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- Data Updated through 2023
U.S. Trust Company, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
U.S. Trust Company, Na 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U.S. Trust Company, Na 4601 Touchton Rd E #3220 Jacksonville, FL 32246 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 843 |
| Total Mortgage Loan Application Amount | $658,841,000 |
| Average Mortgage Loan Application Amount | $665,095 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $400,739 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with U.S. Trust Company, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U.S. Trust Company, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down U.S. Trust Company, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U.S. Trust Company, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by U.S. Trust Company, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U.S. Trust Company, Na's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alameda County California | 6 | $ 3,167,000 | $ 527,000 | $ 65,000 |
| Albemarle County Virginia | 2 | $ 1,450,000 | $ 725,000 | $ 375,000 |
| Alexandria County Virginia | 4 | $ 1,834,000 | $ 458,000 | $ 253,000 |
| Alleghany County North Carolina | 1 | $ 442,000 | $ 442,000 | $ 876,000 |
| Anne Arundel County Maryland | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Aransas County Texas | 1 | $ 561,000 | $ 561,000 | $ 900,000 |
| Arapahoe County Colorado | 2 | $ 1,211,000 | $ 605,000 | $ 170,000 |
| Arlington County Virginia | 5 | $ 1,324,000 | $ 264,000 | $ 60,000 |
| Avery County North Carolina | 1 | $ 480,000 | $ 480,000 | $ 1,021,000 |
| Baltimore City County Maryland | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Baltimore County Maryland | 2 | $ 2,200,000 | $ 1,100,000 | $ 850,000 |
| Barnstable County Massachusetts | 2 | $ 1,580,000 | $ 790,000 | $ 649,000 |
| Beaufort County South Carolina | 2 | $ 1,027,000 | $ 513,000 | $ 86,000 |
| Belknap County New Hampshire | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 435,000 |
| Blaine County Idaho | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Boulder County Colorado | 1 | $ 590,000 | $ 590,000 | $ 122,000 |
| Broward County Florida | 3 | $ 1,326,000 | $ 442,000 | $ 246,000 |
| Bryan County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 573,000 |
| Bucks County Pennsylvania | 1 | $ 306,000 | $ 306,000 | $ 173,000 |
| Buncombe County North Carolina | 1 | $ 950,000 | $ 950,000 | $ 184,000 |
| Calvert County Maryland | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Cape May County New Jersey | 3 | $ 2,677,000 | $ 892,000 | $ 294,000 |
| Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Carver County Minnesota | 2 | $ 560,000 | $ 280,000 | $ 339,000 |
| Cass County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 150,000 |
| Charleston County South Carolina | 6 | $ 6,063,000 | $ 1,010,000 | $ 745,000 |
| Chatham County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Chester County Pennsylvania | 2 | $ 975,000 | $ 487,000 | $ 402,000 |
| Clackamas County Oregon | 5 | $ 2,460,000 | $ 492,000 | $ 191,000 |
| Clark County Nevada | 3 | $ 1,797,000 | $ 599,000 | $ 1,341,000 |
| Clark County Washington | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Coconino County Arizona | 2 | $ 393,000 | $ 196,000 | $ 105,000 |
| Collier County Florida | 13 | $ 8,923,000 | $ 686,000 | $ 425,000 |
| Collin County Texas | 3 | $ 1,083,000 | $ 361,000 | $ 53,000 |
| Contra Costa County California | 16 | $ 13,007,000 | $ 812,000 | $ 502,000 |
| Cook County Illinois | 2 | $ 1,825,000 | $ 912,000 | $ 270,000 |
| Cowlitz County Washington | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Dakota County Minnesota | 3 | $ 1,100,000 | $ 366,000 | $ 372,000 |
| Dallas County Texas | 31 | $ 18,189,000 | $ 586,000 | $ 400,000 |
| Dane County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Delaware County Pennsylvania | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Denton County Texas | 3 | $ 1,950,000 | $ 650,000 | $ 436,000 |
