Truliant Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Truliant Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Truliant Federal Credit Union
3200 Truliant Way
Winston-Salem, NC 27103
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,593
Total Mortgage Loan Application Amount $995,235,000
Average Mortgage Loan Application Amount $120,000
Highest Mortgage Loan Application Amount $2,105,000
Average Applicant Income $94,200
Highest Applicant Income $4,825,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Truliant Federal Credit Union by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg County North Carolina 1,676 $ 196,860,000 $ 117,000 $ 111,000
Guilford County North Carolina 1,432 $ 137,670,000 $ 96,000 $ 87,000
Forsyth County North Carolina 1,112 $ 120,980,000 $ 108,000 $ 82,000
Alamance County North Carolina 716 $ 61,820,000 $ 86,000 $ 78,000
Randolph County North Carolina 569 $ 43,765,000 $ 76,000 $ 67,000
Gaston County North Carolina 391 $ 37,715,000 $ 96,000 $ 80,000
Davidson County North Carolina 363 $ 37,385,000 $ 102,000 $ 98,000
Cabarrus County North Carolina 307 $ 32,305,000 $ 105,000 $ 108,000
Union County North Carolina 275 $ 37,085,000 $ 134,000 $ 131,000
Wythe County Virginia 242 $ 17,170,000 $ 70,000 $ 69,000
Cleveland County North Carolina 165 $ 13,845,000 $ 83,000 $ 78,000
Greenville County South Carolina 163 $ 19,065,000 $ 116,000 $ 78,000
York County South Carolina 129 $ 15,245,000 $ 118,000 $ 101,000
Davie County North Carolina 102 $ 12,120,000 $ 118,000 $ 98,000
Rockingham County North Carolina 101 $ 8,285,000 $ 82,000 $ 89,000
Pulaski County Virginia 101 $ 8,725,000 $ 86,000 $ 74,000
Iredell County North Carolina 94 $ 13,850,000 $ 147,000 $ 130,000
Wake County North Carolina 83 $ 13,925,000 $ 167,000 $ 136,000
Lincoln County North Carolina 72 $ 8,190,000 $ 113,000 $ 103,000
Stokes County North Carolina 71 $ 7,135,000 $ 100,000 $ 76,000
Rowan County North Carolina 64 $ 6,150,000 $ 96,000 $ 104,000
Carroll County Virginia 55 $ 3,635,000 $ 66,000 $ 76,000
Henrico County Virginia 48 $ 5,100,000 $ 106,000 $ 99,000
Yadkin County North Carolina 47 $ 2,915,000 $ 62,000 $ 73,000
Catawba County North Carolina 45 $ 5,075,000 $ 112,000 $ 77,000
Orange County North Carolina 45 $ 5,565,000 $ 123,000 $ 96,000
Stanly County North Carolina 35 $ 2,895,000 $ 82,000 $ 101,000
Chesterfield County Virginia 35 $ 5,125,000 $ 146,000 $ 128,000
Montgomery County Virginia 35 $ 3,685,000 $ 105,000 $ 93,000
Durham County North Carolina 34 $ 4,210,000 $ 123,000 $ 105,000
Surry County North Carolina 32 $ 3,210,000 $ 100,000 $ 63,000
Brunswick County North Carolina 31 $ 4,775,000 $ 154,000 $ 146,000
Montgomery County North Carolina 31 $ 2,435,000 $ 78,000 $ 85,000
Horry County South Carolina 30 $ 4,470,000 $ 149,000 $ 146,000
Lancaster County South Carolina 30 $ 4,110,000 $ 137,000 $ 109,000
