Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Truliant Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,643 |
Total Mortgage Loan Application Amount | $280,883,000 |
Average Mortgage Loan Application Amount | $102,666 |
Highest Mortgage Loan Application Amount | $1,228,000 |
Average Applicant Income | $76,000 |
Highest Applicant Income | $645,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Mecklenburg County North Carolina | 404 | $ 47,570,000 | $ 117,000 | $ 84,000 |
Guilford County North Carolina | 301 | $ 31,114,000 | $ 103,000 | $ 69,000 |
Forsyth County North Carolina | 272 | $ 28,094,000 | $ 103,000 | $ 65,000 |
Alamance County North Carolina | 258 | $ 23,430,000 | $ 90,000 | $ 63,000 |
Randolph County North Carolina | 188 | $ 13,876,000 | $ 73,000 | $ 50,000 |
Gaston County North Carolina | 119 | $ 10,886,000 | $ 91,000 | $ 74,000 |
Wythe County Virginia | 92 | $ 8,723,000 | $ 94,000 | $ 62,000 |
Davidson County North Carolina | 81 | $ 7,812,000 | $ 96,000 | $ 74,000 |
Cabarrus County North Carolina | 69 | $ 8,128,000 | $ 117,000 | $ 93,000 |
Union County North Carolina | 60 | $ 9,708,000 | $ 161,000 | $ 109,000 |
Cleveland County North Carolina | 59 | $ 3,825,000 | $ 64,000 | $ 54,000 |
Greenville County South Carolina | 51 | $ 7,448,000 | $ 146,000 | $ 78,000 |
Pulaski County Virginia | 51 | $ 3,730,000 | $ 73,000 | $ 57,000 |
York County South Carolina | 37 | $ 5,412,000 | $ 146,000 | $ 95,000 |
Stokes County North Carolina | 30 | $ 2,080,000 | $ 69,000 | $ 58,000 |
Rockingham County North Carolina | 26 | $ 2,417,000 | $ 92,000 | $ 68,000 |
Davie County North Carolina | 25 | $ 3,523,000 | $ 140,000 | $ 98,000 |
Iredell County North Carolina | 24 | $ 4,213,000 | $ 175,000 | $ 94,000 |
Lincoln County North Carolina | 20 | $ 2,533,000 | $ 126,000 | $ 123,000 |
Carroll County Virginia | 20 | $ 1,638,000 | $ 81,000 | $ 56,000 |
Wake County North Carolina | 18 | $ 3,591,000 | $ 199,000 | $ 149,000 |
Yadkin County North Carolina | 18 | $ 1,156,000 | $ 64,000 | $ 50,000 |
Henrico County Virginia | 17 | $ 2,075,000 | $ 122,000 | $ 82,000 |
Grayson County Virginia | 16 | $ 2,107,000 | $ 131,000 | $ 60,000 |
Surry County North Carolina | 15 | $ 1,000,000 | $ 66,000 | $ 54,000 |
Horry County South Carolina | 14 | $ 1,763,000 | $ 125,000 | $ 101,000 |
Lancaster County South Carolina | 14 | $ 3,228,000 | $ 230,000 | $ 101,000 |
Caswell County North Carolina | 12 | $ 976,000 | $ 81,000 | $ 65,000 |
Chatham County North Carolina | 12 | $ 1,041,000 | $ 86,000 | $ 61,000 |
Rowan County North Carolina | 12 | $ 1,472,000 | $ 122,000 | $ 89,000 |
Rutherford County North Carolina | 11 | $ 1,164,000 | $ 105,000 | $ 78,000 |
Stanly County North Carolina | 10 | $ 1,428,000 | $ 142,000 | $ 74,000 |
Catawba County North Carolina | 9 | $ 1,243,000 | $ 138,000 | $ 70,000 |
Orange County North Carolina | 9 | $ 821,000 | $ 91,000 | $ 82,000 |
Chesterfield County Virginia | 9 | $ 1,070,000 | $ 118,000 | $ 90,000 |
Montgomery County Virginia | 9 | $ 1,040,000 | $ 115,000 | $ 90,000 |
Radford County Virginia | 9 | $ 627,000 | $ 69,000 | $ 87,000 |
Duval County Florida | 8 | $ 1,384,000 | $ 173,000 | $ 105,000 |
Montgomery County North Carolina | 8 | $ 529,000 | $ 66,000 | $ 52,000 |
Wilkes County North Carolina | 8 | $ 1,047,000 | $ 130,000 | $ 95,000 |
Henry County Virginia | 8 | $ 699,000 | $ 87,000 | $ 89,000 |
Smyth County Virginia | 8 | $ 655,000 | $ 81,000 | $ 57,000 |
Durham County North Carolina | 7 | $ 1,063,000 | $ 151,000 | $ 96,000 |
Patrick County Virginia | 7 | $ 447,000 | $ 63,000 | $ 62,000 |
Brunswick County North Carolina | 6 | $ 695,000 | $ 115,000 | $ 132,000 |
Richland County South Carolina | 6 | $ 812,000 | $ 135,000 | $ 75,000 |
Spartanburg County South Carolina | 6 | $ 753,000 | $ 125,000 | $ 86,000 |
Floyd County Virginia | 6 | $ 325,000 | $ 54,000 | $ 57,000 |
Hanover County Virginia | 6 | $ 1,497,000 | $ 249,000 | $ 204,000 |
Carteret County North Carolina | 5 | $ 738,000 | $ 147,000 | $ 141,000 |
Stark County Ohio | 5 | $ 516,000 | $ 103,000 | $ 92,000 |
Caldwell County North Carolina | 4 | $ 444,000 | $ 111,000 | $ 62,000 |
Cumberland County North Carolina | 4 | $ 594,000 | $ 148,000 | $ 82,000 |
Moore County North Carolina | 4 | $ 242,000 | $ 60,000 | $ 31,000 |