| Deschutes County Oregon | 3 | $ 1,157,000 | $ 385,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 16 | $ 8,274,000 | $ 517,000 | $ 177,000 |
| Douglas County Kansas | 2 | $ 198,000 | $ 99,000 | $ 104,000 |
| Dukes County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 257,000 |
| Dutchess County New York | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Eagle County Colorado | 9 | $ 12,721,000 | $ 1,413,000 | $ 298,000 |
| Escambia County Florida | 1 | $ 500,000 | $ 500,000 | $ 456,000 |
| Essex County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Fairfax County Virginia | 7 | $ 3,939,000 | $ 562,000 | $ 179,000 |
| Fairfield County Connecticut | 32 | $ 36,788,000 | $ 1,149,000 | $ 923,000 |
| Fauquier County Virginia | 3 | $ 4,930,000 | $ 1,643,000 | $ 241,000 |
| Flagler County Florida | 1 | $ 219,000 | $ 219,000 | $ 84,000 |
| Forsyth County North Carolina | 3 | $ 794,000 | $ 264,000 | $ 116,000 |
| Fort Bend County Texas | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Franklin County Ohio | 1 | $ 280,000 | $ 280,000 | $ 162,000 |
| Franklin County Texas | 1 | $ 253,000 | $ 253,000 | $ 1,603,000 |
| Fulton County Georgia | 1 | $ 216,000 | $ 216,000 | $ 47,000 |
| Gallatin County Montana | 1 | $ 630,000 | $ 630,000 | $ 94,000 |
| Galveston County Texas | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Gloucester County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 374,000 |
| Greene County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Guilford County North Carolina | 10 | $ 3,308,000 | $ 330,000 | $ 122,000 |
| Hampden County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hancock County Maine | 1 | $ 300,000 | $ 300,000 | $ 345,000 |
| Harris County Texas | 25 | $ 12,012,000 | $ 480,000 | $ 498,000 |
| Hartford County Connecticut | 5 | $ 3,490,000 | $ 698,000 | $ 242,000 |
| Henderson County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 131,000 |
| Hennepin County Minnesota | 38 | $ 26,665,000 | $ 701,000 | $ 1,624,000 |
| Hillsborough County Florida | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Horry County South Carolina | 2 | $ 362,000 | $ 181,000 | $ 64,000 |
| Hunterdon County New Jersey | 1 | $ 229,000 | $ 229,000 | $ 312,000 |
| Indian River County Florida | 14 | $ 9,703,000 | $ 693,000 | $ 515,000 |
| Jackson County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 529,000 |
| Jefferson County Kentucky | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Kern County California | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| King County Washington | 5 | $ 5,792,000 | $ 1,158,000 | $ 187,000 |
| Kings County New York | 2 | $ 1,322,000 | $ 661,000 | $ 191,000 |
| Lane County Oregon | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Lee County Florida | 8 | $ 4,453,000 | $ 556,000 | $ 302,000 |
| Lincoln County Oregon | 1 | $ 300,000 | $ 300,000 | $ 742,000 |
| Linn County Oregon | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Los Angeles County California | 94 | $ 103,823,000 | $ 1,104,000 | $ 1,222,000 |
| Loudoun County Virginia | 1 | $ 405,000 | $ 405,000 | $ 350,000 |
| Madison County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 167,000 |
| Manatee County Florida | 1 | $ 285,000 | $ 285,000 | $ 487,000 |
| Maricopa County Arizona | 8 | $ 8,505,000 | $ 1,063,000 | $ 2,118,000 |
| Marin County California | 14 | $ 12,736,000 | $ 909,000 | $ 77,000 |
| Mecklenburg County North Carolina | 17 | $ 11,357,000 | $ 668,000 | $ 434,000 |
| Miami-Dade County Florida | 2 | $ 1,438,000 | $ 719,000 | $ 258,000 |
| Middlesex County Connecticut | 1 | $ 650,000 | $ 650,000 | $ 822,000 |
| Monroe County Florida | 3 | $ 4,440,000 | $ 1,480,000 | $ 368,000 |
| Monterey County California | 3 | $ 4,433,000 | $ 1,477,000 | $ 0 |
| Montgomery County Maryland | 11 | $ 8,280,000 | $ 752,000 | $ 345,000 |
| Montgomery County Pennsylvania | 5 | $ 7,625,000 | $ 1,525,000 | $ 1,851,000 |
| Montgomery County Texas | 1 | $ 385,000 | $ 385,000 | $ 920,000 |
