Truliant Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Truliant Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,623 |
| Total Mortgage Loan Application Amount | $269,548,000 |
| Average Mortgage Loan Application Amount | $96,000 |
| Highest Mortgage Loan Application Amount | $645,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $875,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 366 | $ 45,435,000 | $ 124,000 | $ 87,000 |
| Forsyth County North Carolina | 327 | $ 32,516,000 | $ 99,000 | $ 64,000 |
| Guilford County North Carolina | 283 | $ 28,741,000 | $ 101,000 | $ 74,000 |
| Alamance County North Carolina | 276 | $ 25,282,000 | $ 91,000 | $ 58,000 |
| Randolph County North Carolina | 161 | $ 12,153,000 | $ 75,000 | $ 51,000 |
| Wythe County Virginia | 133 | $ 11,179,000 | $ 84,000 | $ 52,000 |
| Gaston County North Carolina | 122 | $ 11,012,000 | $ 90,000 | $ 67,000 |
| Davidson County North Carolina | 80 | $ 8,438,000 | $ 105,000 | $ 66,000 |
| Union County North Carolina | 63 | $ 9,752,000 | $ 154,000 | $ 104,000 |
| Pulaski County Virginia | 61 | $ 4,941,000 | $ 81,000 | $ 62,000 |
| Cleveland County North Carolina | 59 | $ 3,248,000 | $ 55,000 | $ 53,000 |
| Cabarrus County North Carolina | 50 | $ 5,677,000 | $ 113,000 | $ 77,000 |
| York County South Carolina | 38 | $ 5,231,000 | $ 137,000 | $ 102,000 |
| Greenville County South Carolina | 34 | $ 4,107,000 | $ 120,000 | $ 79,000 |
| Carroll County Virginia | 32 | $ 2,721,000 | $ 85,000 | $ 74,000 |
| Stokes County North Carolina | 27 | $ 2,228,000 | $ 82,000 | $ 59,000 |
| Davie County North Carolina | 25 | $ 2,530,000 | $ 101,000 | $ 67,000 |
| Rockingham County North Carolina | 21 | $ 1,668,000 | $ 79,000 | $ 62,000 |
| Henrico County Virginia | 21 | $ 2,277,000 | $ 108,000 | $ 97,000 |
| Iredell County North Carolina | 18 | $ 4,048,000 | $ 224,000 | $ 76,000 |
| Surry County North Carolina | 15 | $ 1,120,000 | $ 74,000 | $ 72,000 |
| Lancaster County South Carolina | 15 | $ 3,222,000 | $ 214,000 | $ 116,000 |
| Lincoln County North Carolina | 14 | $ 1,315,000 | $ 93,000 | $ 84,000 |
| Rowan County North Carolina | 14 | $ 1,118,000 | $ 79,000 | $ 69,000 |
| Montgomery County North Carolina | 13 | $ 641,000 | $ 49,000 | $ 40,000 |
| Bland County Virginia | 13 | $ 765,000 | $ 58,000 | $ 48,000 |
| Grayson County Virginia | 13 | $ 902,000 | $ 69,000 | $ 55,000 |
| Henry County Virginia | 13 | $ 770,000 | $ 59,000 | $ 67,000 |
| Montgomery County Virginia | 13 | $ 1,105,000 | $ 85,000 | $ 114,000 |
| Caswell County North Carolina | 12 | $ 920,000 | $ 76,000 | $ 51,000 |
| Wake County North Carolina | 12 | $ 2,009,000 | $ 167,000 | $ 109,000 |
| Spartanburg County South Carolina | 12 | $ 1,771,000 | $ 147,000 | $ 80,000 |
| Chesterfield County Virginia | 12 | $ 1,749,000 | $ 145,000 | $ 85,000 |
| Orange County North Carolina | 11 | $ 1,456,000 | $ 132,000 | $ 103,000 |
| Stark County Ohio | 10 | $ 569,000 | $ 56,000 | $ 124,000 |
| Smyth County Virginia | 10 | $ 1,089,000 | $ 108,000 | $ 53,000 |
| Brunswick County North Carolina | 9 | $ 1,243,000 | $ 138,000 | $ 90,000 |
| Chatham County North Carolina | 8 | $ 1,251,000 | $ 156,000 | $ 73,000 |
| Wilkes County North Carolina | 8 | $ 639,000 | $ 79,000 | $ 118,000 |
| Yadkin County North Carolina | 8 | $ 934,000 | $ 116,000 | $ 66,000 |
| Horry County South Carolina | 8 | $ 1,221,000 | $ 152,000 | $ 94,000 |
| Hanover County Virginia | 8 | $ 1,550,000 | $ 193,000 | $ 110,000 |
| Catawba County North Carolina | 7 | $ 794,000 | $ 113,000 | $ 62,000 |
| Stanly County North Carolina | 7 | $ 322,000 | $ 46,000 | $ 45,000 |
| Moore County North Carolina | 6 | $ 336,000 | $ 56,000 | $ 39,000 |
| Rutherford County North Carolina | 6 | $ 469,000 | $ 78,000 | $ 67,000 |
| Floyd County Virginia | 6 | $ 427,000 | $ 71,000 | $ 60,000 |
| Giles County Virginia | 6 | $ 341,000 | $ 56,000 | $ 66,000 |
| Durham County North Carolina | 5 | $ 1,031,000 | $ 206,000 | $ 110,000 |
