Truliant Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Truliant Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,782 |
| Total Mortgage Loan Application Amount | $172,933,000 |
| Average Mortgage Loan Application Amount | $103,891 |
| Highest Mortgage Loan Application Amount | $916,000 |
| Average Applicant Income | $62,621 |
| Highest Applicant Income | $451,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Forsyth County North Carolina | 252 | $ 19,855,000 | $ 78,000 | $ 49,000 |
| Guilford County North Carolina | 205 | $ 22,795,000 | $ 111,000 | $ 46,000 |
| Mecklenburg County North Carolina | 92 | $ 9,351,000 | $ 101,000 | $ 58,000 |
| Alamance County North Carolina | 88 | $ 7,597,000 | $ 86,000 | $ 44,000 |
| Gaston County North Carolina | 61 | $ 4,029,000 | $ 66,000 | $ 46,000 |
| Randolph County North Carolina | 55 | $ 3,356,000 | $ 61,000 | $ 47,000 |
| Henrico County Virginia | 43 | $ 4,351,000 | $ 101,000 | $ 65,000 |
| Harnett County North Carolina | 42 | $ 3,274,000 | $ 77,000 | $ 48,000 |
| Davidson County North Carolina | 41 | $ 3,270,000 | $ 79,000 | $ 43,000 |
| Chesterfield County Virginia | 32 | $ 3,820,000 | $ 119,000 | $ 69,000 |
| Wythe County Virginia | 28 | $ 1,762,000 | $ 62,000 | $ 36,000 |
| Cleveland County North Carolina | 27 | $ 1,628,000 | $ 60,000 | $ 47,000 |
| Pulaski County Virginia | 26 | $ 1,903,000 | $ 73,000 | $ 40,000 |
| Stokes County North Carolina | 19 | $ 1,658,000 | $ 87,000 | $ 44,000 |
| Wake County North Carolina | 19 | $ 2,236,000 | $ 117,000 | $ 70,000 |
| Cumberland County North Carolina | 18 | $ 990,000 | $ 55,000 | $ 21,000 |
| Greenville County South Carolina | 18 | $ 1,804,000 | $ 100,000 | $ 51,000 |
| Richmond City County Virginia | 17 | $ 1,513,000 | $ 89,000 | $ 60,000 |
| Duval County Florida | 16 | $ 1,570,000 | $ 98,000 | $ 60,000 |
| Rockingham County North Carolina | 15 | $ 1,172,000 | $ 78,000 | $ 46,000 |
| Hanover County Virginia | 15 | $ 1,591,000 | $ 106,000 | $ 73,000 |
| Cabarrus County North Carolina | 13 | $ 1,614,000 | $ 124,000 | $ 57,000 |
| Iredell County North Carolina | 12 | $ 1,348,000 | $ 112,000 | $ 69,000 |
| Union County North Carolina | 12 | $ 1,467,000 | $ 122,000 | $ 56,000 |
| Henry County Virginia | 11 | $ 607,000 | $ 55,000 | $ 42,000 |
| Davie County North Carolina | 10 | $ 1,008,000 | $ 100,000 | $ 50,000 |
| Yadkin County North Carolina | 10 | $ 1,034,000 | $ 103,000 | $ 43,000 |
| Cherokee County South Carolina | 10 | $ 452,000 | $ 45,000 | $ 32,000 |
| York County South Carolina | 10 | $ 850,000 | $ 85,000 | $ 66,000 |
| Spartanburg County South Carolina | 9 | $ 1,137,000 | $ 126,000 | $ 64,000 |
| Carroll County Virginia | 9 | $ 447,000 | $ 49,000 | $ 39,000 |
| Moore County North Carolina | 8 | $ 688,000 | $ 86,000 | $ 42,000 |
| Anderson County South Carolina | 8 | $ 686,000 | $ 85,000 | $ 43,000 |
| Chatham County North Carolina | 7 | $ 638,000 | $ 91,000 | $ 64,000 |
| Hoke County North Carolina | 7 | $ 382,000 | $ 54,000 | $ 25,000 |
| Surry County North Carolina | 7 | $ 761,000 | $ 108,000 | $ 58,000 |
| Stark County Ohio | 7 | $ 532,000 | $ 76,000 | $ 73,000 |
| Caswell County North Carolina | 6 | $ 407,000 | $ 67,000 | $ 50,000 |
| Catawba County North Carolina | 6 | $ 570,000 | $ 95,000 | $ 51,000 |
| Lincoln County North Carolina | 6 | $ 722,000 | $ 120,000 | $ 81,000 |
| Orange County North Carolina | 6 | $ 539,000 | $ 89,000 | $ 58,000 |
| Rowan County North Carolina | 6 | $ 859,000 | $ 143,000 | $ 62,000 |
| Horry County South Carolina | 6 | $ 681,000 | $ 113,000 | $ 40,000 |
| Bland County Virginia | 6 | $ 380,000 | $ 63,000 | $ 68,000 |
| Grayson County Virginia | 6 | $ 447,000 | $ 74,000 | $ 44,000 |
| Patrick County Virginia | 6 | $ 392,000 | $ 65,000 | $ 43,000 |
| Stanly County North Carolina | 5 | $ 297,000 | $ 59,000 | $ 47,000 |
| Floyd County Virginia | 5 | $ 526,000 | $ 105,000 | $ 62,000 |
| Montgomery County Virginia | 5 | $ 339,000 | $ 67,000 | $ 52,000 |
| St. Johns County Florida | 4 | $ 388,000 | $ 97,000 | $ 49,000 |
| Goochland County Virginia | 4 | $ 698,000 | $ 174,000 | $ 109,000 |
| Louisa County Virginia | 4 | $ 440,000 | $ 110,000 | $ 41,000 |
| Gwinnett County Georgia | 3 | $ 347,000 | $ 115,000 | $ 47,000 |
| Alleghany County North Carolina | 3 | $ 387,000 | $ 129,000 | $ 94,000 |
| Durham County North Carolina | 3 | $ 166,000 | $ 55,000 | $ 64,000 |
| Person County North Carolina | 3 | $ 168,000 | $ 56,000 | $ 66,000 |
| Rutherford County North Carolina | 3 | $ 217,000 | $ 72,000 | $ 59,000 |
| Watauga County North Carolina | 3 | $ 248,000 | $ 82,000 | $ 48,000 |
| Davidson County Tennessee | 3 | $ 222,000 | $ 74,000 | $ 39,000 |
| King William County Virginia | 3 | $ 186,000 | $ 62,000 | $ 53,000 |
| Martinsville County Virginia | 3 | $ 188,000 | $ 62,000 | $ 36,000 |
