Truliant Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Truliant Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Truliant Federal Credit Union
3200 Truliant Way
Winston-Salem, NC 27103
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,650
Total Mortgage Loan Application Amount $1,137,950,000
Average Mortgage Loan Application Amount $136,000
Highest Mortgage Loan Application Amount $6,985,000
Average Applicant Income $98,400
Highest Applicant Income $5,400,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Truliant Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg County North Carolina 1,852 $ 211,580,000 $ 114,000 $ 113,000
Guilford County North Carolina 1,496 $ 141,810,000 $ 94,000 $ 89,000
Forsyth County North Carolina 1,239 $ 118,455,000 $ 95,000 $ 91,000
Alamance County North Carolina 705 $ 67,605,000 $ 95,000 $ 83,000
Randolph County North Carolina 597 $ 47,865,000 $ 80,000 $ 77,000
Gaston County North Carolina 439 $ 40,245,000 $ 91,000 $ 85,000
Union County North Carolina 366 $ 45,790,000 $ 125,000 $ 131,000
Cabarrus County North Carolina 362 $ 41,610,000 $ 114,000 $ 111,000
Davidson County North Carolina 360 $ 32,730,000 $ 90,000 $ 86,000
Cleveland County North Carolina 210 $ 16,710,000 $ 79,000 $ 84,000
Wythe County Virginia 195 $ 13,845,000 $ 71,000 $ 75,000
Greenville County South Carolina 164 $ 19,640,000 $ 119,000 $ 90,000
York County South Carolina 159 $ 17,575,000 $ 110,000 $ 131,000
Pulaski County Virginia 125 $ 10,005,000 $ 80,000 $ 77,000
Rockingham County North Carolina 120 $ 10,450,000 $ 87,000 $ 86,000
Iredell County North Carolina 118 $ 13,010,000 $ 110,000 $ 114,000
Wake County North Carolina 107 $ 30,245,000 $ 282,000 $ 173,000
Lincoln County North Carolina 105 $ 12,335,000 $ 117,000 $ 118,000
Davie County North Carolina 95 $ 10,775,000 $ 113,000 $ 103,000
Rowan County North Carolina 90 $ 11,180,000 $ 124,000 $ 100,000
Stokes County North Carolina 79 $ 5,825,000 $ 73,000 $ 92,000
Spartanburg County South Carolina 75 $ 6,435,000 $ 85,000 $ 91,000
Orange County North Carolina 73 $ 15,925,000 $ 218,000 $ 124,000
Carroll County Virginia 60 $ 4,180,000 $ 69,000 $ 76,000
Henrico County Virginia 56 $ 4,940,000 $ 88,000 $ 119,000
Lancaster County South Carolina 54 $ 8,150,000 $ 150,000 $ 116,000
Catawba County North Carolina 52 $ 9,520,000 $ 183,000 $ 133,000
Yadkin County North Carolina 49 $ 5,665,000 $ 115,000 $ 73,000
Surry County North Carolina 48 $ 4,750,000 $ 98,000 $ 77,000
Stanly County North Carolina 43 $ 3,545,000 $ 82,000 $ 87,000
Durham County North Carolina 41 $ 10,185,000 $ 248,000 $ 132,000
Chatham County North Carolina 39 $ 13,015,000 $ 333,000 $ 137,000
Brunswick County North Carolina 38 $ 6,400,000 $ 168,000 $ 133,000
Caswell County North Carolina 33 $ 3,305,000 $ 100,000 $ 65,000
Chesterfield County Virginia 32 $ 2,960,000 $ 92,000 $ 140,000
Johnston County North Carolina 31 $ 4,055,000 $ 130,000 $ 99,000
Horry County South Carolina 30 $ 3,700,000 $ 123,000 $ 101,000
Montgomery County North Carolina 29 $ 2,575,000 $ 88,000 $ 59,000