| Cherokee County South Carolina | 5 | $ 232,000 | $ 46,000 | $ 59,000 |
| Pickens County South Carolina | 5 | $ 520,000 | $ 104,000 | $ 74,000 |
| Buncombe County North Carolina | 4 | $ 598,000 | $ 149,000 | $ 98,000 |
| New Hanover County North Carolina | 4 | $ 620,000 | $ 155,000 | $ 76,000 |
| Anderson County South Carolina | 4 | $ 460,000 | $ 115,000 | $ 94,000 |
| Galax County Virginia | 4 | $ 359,000 | $ 89,000 | $ 66,000 |
| Richmond City County Virginia | 4 | $ 301,000 | $ 75,000 | $ 61,000 |
| Pinellas County Florida | 3 | $ 418,000 | $ 139,000 | $ 80,000 |
| Carteret County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 62,000 |
| Johnston County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 71,000 |
| Lee County North Carolina | 3 | $ 120,000 | $ 40,000 | $ 54,000 |
| Nash County North Carolina | 3 | $ 204,000 | $ 68,000 | $ 58,000 |
| Watauga County North Carolina | 3 | $ 397,000 | $ 132,000 | $ 150,000 |
| Patrick County Virginia | 3 | $ 242,000 | $ 80,000 | $ 105,000 |
| Radford County Virginia | 3 | $ 373,000 | $ 124,000 | $ 99,000 |
| Tazewell County Virginia | 3 | $ 169,000 | $ 56,000 | $ 24,000 |
| Broward County Florida | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| St. Johns County Florida | 2 | $ 288,000 | $ 144,000 | $ 107,000 |
| Beaufort County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 55,000 |
| Burke County North Carolina | 2 | $ 148,000 | $ 74,000 | $ 87,000 |
| Granville County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 135,000 |
| McDowell County North Carolina | 2 | $ 238,000 | $ 119,000 | $ 66,000 |
| Bedford County Virginia | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Chesapeake County Virginia | 2 | $ 492,000 | $ 246,000 | $ 218,000 |
| Hopewell County Virginia | 2 | $ 106,000 | $ 53,000 | $ 36,000 |
| Louisa County Virginia | 2 | $ 299,000 | $ 149,000 | $ 92,000 |
| New Kent County Virginia | 2 | $ 368,000 | $ 184,000 | $ 166,000 |
| Duval County Florida | 1 | $ 180,000 | $ 180,000 | $ 160,000 |
| Hillsborough County Florida | 1 | $ 156,000 | $ 156,000 | $ 75,000 |
| Osceola County Florida | 1 | $ 150,000 | $ 150,000 | $ 135,000 |
| Clarke County Georgia | 1 | $ 148,000 | $ 148,000 | $ 33,000 |
| Clayton County Georgia | 1 | $ 117,000 | $ 117,000 | $ 66,000 |
| DeKalb County Georgia | 1 | $ 300,000 | $ 300,000 | $ 105,000 |
| Forsyth County Georgia | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Miller County Georgia | 1 | $ 61,000 | $ 61,000 | $ 82,000 |
| Anson County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| Avery County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 50,000 |
| Caldwell County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Craven County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 82,000 |
| Haywood County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 154,000 |
| Hoke County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 61,000 |
| Jackson County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Macon County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 171,000 |
| Onslow County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 64,000 |
| Pender County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Person County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Pitt County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 140,000 |
| Swain County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Yancey County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 198,000 |
| Lorain County Ohio | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Beaufort County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
| Chesterfield County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 83,000 |
| Darlington County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Florence County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 99,000 |
| Georgetown County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Jasper County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 94,000 |
