Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Truliant Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,786 |
Total Mortgage Loan Application Amount | $268,237,000 |
Average Mortgage Loan Application Amount | $89,333 |
Highest Mortgage Loan Application Amount | $417,000 |
Average Applicant Income | $75,333 |
Highest Applicant Income | $1,426,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Forsyth County North Carolina | 382 | $ 34,808,000 | $ 91,000 | $ 67,000 |
Guilford County North Carolina | 378 | $ 37,650,000 | $ 99,000 | $ 73,000 |
Mecklenburg County North Carolina | 311 | $ 33,861,000 | $ 108,000 | $ 82,000 |
Alamance County North Carolina | 268 | $ 24,397,000 | $ 91,000 | $ 70,000 |
Randolph County North Carolina | 229 | $ 17,990,000 | $ 78,000 | $ 64,000 |
Wythe County Virginia | 127 | $ 9,809,000 | $ 77,000 | $ 60,000 |
Gaston County North Carolina | 114 | $ 8,771,000 | $ 76,000 | $ 72,000 |
Davidson County North Carolina | 69 | $ 5,970,000 | $ 86,000 | $ 68,000 |
Cleveland County North Carolina | 65 | $ 3,763,000 | $ 57,000 | $ 60,000 |
Cabarrus County North Carolina | 64 | $ 7,908,000 | $ 123,000 | $ 96,000 |
Union County North Carolina | 53 | $ 7,631,000 | $ 143,000 | $ 94,000 |
Pulaski County Virginia | 45 | $ 3,053,000 | $ 67,000 | $ 65,000 |
Greenville County South Carolina | 42 | $ 4,830,000 | $ 115,000 | $ 55,000 |
Davie County North Carolina | 41 | $ 4,921,000 | $ 120,000 | $ 74,000 |
Rockingham County North Carolina | 41 | $ 3,377,000 | $ 82,000 | $ 67,000 |
Stokes County North Carolina | 35 | $ 3,341,000 | $ 95,000 | $ 79,000 |
Surry County North Carolina | 25 | $ 2,353,000 | $ 94,000 | $ 69,000 |
York County South Carolina | 24 | $ 2,973,000 | $ 123,000 | $ 96,000 |
Carroll County Virginia | 19 | $ 1,664,000 | $ 87,000 | $ 61,000 |
Wake County North Carolina | 18 | $ 2,296,000 | $ 127,000 | $ 105,000 |
Yadkin County North Carolina | 17 | $ 1,586,000 | $ 93,000 | $ 67,000 |
Radford County Virginia | 16 | $ 1,430,000 | $ 89,000 | $ 75,000 |
Lincoln County North Carolina | 15 | $ 1,781,000 | $ 118,000 | $ 78,000 |
Iredell County North Carolina | 13 | $ 1,574,000 | $ 121,000 | $ 81,000 |
Horry County South Carolina | 13 | $ 2,056,000 | $ 158,000 | $ 125,000 |
Henrico County Virginia | 13 | $ 1,628,000 | $ 125,000 | $ 95,000 |
Catawba County North Carolina | 12 | $ 734,000 | $ 61,000 | $ 60,000 |
Rowan County North Carolina | 12 | $ 1,027,000 | $ 85,000 | $ 74,000 |
Galax County Virginia | 12 | $ 782,000 | $ 65,000 | $ 96,000 |
Grayson County Virginia | 10 | $ 895,000 | $ 89,000 | $ 64,000 |
Brunswick County North Carolina | 9 | $ 1,167,000 | $ 129,000 | $ 97,000 |
Montgomery County North Carolina | 9 | $ 886,000 | $ 98,000 | $ 48,000 |
Lancaster County South Carolina | 9 | $ 782,000 | $ 86,000 | $ 101,000 |
Floyd County Virginia | 9 | $ 461,000 | $ 51,000 | $ 56,000 |
Hanover County Virginia | 9 | $ 1,600,000 | $ 177,000 | $ 93,000 |
Montgomery County Virginia | 9 | $ 877,000 | $ 97,000 | $ 93,000 |
Chatham County North Carolina | 8 | $ 1,659,000 | $ 207,000 | $ 122,000 |
Stark County Ohio | 8 | $ 843,000 | $ 105,000 | $ 99,000 |
Carteret County North Carolina | 7 | $ 755,000 | $ 107,000 | $ 106,000 |
Rutherford County North Carolina | 7 | $ 538,000 | $ 76,000 | $ 73,000 |
Stanly County North Carolina | 7 | $ 696,000 | $ 99,000 | $ 48,000 |
Spartanburg County South Carolina | 7 | $ 887,000 | $ 126,000 | $ 108,000 |
Henry County Virginia | 7 | $ 364,000 | $ 52,000 | $ 44,000 |
Martinsville County Virginia | 7 | $ 528,000 | $ 75,000 | $ 55,000 |
Smyth County Virginia | 7 | $ 449,000 | $ 64,000 | $ 50,000 |
Duval County Florida | 6 | $ 457,000 | $ 76,000 | $ 125,000 |
Caswell County North Carolina | 6 | $ 553,000 | $ 92,000 | $ 61,000 |
Durham County North Carolina | 6 | $ 763,000 | $ 127,000 | $ 118,000 |
New Hanover County North Carolina | 6 | $ 1,008,000 | $ 168,000 | $ 116,000 |
Giles County Virginia | 6 | $ 579,000 | $ 96,000 | $ 74,000 |
Cobb County Georgia | 5 | $ 588,000 | $ 117,000 | $ 72,000 |
Orange County North Carolina | 5 | $ 894,000 | $ 178,000 | $ 87,000 |