Caswell County North Carolina 28 $ 2,610,000 $ 93,000 $ 75,000
Chatham County North Carolina 26 $ 2,300,000 $ 88,000 $ 60,000
Grayson County Virginia 25 $ 1,925,000 $ 77,000 $ 75,000
Henry County Virginia 24 $ 1,780,000 $ 74,000 $ 65,000
Spartanburg County South Carolina 22 $ 1,810,000 $ 82,000 $ 83,000
Cherokee County South Carolina 21 $ 1,355,000 $ 64,000 $ 71,000
Bland County Virginia 21 $ 1,435,000 $ 68,000 $ 72,000
Anderson County South Carolina 19 $ 2,155,000 $ 113,000 $ 100,000
Pickens County South Carolina 18 $ 1,420,000 $ 78,000 $ 81,000
Hanover County Virginia 18 $ 2,100,000 $ 116,000 $ 98,000
Stark County Ohio 17 $ 1,375,000 $ 80,000 $ 113,000
Radford County Virginia 17 $ 1,545,000 $ 90,000 $ 82,000
Smyth County Virginia 16 $ 1,070,000 $ 66,000 $ 69,000
Moore County North Carolina 15 $ 1,835,000 $ 122,000 $ 82,000
New Hanover County North Carolina 15 $ 3,145,000 $ 209,000 $ 127,000
Floyd County Virginia 15 $ 1,255,000 $ 83,000 $ 63,000
Wilkes County North Carolina 14 $ 1,570,000 $ 112,000 $ 104,000
Johnston County North Carolina 13 $ 1,105,000 $ 85,000 $ 115,000
Richmond City County Virginia 13 $ 1,435,000 $ 110,000 $ 243,000
Buncombe County North Carolina 10 $ 1,530,000 $ 153,000 $ 84,000
Burke County North Carolina 10 $ 1,260,000 $ 126,000 $ 97,000
Rutherford County North Carolina 10 $ 810,000 $ 81,000 $ 75,000
Lee County North Carolina 9 $ 555,000 $ 61,000 $ 69,000
Galax County Virginia 9 $ 905,000 $ 100,000 $ 85,000
Franklin County Virginia 8 $ 750,000 $ 93,000 $ 78,000
Pittsylvania County Virginia 8 $ 820,000 $ 102,000 $ 107,000
Duval County Florida 7 $ 925,000 $ 132,000 $ 116,000
Palm Beach County Florida 7 $ 1,005,000 $ 143,000 $ 131,000
Fulton County Georgia 7 $ 1,015,000 $ 145,000 $ 143,000
Carteret County North Carolina 7 $ 765,000 $ 109,000 $ 117,000
Nash County North Carolina 7 $ 1,235,000 $ 176,000 $ 129,000
Watauga County North Carolina 7 $ 755,000 $ 107,000 $ 139,000
Patrick County Virginia 7 $ 615,000 $ 87,000 $ 72,000
Broward County Florida 6 $ 770,000 $ 128,000 $ 113,000
Orange County Florida 6 $ 1,170,000 $ 195,000 $ 138,000
Polk County Florida 6 $ 1,110,000 $ 185,000 $ 145,000
Gwinnett County Georgia 6 $ 230,000 $ 38,000 $ 110,000
Cumberland County North Carolina 6 $ 620,000 $ 103,000 $ 73,000
Onslow County North Carolina 6 $ 940,000 $ 156,000 $ 124,000
Scotland County North Carolina 6 $ 620,000 $ 103,000 $ 153,000
Goochland County Virginia 6 $ 530,000 $ 88,000 $ 217,000
Martinsville County Virginia 6 $ 240,000 $ 40,000 $ 62,000
Mecklenburg County Virginia 6 $ 770,000 $ 128,000 $ 73,000
Powhatan County Virginia 6 $ 450,000 $ 75,000 $ 106,000
Tazewell County Virginia 6 $ 230,000 $ 38,000 $ 29,000
DeKalb County Georgia 5 $ 1,135,000 $ 227,000 $ 158,000
Caldwell County North Carolina 5 $ 375,000 $ 75,000 $ 95,000
Henderson County North Carolina 5 $ 845,000 $ 169,000 $ 138,000