| Kershaw County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 138,000 |
| Laurens County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 72,000 |
| Oconee County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 141,000 |
| Richland County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 171,000 |
| Cheatham County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Haywood County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 90,000 |
| Knox County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 137,000 |
| Sevier County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Wilson County Tennessee | 1 | $ 249,000 | $ 249,000 | $ 200,000 |
| Brunswick County Virginia | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Buchanan County Virginia | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Caroline County Virginia | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Charles City County Virginia | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Danville County Virginia | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Goochland County Virginia | 1 | $ 29,000 | $ 29,000 | $ 77,000 |
| Martinsville County Virginia | 1 | $ 193,000 | $ 193,000 | $ 87,000 |
| Nelson County Virginia | 1 | $ 162,000 | $ 162,000 | $ 117,000 |
| Northumberland County Virginia | 1 | $ 120,000 | $ 120,000 | $ 186,000 |
| Nottoway County Virginia | 1 | $ 100,000 | $ 100,000 | $ 117,000 |
| Pittsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Prince George County Virginia | 1 | $ 128,000 | $ 128,000 | $ 24,000 |
| Roanoke City County Virginia | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Salem County Virginia | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Washington County Virginia | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,626 | $170,193,000 | $104,000 | $645,000 | $69,000 | $772,000 |
| Home Purchase | 578 | $80,005,000 | $138,000 | $417,000 | $78,000 | $875,000 |
| Home Improvement | 419 | $19,350,000 | $46,000 | $400,000 | $70,000 | $307,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,738 | $182,132,000 | $104,000 | $417,000 | $74,000 | $772,000 |
| Black or African American | 366 | $36,055,000 | $98,000 | $410,000 | $68,000 | $474,000 |
| Hispanic | 272 | $21,415,000 | $78,000 | $405,000 | $47,000 | $193,000 |
| Not Provided | 187 | $22,065,000 | $117,000 | $417,000 | $84,000 | $875,000 |
| Asian | 42 | $5,410,000 | $128,000 | $417,000 | $81,000 | $223,000 |
| American Indian or Alaskan Native | 8 | $971,000 | $121,000 | $218,000 | $107,000 | $208,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $725,000 | $90,000 | $147,000 | $47,000 | $68,000 |
| Not applicable | 2 | $775,000 | $387,000 | $645,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,623 | $269,548,000 | $102,000 | $645,000 | $71,000 | $875,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,172 | $115,757,000 | $98,000 | $645,000 | $74,000 | $772,000 |
| Application Denied By Financial Institution | 723 | $61,304,000 | $84,000 | $417,000 | $57,000 | $678,000 |
| Application Withdrawn By Applicant | 457 | $54,929,000 | $120,000 | $417,000 | $79,000 | $356,000 |
| File Closed For Incompleteness | 229 | $34,507,000 | $150,000 | $417,000 | $87,000 | $875,000 |
| Application Approved But Not Accepted | 42 | $3,051,000 | $72,000 | $177,000 | $69,000 | $208,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 65 | $6,129,000 | $94,000 | $304,000 | $47,000 | $140,000 |
| Collateral | 59 | $2,884,000 | $48,000 | $170,000 | $61,000 | $150,000 |
| Credit History | 53 | $3,337,000 | $62,000 | $230,000 | $52,000 | $121,000 |
| Other | 18 | $1,537,000 | $85,000 | $150,000 | $51,000 | $115,000 |
| Unverifiable Information | 11 | $846,000 | $76,000 | $155,000 | $56,000 | $120,000 |
| Credit Application Incomplete | 1 | $133,000 | $133,000 | $133,000 | $58,000 | $58,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.