Umb Bank, National Association
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Umb Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Umb Bank, National Association
1010 Grand Blvd
Kansas City, MO 64106
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,752
Total Mortgage Loan Application Amount $447,363,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $2,353,000
Average Applicant Income $95,000
Highest Applicant Income $3,235,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Umb Bank, National Association by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
KANSAS CITY, MO-KS 1,258 $ 203,669,000 $ 167,500 $ 115,000
ST. LOUIS, MO-IL 308 $ 44,555,000 $ 127,500 $ 88,000
ST. JOSEPH, MO-KS 120 $ 14,418,000 $ 88,000 $ 62,000
DENVER-AURORA-BROOMFIELD, CO 113 $ 30,857,000 $ 273,000 $ 171,000
SPRINGFIELD, MO 56 $ 9,899,000 $ 176,000 $ 95,000
COLORADO SPRINGS, CO 54 $ 10,341,000 $ 191,000 $ 114,000
JOPLIN, MO 52 $ 5,284,000 $ 101,000 $ 90,000
OMAHA-COUNCIL BLUFFS, NE-IA 51 $ 7,774,000 $ 152,000 $ 82,000
OKLAHOMA CITY, OK 42 $ 8,846,000 $ 210,000 $ 93,000
WICHITA, KS 33 $ 7,227,000 $ 219,000 $ 112,000
TOPEKA, KS 28 $ 4,040,000 $ 144,000 $ 108,000
COLUMBIA, MO 26 $ 5,397,000 $ 207,000 $ 96,000
MANHATTAN, KS 26 $ 3,004,000 $ 115,000 $ 64,000
JEFFERSON CITY, MO 23 $ 3,631,000 $ 157,000 $ 144,000
PHOENIX-MESA-GLENDALE, AZ 21 $ 5,396,000 $ 256,000 $ 200,000
LAWRENCE, KS 9 $ 1,517,000 $ 168,000 $ 83,000
TULSA, OK 9 $ 2,529,000 $ 281,000 $ 167,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 5 $ 1,114,000 $ 222,000 $ 116,000
CHICAGO-JOLIET-NAPERVILLE, IL 4 $ 1,179,000 $ 294,000 $ 168,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 4 $ 852,000 $ 252,500 $ 68,000
FORT WORTH-ARLINGTON, TX 3 $ 3,535,000 $ 1,178,000 $ 141,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 3 $ 574,000 $ 191,000 $ 178,000
SANTA ANA-ANAHEIM-IRVINE, CA 3 $ 712,000 $ 237,000 $ 108,000
BOULDER, CO 2 $ 378,000 $ 189,000 $ 321,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 180,000 $ 90,000 $ 36,000
FORT COLLINS-LOVELAND, CO 2 $ 362,000 $ 181,000 $ 64,000
FRESNO, CA 2 $ 565,000 $ 282,000 $ 142,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2 $ 481,000 $ 240,000 $ 141,000
SANTA FE, NM 2 $ 972,000 $ 486,000 $ 154,000
ATHENS-CLARKE COUNTY, GA 1 $ 144,000 $ 144,000 $ 495,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 1 $ 88,000 $ 88,000 $ 38,000
BALTIMORE-TOWSON, MD 1 $ 223,000 $ 223,000 $ 106,000
BURLINGTON, NC 1 $ 417,000 $ 417,000 $ 348,000
COLUMBIA, SC 1 $ 340,000 $ 340,000 $ 296,000
COLUMBUS, IN 1 $ 95,000 $ 95,000 $ 50,000
DALLAS-PLANO-IRVING, TX 1 $ 132,000 $ 132,000 $ 595,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 216,000 $ 216,000 $ 111,000
DES MOINES-WEST DES MOINES, IA 1 $ 151,000 $ 151,000 $ 81,000
EL PASO, TX 1 $ 161,000 $ 161,000 $ 99,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 229,000 $ 229,000 $ 144,000
GREELEY, CO 1 $ 224,000 $ 224,000 $ 63,000
INDIANAPOLIS-CARMEL, IN 1 $ 84,000 $ 84,000 $ 83,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 151,000 $ 151,000 $ 39,000
LANSING-EAST LANSING, MI 1 $ 161,000 $ 161,000 $ 72,000
LAS CRUCES, NM 1 $ 197,000 $ 197,000 $ 71,000