Chesterfield County Virginia | 5 | $ 848,000 | $ 169,000 | $ 82,000 |
Danville County Virginia | 5 | $ 358,000 | $ 71,000 | $ 45,000 |
Richmond City County Virginia | 5 | $ 408,000 | $ 81,000 | $ 45,000 |
Avery County North Carolina | 4 | $ 409,000 | $ 102,000 | $ 235,000 |
Robeson County North Carolina | 4 | $ 279,000 | $ 69,000 | $ 29,000 |
Cherokee County South Carolina | 4 | $ 380,000 | $ 95,000 | $ 45,000 |
Pickens County South Carolina | 4 | $ 220,000 | $ 55,000 | $ 47,000 |
Bland County Virginia | 4 | $ 252,000 | $ 63,000 | $ 86,000 |
Tazewell County Virginia | 4 | $ 241,000 | $ 60,000 | $ 71,000 |
Broward County Florida | 3 | $ 580,000 | $ 193,000 | $ 124,000 |
Granville County North Carolina | 3 | $ 235,000 | $ 78,000 | $ 48,000 |
Moore County North Carolina | 3 | $ 322,000 | $ 107,000 | $ 76,000 |
Laurens County South Carolina | 3 | $ 259,000 | $ 86,000 | $ 79,000 |
Goochland County Virginia | 3 | $ 880,000 | $ 293,000 | $ 278,000 |
Flagler County Florida | 2 | $ 200,000 | $ 100,000 | $ 107,000 |
Orange County Florida | 2 | $ 229,000 | $ 114,000 | $ 104,000 |
Pinellas County Florida | 2 | $ 148,000 | $ 74,000 | $ 28,000 |
Alleghany County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 90,000 |
Ashe County North Carolina | 2 | $ 165,000 | $ 82,000 | $ 83,000 |
Scotland County North Carolina | 2 | $ 163,000 | $ 81,000 | $ 59,000 |
Vance County North Carolina | 2 | $ 376,000 | $ 188,000 | $ 146,000 |
Watauga County North Carolina | 2 | $ 171,000 | $ 85,000 | $ 72,000 |
Wilson County North Carolina | 2 | $ 117,000 | $ 58,000 | $ 67,000 |
Summit County Ohio | 2 | $ 233,000 | $ 116,000 | $ 69,000 |
Tuscarawas County Ohio | 2 | $ 51,000 | $ 25,000 | $ 92,000 |
Anderson County South Carolina | 2 | $ 393,000 | $ 196,000 | $ 73,000 |
Oconee County South Carolina | 2 | $ 204,000 | $ 102,000 | $ 99,000 |
Davidson County Tennessee | 2 | $ 201,000 | $ 100,000 | $ 70,000 |
Louisa County Virginia | 2 | $ 208,000 | $ 104,000 | $ 129,000 |
Patrick County Virginia | 2 | $ 158,000 | $ 79,000 | $ 66,000 |
Charlotte County Florida | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
Lake County Florida | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
Lee County Florida | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
Miami-Dade County Florida | 1 | $ 288,000 | $ 288,000 | $ 189,000 |
Nassau County Florida | 1 | $ 216,000 | $ 216,000 | $ 111,000 |
Palm Beach County Florida | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
St. Johns County Florida | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
St. Lucie County Florida | 1 | $ 247,000 | $ 247,000 | $ 89,000 |
Sumter County Florida | 1 | $ 230,000 | $ 230,000 | $ 134,000 |
Volusia County Florida | 1 | $ 103,000 | $ 103,000 | $ 118,000 |
Chatham County Georgia | 1 | $ 307,000 | $ 307,000 | $ 157,000 |
Coweta County Georgia | 1 | $ 214,000 | $ 214,000 | $ 81,000 |
Douglas County Georgia | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
Franklin County Georgia | 1 | $ 108,000 | $ 108,000 | $ 118,000 |
Glynn County Georgia | 1 | $ 167,000 | $ 167,000 | $ 111,000 |
Gwinnett County Georgia | 1 | $ 20,000 | $ 20,000 | $ 97,000 |
Hall County Georgia | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
Paulding County Georgia | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
Rockdale County Georgia | 1 | $ 157,000 | $ 157,000 | $ 55,000 |
Walton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
Alexander County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 79,000 |
Anson County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 105,000 |
Buncombe County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
Burke County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 62,000 |
Caldwell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
Craven County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 108,000 |
Franklin County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 31,000 |
Harnett County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 59,000 |
Haywood County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 200,000 |