Pender County North Carolina 5 $ 315,000 $ 63,000 $ 82,000
Charleston County South Carolina 5 $ 845,000 $ 169,000 $ 169,000
Laurens County South Carolina 5 $ 365,000 $ 73,000 $ 59,000
Lexington County South Carolina 5 $ 395,000 $ 79,000 $ 83,000
Roanoke City County Virginia 5 $ 385,000 $ 77,000 $ 63,000
Cherokee County Georgia 4 $ 250,000 $ 62,000 $ 196,000
Anson County North Carolina 4 $ 150,000 $ 37,000 $ 51,000
Craven County North Carolina 4 $ 1,460,000 $ 365,000 $ 252,000
Person County North Carolina 4 $ 490,000 $ 122,000 $ 126,000
Oconee County South Carolina 4 $ 690,000 $ 172,000 $ 152,000
Richland County South Carolina 4 $ 340,000 $ 85,000 $ 81,000
Bedford County Virginia 4 $ 830,000 $ 207,000 $ 74,000
Virginia Beach County Virginia 4 $ 310,000 $ 77,000 $ 57,000
Pinellas County Florida 3 $ 585,000 $ 195,000 $ 185,000
St. Johns County Florida 3 $ 655,000 $ 218,000 $ 96,000
Forsyth County Georgia 3 $ 605,000 $ 201,000 $ 94,000
Jackson County Georgia 3 $ 725,000 $ 241,000 $ 136,000
Alexander County North Carolina 3 $ 625,000 $ 208,000 $ 118,000
Cherokee County North Carolina 3 $ 195,000 $ 65,000 $ 26,000
Dare County North Carolina 3 $ 355,000 $ 118,000 $ 94,000
Edgecombe County North Carolina 3 $ 55,000 $ 18,000 $ 31,000
Franklin County North Carolina 3 $ 345,000 $ 115,000 $ 76,000
Polk County North Carolina 3 $ 895,000 $ 298,000 $ 81,000
Wilson County North Carolina 3 $ 355,000 $ 118,000 $ 105,000
Butler County Ohio 3 $ 675,000 $ 225,000 $ 141,000
Botetourt County Virginia 3 $ 135,000 $ 45,000 $ 60,000
Danville County Virginia 3 $ 185,000 $ 61,000 $ 73,000
Giles County Virginia 3 $ 75,000 $ 25,000 $ 63,000
Indian River County Florida 2 $ 310,000 $ 155,000 $ 88,000
Miami-Dade County Florida 2 $ 310,000 $ 155,000 $ 306,000
Seminole County Florida 2 $ 190,000 $ 95,000 $ 103,000
Cobb County Georgia 2 $ 440,000 $ 220,000 $ 158,000
Newton County Georgia 2 $ 190,000 $ 95,000 $ 1,146,000
Alleghany County North Carolina 2 $ 120,000 $ 60,000 $ 72,000
Ashe County North Carolina 2 $ 250,000 $ 125,000 $ 113,000
Columbus County North Carolina 2 $ 180,000 $ 90,000 $ 59,000
Harnett County North Carolina 2 $ 60,000 $ 30,000 $ 122,000
Haywood County North Carolina 2 $ 80,000 $ 40,000 $ 82,000
Hoke County North Carolina 2 $ 100,000 $ 50,000 $ 73,000
Jackson County North Carolina 2 $ 90,000 $ 45,000 $ 355,000
Lenoir County North Carolina 2 $ 210,000 $ 105,000 $ 54,000
McDowell County North Carolina 2 $ 170,000 $ 85,000 $ 84,000
Mitchell County North Carolina 2 $ 310,000 $ 155,000 $ 75,000
Northampton County North Carolina 2 $ 220,000 $ 110,000 $ 132,000
Richmond County North Carolina 2 $ 30,000 $ 15,000 $ 23,000
Robeson County North Carolina 2 $ 100,000 $ 50,000 $ 39,000
Warren County North Carolina 2 $ 210,000 $ 105,000 $ 111,000
Wayne County North Carolina 2 $ 490,000 $ 245,000 $ 103,000
