2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Umb Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Umb Bank, Na 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, Na 1008 Oak St. Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,611 |
| Total Mortgage Loan Application Amount | $384,190,000 |
| Average Mortgage Loan Application Amount | $114,666 |
| Highest Mortgage Loan Application Amount | $8,461,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $4,432,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Umb Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Umb Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, Na's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adair County Missouri | 1 | $ 91,000 | $ 91,000 | $ 117,000 |
| Adams County Colorado | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Albany County Wyoming | 1 | $ 37,000 | $ 37,000 | $ 50,000 |
| Albemarle County Virginia | 1 | $ 278,000 | $ 278,000 | $ 189,000 |
| Anderson County Kansas | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Andrew County Missouri | 18 | $ 3,761,000 | $ 208,000 | $ 133,000 |
| Arapahoe County Colorado | 13 | $ 2,793,000 | $ 214,000 | $ 180,000 |
| Archuleta County Colorado | 1 | $ 317,000 | $ 317,000 | $ 282,000 |
| Atchison County Kansas | 37 | $ 3,668,000 | $ 99,000 | $ 61,000 |
| Atchison County Missouri | 1 | $ 7,000 | $ 7,000 | $ 27,000 |
| Audrain County Missouri | 3 | $ 327,000 | $ 109,000 | $ 31,000 |
| Baker County Florida | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Baldwin County Alabama | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Baltimore County Maryland | 1 | $ 103,000 | $ 103,000 | $ 64,000 |
| Barber County Kansas | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Barry County Missouri | 29 | $ 1,996,000 | $ 68,000 | $ 43,000 |
| Barton County Kansas | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Barton County Missouri | 4 | $ 8,326,000 | $ 2,081,000 | $ 25,000 |
| Bates County Missouri | 5 | $ 1,964,000 | $ 392,000 | $ 93,000 |
| Benton County Missouri | 40 | $ 2,896,000 | $ 72,000 | $ 54,000 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Bond County Illinois | 1 | $ 118,000 | $ 118,000 | $ 95,000 |
| Boone County Missouri | 26 | $ 5,755,000 | $ 221,000 | $ 59,000 |
| Boulder County Colorado | 1 | $ 161,000 | $ 161,000 | $ 75,000 |
| Bourbon County Kansas | 72 | $ 6,185,000 | $ 85,000 | $ 57,000 |
| Boyd County Nebraska | 1 | $ 121,000 | $ 121,000 | $ 67,000 |
| Brown County Kansas | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Buchanan County Missouri | 81 | $ 8,228,000 | $ 101,000 | $ 62,000 |
| Buncombe County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
| Butler County Kansas | 4 | $ 613,000 | $ 153,000 | $ 62,000 |
| Caldwell County Missouri | 3 | $ 423,000 | $ 141,000 | $ 65,000 |
| Callaway County Missouri | 8 | $ 914,000 | $ 114,000 | $ 43,000 |
| Camden County Missouri | 5 | $ 980,000 | $ 196,000 | $ 201,000 |
| Canadian County Oklahoma | 4 | $ 397,000 | $ 99,000 | $ 89,000 |
| Cass County Missouri | 54 | $ 6,695,000 | $ 123,000 | $ 93,000 |
| Cass County Nebraska | 1 | $ 386,000 | $ 386,000 | $ 152,000 |
| Cedar County Missouri | 1 | $ 36,000 | $ 36,000 | $ 40,000 |
| Chaffee County Colorado | 1 | $ 104,000 | $ 104,000 | $ 153,000 |
| Chariton County Missouri | 6 | $ 551,000 | $ 91,000 | $ 47,000 |
| Christian County Missouri | 6 | $ 588,000 | $ 98,000 | $ 99,000 |
| Clackamas County Oregon | 1 | $ 332,000 | $ 332,000 | $ 130,000 |
