,000 | $ 203,000 | $ 128,000 |
| Asotin County Washington | 16 | $ 2,830,000 | $ 176,000 | $ 101,000 |
| Colusa County California | 15 | $ 2,635,000 | $ 175,000 | $ 85,000 |
| San Juan County Washington | 15 | $ 9,855,000 | $ 657,000 | $ 245,000 |
| San Bernardino County California | 14 | $ 10,200,000 | $ 728,000 | $ 189,000 |
| Adams County Idaho | 14 | $ 2,710,000 | $ 193,000 | $ 119,000 |
| Douglas County Nevada | 14 | $ 9,710,000 | $ 693,000 | $ 293,000 |
| Washington County Idaho | 13 | $ 3,085,000 | $ 237,000 | $ 85,000 |
| Trinity County California | 12 | $ 1,890,000 | $ 157,000 | $ 120,000 |
| Lake County Oregon | 12 | $ 2,120,000 | $ 176,000 | $ 69,000 |
| Morrow County Oregon | 12 | $ 2,010,000 | $ 167,000 | $ 100,000 |
| Adams County Washington | 12 | $ 2,850,000 | $ 237,000 | $ 134,000 |
| Pinal County Arizona | 11 | $ 5,005,000 | $ 455,000 | $ 170,000 |
| Fresno County California | 11 | $ 2,215,000 | $ 201,000 | $ 203,000 |
| Pima County Arizona | 10 | $ 2,560,000 | $ 256,000 | $ 137,000 |
| Monterey County California | 10 | $ 13,020,000 | $ 1,302,000 | $ 363,000 |
| Santa Barbara County California | 10 | $ 10,890,000 | $ 1,089,000 | $ 474,000 |
| Kern County California | 9 | $ 2,485,000 | $ 276,000 | $ 124,000 |
| Pend Oreille County Washington | 9 | $ 2,855,000 | $ 317,000 | $ 118,000 |
| Shoshone County Idaho | 8 | $ 1,890,000 | $ 236,000 | $ 91,000 |
| Yellowstone County Montana | 8 | $ 2,360,000 | $ 295,000 | $ 127,000 |
| Grant County Oregon | 8 | $ 1,110,000 | $ 138,000 | $ 77,000 |
| Lincoln County Washington | 8 | $ 1,820,000 | $ 227,000 | $ 94,000 |
| San Benito County California | 7 | $ 3,705,000 | $ 529,000 | $ 243,000 |
| Carson City County Nevada | 7 | $ 2,405,000 | $ 343,000 | $ 212,000 |
| Wahkiakum County Washington | 7 | $ 2,605,000 | $ 372,000 | $ 139,000 |
| Honolulu County Hawaii | 6 | $ 2,940,000 | $ 490,000 | $ 195,000 |
| Boise County Idaho | 6 | $ 2,160,000 | $ 360,000 | $ 105,000 |
| Elmore County Idaho | 6 | $ 1,910,000 | $ 318,000 | $ 106,000 |
| Plumas County California | 5 | $ 2,895,000 | $ 579,000 | $ 171,000 |
| Maui County Hawaii | 5 | $ 4,255,000 | $ 851,000 | $ 765,000 |
| Gem County Idaho | 5 | $ 1,045,000 | $ 209,000 | $ 155,000 |
| Boundary County Idaho | 4 | $ 910,000 | $ 227,000 | $ 85,000 |
| Clearwater County Idaho | 4 | $ 730,000 | $ 182,000 | $ 95,000 |
| Twin Falls County Idaho | 4 | $ 890,000 | $ 222,000 | $ 78,000 |
| Flathead County Montana | 4 | $ 3,780,000 | $ 945,000 | $ 881,000 |
| Storey County Nevada | 4 | $ 1,480,000 | $ 370,000 | $ 165,000 |
| Gilliam County Oregon | 4 | $ 900,000 | $ 225,000 | $ 95,000 |
| Sherman County Oregon | 4 | $ 940,000 | $ 235,000 | $ 74,000 |
| Anchorage County Alaska | 3 | $ 915,000 | $ 305,000 | $ 227,000 |
| Mohave County Arizona | 3 | $ 325,000 | $ 108,000 | $ 71,000 |
| Mariposa County California | 3 | $ 975,000 | $ 325,000 | $ 129,000 |
| Mono County California | 3 | $ 1,455,000 | $ 485,000 | $ 100,000 |
| Tulare County California | 3 | $ 1,015,000 | $ 338,000 | $ 127,000 |
| El Paso County Colorado | 3 | $ 935,000 | $ 311,000 | $ 120,000 |
| Hawaii County Hawaii | 3 | $ 1,025,000 | $ 341,000 | $ 2,063,000 |
| Kauai County Hawaii | 3 | $ 2,105,000 | $ 701,000 | $ 464,000 |
| Bannock County Idaho | 3 | $ 475,000 | $ 158,000 | $ 114,000 |
| Blaine County Idaho | 3 | $ 4,365,000 | $ 1,455,000 | $ 1,718,000 |
| Gallatin County Montana | 3 | $ 855,000 | $ 285,000 | $ 142,000 |