Cuyahoga County Ohio 2 $ 240,000 $ 120,000 $ 122,000
Portage County Ohio 2 $ 340,000 $ 170,000 $ 929,000
Summit County Ohio 2 $ 550,000 $ 275,000 $ 162,000
Tuscarawas County Ohio 2 $ 240,000 $ 120,000 $ 20,000
Warren County Ohio 2 $ 390,000 $ 195,000 $ 171,000
Aiken County South Carolina 2 $ 90,000 $ 45,000 $ 122,000
Dorchester County South Carolina 2 $ 90,000 $ 45,000 $ 162,000
Florence County South Carolina 2 $ 60,000 $ 30,000 $ 104,000
Greenwood County South Carolina 2 $ 80,000 $ 40,000 $ 31,000
Kershaw County South Carolina 2 $ 200,000 $ 100,000 $ 185,000
Sumter County South Carolina 2 $ 220,000 $ 110,000 $ 113,000
Gibson County Tennessee 2 $ 320,000 $ 160,000 $ 124,000
Hickman County Tennessee 2 $ 270,000 $ 135,000 $ 147,000
Knox County Tennessee 2 $ 250,000 $ 125,000 $ 192,000
Wilson County Tennessee 2 $ 210,000 $ 105,000 $ 90,000
Albemarle County Virginia 2 $ 520,000 $ 260,000 $ 133,000
Fairfax County Virginia 2 $ 140,000 $ 70,000 $ 119,000
Halifax County Virginia 2 $ 160,000 $ 80,000 $ 73,000
Isle of Wight County Virginia 2 $ 300,000 $ 150,000 $ 162,000
King William County Virginia 2 $ 60,000 $ 30,000 $ 72,000
New Kent County Virginia 2 $ 160,000 $ 80,000 $ 114,000
Roanoke County Virginia 2 $ 90,000 $ 45,000 $ 141,000
Washington County Virginia 2 $ 200,000 $ 100,000 $ 45,000
Washington County Arkansas 1 $ 105,000 $ 105,000 $ 73,000
District of Columbia County District Of Columbia 1 $ 105,000 $ 105,000 $ 135,000
Clay County Florida 1 $ 435,000 $ 435,000 $ 261,000
Hillsborough County Florida 1 $ 35,000 $ 35,000 $ 193,000
Lee County Florida 1 $ 155,000 $ 155,000 $ 139,000
Manatee County Florida 1 $ 255,000 $ 255,000 $ 137,000
Marion County Florida 1 $ 15,000 $ 15,000 $ 54,000
Nassau County Florida 1 $ 245,000 $ 245,000 $ 346,000
Okaloosa County Florida 1 $ 185,000 $ 185,000 $ 122,000
Pasco County Florida 1 $ 45,000 $ 45,000 $ 104,000
Sarasota County Florida 1 $ 95,000 $ 95,000 $ 217,000
St. Lucie County Florida 1 $ 195,000 $ 195,000 $ 68,000
Volusia County Florida 1 $ 165,000 $ 165,000 $ 110,000
Walton County Florida 1 $ 105,000 $ 105,000 $ 65,000
Barrow County Georgia 1 $ 35,000 $ 35,000 $ 32,000
Bartow County Georgia 1 $ 405,000 $ 405,000 $ 126,000
Bulloch County Georgia 1 $ 45,000 $ 45,000 $ 69,000
Chatham County Georgia 1 $ 155,000 $ 155,000 $ 146,000
Clarke County Georgia 1 $ 65,000 $ 65,000 $ 109,000
Clayton County Georgia 1 $ 65,000 $ 65,000 $ 37,000
Douglas County Georgia 1 $ 225,000 $ 225,000 $ 94,000
Effingham County Georgia 1 $ 205,000 $ 205,000 $ 57,000
Elbert County Georgia 1 $ 195,000 $ 195,000 $ 81,000
Harris County Georgia 1 $ 85,000 $ 85,000 $ 94,000
Houston County Georgia 1 $ 15,000 $ 15,000 $ 128,000
Jasper County Georgia 1 $ 75,000 $ 75,000 $ 164,000
Lowndes County Georgia 1 $ 25,000 $ 25,000 $ 53,000
Lumpkin County Georgia 1 $ 325,000 $ 325,000 $ 65,000
