Truliant Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Truliant Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,074 |
| Total Mortgage Loan Application Amount | $898,980,000 |
| Average Mortgage Loan Application Amount | $117,800 |
| Highest Mortgage Loan Application Amount | $1,455,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $3,300,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 1,444 | $ 153,940,000 | $ 106,000 | $ 103,000 |
| Guilford County North Carolina | 1,306 | $ 123,010,000 | $ 94,000 | $ 82,000 |
| Forsyth County North Carolina | 1,165 | $ 116,175,000 | $ 99,000 | $ 79,000 |
| Alamance County North Carolina | 668 | $ 57,520,000 | $ 86,000 | $ 71,000 |
| Randolph County North Carolina | 579 | $ 47,925,000 | $ 82,000 | $ 71,000 |
| Gaston County North Carolina | 378 | $ 36,010,000 | $ 95,000 | $ 76,000 |
| Davidson County North Carolina | 370 | $ 34,930,000 | $ 94,000 | $ 86,000 |
| Cabarrus County North Carolina | 330 | $ 35,670,000 | $ 108,000 | $ 109,000 |
| Union County North Carolina | 280 | $ 34,980,000 | $ 124,000 | $ 113,000 |
| Cleveland County North Carolina | 186 | $ 18,040,000 | $ 96,000 | $ 76,000 |
| Wythe County Virginia | 177 | $ 13,725,000 | $ 77,000 | $ 67,000 |
| Greenville County South Carolina | 143 | $ 14,255,000 | $ 99,000 | $ 77,000 |
| Pulaski County Virginia | 113 | $ 9,125,000 | $ 80,000 | $ 73,000 |
| York County South Carolina | 107 | $ 11,015,000 | $ 102,000 | $ 121,000 |
| Davie County North Carolina | 88 | $ 8,690,000 | $ 98,000 | $ 91,000 |
| Rockingham County North Carolina | 84 | $ 7,210,000 | $ 85,000 | $ 74,000 |
| Iredell County North Carolina | 82 | $ 10,640,000 | $ 129,000 | $ 120,000 |
| Lincoln County North Carolina | 81 | $ 9,155,000 | $ 113,000 | $ 139,000 |
| Stokes County North Carolina | 68 | $ 7,890,000 | $ 116,000 | $ 79,000 |
| Rowan County North Carolina | 67 | $ 8,025,000 | $ 119,000 | $ 93,000 |
| Wake County North Carolina | 59 | $ 6,015,000 | $ 101,000 | $ 107,000 |
| Yadkin County North Carolina | 55 | $ 5,515,000 | $ 100,000 | $ 73,000 |
| Carroll County Virginia | 50 | $ 4,180,000 | $ 83,000 | $ 70,000 |
| Henrico County Virginia | 48 | $ 4,630,000 | $ 96,000 | $ 101,000 |
| Catawba County North Carolina | 43 | $ 5,415,000 | $ 125,000 | $ 99,000 |
| Spartanburg County South Carolina | 41 | $ 4,055,000 | $ 98,000 | $ 78,000 |
| Surry County North Carolina | 39 | $ 3,645,000 | $ 93,000 | $ 78,000 |
| Lancaster County South Carolina | 39 | $ 4,665,000 | $ 119,000 | $ 112,000 |
| Orange County North Carolina | 34 | $ 3,040,000 | $ 89,000 | $ 85,000 |
| Horry County South Carolina | 33 | $ 6,575,000 | $ 199,000 | $ 112,000 |
| Montgomery County North Carolina | 31 | $ 2,235,000 | $ 72,000 | $ 83,000 |
| Montgomery County Virginia | 30 | $ 2,080,000 | $ 69,000 | $ 73,000 |
| Washington County Virginia | 28 | $ 2,090,000 | $ 74,000 | $ 59,000 |
| Brunswick County North Carolina | 26 | $ 3,690,000 | $ 141,000 | $ 155,000 |
| Caswell County North Carolina | 26 | $ 2,330,000 | $ 89,000 | $ 70,000 |
| Chesterfield County Virginia | 26 | $ 2,120,000 | $ 81,000 | $ 102,000 |
| Anderson County South Carolina | 24 | $ 2,120,000 | $ 88,000 | $ 112,000 |
| Henry County Virginia | 21 | $ 1,655,000 | $ 78,000 | $ 70,000 |
| Durham County North Carolina | 20 | $ 3,100,000 | $ 155,000 | $ 111,000 |
| Hanover County Virginia | 20 | $ 1,830,000 | $ 91,000 | $ 106,000 |
| Rutherford County North Carolina | 19 | $ 1,995,000 | $ 105,000 | $ 87,000 |
| Stanly County North Carolina | 19 | $ 2,295,000 | $ 120,000 | $ 101,000 |
| Bland County Virginia | 18 | $ 1,350,000 | $ 75,000 | $ 83,000 |
| Chatham County North Carolina | 17 | $ 1,465,000 | $ 86,000 | $ 101,000 |
| Moore County North Carolina | 16 | $ 1,370,000 | $ 85,000 | $ 76,000 |
| Grayson County Virginia | 14 | $ 1,580,000 | $ 112,000 | $ 50,000 |