| Smyth County Virginia | 3 | $ 194,000 | $ 64,000 | $ 35,000 |
| Mercer County West Virginia | 3 | $ 160,000 | $ 53,000 | $ 46,000 |
| Brevard County Florida | 2 | $ 158,000 | $ 79,000 | $ 88,000 |
| Hillsborough County Florida | 2 | $ 272,000 | $ 136,000 | $ 45,000 |
| Palm Beach County Florida | 2 | $ 342,000 | $ 171,000 | $ 70,000 |
| Henry County Georgia | 2 | $ 264,000 | $ 132,000 | $ 61,000 |
| Burke County North Carolina | 2 | $ 116,000 | $ 58,000 | $ 45,000 |
| Caldwell County North Carolina | 2 | $ 64,000 | $ 32,000 | $ 39,000 |
| Franklin County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Henderson County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Lenoir County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 24,000 |
| Montgomery County North Carolina | 2 | $ 171,000 | $ 85,000 | $ 49,000 |
| Pamlico County North Carolina | 2 | $ 453,000 | $ 226,000 | $ 131,000 |
| Franklin County Ohio | 2 | $ 185,000 | $ 92,000 | $ 75,000 |
| Summit County Ohio | 2 | $ 164,000 | $ 82,000 | $ 63,000 |
| Pickens County South Carolina | 2 | $ 339,000 | $ 169,000 | $ 97,000 |
| Sumter County South Carolina | 2 | $ 143,000 | $ 71,000 | $ 0 |
| Sevier County Tennessee | 2 | $ 136,000 | $ 68,000 | $ 62,000 |
| Chesapeake County Virginia | 2 | $ 58,000 | $ 29,000 | $ 44,000 |
| Hopewell County Virginia | 2 | $ 92,000 | $ 46,000 | $ 34,000 |
| Loudoun County Virginia | 2 | $ 416,000 | $ 208,000 | $ 153,000 |
| Middlesex County Virginia | 2 | $ 289,000 | $ 144,000 | $ 118,000 |
| New Kent County Virginia | 2 | $ 225,000 | $ 112,000 | $ 56,000 |
| Powhatan County Virginia | 2 | $ 60,000 | $ 30,000 | $ 64,000 |
| Dale County Alabama | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Limestone County Alabama | 1 | $ 140,000 | $ 140,000 | $ 128,000 |
| Shelby County Alabama | 1 | $ 109,000 | $ 109,000 | $ 27,000 |
| Maricopa County Arizona | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Pima County Arizona | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| San Bernardino County California | 1 | $ 249,000 | $ 249,000 | $ 49,000 |
| District of Columbia County District Of Columbia | 1 | $ 218,000 | $ 218,000 | $ 52,000 |
| Broward County Florida | 1 | $ 198,000 | $ 198,000 | $ 96,000 |
| Citrus County Florida | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Martin County Florida | 1 | $ 167,000 | $ 167,000 | $ 33,000 |
| Miami-Dade County Florida | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Osceola County Florida | 1 | $ 20,000 | $ 20,000 | $ 133,000 |
| Pasco County Florida | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| Pinellas County Florida | 1 | $ 169,000 | $ 169,000 | $ 56,000 |
| Cobb County Georgia | 1 | $ 203,000 | $ 203,000 | $ 85,000 |
| DeKalb County Georgia | 1 | $ 24,000 | $ 24,000 | $ 12,000 |
| Harris County Georgia | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Paulding County Georgia | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Cook County Illinois | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Marion County Indiana | 1 | $ 137,000 | $ 137,000 | $ 47,000 |
| Terrebonne County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Avery County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 279,000 |
| Bladen County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Brunswick County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Buncombe County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 72,000 |
| Halifax County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 35,000 |
| Johnston County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Lee County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| McDowell County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Nash County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| New Hanover County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Pender County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Scotland County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 37,000 |
| Transylvania County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Wayne County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 98,000 |
| Wilkes County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Columbiana County Ohio | 1 | $ 36,000 | $ 36,000 | $ 22,000 |
| Delaware County Ohio | 1 | $ 18,000 | $ 18,000 | $ 75,000 |
| Medina County Ohio | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Carter County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 92,000 |
| Tulsa County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 35,000 |
| Chester County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 140,000 |
| Philadelphia County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Pike County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 80,000 |