Paulding County Georgia 1 $ 25,000 $ 25,000 $ 94,000
Whitfield County Georgia 1 $ 175,000 $ 175,000 $ 74,000
Arenac County Michigan 1 $ 45,000 $ 45,000 $ 29,000
Saratoga County New York 1 $ 55,000 $ 55,000 $ 64,000
Beaufort County North Carolina 1 $ 45,000 $ 45,000 $ 71,000
Bladen County North Carolina 1 $ 195,000 $ 195,000 $ 149,000
Chowan County North Carolina 1 $ 135,000 $ 135,000 $ 39,000
Currituck County North Carolina 1 $ 55,000 $ 55,000 $ 117,000
Granville County North Carolina 1 $ 75,000 $ 75,000 $ 39,000
Greene County North Carolina 1 $ 135,000 $ 135,000 $ 60,000
Halifax County North Carolina 1 $ 65,000 $ 65,000 $ 165,000
Martin County North Carolina 1 $ 65,000 $ 65,000 $ 22,000
Transylvania County North Carolina 1 $ 165,000 $ 165,000 $ 102,000
Delaware County Ohio 1 $ 45,000 $ 45,000 $ 246,000
Franklin County Ohio 1 $ 75,000 $ 75,000 $ 122,000
Guernsey County Ohio 1 $ 55,000 $ 55,000 $ 38,000
Lorain County Ohio 1 $ 35,000 $ 35,000 $ 92,000
Lucas County Ohio 1 $ 245,000 $ 245,000 $ 95,000
Medina County Ohio 1 $ 25,000 $ 25,000 $ 113,000
Miami County Ohio 1 $ 115,000 $ 115,000 $ 172,000
Montgomery County Ohio 1 $ 105,000 $ 105,000 $ 31,000
Scioto County Ohio 1 $ 145,000 $ 145,000 $ 93,000
Beaufort County South Carolina 1 $ 155,000 $ 155,000 $ 44,000
Chester County South Carolina 1 $ 155,000 $ 155,000 $ 54,000
Chesterfield County South Carolina 1 $ 115,000 $ 115,000 $ 35,000
Colleton County South Carolina 1 $ 155,000 $ 155,000 $ 485,000
Darlington County South Carolina 1 $ 95,000 $ 95,000 $ 210,000
Georgetown County South Carolina 1 $ 315,000 $ 315,000 $ 132,000
McCormick County South Carolina 1 $ 145,000 $ 145,000 $ 112,000
Cheatham County Tennessee 1 $ 295,000 $ 295,000 $ 163,000
Davidson County Tennessee 1 $ 15,000 $ 15,000 $ 150,000
Giles County Tennessee 1 $ 35,000 $ 35,000 $ 12,000
Madison County Tennessee 1 $ 145,000 $ 145,000 $ 82,000
Sevier County Tennessee 1 $ 85,000 $ 85,000 $ 98,000
Shelby County Tennessee 1 $ 45,000 $ 45,000 $ 75,000
Sullivan County Tennessee 1 $ 45,000 $ 45,000 $ 26,000
Tipton County Tennessee 1 $ 35,000 $ 35,000 $ 140,000
El Paso County Texas 1 $ 135,000 $ 135,000 $ 841,000
Hunt County Texas 1 $ 35,000 $ 35,000 $ 216,000
Alexandria County Virginia 1 $ 35,000 $ 35,000 $ 98,000
Buchanan County Virginia 1 $ 65,000 $ 65,000 $ 103,000
Campbell County Virginia 1 $ 55,000 $ 55,000 $ 105,000
Caroline County Virginia 1 $ 155,000 $ 155,000 $ 52,000
Chesapeake County Virginia 1 $ 125,000 $ 125,000 $ 450,000
Dickenson County Virginia 1 $ 45,000 $ 45,000 $ 40,000
Fauquier County Virginia 1 $ 375,000 $ 375,000 $ 252,000
Fluvanna County Virginia 1 $ 45,000 $ 45,000 $ 80,000
Hopewell County Virginia 1 $ 75,000 $ 75,000 $ 67,000
King and Queen County Virginia 1 $ 15,000 $ 15,000 $ 26,000
Loudoun County Virginia 1 $ 155,000 $ 155,000 $ 113,000
Lynchburg County Virginia 1 $ 75,000 $ 75,000 $ 55,000