Moore County North Carolina 26 $ 3,060,000 $ 117,000 $ 73,000
Anderson County South Carolina 25 $ 2,385,000 $ 95,000 $ 91,000
Hanover County Virginia 25 $ 2,505,000 $ 100,000 $ 105,000
Caldwell County North Carolina 24 $ 5,920,000 $ 246,000 $ 98,000
Grayson County Virginia 23 $ 1,825,000 $ 79,000 $ 72,000
Montgomery County Virginia 21 $ 2,365,000 $ 112,000 $ 109,000
Radford County Virginia 21 $ 1,885,000 $ 89,000 $ 78,000
Henry County Virginia 20 $ 1,510,000 $ 75,000 $ 74,000
Onslow County North Carolina 18 $ 2,280,000 $ 126,000 $ 121,000
Harnett County North Carolina 15 $ 2,435,000 $ 162,000 $ 103,000
Bland County Virginia 15 $ 775,000 $ 51,000 $ 57,000
Rutherford County North Carolina 14 $ 1,150,000 $ 82,000 $ 75,000
Pickens County South Carolina 14 $ 1,470,000 $ 105,000 $ 110,000
Franklin County Virginia 13 $ 5,575,000 $ 428,000 $ 220,000
New Hanover County North Carolina 12 $ 2,990,000 $ 249,000 $ 169,000
Floyd County Virginia 12 $ 750,000 $ 62,000 $ 98,000
Smyth County Virginia 12 $ 1,320,000 $ 110,000 $ 77,000
Wilkes County North Carolina 11 $ 1,265,000 $ 115,000 $ 118,000
Broward County Florida 10 $ 900,000 $ 90,000 $ 172,000
Cherokee County South Carolina 10 $ 1,100,000 $ 110,000 $ 96,000
Galax County Virginia 10 $ 670,000 $ 67,000 $ 81,000
Gwinnett County Georgia 9 $ 1,415,000 $ 157,000 $ 182,000
Avery County North Carolina 9 $ 3,495,000 $ 388,000 $ 260,000
Cumberland County North Carolina 9 $ 835,000 $ 92,000 $ 78,000
Lee County North Carolina 9 $ 1,035,000 $ 115,000 $ 70,000
Richland County South Carolina 9 $ 715,000 $ 79,000 $ 68,000
Washington County Virginia 9 $ 605,000 $ 67,000 $ 61,000
Burke County North Carolina 8 $ 610,000 $ 76,000 $ 79,000
Stark County Ohio 8 $ 630,000 $ 78,000 $ 104,000
Seminole County Florida 7 $ 785,000 $ 112,000 $ 119,000
Cherokee County Georgia 7 $ 925,000 $ 132,000 $ 149,000
Alexander County North Carolina 7 $ 345,000 $ 49,000 $ 121,000
Buncombe County North Carolina 7 $ 1,885,000 $ 269,000 $ 234,000
Carteret County North Carolina 7 $ 3,295,000 $ 470,000 $ 207,000
Watauga County North Carolina 7 $ 1,435,000 $ 205,000 $ 240,000
Lexington County South Carolina 7 $ 1,075,000 $ 153,000 $ 112,000
Oconee County South Carolina 7 $ 1,145,000 $ 163,000 $ 137,000
Palm Beach County Florida 6 $ 540,000 $ 90,000 $ 120,000
Fulton County Georgia 6 $ 480,000 $ 80,000 $ 128,000
Haywood County North Carolina 6 $ 410,000 $ 68,000 $ 82,000
Nash County North Carolina 6 $ 620,000 $ 103,000 $ 154,000
Pender County North Carolina 6 $ 820,000 $ 136,000 $ 160,000
Person County North Carolina 6 $ 410,000 $ 68,000 $ 115,000
Richmond County North Carolina 6 $ 580,000 $ 96,000 $ 67,000
Charleston County South Carolina 6 $ 1,650,000 $ 275,000 $ 110,000
Laurens County South Carolina 6 $ 980,000 $ 163,000 $ 84,000
Danville County Virginia 6 $ 390,000 $ 65,000 $ 83,000
Pittsylvania County Virginia 6 $ 520,000 $ 86,000 $ 52,000
DeKalb County Georgia 5 $ 355,000 $ 71,000 $ 106,000
Alleghany County North Carolina 5 $ 525,000 $ 105,000 $ 305,000
Craven County North Carolina 5 $ 625,000 $ 125,000 $ 97,000