| Clark County Washington | 1 | $ 348,000 | $ 348,000 | $ 143,000 |
| Clay County Kansas | 1 | $ 39,000 | $ 39,000 | $ 39,000 |
| Clay County Missouri | 124 | $ 17,498,000 | $ 141,000 | $ 82,000 |
| Cleveland County Oklahoma | 10 | $ 3,355,000 | $ 335,000 | $ 190,000 |
| Clinton County Missouri | 9 | $ 879,000 | $ 97,000 | $ 79,000 |
| Coffey County Kansas | 2 | $ 94,000 | $ 47,000 | $ 53,000 |
| Cole County Missouri | 20 | $ 2,498,000 | $ 124,000 | $ 75,000 |
| Cook County Illinois | 2 | $ 769,000 | $ 384,000 | $ 652,000 |
| Cooper County Missouri | 35 | $ 3,048,000 | $ 87,000 | $ 60,000 |
| Crawford County Kansas | 3 | $ 244,000 | $ 81,000 | $ 56,000 |
| Crow Wing County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Custer County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Dakota County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 59,000 |
| Dallas County Missouri | 2 | $ 85,000 | $ 42,000 | $ 82,000 |
| Daviess County Missouri | 2 | $ 427,000 | $ 213,000 | $ 202,000 |
| DeKalb County Missouri | 2 | $ 62,000 | $ 31,000 | $ 41,000 |
| Delaware County Oklahoma | 2 | $ 3,383,000 | $ 1,691,000 | $ 125,000 |
| Denver County Colorado | 28 | $ 6,061,000 | $ 216,000 | $ 155,000 |
| Dickinson County Kansas | 16 | $ 1,910,000 | $ 119,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 1 | $ 500,000 | $ 500,000 | $ 133,000 |
| Dona Ana County New Mexico | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Doniphan County Kansas | 1 | $ 10,000 | $ 10,000 | $ 91,000 |
| Douglas County Colorado | 4 | $ 1,650,000 | $ 412,000 | $ 237,000 |
| Douglas County Kansas | 18 | $ 2,785,000 | $ 154,000 | $ 73,000 |
| Douglas County Nebraska | 23 | $ 3,490,000 | $ 151,000 | $ 73,000 |
| Duval County Florida | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Eagle County Colorado | 2 | $ 967,000 | $ 483,000 | $ 497,000 |
| El Paso County Colorado | 44 | $ 6,560,000 | $ 149,000 | $ 72,000 |
| El Paso County Texas | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Ellis County Kansas | 2 | $ 296,000 | $ 148,000 | $ 153,000 |
| Franklin County Kansas | 2 | $ 160,000 | $ 80,000 | $ 57,000 |
| Franklin County Missouri | 2 | $ 309,000 | $ 154,000 | $ 116,000 |
| Fremont County Colorado | 1 | $ 194,000 | $ 194,000 | $ 110,000 |
| Garland County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 396,000 |
| Gasconade County Missouri | 1 | $ 14,000 | $ 14,000 | $ 82,000 |
| Gentry County Missouri | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Grady County Oklahoma | 1 | $ 304,000 | $ 304,000 | $ 120,000 |
| Grand County Colorado | 3 | $ 832,000 | $ 277,000 | $ 153,000 |
| Greene County Missouri | 48 | $ 8,126,000 | $ 169,000 | $ 141,000 |
| Gunnison County Colorado | 1 | $ 264,000 | $ 264,000 | $ 153,000 |
| Harris County Texas | 2 | $ 180,000 | $ 90,000 | $ 150,000 |
| Harvey County Kansas | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Henry County Missouri | 36 | $ 3,163,000 | $ 87,000 | $ 190,000 |
| Hickory County Missouri | 6 | $ 114,000 | $ 19,000 | $ 27,000 |
| Holt County Missouri | 3 | $ 242,000 | $ 80,000 | $ 69,000 |
| Howard County Missouri | 7 | $ 1,000,000 | $ 142,000 | $ 107,000 |
| Jackson County Illinois | 1 | $ 102,000 | $ 102,000 | $ 80,000 |
| Jackson County Kansas | 1 | $ 79,000 | $ 79,000 | $ 55,000 |
| Jackson County Missouri | 378 | $ 48,429,000 | $ 128,000 | $ 88,000 |
| Jasper County Missouri | 80 | $ 16,209,000 | $ 202,000 | $ 75,000 |
| Jefferson County Colorado | 13 | $ 2,901,000 | $ 223,000 | $ 158,000 |