LAS VEGAS-PARADISE, NV 1 $ 394,000 $ 394,000 $ 145,000
LINCOLN, NE 1 $ 78,000 $ 78,000 $ 36,000
NAPLES-MARCO ISLAND, FL 1 $ 550,000 $ 550,000 $ 352,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 192,000 $ 192,000 $ 555,000
NORTH PORT-BRADENTON-SARASOTA, FL 1 $ 724,000 $ 724,000 $ 240,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 1 $ 188,000 $ 188,000 $ 121,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1 $ 332,000 $ 332,000 $ 119,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 117,000 $ 117,000 $ 65,000
PUEBLO, CO 1 $ 116,000 $ 116,000 $ 121,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 255,000 $ 255,000 $ 56,000
SALT LAKE CITY, UT 1 $ 168,000 $ 168,000 $ 104,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 100,000 $ 100,000 $ 43,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 78,000 $ 78,000 $ 10,000
SIOUX CITY, IA-NE-SD 1 $ 1,756,000 $ 1,756,000 $ 0
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1 $ 64,000 $ 64,000 $ 22,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,960 $336,516,000 $171,000 $2,353,000 $112,000 $3,235,000
Home Purchase 649 $100,756,000 $155,000 $1,625,000 $98,000 $3,000,000
Home Improvement 143 $10,091,000 $70,000 $1,756,000 $75,000 $840,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,667 $263,520,000 $158,000 $1,625,000 $113,000 $3,235,000
Not Provided 826 $133,046,000 $161,000 $1,063,000 $108,000 $1,319,000
Black or African American 74 $6,681,000 $90,000 $412,000 $94,000 $1,151,000
Not applicable 73 $28,776,000 $394,000 $2,353,000 $0 $0
Hispanic 67 $7,258,000 $108,000 $401,000 $75,000 $472,000
Asian 38 $7,486,000 $197,000 $535,000 $119,000 $500,000
American Indian or Alaskan Native 5 $447,000 $89,000 $139,000 $36,000 $55,000
Native Hawaiian or Other Pacific Islander 2 $149,000 $74,000 $81,000 $37,000 $40,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,532 $421,935,000 $166,000 $2,353,000 $111,000 $3,235,000
FHA-insured (Federal Housing Administration) 220 $25,428,000 $115,000 $280,000 $57,000 $298,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,745 $295,015,000 $169,000 $2,353,000 $106,000 $3,235,000
Application Denied By Financial Institution 545 $81,938,000 $150,000 $1,625,000 $107,000 $3,000,000
Application Approved But Not Accepted 406 $60,399,000 $148,000 $1,555,000 $103,000 $1,200,000
Application Withdrawn By Applicant 33 $5,893,000 $178,000 $1,300,000 $119,000 $500,000
File Closed For Incompleteness 23 $4,118,000 $179,000 $675,000 $211,000 $2,050,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 194 $32,162,000 $165,000 $1,063,000 $119,000 $1,067,000
Debt-To-Income Ratio 141 $22,197,000 $157,000 $1,000,000 $76,000 $1,300,000
Credit History 97 $8,150,000 $84,000 $539,000 $76,000 $552,000
Other 53 $10,303,000 $194,000 $1,625,000 $205,000 $3,000,000
Credit Application Incomplete 20 $3,149,000 $157,000 $417,000 $83,000 $190,000
Unverifiable Information 16 $2,811,000 $175,000 $417,000 $191,000 $1,319,000
Insufficient Cash (Downpayment, Closing Cost) 16 $2,128,000 $133,000 $417,000 $70,000 $195,000
Employment History 8 $1,038,000 $129,000 $280,000 $63,000 $117,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List