Ohnward Bank & Trust
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Ohnward Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Ohnward Bank & Trust
332 1St Ave W
Cascade, IA 52033
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  
Total Number of Mortgage Applications 311
Total Mortgage Loan Application Amount $57,295,000
Average Mortgage Loan Application Amount $135,800
Highest Mortgage Loan Application Amount $2,365,000
Average Applicant Income $128,800
Highest Applicant Income $2,462,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Ohnward Bank & Trust by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CEDAR RAPIDS, IA 234 $ 35,860,000 $ 153,000 $ 124,000
NA (OUTSIDE OF MSA/MD) 31 $ 6,945,000 $ 427,500 $ 1,281,500
IOWA CITY, IA 14 $ 3,600,000 $ 257,000 $ 245,000
DUBUQUE, IA 12 $ 1,810,000 $ 150,000 $ 115,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 4 $ 1,280,000 $ 320,000 $ 130,000
DES MOINES-WEST DES MOINES, IA 3 $ 315,000 $ 105,000 $ 179,000
PHOENIX-MESA-SCOTTSDALE, AZ 3 $ 1,035,000 $ 345,000 $ 232,000
WATERLOO-CEDAR FALLS, IA 3 $ 565,000 $ 188,000 $ 88,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 390,000 $ 195,000 $ 47,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 1 $ 375,000 $ 375,000 $ 109,000
FORT COLLINS, CO 1 $ 1,995,000 $ 1,995,000 $ 0
KANSAS CITY, MO-KS 1 $ 155,000 $ 155,000 $ 306,000
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 605,000 $ 605,000 $ 981,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 2,365,000 $ 2,365,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Ohnward Bank & Trust in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 209 $43,415,000 $207,000 $2,365,000 $148,000 $2,462,000
Refinancing 70 $9,630,000 $137,000 $755,000 $127,000 $970,000
Cash-out Refinancing 14 $2,980,000 $212,000 $615,000 $118,000 $532,000
Other Purpose 12 $1,050,000 $87,000 $345,000 $141,000 $277,000
Home Improvement 6 $220,000 $36,000 $55,000 $110,000 $142,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 225 $38,665,000 $171,000 $755,000 $123,000 $2,462,000
Not applicable 59 $11,505,000 $195,000 $2,365,000 $0 $0
Not Provided 11 $2,515,000 $228,000 $615,000 $153,000 $474,000
Asian 7 $2,785,000 $397,000 $615,000 $757,000 $1,168,000
Hispanic 7 $1,205,000 $172,000 $455,000 $111,000 $258,000
Black or African American 2 $620,000 $310,000 $325,000 $121,000 $176,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 311 $57,295,000 $184,000 $2,365,000 $142,000 $2,462,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 288 $53,540,000 $185,000 $2,365,000 $147,000 $2,462,000
Application Withdrawn By Applicant 14 $2,500,000 $178,000 $385,000 $102,000 $200,000
Application Denied By Financial Institution 7 $955,000 $136,000 $225,000 $73,000 $212,000
Application Approved But Not Accepted 1 $155,000 $155,000 $155,000 $34,000 $34,000
File Closed For Incompleteness 1 $145,000 $145,000 $145,000 $99,000 $99,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 304 $56,340,000 $185,000 $2,365,000 $144,000 $2,462,000
Credit History 5 $595,000 $119,000 $155,000 $94,000 $212,000
Debt-To-Income Ratio 2 $360,000 $180,000 $225,000 $23,000 $46,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.

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