| Smyth County Virginia | 14 | $ 1,370,000 | $ 97,000 | $ 81,000 |
| Floyd County Virginia | 13 | $ 1,305,000 | $ 100,000 | $ 71,000 |
| Radford County Virginia | 13 | $ 1,145,000 | $ 88,000 | $ 78,000 |
| Caldwell County North Carolina | 12 | $ 1,000,000 | $ 83,000 | $ 57,000 |
| New Hanover County North Carolina | 12 | $ 2,250,000 | $ 187,000 | $ 155,000 |
| Richmond City County Virginia | 12 | $ 1,480,000 | $ 123,000 | $ 209,000 |
| Buncombe County North Carolina | 11 | $ 1,075,000 | $ 97,000 | $ 71,000 |
| Galax County Virginia | 10 | $ 1,020,000 | $ 102,000 | $ 84,000 |
| Burke County North Carolina | 9 | $ 795,000 | $ 88,000 | $ 77,000 |
| Lee County North Carolina | 9 | $ 665,000 | $ 73,000 | $ 72,000 |
| Person County North Carolina | 9 | $ 465,000 | $ 51,000 | $ 85,000 |
| Wilkes County North Carolina | 9 | $ 775,000 | $ 86,000 | $ 85,000 |
| Laurens County South Carolina | 9 | $ 795,000 | $ 88,000 | $ 48,000 |
| Duval County Florida | 8 | $ 790,000 | $ 98,000 | $ 93,000 |
| Johnston County North Carolina | 8 | $ 500,000 | $ 62,000 | $ 93,000 |
| Stark County Ohio | 8 | $ 810,000 | $ 101,000 | $ 86,000 |
| Franklin County Virginia | 8 | $ 680,000 | $ 85,000 | $ 149,000 |
| Giles County Virginia | 8 | $ 1,230,000 | $ 153,000 | $ 102,000 |
| Pittsylvania County Virginia | 8 | $ 550,000 | $ 68,000 | $ 66,000 |
| Gwinnett County Georgia | 7 | $ 525,000 | $ 75,000 | $ 105,000 |
| Alexander County North Carolina | 7 | $ 605,000 | $ 86,000 | $ 72,000 |
| Carteret County North Carolina | 7 | $ 1,025,000 | $ 146,000 | $ 78,000 |
| Harnett County North Carolina | 7 | $ 385,000 | $ 55,000 | $ 108,000 |
| Pender County North Carolina | 7 | $ 1,065,000 | $ 152,000 | $ 77,000 |
| Charleston County South Carolina | 7 | $ 1,545,000 | $ 220,000 | $ 287,000 |
| Cherokee County South Carolina | 7 | $ 445,000 | $ 63,000 | $ 72,000 |
| Danville County Virginia | 7 | $ 345,000 | $ 49,000 | $ 65,000 |
| Palm Beach County Florida | 6 | $ 380,000 | $ 63,000 | $ 161,000 |
| Miami-Dade County Florida | 5 | $ 645,000 | $ 129,000 | $ 124,000 |
| Ashe County North Carolina | 5 | $ 635,000 | $ 127,000 | $ 149,000 |
| Jackson County North Carolina | 5 | $ 675,000 | $ 135,000 | $ 176,000 |
| Oconee County South Carolina | 5 | $ 485,000 | $ 97,000 | $ 126,000 |
| Pickens County South Carolina | 5 | $ 425,000 | $ 85,000 | $ 65,000 |
| Bedford County Virginia | 5 | $ 705,000 | $ 141,000 | $ 87,000 |
| Roanoke City County Virginia | 5 | $ 195,000 | $ 39,000 | $ 67,000 |
| Virginia Beach County Virginia | 5 | $ 795,000 | $ 159,000 | $ 72,000 |
| St. Johns County Florida | 4 | $ 400,000 | $ 100,000 | $ 122,000 |
| Coweta County Georgia | 4 | $ 540,000 | $ 135,000 | $ 117,000 |
| Avery County North Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 251,000 |
| Cumberland County North Carolina | 4 | $ 290,000 | $ 72,000 | $ 95,000 |
| Dare County North Carolina | 4 | $ 360,000 | $ 90,000 | $ 126,000 |
| Henderson County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 80,000 |
| Nash County North Carolina | 4 | $ 200,000 | $ 50,000 | $ 71,000 |
| Berkeley County South Carolina | 4 | $ 250,000 | $ 62,000 | $ 100,000 |
| Richland County South Carolina | 4 | $ 1,070,000 | $ 267,000 | $ 56,000 |
| Goochland County Virginia | 4 | $ 260,000 | $ 65,000 | $ 110,000 |
| King William County Virginia | 4 | $ 260,000 | $ 65,000 | $ 76,000 |
| Louisa County Virginia | 4 | $ 680,000 | $ 170,000 | $ 63,000 |
| Martinsville County Virginia | 4 | $ 220,000 | $ 55,000 | $ 49,000 |
| New Kent County Virginia | 4 | $ 750,000 | $ 187,000 | $ 97,000 |
| Patrick County Virginia | 4 | $ 200,000 | $ 50,000 | $ 87,000 |
| Tazewell County Virginia | 4 | $ 480,000 | $ 120,000 | $ 98,000 |
| Indian River County Florida | 3 | $ 475,000 | $ 158,000 | $ 57,000 |