Jackson County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 161,000 |
Johnston County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 54,000 |
Northampton County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 216,000 |
Person County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 47,000 |
Pitt County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 96,000 |
Sampson County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 110,000 |
Wayne County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
Wilkes County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 182,000 |
Butler County Ohio | 1 | $ 17,000 | $ 17,000 | $ 37,000 |
Westmoreland County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 152,000 |
Aiken County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 37,000 |
Beaufort County South Carolina | 1 | $ 237,000 | $ 237,000 | $ 70,000 |
Darlington County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
Jasper County South Carolina | 1 | $ 222,000 | $ 222,000 | $ 81,000 |
Lexington County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 155,000 |
Union County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 132,000 |
Franklin County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
Johnson County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
Gloucester County Virginia | 1 | $ 247,000 | $ 247,000 | $ 99,000 |
Mathews County Virginia | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
Mecklenburg County Virginia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
Middlesex County Virginia | 1 | $ 159,000 | $ 159,000 | $ 350,000 |
New Kent County Virginia | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
Newport News County Virginia | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
Pittsylvania County Virginia | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
Prince William County Virginia | 1 | $ 150,000 | $ 150,000 | $ 168,000 |
Roanoke County Virginia | 1 | $ 136,000 | $ 136,000 | $ 118,000 |
Salem County Virginia | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
Virginia Beach County Virginia | 1 | $ 98,000 | $ 98,000 | $ 24,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,706 | $162,860,000 | $95,000 | $417,000 | $72,000 | $1,426,000 |
Home Purchase | 682 | $86,685,000 | $127,000 | $412,000 | $75,000 | $600,000 |
Home Improvement | 398 | $18,692,000 | $46,000 | $250,000 | $79,000 | $460,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,880 | $183,927,000 | $97,000 | $417,000 | $75,000 | $600,000 |
Black or African American | 404 | $35,519,000 | $87,000 | $415,000 | $73,000 | $1,426,000 |
Hispanic | 227 | $20,521,000 | $90,000 | $383,000 | $56,000 | $400,000 |
Not Provided | 222 | $21,503,000 | $96,000 | $417,000 | $82,000 | $336,000 |
Asian | 46 | $5,983,000 | $130,000 | $412,000 | $76,000 | $241,000 |
American Indian or Alaskan Native | 4 | $560,000 | $140,000 | $200,000 | $78,000 | $103,000 |
Native Hawaiian or Other Pacific Islander | 3 | $224,000 | $74,000 | $115,000 | $141,000 | $229,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,786 | $268,237,000 | $96,000 | $417,000 | $74,000 | $1,426,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,093 | $97,086,000 | $88,000 | $417,000 | $76,000 | $600,000 |
Application Denied By Financial Institution | 799 | $67,287,000 | $84,000 | $412,000 | $64,000 | $460,000 |
Application Withdrawn By Applicant | 612 | $67,072,000 | $109,000 | $415,000 | $80,000 | $1,426,000 |
File Closed For Incompleteness | 251 | $33,859,000 | $134,000 | $417,000 | $81,000 | $509,000 |
Application Approved But Not Accepted | 31 | $2,933,000 | $94,000 | $395,000 | $77,000 | $399,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 46 | $2,351,000 | $51,000 | $135,000 | $71,000 | $225,000 |
Other | 11 | $627,000 | $57,000 | $91,000 | $52,000 | $109,000 |
Debt-To-Income Ratio | 9 | $776,000 | $86,000 | $195,000 | $68,000 | $105,000 |
Unverifiable Information | 6 | $500,000 | $83,000 | $269,000 | $64,000 | $140,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.