| Jefferson County Kansas | 4 | $ 323,000 | $ 80,000 | $ 72,000 |
| Jefferson County Missouri | 28 | $ 3,024,000 | $ 108,000 | $ 72,000 |
| Jersey County Illinois | 1 | $ 60,000 | $ 60,000 | $ 136,000 |
| Johnson County Kansas | 286 | $ 56,776,000 | $ 198,000 | $ 152,000 |
| Johnson County Missouri | 35 | $ 4,240,000 | $ 121,000 | $ 73,000 |
| Labette County Kansas | 1 | $ 51,000 | $ 51,000 | $ 9,000 |
| Laclede County Missouri | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lafayette County Missouri | 2 | $ 296,000 | $ 148,000 | $ 55,000 |
| Lancaster County Nebraska | 1 | $ 83,000 | $ 83,000 | $ 156,000 |
| Lawrence County Missouri | 37 | $ 2,811,000 | $ 75,000 | $ 48,000 |
| Leavenworth County Kansas | 8 | $ 1,365,000 | $ 170,000 | $ 146,000 |
| Lee County Florida | 2 | $ 667,000 | $ 333,000 | $ 743,000 |
| Lewis County Missouri | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Lincoln County Missouri | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 278,000 |
| Linn County Kansas | 5 | $ 415,000 | $ 83,000 | $ 14,000 |
| Linn County Missouri | 33 | $ 2,654,000 | $ 80,000 | $ 120,000 |
| Live Oak County Texas | 1 | $ 180,000 | $ 180,000 | $ 125,000 |
| Livingston County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 359,000 |
| Livingston County Missouri | 2 | $ 355,000 | $ 177,000 | $ 125,000 |
| Los Angeles County California | 2 | $ 855,000 | $ 427,000 | $ 164,000 |
| Loudoun County Virginia | 1 | $ 532,000 | $ 532,000 | $ 240,000 |
| Macon County Missouri | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Madison County Illinois | 23 | $ 2,185,000 | $ 95,000 | $ 71,000 |
| Maricopa County Arizona | 10 | $ 2,644,000 | $ 264,000 | $ 201,000 |
| Marion County Kansas | 1 | $ 11,000 | $ 11,000 | $ 42,000 |
| Marion County Missouri | 3 | $ 321,000 | $ 107,000 | $ 79,000 |
| McClain County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| McPherson County Kansas | 1 | $ 7,000 | $ 7,000 | $ 46,000 |
| Mendocino County California | 1 | $ 860,000 | $ 860,000 | $ 0 |
| Miami County Kansas | 4 | $ 483,000 | $ 120,000 | $ 58,000 |
| Miami-Dade County Florida | 1 | $ 125,000 | $ 125,000 | $ 216,000 |
| Middlesex County Massachusetts | 1 | $ 342,000 | $ 342,000 | $ 25,000 |
| Miller County Missouri | 3 | $ 333,000 | $ 111,000 | $ 46,000 |
| Moniteau County Missouri | 4 | $ 735,000 | $ 183,000 | $ 214,000 |
| Monroe County Illinois | 2 | $ 416,000 | $ 208,000 | $ 88,000 |
| Monroe County Missouri | 12 | $ 979,000 | $ 81,000 | $ 78,000 |
| Montgomery County Kansas | 2 | $ 16,000 | $ 8,000 | $ 50,000 |
| Montgomery County Texas | 1 | $ 378,000 | $ 378,000 | $ 176,000 |
| Morgan County Missouri | 8 | $ 1,101,000 | $ 137,000 | $ 115,000 |
| Newton County Missouri | 12 | $ 1,217,000 | $ 101,000 | $ 92,000 |
| Nodaway County Missouri | 4 | $ 614,000 | $ 153,000 | $ 129,000 |
| Okaloosa County Florida | 1 | $ 300,000 | $ 300,000 | $ 421,000 |
| Oklahoma County Oklahoma | 37 | $ 6,613,000 | $ 178,000 | $ 101,000 |
| Olmsted County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Osage County Kansas | 2 | $ 239,000 | $ 119,000 | $ 81,000 |
| Osage County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Ottawa County Kansas | 2 | $ 241,000 | $ 120,000 | $ 98,000 |
| Ozark County Missouri | 1 | $ 319,000 | $ 319,000 | $ 200,000 |
| Ozaukee County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Page County Iowa | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Palm Beach County Florida | 2 | $ 350,000 | $ 175,000 | $ 94,000 |