Henderson County North Carolina 5 $ 255,000 $ 51,000 $ 71,000
Pitt County North Carolina 5 $ 885,000 $ 177,000 $ 116,000
Chester County South Carolina 5 $ 325,000 $ 65,000 $ 102,000
Duval County Florida 4 $ 210,000 $ 52,000 $ 143,000
Miami-Dade County Florida 4 $ 340,000 $ 85,000 $ 102,000
Cobb County Georgia 4 $ 260,000 $ 65,000 $ 85,000
Henry County Georgia 4 $ 410,000 $ 102,000 $ 85,000
Anson County North Carolina 4 $ 470,000 $ 117,000 $ 78,000
Beaufort County North Carolina 4 $ 210,000 $ 52,000 $ 81,000
Dare County North Carolina 4 $ 260,000 $ 65,000 $ 116,000
Granville County North Carolina 4 $ 830,000 $ 207,000 $ 94,000
Polk County North Carolina 4 $ 340,000 $ 85,000 $ 54,000
Wayne County North Carolina 4 $ 160,000 $ 40,000 $ 99,000
Rutherford County Tennessee 4 $ 280,000 $ 70,000 $ 114,000
Sumner County Tennessee 4 $ 500,000 $ 125,000 $ 95,000
Goochland County Virginia 4 $ 560,000 $ 140,000 $ 237,000
Martinsville County Virginia 4 $ 430,000 $ 107,000 $ 50,000
Patrick County Virginia 4 $ 160,000 $ 40,000 $ 61,000
Powhatan County Virginia 4 $ 290,000 $ 72,000 $ 168,000
Richmond City County Virginia 4 $ 360,000 $ 90,000 $ 96,000
Virginia Beach County Virginia 4 $ 700,000 $ 175,000 $ 125,000
Lake County Florida 3 $ 115,000 $ 38,000 $ 92,000
Orange County Florida 3 $ 345,000 $ 115,000 $ 87,000
St. Johns County Florida 3 $ 345,000 $ 115,000 $ 67,000
Volusia County Florida 3 $ 585,000 $ 195,000 $ 145,000
Chatham County Georgia 3 $ 1,285,000 $ 428,000 $ 251,000
Wilkes County Georgia 3 $ 145,000 $ 48,000 $ 30,000
Ashe County North Carolina 3 $ 595,000 $ 198,000 $ 198,000
Currituck County North Carolina 3 $ 405,000 $ 135,000 $ 128,000
Duplin County North Carolina 3 $ 195,000 $ 65,000 $ 82,000
Edgecombe County North Carolina 3 $ 195,000 $ 65,000 $ 63,000
McDowell County North Carolina 3 $ 675,000 $ 225,000 $ 195,000
Wilson County North Carolina 3 $ 155,000 $ 51,000 $ 97,000
Beaufort County South Carolina 3 $ 225,000 $ 75,000 $ 127,000
Berkeley County South Carolina 3 $ 245,000 $ 81,000 $ 70,000
Dorchester County South Carolina 3 $ 285,000 $ 95,000 $ 106,000
Fairfield County South Carolina 3 $ 325,000 $ 108,000 $ 130,000
Florence County South Carolina 3 $ 265,000 $ 88,000 $ 99,000
Greenwood County South Carolina 3 $ 355,000 $ 118,000 $ 115,000
Davidson County Tennessee 3 $ 325,000 $ 108,000 $ 175,000
Shelby County Tennessee 3 $ 415,000 $ 138,000 $ 100,000
Bristol County Virginia 3 $ 315,000 $ 105,000 $ 53,000
Giles County Virginia 3 $ 195,000 $ 65,000 $ 77,000
King William County Virginia 3 $ 135,000 $ 45,000 $ 99,000
Louisa County Virginia 3 $ 745,000 $ 248,000 $ 90,000
Mecklenburg County Virginia 3 $ 555,000 $ 185,000 $ 104,000
Roanoke City County Virginia 3 $ 275,000 $ 91,000 $ 43,000
Charlotte County Florida 2 $ 290,000 $ 145,000 $ 96,000
Citrus County Florida 2 $ 140,000 $ 70,000 $ 61,000
Highlands County Florida 2 $ 50,000 $ 25,000 $ 55,000
Indian River County Florida 2 $ 40,000 $ 20,000 $ 78,000
Lee County Florida 2 $ 150,000 $ 75,000 $ 85,000
Osceola County Florida 2 $ 240,000 $ 120,000 $ 111,000
Pinellas County Florida 2 $ 310,000 $ 155,000 $ 213,000