Tuscarawas County Ohio | 4 | $ 445,000 | $ 111,000 | $ 65,000 |
Charleston County South Carolina | 4 | $ 542,000 | $ 135,000 | $ 86,000 |
Palm Beach County Florida | 3 | $ 534,000 | $ 178,000 | $ 120,000 |
Cobb County Georgia | 3 | $ 454,000 | $ 151,000 | $ 128,000 |
Buncombe County North Carolina | 3 | $ 456,000 | $ 152,000 | $ 140,000 |
Johnston County North Carolina | 3 | $ 242,000 | $ 80,000 | $ 86,000 |
New Hanover County North Carolina | 3 | $ 456,000 | $ 152,000 | $ 45,000 |
Person County North Carolina | 3 | $ 589,000 | $ 196,000 | $ 142,000 |
Robeson County North Carolina | 3 | $ 142,000 | $ 47,000 | $ 48,000 |
Cherokee County South Carolina | 3 | $ 216,000 | $ 72,000 | $ 64,000 |
Pickens County South Carolina | 3 | $ 419,000 | $ 139,000 | $ 47,000 |
Bland County Virginia | 3 | $ 291,000 | $ 97,000 | $ 56,000 |
Galax County Virginia | 3 | $ 268,000 | $ 89,000 | $ 54,000 |
Giles County Virginia | 3 | $ 441,000 | $ 147,000 | $ 79,000 |
Brevard County Florida | 2 | $ 234,000 | $ 117,000 | $ 59,000 |
Pinellas County Florida | 2 | $ 460,000 | $ 230,000 | $ 107,000 |
Coweta County Georgia | 2 | $ 353,000 | $ 176,000 | $ 86,000 |
Hall County Georgia | 2 | $ 547,000 | $ 273,000 | $ 68,000 |
Henry County Georgia | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
Burke County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
Dare County North Carolina | 2 | $ 527,000 | $ 263,000 | $ 135,000 |
Granville County North Carolina | 2 | $ 159,000 | $ 79,000 | $ 131,000 |
Pitt County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 116,000 |
Anderson County South Carolina | 2 | $ 223,000 | $ 111,000 | $ 59,000 |
Oconee County South Carolina | 2 | $ 139,000 | $ 69,000 | $ 68,000 |
Martinsville County Virginia | 2 | $ 228,000 | $ 114,000 | $ 97,000 |
New Kent County Virginia | 2 | $ 311,000 | $ 155,000 | $ 78,000 |
Nottoway County Virginia | 2 | $ 130,000 | $ 65,000 | $ 113,000 |
Richmond City County Virginia | 2 | $ 322,000 | $ 161,000 | $ 41,000 |
Broward County Florida | 1 | $ 310,000 | $ 310,000 | $ 121,000 |
Collier County Florida | 1 | $ 296,000 | $ 296,000 | $ 76,000 |
Lee County Florida | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
Sarasota County Florida | 1 | $ 120,000 | $ 120,000 | $ 132,000 |
St. Lucie County Florida | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
Bryan County Georgia | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
Bulloch County Georgia | 1 | $ 70,000 | $ 70,000 | $ 89,000 |
Chatham County Georgia | 1 | $ 76,000 | $ 76,000 | $ 91,000 |
Cherokee County Georgia | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
Clayton County Georgia | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
Effingham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
Rabun County Georgia | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
Alexander County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
Alleghany County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 87,000 |
Anson County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
Ashe County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 97,000 |
Avery County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 103,000 |
Beaufort County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 33,000 |
Craven County North Carolina | 1 | $ 271,000 | $ 271,000 | $ 83,000 |
Edgecombe County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
Franklin County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 70,000 |
Harnett County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 78,000 |
Hyde County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 97,000 |
Lee County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 143,000 |
McDowell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
Onslow County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
Pamlico County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 113,000 |
Richmond County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 102,000 |
Sampson County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 59,000 |
Vance County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
Watauga County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 172,000 |
Yancey County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 252,000 |