| Sanders County Montana | 3 | $ 575,000 | $ 191,000 | $ 42,000 |
| Silver Bow County Montana | 3 | $ 255,000 | $ 85,000 | $ 175,000 |
| Utah County Utah | 3 | $ 1,365,000 | $ 455,000 | $ 187,000 |
| Kenai Peninsula County Alaska | 2 | $ 510,000 | $ 255,000 | $ 94,000 |
| Matanuska-Susitna County Alaska | 2 | $ 460,000 | $ 230,000 | $ 108,000 |
| Sitka County Alaska | 2 | $ 970,000 | $ 485,000 | $ 248,000 |
| Santa Cruz County Arizona | 2 | $ 740,000 | $ 370,000 | $ 325,000 |
| Madera County California | 2 | $ 420,000 | $ 210,000 | $ 206,000 |
| Modoc County California | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Adams County Colorado | 2 | $ 830,000 | $ 415,000 | $ 102,000 |
| Jefferson County Colorado | 2 | $ 1,290,000 | $ 645,000 | $ 134,000 |
| Larimer County Colorado | 2 | $ 740,000 | $ 370,000 | $ 113,000 |
| Weld County Colorado | 2 | $ 880,000 | $ 440,000 | $ 82,000 |
| Broadwater County Montana | 2 | $ 720,000 | $ 360,000 | $ 106,000 |
| Lincoln County Montana | 2 | $ 470,000 | $ 235,000 | $ 90,000 |
| Churchill County Nevada | 2 | $ 480,000 | $ 240,000 | $ 50,000 |
| Elko County Nevada | 2 | $ 550,000 | $ 275,000 | $ 81,000 |
| Nye County Nevada | 2 | $ 240,000 | $ 120,000 | $ 75,000 |
| Millard County Utah | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Salt Lake County Utah | 2 | $ 840,000 | $ 420,000 | $ 142,000 |
| Columbia County Washington | 2 | $ 400,000 | $ 200,000 | $ 128,000 |
| Ferry County Washington | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Fairbanks North Star County Alaska | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| Coconino County Arizona | 1 | $ 595,000 | $ 595,000 | $ 319,000 |
| Yavapai County Arizona | 1 | $ 785,000 | $ 785,000 | $ 139,000 |
| Yuma County Arizona | 1 | $ 465,000 | $ 465,000 | $ 248,000 |
| Chaffee County Colorado | 1 | $ 655,000 | $ 655,000 | $ 207,000 |
| Douglas County Colorado | 1 | $ 535,000 | $ 535,000 | $ 320,000 |
| Montrose County Colorado | 1 | $ 405,000 | $ 405,000 | $ 63,000 |
| Park County Colorado | 1 | $ 365,000 | $ 365,000 | $ 280,000 |
| Bonneville County Idaho | 1 | $ 355,000 | $ 355,000 | $ 805,000 |
| Fremont County Idaho | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Gooding County Idaho | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Jefferson County Idaho | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Lemhi County Idaho | 1 | $ 615,000 | $ 615,000 | $ 216,000 |
| Minidoka County Idaho | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Owyhee County Idaho | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Teton County Idaho | 1 | $ 645,000 | $ 645,000 | $ 271,000 |
| Cascade County Montana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fergus County Montana | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Lake County Montana | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Lewis and Clark County Montana | 1 | $ 645,000 | $ 645,000 | $ 283,000 |
| Meagher County Montana | 1 | $ 645,000 | $ 645,000 | $ 450,000 |
| Ravalli County Montana | 1 | $ 1,485,000 | $ 1,485,000 | $ 1,417,000 |
| Lincoln County Nevada | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| White Pine County Nevada | 1 | $ 245,000 | $ 245,000 | $ 169,000 |
| Wheeler County Oregon | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Weber County Utah | 1 | $ 545,000 | $ 545,000 | $ 457,000 |