| Lee County Florida | 3 | $ 135,000 | $ 45,000 | $ 103,000 |
| Orange County Florida | 3 | $ 265,000 | $ 88,000 | $ 150,000 |
| Pinellas County Florida | 3 | $ 145,000 | $ 48,000 | $ 142,000 |
| Cherokee County Georgia | 3 | $ 545,000 | $ 181,000 | $ 144,000 |
| Fulton County Georgia | 3 | $ 215,000 | $ 71,000 | $ 83,000 |
| Alleghany County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 124,000 |
| Franklin County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 77,000 |
| Granville County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 73,000 |
| Hoke County North Carolina | 3 | $ 135,000 | $ 45,000 | $ 36,000 |
| McDowell County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 97,000 |
| Pitt County North Carolina | 3 | $ 205,000 | $ 68,000 | $ 72,000 |
| Watauga County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 128,000 |
| Summit County Ohio | 3 | $ 335,000 | $ 111,000 | $ 101,000 |
| Beaufort County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 95,000 |
| Dorchester County South Carolina | 3 | $ 155,000 | $ 51,000 | $ 133,000 |
| Florence County South Carolina | 3 | $ 255,000 | $ 85,000 | $ 128,000 |
| Sumter County South Carolina | 3 | $ 305,000 | $ 101,000 | $ 103,000 |
| Norfolk County Virginia | 3 | $ 365,000 | $ 121,000 | $ 131,000 |
| Portsmouth County Virginia | 3 | $ 165,000 | $ 55,000 | $ 75,000 |
| Powhatan County Virginia | 3 | $ 435,000 | $ 145,000 | $ 117,000 |
| Prince George County Virginia | 3 | $ 375,000 | $ 125,000 | $ 38,000 |
| Roanoke County Virginia | 3 | $ 145,000 | $ 48,000 | $ 96,000 |
| Broward County Florida | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Lake County Florida | 2 | $ 100,000 | $ 50,000 | $ 119,000 |
| Okaloosa County Florida | 2 | $ 620,000 | $ 310,000 | $ 369,000 |
| Osceola County Florida | 2 | $ 730,000 | $ 365,000 | $ 184,000 |
| St. Lucie County Florida | 2 | $ 50,000 | $ 25,000 | $ 44,000 |
| Barrow County Georgia | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Cobb County Georgia | 2 | $ 400,000 | $ 200,000 | $ 178,000 |
| DeKalb County Georgia | 2 | $ 100,000 | $ 50,000 | $ 84,000 |
| Duplin County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 138,000 |
| Macon County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 58,000 |
| Onslow County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 126,000 |
| Polk County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Robeson County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 48,000 |
| Sampson County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| Transylvania County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 71,000 |
| Warren County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 77,000 |
| Wayne County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 84,000 |
| Tuscarawas County Ohio | 2 | $ 70,000 | $ 35,000 | $ 70,000 |
| Aiken County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 79,000 |
| Darlington County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| Greenwood County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 104,000 |
| Kershaw County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| Lexington County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| Williamson County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 409,000 |
| Culpeper County Virginia | 2 | $ 270,000 | $ 135,000 | $ 293,000 |
| Halifax County Virginia | 2 | $ 80,000 | $ 40,000 | $ 47,000 |
| Loudoun County Virginia | 2 | $ 270,000 | $ 135,000 | $ 294,000 |
| Mecklenburg County Virginia | 2 | $ 230,000 | $ 115,000 | $ 77,000 |
| Newport News County Virginia | 2 | $ 140,000 | $ 70,000 | $ 79,000 |
| Stafford County Virginia | 2 | $ 210,000 | $ 105,000 | $ 119,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Brevard County Florida | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Clay County Florida | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
| Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Nassau County Florida | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Pasco County Florida | 1 | $ 15,000 | $ 15,000 | $ 174,000 |
| Polk County Florida | 1 | $ 135,000 | $ 135,000 | $ 285,000 |
| Santa Rosa County Florida | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Sumter County Florida | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Carroll County Georgia | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| Chatham County Georgia | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Columbia County Georgia | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Forsyth County Georgia | 1 | $ 155,000 | $ 155,000 | $ 369,000 |
| Glynn County Georgia | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Henry County Georgia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Houston County Georgia | 1 | $ 55,000 | $ 55,000 | $ 169,000 |
| Jackson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Thomas County Georgia | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Prince George's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Anson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Bladen County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 161,000 |
| Cherokee County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Columbus County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Craven County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Edgecombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Graham County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 143,000 |
| Greene County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Lenoir County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Northampton County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Scotland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Swain County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Washington County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Wilson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 7,000 |
| Yancey County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Ashland County Ohio | 1 | $ 25,000 | $ 25,000 | $ 10,000 |
| Ashtabula County Ohio | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Butler County Ohio | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Crawford County Ohio | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Franklin County Ohio | 1 | $ 35,000 | $ 35,000 | $ 181,000 |
| Hamilton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Licking County Ohio | 1 | $ 365,000 | $ 365,000 | $ 111,000 |
| Medina County Ohio | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Warren County Ohio | 1 | $ 105,000 | $ 105,000 | $ 190,000 |
| Wyandot County Ohio | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Abbeville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Chester County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Chesterfield County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Clarendon County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Colleton County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Georgetown County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Jasper County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Lee County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Davidson County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 283,000 |
| Hamilton County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Knox County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 162,000 |
| Polk County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 157,000 |
| Robertson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 231,000 |