| Park County Colorado | 1 | $ 108,000 | $ 108,000 | $ 118,000 |
| Payne County Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 304,000 |
| Pettis County Missouri | 4 | $ 373,000 | $ 93,000 | $ 113,000 |
| Phelps County Missouri | 1 | $ 199,000 | $ 199,000 | $ 166,000 |
| Phillips County Kansas | 1 | $ 62,000 | $ 62,000 | $ 85,000 |
| Pike County Missouri | 1 | $ 74,000 | $ 74,000 | $ 80,000 |
| Pima County Arizona | 1 | $ 23,000 | $ 23,000 | $ 31,000 |
| Placer County California | 1 | $ 304,000 | $ 304,000 | $ 108,000 |
| Platte County Missouri | 70 | $ 12,353,000 | $ 176,000 | $ 95,000 |
| Polk County Iowa | 1 | $ 102,000 | $ 102,000 | $ 374,000 |
| Polk County Missouri | 2 | $ 177,000 | $ 88,000 | $ 34,000 |
| Pottawatomie County Kansas | 1 | $ 129,000 | $ 129,000 | $ 107,000 |
| Pottawatomie County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 40,000 |
| Pottawattamie County Iowa | 1 | $ 40,000 | $ 40,000 | $ 79,000 |
| Ralls County Missouri | 4 | $ 456,000 | $ 114,000 | $ 101,000 |
| Randolph County Missouri | 1 | $ 101,000 | $ 101,000 | $ 47,000 |
| Ray County Missouri | 5 | $ 372,000 | $ 74,000 | $ 78,000 |
| Reno County Kansas | 2 | $ 294,000 | $ 147,000 | $ 87,000 |
| Riley County Kansas | 16 | $ 2,462,000 | $ 153,000 | $ 83,000 |
| Riverside County California | 1 | $ 417,000 | $ 417,000 | $ 737,000 |
| Rogers County Oklahoma | 2 | $ 259,000 | $ 129,000 | $ 66,000 |
| Russell County Kansas | 11 | $ 605,000 | $ 55,000 | $ 53,000 |
| Saline County Arkansas | 1 | $ 219,000 | $ 219,000 | $ 93,000 |
| Saline County Kansas | 27 | $ 3,273,000 | $ 121,000 | $ 92,000 |
| Saline County Missouri | 1 | $ 89,000 | $ 89,000 | $ 39,000 |
| San Diego County California | 1 | $ 62,000 | $ 62,000 | $ 57,000 |
| San Francisco County California | 1 | $ 276,000 | $ 276,000 | $ 67,000 |
| Santa Cruz County Arizona | 1 | $ 149,000 | $ 149,000 | $ 56,000 |
| Sarpy County Nebraska | 3 | $ 396,000 | $ 132,000 | $ 0 |
| Saunders County Nebraska | 2 | $ 232,000 | $ 116,000 | $ 108,000 |
| Sedgwick County Kansas | 31 | $ 4,296,000 | $ 138,000 | $ 89,000 |
| Shawnee County Kansas | 60 | $ 6,476,000 | $ 107,000 | $ 85,000 |
| Shelby County Missouri | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| St. Charles County Missouri | 45 | $ 4,537,000 | $ 100,000 | $ 75,000 |
| St. Clair County Illinois | 53 | $ 4,892,000 | $ 92,000 | $ 60,000 |
| St. Clair County Missouri | 2 | $ 318,000 | $ 159,000 | $ 328,000 |
| St. Francois County Missouri | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| St. Johns County Florida | 1 | $ 187,000 | $ 187,000 | $ 121,000 |
| St. Louis City County Missouri | 31 | $ 2,320,000 | $ 74,000 | $ 70,000 |
| St. Louis County Missouri | 135 | $ 21,305,000 | $ 157,000 | $ 124,000 |
| Ste. Genevieve County Missouri | 3 | $ 286,000 | $ 95,000 | $ 104,000 |
| Stone County Missouri | 9 | $ 1,406,000 | $ 156,000 | $ 207,000 |
| Sullivan County Missouri | 11 | $ 707,000 | $ 64,000 | $ 70,000 |
| Summit County Colorado | 1 | $ 417,000 | $ 417,000 | $ 430,000 |
| Sumner County Kansas | 1 | $ 2,000 | $ 2,000 | $ 27,000 |
| Taney County Missouri | 5 | $ 1,086,000 | $ 217,000 | $ 303,000 |
| Taos County New Mexico | 1 | $ 99,000 | $ 99,000 | $ 49,000 |
| Tarrant County Texas | 2 | $ 317,000 | $ 158,000 | $ 115,000 |
| Teller County Colorado | 2 | $ 306,000 | $ 153,000 | $ 67,000 |
| Trego County Kansas | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Tulsa County Oklahoma | 6 | $ 1,634,000 | $ 272,000 | $ 89,000 |
| Union County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 188,000 |