| Morris County New Jersey | 2 | $ 2,276,000 | $ 1,138,000 | $ 451,000 |
| Multnomah County Oregon | 27 | $ 20,792,000 | $ 770,000 | $ 248,000 |
| Nantucket County Massachusetts | 3 | $ 4,600,000 | $ 1,533,000 | $ 491,000 |
| Napa County California | 2 | $ 2,345,000 | $ 1,172,000 | $ 0 |
| Nassau County Florida | 1 | $ 226,000 | $ 226,000 | $ 162,000 |
| Nassau County New York | 4 | $ 2,150,000 | $ 537,000 | $ 318,000 |
| Nelson County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Nevada County California | 3 | $ 1,330,000 | $ 443,000 | $ 99,000 |
| New Hanover County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 69,000 |
| New Haven County Connecticut | 1 | $ 210,000 | $ 210,000 | $ 244,000 |
| New London County Connecticut | 3 | $ 2,180,000 | $ 726,000 | $ 313,000 |
| New York County New York | 10 | $ 8,221,000 | $ 822,000 | $ 101,000 |
| Newport County Rhode Island | 1 | $ 500,000 | $ 500,000 | $ 100,000 |
| Oakland County Michigan | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Ocean County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 616,000 |
| Oconee County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 701,000 |
| Orange County California | 33 | $ 29,359,000 | $ 889,000 | $ 253,000 |
| Orange County Florida | 3 | $ 4,151,000 | $ 1,383,000 | $ 9,000,000 |
| Orange County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 186,000 |
| Orange County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 277,000 |
| Palm Beach County Florida | 33 | $ 40,626,000 | $ 1,231,000 | $ 647,000 |
| Perquimans County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 294,000 |
| Person County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Pickens County Georgia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Pima County Arizona | 2 | $ 1,095,000 | $ 547,000 | $ 364,000 |
| Pitkin County Colorado | 2 | $ 4,663,000 | $ 2,331,000 | $ 924,000 |
| Placer County California | 3 | $ 963,000 | $ 321,000 | $ 57,000 |
| Prince George's County Maryland | 3 | $ 806,000 | $ 268,000 | $ 92,000 |
| Prince William County Virginia | 2 | $ 1,050,000 | $ 525,000 | $ 280,000 |
| Providence County Rhode Island | 3 | $ 2,245,000 | $ 748,000 | $ 282,000 |
| Pulaski County Arkansas | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 500,000 | $ 500,000 | $ 1,126,000 |
| Ramsey County Minnesota | 3 | $ 918,000 | $ 306,000 | $ 232,000 |
| Riverside County California | 17 | $ 8,724,000 | $ 513,000 | $ 336,000 |
| Rockingham County Virginia | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 335,000 | $ 335,000 | $ 340,000 |
| San Bernardino County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,632,000 |
| San Diego County California | 19 | $ 15,680,000 | $ 825,000 | $ 511,000 |
| San Francisco County California | 14 | $ 15,159,000 | $ 1,082,000 | $ 219,000 |
| San Luis Obispo County California | 5 | $ 3,588,000 | $ 717,000 | $ 769,000 |
| San Mateo County California | 10 | $ 15,001,000 | $ 1,500,000 | $ 1,188,000 |
| San Miguel County Colorado | 1 | $ 2,415,000 | $ 2,415,000 | $ 200,000 |
| Santa Barbara County California | 9 | $ 7,740,000 | $ 860,000 | $ 444,000 |
| Santa Clara County California | 5 | $ 5,775,000 | $ 1,155,000 | $ 220,000 |
| Santa Cruz County California | 4 | $ 3,276,000 | $ 819,000 | $ 507,000 |
| Santa Fe County New Mexico | 4 | $ 4,662,000 | $ 1,165,000 | $ 442,000 |
| Santa Rosa County Florida | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Sarasota County Florida | 2 | $ 1,105,000 | $ 552,000 | $ 66,000 |
| Scott County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 104,000 |
| Seminole County Florida | 1 | $ 440,000 | $ 440,000 | $ 109,000 |
| Shasta County California | 1 | $ 850,000 | $ 850,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 440,000 | $ 440,000 | $ 540,000 |
| Sherburne County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 110,000 |
| Solano County California | 1 | $ 333,000 | $ 333,000 | $ 84,000 |
| Somerset County New Jersey | 1 | $ 656,000 | $ 656,000 | $ 550,000 |
| Somervell County Texas | 1 | $ 35,000 | $ 35,000 | $ 269,000 |