Santa Rosa County Florida 2 $ 130,000 $ 65,000 $ 107,000
Putnam County Georgia 2 $ 260,000 $ 130,000 $ 186,000
Cherokee County North Carolina 2 $ 170,000 $ 85,000 $ 35,000
Columbus County North Carolina 2 $ 220,000 $ 110,000 $ 113,000
Franklin County North Carolina 2 $ 110,000 $ 55,000 $ 98,000
Jackson County North Carolina 2 $ 130,000 $ 65,000 $ 153,000
Lenoir County North Carolina 2 $ 60,000 $ 30,000 $ 80,000
Robeson County North Carolina 2 $ 230,000 $ 115,000 $ 37,000
Scotland County North Carolina 2 $ 270,000 $ 135,000 $ 47,000
Swain County North Carolina 2 $ 180,000 $ 90,000 $ 25,000
Vance County North Carolina 2 $ 150,000 $ 75,000 $ 117,000
Franklin County Ohio 2 $ 100,000 $ 50,000 $ 223,000
Medina County Ohio 2 $ 70,000 $ 35,000 $ 71,000
Colleton County South Carolina 2 $ 210,000 $ 105,000 $ 138,000
Dillon County South Carolina 2 $ 90,000 $ 45,000 $ 130,000
Kershaw County South Carolina 2 $ 170,000 $ 85,000 $ 66,000
Marlboro County South Carolina 2 $ 70,000 $ 35,000 $ 54,000
Orangeburg County South Carolina 2 $ 300,000 $ 150,000 $ 66,000
Bedford County Virginia 2 $ 610,000 $ 305,000 $ 255,000
Colonial Heights County Virginia 2 $ 370,000 $ 185,000 $ 97,000
Halifax County Virginia 2 $ 430,000 $ 215,000 $ 51,000
Hopewell County Virginia 2 $ 80,000 $ 40,000 $ 60,000
James City County Virginia 2 $ 90,000 $ 45,000 $ 190,000
Lynchburg County Virginia 2 $ 220,000 $ 110,000 $ 74,000
Portsmouth County Virginia 2 $ 250,000 $ 125,000 $ 97,000
Roanoke County Virginia 2 $ 120,000 $ 60,000 $ 154,000
Baldwin County Alabama 1 $ 85,000 $ 85,000 $ 130,000
Calhoun County Alabama 1 $ 55,000 $ 55,000 $ 86,000
Baker County Florida 1 $ 55,000 $ 55,000 $ 125,000
Bay County Florida 1 $ 165,000 $ 165,000 $ 102,000
Clay County Florida 1 $ 25,000 $ 25,000 $ 80,000
Collier County Florida 1 $ 105,000 $ 105,000 $ 326,000
Flagler County Florida 1 $ 65,000 $ 65,000 $ 46,000
Manatee County Florida 1 $ 45,000 $ 45,000 $ 48,000
Marion County Florida 1 $ 245,000 $ 245,000 $ 58,000
Martin County Florida 1 $ 355,000 $ 355,000 $ 291,000
Pasco County Florida 1 $ 105,000 $ 105,000 $ 112,000
Putnam County Florida 1 $ 225,000 $ 225,000 $ 161,000
Sarasota County Florida 1 $ 405,000 $ 405,000 $ 1,200,000
St. Lucie County Florida 1 $ 55,000 $ 55,000 $ 158,000
Ben Hill County Georgia 1 $ 155,000 $ 155,000 $ 45,000
Bibb County Georgia 1 $ 215,000 $ 215,000 $ 32,000
Clarke County Georgia 1 $ 25,000 $ 25,000 $ 60,000
Clayton County Georgia 1 $ 55,000 $ 55,000 $ 125,000
Columbia County Georgia 1 $ 25,000 $ 25,000 $ 64,000
Coweta County Georgia 1 $ 45,000 $ 45,000 $ 278,000
Douglas County Georgia 1 $ 175,000 $ 175,000 $ 154,000
Effingham County Georgia 1 $ 5,000 $ 5,000 $ 88,000
Floyd County Georgia 1 $ 95,000 $ 95,000 $ 123,000
Forsyth County Georgia 1 $ 115,000 $ 115,000 $ 131,000
Glynn County Georgia 1 $ 65,000 $ 65,000 $ 103,000
Houston County Georgia 1 $ 65,000 $ 65,000 $ 144,000
Jackson County Georgia 1 $ 105,000 $ 105,000 $ 125,000
Jasper County Georgia 1 $ 145,000 $ 145,000 $ 160,000
Long County Georgia 1 $ 215,000 $ 215,000 $ 63,000