| Garfield County Washington | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Albany County Wyoming | 1 | $ 445,000 | $ 445,000 | $ 224,000 |
| Big Horn County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| Laramie County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,714 | $4,730,380,000 | $613,000 | $65,005,000 | $182,000 | $8,965,000 |
| Home Improvement | 4,565 | $837,465,000 | $183,000 | $63,005,000 | $165,000 | $4,560,000 |
| Other Purpose | 3,545 | $737,435,000 | $208,000 | $3,005,000 | $194,000 | $4,905,000 |
| Refinancing | 3,418 | $2,321,070,000 | $679,000 | $42,005,000 | $190,000 | $6,108,000 |
| Cash-out Refinancing | 1,800 | $833,080,000 | $462,000 | $5,455,000 | $150,000 | $3,287,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,629 | $4,548,935,000 | $360,000 | $5,455,000 | $177,000 | $8,965,000 |
| Not Provided | 4,830 | $1,775,860,000 | $367,000 | $8,045,000 | $199,000 | $4,905,000 |
| Hispanic | 1,160 | $331,300,000 | $285,000 | $3,005,000 | $121,000 | $2,802,000 |
| Asian | 1,002 | $504,360,000 | $503,000 | $5,005,000 | $221,000 | $2,617,000 |
| Not applicable | 987 | $2,164,475,000 | $2,192,000 | $65,005,000 | $72,000 | $284,000 |
| Black or African American | 216 | $72,190,000 | $334,000 | $1,625,000 | $150,000 | $780,000 |
| American Indian or Alaskan Native | 121 | $25,665,000 | $212,000 | $1,095,000 | $134,000 | $2,323,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $10,910,000 | $247,000 | $665,000 | $134,000 | $662,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,126 | $9,125,790,000 | $453,000 | $65,005,000 | $183,000 | $8,965,000 |
| FHA-insured (Federal Housing Administration) | 530 | $175,310,000 | $330,000 | $875,000 | $86,000 | $287,000 |
| VA-guaranteed (Veterans Administration) | 330 | $144,160,000 | $436,000 | $1,865,000 | $103,000 | $515,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $14,170,000 | $253,000 | $415,000 | $67,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,456 | $7,196,910,000 | $465,000 | $63,005,000 | $188,000 | $8,965,000 |
| Application Denied By Financial Institution | 2,209 | $603,905,000 | $273,000 | $9,805,000 | $128,000 | $4,701,000 |
| Application Withdrawn By Applicant | 1,893 | $1,091,455,000 | $576,000 | $65,005,000 | $185,000 | $4,560,000 |
| File Closed For Incompleteness | 713 | $332,015,000 | $465,000 | $5,455,000 | $201,000 | $4,588,000 |
| Loan Purchased By The Institution | 406 | $117,550,000 | $289,000 | $735,000 | $72,000 | $284,000 |
| Application Approved But Not Accepted | 365 | $117,595,000 | $322,000 | $25,805,000 | $145,000 | $725,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,833 | $8,855,525,000 | $470,000 | $65,005,000 | $185,000 | $8,965,000 |
| Debt-To-Income Ratio | 885 | $244,565,000 | $276,000 | $9,805,000 | $80,000 | $651,000 |
| Credit History | 613 | $109,965,000 | $179,000 | $2,575,000 | $117,000 | $2,323,000 |
| Collateral | 531 | $123,715,000 | $232,000 | $4,605,000 | $183,000 | $3,850,000 |
| Unverifiable Information | 109 | $81,245,000 | $745,000 | $4,005,000 | $278,000 | $4,701,000 |
| Other | 30 | $22,420,000 | $747,000 | $9,255,000 | $240,000 | $2,100,000 |
| Employment History | 24 | $14,930,000 | $622,000 | $5,005,000 | $52,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $5,545,000 | $426,000 | $1,145,000 | $120,000 | $414,000 |
| Credit Application Incomplete | 4 | $1,520,000 | $380,000 | $555,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.