Franklin County Ohio | 1 | $ 30,000 | $ 30,000 | $ 143,000 |
Jefferson County Ohio | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
Logan County Ohio | 1 | $ 72,000 | $ 72,000 | $ 135,000 |
Scioto County Ohio | 1 | $ 63,000 | $ 63,000 | $ 103,000 |
Beaufort County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 153,000 |
Chester County South Carolina | 1 | $ 11,000 | $ 11,000 | $ 81,000 |
Colleton County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 0 |
Darlington County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 1,000 |
Florence County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
Georgetown County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
Greenwood County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 137,000 |
Jasper County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
Orangeburg County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
Cannon County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
Davidson County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 99,000 |
Gibson County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 168,000 |
Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
Madison County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
Putnam County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
Williamson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 125,000 |
Danville County Virginia | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
Hopewell County Virginia | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
Mathews County Virginia | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
Mecklenburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
Middlesex County Virginia | 1 | $ 150,000 | $ 150,000 | $ 310,000 |
Orange County Virginia | 1 | $ 107,000 | $ 107,000 | $ 15,000 |
Powhatan County Virginia | 1 | $ 342,000 | $ 342,000 | $ 106,000 |
Roanoke County Virginia | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
Spotsylvania County Virginia | 1 | $ 35,000 | $ 35,000 | $ 171,000 |
Tazewell County Virginia | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,543 | $168,178,000 | $108,000 | $650,000 | $70,000 | $535,000 |
Home Purchase | 572 | $85,159,000 | $148,000 | $1,228,000 | $81,000 | $645,000 |
Home Improvement | 528 | $27,546,000 | $52,000 | $360,000 | $77,000 | $355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,570 | $173,097,000 | $110,000 | $650,000 | $78,000 | $645,000 |
Black or African American | 384 | $38,093,000 | $99,000 | $468,000 | $64,000 | $239,000 |
Not Provided | 325 | $34,989,000 | $107,000 | $444,000 | $84,000 | $335,000 |
Hispanic | 294 | $25,220,000 | $85,000 | $351,000 | $57,000 | $355,000 |
Asian | 42 | $5,505,000 | $131,000 | $412,000 | $84,000 | $400,000 |
American Indian or Alaskan Native | 19 | $1,307,000 | $68,000 | $157,000 | $58,000 | $132,000 |
Native Hawaiian or Other Pacific Islander | 5 | $612,000 | $122,000 | $185,000 | $86,000 | $177,000 |
Not applicable | 4 | $2,060,000 | $515,000 | $1,228,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,643 | $280,883,000 | $106,000 | $1,228,000 | $74,000 | $645,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,217 | $122,418,000 | $100,000 | $1,228,000 | $76,000 | $401,000 |
Application Denied By Financial Institution | 752 | $69,108,000 | $91,000 | $424,000 | $60,000 | $360,000 |
Application Withdrawn By Applicant | 522 | $69,033,000 | $132,000 | $500,000 | $87,000 | $645,000 |
File Closed For Incompleteness | 122 | $18,123,000 | $148,000 | $650,000 | $87,000 | $400,000 |
Application Approved But Not Accepted | 30 | $2,201,000 | $73,000 | $376,000 | $71,000 | $169,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 225 | $21,515,000 | $95,000 | $424,000 | $47,000 | $264,000 |
Credit History | 199 | $16,120,000 | $81,000 | $350,000 | $63,000 | $223,000 |
Collateral | 112 | $8,480,000 | $75,000 | $360,000 | $76,000 | $360,000 |
Other | 61 | $5,336,000 | $87,000 | $342,000 | $63,000 | $160,000 |
Unverifiable Information | 59 | $5,131,000 | $86,000 | $360,000 | $71,000 | $194,000 |
Employment History | 5 | $466,000 | $93,000 | $250,000 | $61,000 | $100,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $357,000 | $119,000 | $170,000 | $55,000 | $69,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.