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- Data Updated through 2023
Tower Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Tower Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tower Federal Credit Union 7901 Sandy Spring Road Laurel, MD 20707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,346 |
| Total Mortgage Loan Application Amount | $535,433,000 |
| Average Mortgage Loan Application Amount | $193,000 |
| Highest Mortgage Loan Application Amount | $813,000 |
| Average Applicant Income | $123,333 |
| Highest Applicant Income | $1,259,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Tower Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tower Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Tower Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tower Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tower Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tower Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Accomack County Virginia | 2 | $ 442,000 | $ 221,000 | $ 233,000 |
| Ada County Idaho | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
| Adams County Pennsylvania | 11 | $ 1,913,000 | $ 173,000 | $ 125,000 |
| Allegheny County Pennsylvania | 2 | $ 634,000 | $ 317,000 | $ 186,000 |
| Anne Arundel County Maryland | 781 | $ 172,921,000 | $ 221,000 | $ 120,000 |
| Arapahoe County Colorado | 10 | $ 2,749,000 | $ 274,000 | $ 155,000 |
| Arlington County Virginia | 5 | $ 994,000 | $ 198,000 | $ 142,000 |
| Baltimore City County Maryland | 57 | $ 9,197,000 | $ 161,000 | $ 102,000 |
| Baltimore County Maryland | 217 | $ 43,292,000 | $ 199,000 | $ 108,000 |
| Bandera County Texas | 1 | $ 302,000 | $ 302,000 | $ 238,000 |
| Bayfield County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Beaufort County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 226,000 |
| Bedford County Virginia | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Benton County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Berkeley County West Virginia | 3 | $ 414,000 | $ 138,000 | $ 126,000 |
| Bernalillo County New Mexico | 1 | $ 344,000 | $ 344,000 | $ 171,000 |
| Bexar County Texas | 4 | $ 750,000 | $ 187,000 | $ 124,000 |
| Boulder County Colorado | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Brevard County Florida | 2 | $ 591,000 | $ 295,000 | $ 202,000 |
| Brunswick County North Carolina | 3 | $ 857,000 | $ 285,000 | $ 223,000 |
| Brunswick County Virginia | 1 | $ 295,000 | $ 295,000 | $ 302,000 |
| Buncombe County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 126,000 |
| Calvert County Maryland | 6 | $ 1,512,000 | $ 252,000 | $ 151,000 |
| Cambria County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 105,000 |
| Cape May County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 149,000 |
| Caroline County Maryland | 15 | $ 3,276,000 | $ 218,000 | $ 121,000 |
| Carroll County Maryland | 168 | $ 42,309,000 | $ 251,000 | $ 151,000 |
| Carteret County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| Cecil County Maryland | 2 | $ 543,000 | $ 271,000 | $ 97,000 |
| Centre County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Charles County Maryland | 6 | $ 1,389,000 | $ 231,000 | $ 90,000 |
| Charlotte County Florida | 3 | $ 304,000 | $ 101,000 | $ 66,000 |
| Chatham County North Carolina | 1 | $ 254,000 | $ 254,000 | $ 100,000 |
| Cherokee County Georgia | 1 | $ 298,000 | $ 298,000 | $ 130,000 |
| Chester County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 211,000 |
| Clark County Nevada | 2 | $ 445,000 | $ 222,000 | $ 69,000 |
| Clark County Ohio | 1 | $ 49,000 | $ 49,000 | $ 159,000 |
| Clarke County Georgia | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Clay County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Clearfield County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Cobb County Georgia | 2 | $ 173,000 | $ 86,000 | $ 60,000 |
| Coconino County Arizona | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| Columbia County Georgia | 5 | $ 1,602,000 | $ 320,000 | $ 112,000 |
| Cook County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Coshocton County Ohio | 1 | $ 88,000 | $ 88,000 | $ 124,000 |
| Culpeper County Virginia | 2 | $ 409,000 | $ 204,000 | $ 110,000 |