| Beaufort County South Carolina | 1 | $ 324,000 | $ 324,000 | $ 105,000 |
| Charleston County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Chester County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Florence County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 97,000 |
| Greenwood County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Kershaw County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
| Marlboro County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Oconee County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Richland County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 62,000 |
| Hickman County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Lawrence County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Madison County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 116,000 |
| Bexar County Texas | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Collin County Texas | 1 | $ 164,000 | $ 164,000 | $ 53,000 |
| Alleghany County Virginia | 1 | $ 43,000 | $ 43,000 | $ 25,000 |
| Campbell County Virginia | 1 | $ 27,000 | $ 27,000 | $ 55,000 |
| Charles City County Virginia | 1 | $ 78,000 | $ 78,000 | $ 31,000 |
| Charlottesville County Virginia | 1 | $ 166,000 | $ 166,000 | $ 88,000 |
| Colonial Heights County Virginia | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Craig County Virginia | 1 | $ 13,000 | $ 13,000 | $ 31,000 |
| Danville County Virginia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Fairfax County Virginia | 1 | $ 500,000 | $ 500,000 | $ 301,000 |
| Galax County Virginia | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
| Giles County Virginia | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Greene County Virginia | 1 | $ 288,000 | $ 288,000 | $ 110,000 |
| Halifax County Virginia | 1 | $ 61,000 | $ 61,000 | $ 33,000 |
| Mecklenburg County Virginia | 1 | $ 41,000 | $ 41,000 | $ 102,000 |
| Newport News County Virginia | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Petersburg County Virginia | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| Pittsylvania County Virginia | 1 | $ 36,000 | $ 36,000 | $ 23,000 |
| Radford County Virginia | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| Virginia Beach County Virginia | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Washington County Virginia | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 849 | $102,944,000 | $128,062 | $750,000 | $60,937 | $417,000 |
| Refinancing | 670 | $57,874,000 | $107,153 | $916,000 | $61,846 | $301,000 |
| Home Improvement | 263 | $12,115,000 | $50,250 | $221,000 | $67,250 | $451,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,068 | $106,918,000 | $110,812 | $750,000 | $63,250 | $451,000 |
| Not Provided | 295 | $25,735,000 | $102,416 | $916,000 | $66,750 | $262,000 |
| Not applicable | 207 | $19,936,000 | $77,250 | $675,000 | $0 | $56,000 |
| Black or African American | 143 | $13,624,000 | $71,625 | $500,000 | $49,625 | $301,000 |
| Hispanic | 38 | $3,189,000 | $122,000 | $325,000 | $45,833 | $124,000 |
| Asian | 15 | $2,310,000 | $198,600 | $400,000 | $74,400 | $143,000 |
| American Indian or Alaskan Native | 14 | $1,180,000 | $74,500 | $170,000 | $38,500 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $41,000 | $20,000 | $21,000 | $40,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,782 | $172,933,000 | $123,052 | $916,000 | $62,315 | $451,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,180 | $105,900,000 | $120,812 | $916,000 | $61,375 | $417,000 |
| Application Denied By Financial Institution | 184 | $16,303,000 | $121,181 | $750,000 | $61,818 | $451,000 |
| Preapproval Approved but not Accepted | 130 | $20,139,000 | $154,000 | $405,000 | $58,000 | $294,000 |
| Application Withdrawn By Applicant | 95 | $6,053,000 | $73,333 | $379,000 | $61,222 | $180,000 |
| Application Approved But Not Accepted | 78 | $10,283,000 | $114,125 | $520,000 | $63,875 | $226,000 |
| Preapproval Denied by Financial Institution | 75 | $9,289,000 | $123,000 | $325,000 | $41,000 | $140,000 |
| File Closed For Incompleteness | 40 | $4,966,000 | $104,200 | $380,000 | $52,800 | $262,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 167 | $15,196,000 | $117,777 | $750,000 | $53,888 | $240,000 |
| Credit History | 58 | $6,662,000 | $131,714 | $325,000 | $52,571 | $124,000 |
| Debt-To-Income Ratio | 18 | $2,105,000 | $144,000 | $300,000 | $65,666 | $451,000 |
| Collateral | 14 | $1,421,000 | $86,000 | $240,000 | $59,333 | $113,000 |
| Unverifiable Information | 1 | $143,000 | $143,000 | $143,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 1 | $65,000 | $65,000 | $65,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.