| Sonoma County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 2,313,000 |
| St. Johns County Florida | 3 | $ 2,840,000 | $ 946,000 | $ 726,000 |
| St. Louis County Missouri | 2 | $ 1,551,000 | $ 775,000 | $ 600,000 |
| Stephens County Texas | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Suffolk County New York | 3 | $ 3,000,000 | $ 1,000,000 | $ 482,000 |
| Summit County Colorado | 5 | $ 2,069,000 | $ 413,000 | $ 141,000 |
| Summit County Ohio | 1 | $ 254,000 | $ 254,000 | $ 208,000 |
| Sussex County Delaware | 3 | $ 1,312,000 | $ 437,000 | $ 82,000 |
| Tarrant County Texas | 4 | $ 1,820,000 | $ 455,000 | $ 221,000 |
| Travis County Texas | 5 | $ 2,398,000 | $ 479,000 | $ 237,000 |
| Union County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 186,000 |
| Union County North Carolina | 3 | $ 1,032,000 | $ 344,000 | $ 167,000 |
| Ventura County California | 9 | $ 8,261,000 | $ 917,000 | $ 476,000 |
| Wabasha County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 450,000 |
| Wake County North Carolina | 9 | $ 4,969,000 | $ 552,000 | $ 533,000 |
| Walton County Florida | 1 | $ 600,000 | $ 600,000 | $ 941,000 |
| Washburn County Wisconsin | 1 | $ 1,100,000 | $ 1,100,000 | $ 941,000 |
| Washington County Maine | 1 | $ 350,000 | $ 350,000 | $ 182,000 |
| Washington County Oregon | 3 | $ 709,000 | $ 236,000 | $ 32,000 |
| Watauga County North Carolina | 2 | $ 1,025,000 | $ 512,000 | $ 259,000 |
| Westchester County New York | 5 | $ 2,857,000 | $ 571,000 | $ 494,000 |
| Wicomico County Maryland | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Williamson County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Windsor County Vermont | 1 | $ 200,000 | $ 200,000 | $ 26,000 |
| Worcester County Maryland | 1 | $ 450,000 | $ 450,000 | $ 615,000 |
Mortgage Loan Application Detail Totals for U.S. Trust Company, Na in 2003
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 513 | $365,506,000 | $588,272 | $7,000,000 | $409,515 | $9,000,000 |
| Home Purchase (one-to-four family) | 307 | $280,103,000 | $765,032 | $11,000,000 | $329,258 | $9,999,000 |
| Home Improvement (one-to-four family) | 23 | $13,232,000 | $602,555 | $2,300,000 | $614,777 | $3,750,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 604 | $440,098,000 | $623,657 | $11,000,000 | $385,028 | $9,999,000 |
| Not applicable | 166 | $152,176,000 | $853,933 | $7,000,000 | $18,800 | $548,000 |
| Information not provided by applicant in mail or telephone application | 42 | $41,785,000 | $913,285 | $3,440,000 | $365,571 | $4,494,000 |
| Asian or Pacific Islander | 10 | $10,162,000 | $613,800 | $5,000,000 | $809,600 | $7,600,000 |
| Black | 10 | $8,005,000 | $685,600 | $2,025,000 | $2,005,600 | $9,000,000 |
| Hispanic | 6 | $3,949,000 | $720,250 | $1,270,000 | $802,500 | $2,198,000 |
| American Indian or Alaskan Native | 4 | $2,236,000 | $616,000 | $731,000 | $509,000 | $827,000 |
| Other | 1 | $430,000 | $430,000 | $430,000 | $198,000 | $198,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 843 | $658,841,000 | $638,621 | $11,000,000 | $347,108 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 758 | $583,198,000 | $628,638 | $11,000,000 | $340,222 | $9,999,000 |
| Application Approved But Not Accepted | 49 | $39,733,000 | $660,562 | $3,440,000 | $417,062 | $5,000,000 |
| Application Withdrawn By Applicant | 28 | $28,509,000 | $968,500 | $3,300,000 | $484,500 | $5,000,000 |
| Application Denied By Financial Institution | 8 | $7,401,000 | $970,250 | $4,000,000 | $279,250 | $742,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5 | $6,248,000 | $1,184,666 | $4,000,000 | $429,000 | $742,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,038,000 | $519,000 | $750,000 | $65,500 | $131,000 |
| Other | 1 | $115,000 | $115,000 | $115,000 | $25,000 | $25,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U.S. Trust Company, Na's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U.S. Trust Company, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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