Nelson County Virginia 1 $ 195,000 $ 195,000 $ 162,000
Orange County Virginia 1 $ 25,000 $ 25,000 $ 139,000
Portsmouth County Virginia 1 $ 105,000 $ 105,000 $ 59,000
Prince William County Virginia 1 $ 25,000 $ 25,000 $ 211,000
Salem County Virginia 1 $ 155,000 $ 155,000 $ 112,000
Spotsylvania County Virginia 1 $ 65,000 $ 65,000 $ 187,000
Fayette County West Virginia 1 $ 45,000 $ 45,000 $ 42,000
Kanawha County West Virginia 1 $ 25,000 $ 25,000 $ 48,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,748 $463,060,000 $123,000 $2,105,000 $97,000 $4,825,000
Home Improvement 2,212 $123,520,000 $55,000 $355,000 $92,000 $802,000
Other Purpose 2,024 $112,780,000 $55,000 $355,000 $85,000 $858,000
Home Purchase 877 $159,045,000 $181,000 $2,105,000 $92,000 $3,583,000
Cash-out Refinancing 732 $136,830,000 $186,000 $755,000 $105,000 $1,875,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,925 $633,545,000 $106,000 $875,000 $98,000 $3,291,000
Black or African American 1,206 $107,170,000 $88,000 $775,000 $83,000 $3,583,000
Not Provided 1,114 $117,190,000 $105,000 $655,000 $105,000 $4,825,000
Hispanic 1,059 $90,035,000 $85,000 $495,000 $64,000 $841,000
Asian 222 $29,050,000 $130,000 $495,000 $107,000 $559,000
American Indian or Alaskan Native 45 $3,735,000 $83,000 $355,000 $87,000 $253,000
Not applicable 14 $13,730,000 $980,000 $2,105,000 $0 $0
Native Hawaiian or Other Pacific Islander 8 $780,000 $97,000 $285,000 $66,000 $158,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,593 $995,235,000 $103,000 $2,105,000 $93,000 $4,825,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,416 $551,890,000 $101,000 $1,505,000 $97,000 $1,521,000
Application Denied By Financial Institution 1,967 $158,815,000 $80,000 $2,105,000 $68,000 $1,200,000
Application Withdrawn By Applicant 1,850 $243,470,000 $131,000 $1,355,000 $111,000 $4,825,000
Application Approved But Not Accepted 278 $26,820,000 $96,000 $495,000 $89,000 $498,000
File Closed For Incompleteness 82 $14,240,000 $173,000 $505,000 $95,000 $330,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,626 $836,420,000 $109,000 $1,505,000 $100,000 $4,825,000
Debt-To-Income Ratio 635 $54,005,000 $85,000 $545,000 $50,000 $282,000
Credit History 591 $43,755,000 $74,000 $875,000 $68,000 $1,200,000
Unverifiable Information 404 $31,910,000 $78,000 $355,000 $75,000 $707,000
Collateral 280 $19,030,000 $67,000 $975,000 $93,000 $589,000
Other 37 $3,895,000 $105,000 $405,000 $98,000 $245,000
Credit Application Incomplete 9 $645,000 $71,000 $175,000 $64,000 $110,000
Employment History 5 $555,000 $111,000 $285,000 $83,000 $132,000
Insufficient Cash (Downpayment, Closing Cost) 5 $4,755,000 $951,000 $2,105,000 $50,000 $76,000
Mortgage Insurance Denied 1 $265,000 $265,000 $265,000 $86,000 $86,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List