| Shelby County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Wilson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Augusta County Virginia | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| Botetourt County Virginia | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Bristol County Virginia | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Charles City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Dinwiddie County Virginia | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Fairfax County Virginia | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| King George County Virginia | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Lee County Virginia | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Lynchburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Orange County Virginia | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Russell County Virginia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Salem County Virginia | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| York County Virginia | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,103 | $353,415,000 | $113,000 | $1,455,000 | $82,000 | $1,177,000 |
| Home Improvement | 2,514 | $165,810,000 | $65,000 | $805,000 | $96,000 | $3,300,000 |
| Other Purpose | 2,006 | $125,060,000 | $62,000 | $555,000 | $89,000 | $840,000 |
| Home Purchase | 847 | $150,935,000 | $178,000 | $975,000 | $89,000 | $1,023,000 |
| Cash-out Refinancing | 604 | $103,760,000 | $171,000 | $545,000 | $84,000 | $612,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,068 | $522,080,000 | $103,000 | $805,000 | $94,000 | $1,725,000 |
| Black or African American | 1,388 | $124,420,000 | $89,000 | $505,000 | $79,000 | $840,000 |
| Not Provided | 1,278 | $116,990,000 | $91,000 | $545,000 | $96,000 | $612,000 |
| Hispanic | 1,103 | $103,505,000 | $93,000 | $435,000 | $62,000 | $3,300,000 |
| Asian | 194 | $25,490,000 | $131,000 | $405,000 | $106,000 | $696,000 |
| American Indian or Alaskan Native | 34 | $2,750,000 | $80,000 | $215,000 | $84,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $460,000 | $76,000 | $105,000 | $89,000 | $133,000 |
| Not applicable | 3 | $3,285,000 | $1,095,000 | $1,455,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,031 | $891,015,000 | $98,000 | $1,455,000 | $88,000 | $3,300,000 |
| FHA-insured (Federal Housing Administration) | 43 | $7,965,000 | $185,000 | $345,000 | $59,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,412 | $544,270,000 | $100,000 | $1,455,000 | $95,000 | $1,023,000 |
| Application Denied By Financial Institution | 2,046 | $171,390,000 | $83,000 | $545,000 | $70,000 | $3,300,000 |
| Application Withdrawn By Applicant | 1,189 | $137,275,000 | $115,000 | $805,000 | $89,000 | $1,725,000 |
| Application Approved But Not Accepted | 366 | $36,260,000 | $99,000 | $545,000 | $91,000 | $723,000 |
| File Closed For Incompleteness | 61 | $9,785,000 | $160,000 | $485,000 | $94,000 | $510,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,028 | $727,590,000 | $103,000 | $1,455,000 | $93,000 | $1,725,000 |
| Credit History | 679 | $45,845,000 | $67,000 | $405,000 | $70,000 | $840,000 |
| Debt-To-Income Ratio | 551 | $53,635,000 | $97,000 | $505,000 | $45,000 | $235,000 |
| Unverifiable Information | 488 | $44,950,000 | $92,000 | $545,000 | $85,000 | $3,300,000 |
| Collateral | 249 | $18,195,000 | $73,000 | $475,000 | $95,000 | $605,000 |
| Other | 68 | $7,440,000 | $109,000 | $545,000 | $79,000 | $336,000 |
| Employment History | 5 | $455,000 | $91,000 | $185,000 | $41,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $685,000 | $228,000 | $395,000 | $65,000 | $126,000 |
| Credit Application Incomplete | 3 | $185,000 | $61,000 | $125,000 | $59,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.