Oconee County Georgia 1 $ 365,000 $ 365,000 $ 142,000
Rabun County Georgia 1 $ 35,000 $ 35,000 $ 80,000
Richmond County Georgia 1 $ 55,000 $ 55,000 $ 46,000
Stephens County Georgia 1 $ 105,000 $ 105,000 $ 104,000
Troup County Georgia 1 $ 1,565,000 $ 1,565,000 $ 0
Walton County Georgia 1 $ 105,000 $ 105,000 $ 212,000
Gallatin County Montana 1 $ 155,000 $ 155,000 $ 88,000
Greene County North Carolina 1 $ 75,000 $ 75,000 $ 141,000
Halifax County North Carolina 1 $ 865,000 $ 865,000 $ 228,000
Hertford County North Carolina 1 $ 55,000 $ 55,000 $ 71,000
Hoke County North Carolina 1 $ 75,000 $ 75,000 $ 57,000
Hyde County North Carolina 1 $ 35,000 $ 35,000 $ 82,000
Macon County North Carolina 1 $ 55,000 $ 55,000 $ 45,000
Mitchell County North Carolina 1 $ 35,000 $ 35,000 $ 66,000
Northampton County North Carolina 1 $ 35,000 $ 35,000 $ 30,000
Sampson County North Carolina 1 $ 125,000 $ 125,000 $ 126,000
Transylvania County North Carolina 1 $ 75,000 $ 75,000 $ 72,000
Warren County North Carolina 1 $ 65,000 $ 65,000 $ 61,000
Yancey County North Carolina 1 $ 55,000 $ 55,000 $ 60,000
Cuyahoga County Ohio 1 $ 15,000 $ 15,000 $ 104,000
Jefferson County Ohio 1 $ 65,000 $ 65,000 $ 45,000
Lucas County Ohio 1 $ 55,000 $ 55,000 $ 43,000
Montgomery County Ohio 1 $ 35,000 $ 35,000 $ 91,000
Scioto County Ohio 1 $ 25,000 $ 25,000 $ 21,000
Wayne County Ohio 1 $ 105,000 $ 105,000 $ 115,000
Wood County Ohio 1 $ 15,000 $ 15,000 $ 63,000
Clarion County Pennsylvania 1 $ 15,000 $ 15,000 $ 54,000
Mercer County Pennsylvania 1 $ 45,000 $ 45,000 $ 65,000
Abbeville County South Carolina 1 $ 25,000 $ 25,000 $ 48,000
Chesterfield County South Carolina 1 $ 65,000 $ 65,000 $ 54,000
Darlington County South Carolina 1 $ 25,000 $ 25,000 $ 52,000
McCormick County South Carolina 1 $ 55,000 $ 55,000 $ 114,000
Newberry County South Carolina 1 $ 245,000 $ 245,000 $ 186,000
Saluda County South Carolina 1 $ 105,000 $ 105,000 $ 181,000
Sumter County South Carolina 1 $ 35,000 $ 35,000 $ 48,000
Union County South Carolina 1 $ 75,000 $ 75,000 $ 100,000
Hamilton County Tennessee 1 $ 55,000 $ 55,000 $ 98,000
Jefferson County Tennessee 1 $ 25,000 $ 25,000 $ 76,000
Johnson County Tennessee 1 $ 85,000 $ 85,000 $ 178,000
Knox County Tennessee 1 $ 305,000 $ 305,000 $ 84,000
Loudon County Tennessee 1 $ 35,000 $ 35,000 $ 125,000
Madison County Tennessee 1 $ 335,000 $ 335,000 $ 199,000
Robertson County Tennessee 1 $ 145,000 $ 145,000 $ 259,000
Williamson County Tennessee 1 $ 45,000 $ 45,000 $ 90,000
Alleghany County Virginia 1 $ 35,000 $ 35,000 $ 41,000
Augusta County Virginia 1 $ 255,000 $ 255,000 $ 89,000
Botetourt County Virginia 1 $ 255,000 $ 255,000 $ 48,000
Buchanan County Virginia 1 $ 15,000 $ 15,000 $ 24,000
Charles City County Virginia 1 $ 25,000 $ 25,000 $ 65,000
Charlottesville County Virginia 1 $ 205,000 $ 205,000 $ 78,000
Chesapeake County Virginia 1 $ 155,000 $ 155,000 $ 350,000
Essex County Virginia 1 $ 35,000 $ 35,000 $ 214,000
Fairfax County Virginia 1 $ 65,000 $ 65,000 $ 173,000
Fauquier County Virginia 1 $ 155,000 $ 155,000 $ 120,000