| Vernon County Missouri | 4 | $ 3,974,000 | $ 993,000 | $ 88,000 |
| Wabaunsee County Kansas | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Walton County Florida | 1 | $ 304,000 | $ 304,000 | $ 946,000 |
| Warren County Iowa | 1 | $ 411,000 | $ 411,000 | $ 628,000 |
| Warren County Missouri | 3 | $ 540,000 | $ 180,000 | $ 175,000 |
| Washington County Maryland | 1 | $ 181,000 | $ 181,000 | $ 52,000 |
| Washington County Nebraska | 1 | $ 239,000 | $ 239,000 | $ 94,000 |
| Washington County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 114,000 |
| Webster County Missouri | 2 | $ 191,000 | $ 95,000 | $ 58,000 |
| Weld County Colorado | 2 | $ 377,000 | $ 188,000 | $ 63,000 |
| Wright County Missouri | 1 | $ 106,000 | $ 106,000 | $ 121,000 |
| Wyandotte County Kansas | 37 | $ 3,790,000 | $ 102,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Umb Bank, Na in 2010
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,674 | $282,255,000 | $168,000 | $8,461,000 | $106,000 | $2,385,000 |
| Home Purchase | 672 | $90,971,000 | $135,000 | $1,003,000 | $88,000 | $4,432,000 |
| Home Improvement | 265 | $10,964,000 | $41,000 | $338,000 | $78,000 | $1,962,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,867 | $241,995,000 | $129,000 | $860,000 | $99,000 | $4,432,000 |
| Not Provided | 467 | $82,122,000 | $175,000 | $1,650,000 | $125,000 | $1,373,000 |
| Not applicable | 88 | $40,307,000 | $458,000 | $8,461,000 | $0 | $0 |
| Black or African American | 74 | $6,377,000 | $86,000 | $417,000 | $60,000 | $252,000 |
| Hispanic | 66 | $6,150,000 | $93,000 | $357,000 | $59,000 | $330,000 |
| Asian | 33 | $4,840,000 | $146,000 | $417,000 | $143,000 | $946,000 |
| American Indian or Alaskan Native | 14 | $1,765,000 | $126,000 | $284,000 | $70,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $634,000 | $317,000 | $532,000 | $143,000 | $240,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,302 | $347,025,000 | $150,000 | $8,461,000 | $104,000 | $4,432,000 |
| FHA-insured (Federal Housing Administration) | 309 | $37,165,000 | $120,000 | $283,000 | $58,000 | $347,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,607 | $248,625,000 | $154,000 | $8,461,000 | $99,000 | $4,432,000 |
| Application Denied By Financial Institution | 527 | $69,507,000 | $131,000 | $3,000,000 | $93,000 | $2,385,000 |
| Application Approved But Not Accepted | 454 | $62,232,000 | $137,000 | $845,000 | $103,000 | $2,297,000 |
| File Closed For Incompleteness | 13 | $2,340,000 | $180,000 | $417,000 | $132,000 | $396,000 |
| Application Withdrawn By Applicant | 10 | $1,486,000 | $148,000 | $588,000 | $101,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 200 | $33,285,000 | $166,000 | $912,000 | $139,000 | $2,385,000 |
| Debt-To-Income Ratio | 134 | $17,871,000 | $133,000 | $3,000,000 | $53,000 | $375,000 |
| Credit History | 83 | $4,988,000 | $60,000 | $729,000 | $55,000 | $399,000 |
| Other | 49 | $6,292,000 | $128,000 | $1,650,000 | $96,000 | $1,125,000 |
| Credit Application Incomplete | 29 | $3,820,000 | $131,000 | $417,000 | $104,000 | $526,000 |
| Unverifiable Information | 14 | $1,728,000 | $123,000 | $400,000 | $60,000 | $138,000 |
| Employment History | 9 | $868,000 | $96,000 | $170,000 | $59,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $655,000 | $72,000 | $131,000 | $44,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, Na's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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