Loudoun County Virginia 1 $ 165,000 $ 165,000 $ 178,000
New Kent County Virginia 1 $ 55,000 $ 55,000 $ 85,000
Newport News County Virginia 1 $ 85,000 $ 85,000 $ 65,000
Petersburg County Virginia 1 $ 55,000 $ 55,000 $ 164,000
Prince William County Virginia 1 $ 55,000 $ 55,000 $ 525,000
Rockingham County Virginia 1 $ 45,000 $ 45,000 $ 130,000
Russell County Virginia 1 $ 125,000 $ 125,000 $ 66,000
Shenandoah County Virginia 1 $ 25,000 $ 25,000 $ 90,000
Staunton County Virginia 1 $ 235,000 $ 235,000 $ 104,000
Tazewell County Virginia 1 $ 205,000 $ 205,000 $ 80,000
Warren County Virginia 1 $ 75,000 $ 75,000 $ 58,000
Wise County Virginia 1 $ 55,000 $ 55,000 $ 133,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 3,794 $297,830,000 $78,000 $455,000 $101,000 $1,500,000
Other Purpose 2,927 $212,725,000 $72,000 $1,505,000 $99,000 $5,400,000
Refinancing 2,305 $265,705,000 $115,000 $1,375,000 $93,000 $979,000
Home Purchase 993 $271,515,000 $273,000 $6,985,000 $118,000 $1,383,000
Cash-out Refinancing 631 $90,175,000 $142,000 $1,205,000 $81,000 $420,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,439 $585,765,000 $107,000 $2,505,000 $105,000 $1,661,000
Not Provided 1,918 $209,330,000 $109,000 $2,505,000 $107,000 $1,500,000
Black or African American 1,696 $154,070,000 $90,000 $2,115,000 $89,000 $5,400,000
Hispanic 1,296 $129,590,000 $99,000 $965,000 $73,000 $960,000
Asian 223 $33,035,000 $148,000 $1,005,000 $126,000 $1,383,000
American Indian or Alaskan Native 58 $5,370,000 $92,000 $365,000 $94,000 $292,000
Not applicable 12 $20,050,000 $1,670,000 $6,985,000 $0 $0
Native Hawaiian or Other Pacific Islander 8 $740,000 $92,000 $195,000 $68,000 $104,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,596 $1,126,560,000 $106,000 $6,985,000 $99,000 $5,400,000
FHA-insured (Federal Housing Administration) 54 $11,390,000 $210,000 $365,000 $70,000 $136,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,243 $686,885,000 $110,000 $6,985,000 $108,000 $1,138,000
Application Denied By Financial Institution 2,971 $276,335,000 $93,000 $1,505,000 $81,000 $5,400,000
Application Withdrawn By Applicant 929 $119,215,000 $128,000 $1,035,000 $97,000 $1,200,000
Application Approved But Not Accepted 478 $48,770,000 $102,000 $1,005,000 $99,000 $1,661,000
File Closed For Incompleteness 29 $6,745,000 $232,000 $525,000 $90,000 $296,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,679 $861,615,000 $112,000 $6,985,000 $106,000 $1,661,000
Credit History 953 $69,635,000 $73,000 $1,505,000 $87,000 $5,400,000
Debt-To-Income Ratio 843 $89,365,000 $106,000 $455,000 $54,000 $319,000
Unverifiable Information 742 $75,730,000 $102,000 $615,000 $93,000 $1,500,000
Collateral 308 $26,860,000 $87,000 $515,000 $107,000 $960,000
Other 114 $13,500,000 $118,000 $925,000 $90,000 $531,000
Employment History 6 $620,000 $103,000 $185,000 $93,000 $152,000
Credit Application Incomplete 4 $430,000 $107,000 $155,000 $63,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 1 $195,000 $195,000 $195,000 $59,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List