| Cumberland County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Currituck County North Carolina | 2 | $ 384,000 | $ 192,000 | $ 168,000 |
| Cuyahoga County Ohio | 1 | $ 18,000 | $ 18,000 | $ 148,000 |
| Dallas County Texas | 1 | $ 292,000 | $ 292,000 | $ 202,000 |
| Davidson County Tennessee | 1 | $ 286,000 | $ 286,000 | $ 104,000 |
| DeKalb County Georgia | 1 | $ 101,000 | $ 101,000 | $ 109,000 |
| Delaware County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 170,000 |
| Denver County Colorado | 2 | $ 559,000 | $ 279,000 | $ 148,000 |
| District of Columbia County District Of Columbia | 11 | $ 2,331,000 | $ 211,000 | $ 115,000 |
| Dorchester County Maryland | 1 | $ 282,000 | $ 282,000 | $ 100,000 |
| Douglas County Colorado | 2 | $ 464,000 | $ 232,000 | $ 136,000 |
| Douglas County Nebraska | 1 | $ 194,000 | $ 194,000 | $ 106,000 |
| DuPage County Illinois | 1 | $ 204,000 | $ 204,000 | $ 77,000 |
| Duval County Florida | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Eagle County Colorado | 1 | $ 400,000 | $ 400,000 | $ 240,000 |
| El Paso County Colorado | 4 | $ 1,125,000 | $ 281,000 | $ 143,000 |
| Escambia County Florida | 1 | $ 198,000 | $ 198,000 | $ 76,000 |
| Essex County Virginia | 1 | $ 82,000 | $ 82,000 | $ 51,000 |
| Fairfax City County Virginia | 1 | $ 136,000 | $ 136,000 | $ 142,000 |
| Fairfax County Virginia | 18 | $ 5,697,000 | $ 316,000 | $ 155,000 |
| Fauquier County Virginia | 1 | $ 13,000 | $ 13,000 | $ 159,000 |
| Forsyth County Georgia | 1 | $ 233,000 | $ 233,000 | $ 242,000 |
| Fort Bend County Texas | 1 | $ 152,000 | $ 152,000 | $ 93,000 |
| Franklin County Pennsylvania | 4 | $ 777,000 | $ 194,000 | $ 98,000 |
| Franklin County Virginia | 2 | $ 772,000 | $ 386,000 | $ 328,000 |
| Frederick County Maryland | 32 | $ 8,530,000 | $ 266,000 | $ 116,000 |
| Garrett County Maryland | 4 | $ 691,000 | $ 172,000 | $ 146,000 |
| Georgetown County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 241,000 |
| Grant County West Virginia | 1 | $ 214,000 | $ 214,000 | $ 149,000 |
| Guilford County North Carolina | 1 | $ 397,000 | $ 397,000 | $ 155,000 |
| Gulf County Florida | 1 | $ 194,000 | $ 194,000 | $ 132,000 |
| Gwinnett County Georgia | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Hamilton County Indiana | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Hardy County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 127,000 |
| Harford County Maryland | 36 | $ 8,583,000 | $ 238,000 | $ 130,000 |
| Harris County Texas | 1 | $ 112,000 | $ 112,000 | $ 83,000 |
| Henderson County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 73,000 |
| Hennepin County Minnesota | 1 | $ 370,000 | $ 370,000 | $ 126,000 |
| Hernando County Florida | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Hillsborough County Florida | 4 | $ 972,000 | $ 243,000 | $ 127,000 |
| Hillsborough County New Hampshire | 3 | $ 603,000 | $ 201,000 | $ 121,000 |
| Honolulu County Hawaii | 3 | $ 1,233,000 | $ 411,000 | $ 138,000 |
| Hopewell County Virginia | 1 | $ 131,000 | $ 131,000 | $ 121,000 |
| Horry County South Carolina | 4 | $ 475,000 | $ 118,000 | $ 77,000 |
| Houston County Alabama | 1 | $ 59,000 | $ 59,000 | $ 260,000 |
| Houston County Georgia | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Howard County Maryland | 446 | $ 112,984,000 | $ 253,000 | $ 148,000 |
| James City County Virginia | 1 | $ 300,000 | $ 300,000 | $ 104,000 |
| Jefferson County Colorado | 1 | $ 150,000 | $ 150,000 | $ 146,000 |
| Jefferson County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| Johnson County Indiana | 1 | $ 8,000 | $ 8,000 | $ 63,000 |
| Kent County Delaware | 1 | $ 237,000 | $ 237,000 | $ 60,000 |
| Kent County Maryland | 2 | $ 357,000 | $ 178,000 | $ 107,000 |
| Kitsap County Washington | 1 | $ 123,000 | $ 123,000 | $ 94,000 |
| Lake County Florida | 1 | $ 239,000 | $ 239,000 | $ 75,000 |
| Lancaster County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 104,000 |
| Lane County Oregon | 1 | $ 169,000 | $ 169,000 | $ 81,000 |
| Larimer County Colorado | 1 | $ 436,000 | $ 436,000 | $ 229,000 |
| Lee County Florida | 2 | $ 538,000 | $ 269,000 | $ 150,000 |
| Loudoun County Virginia | 12 | $ 3,855,000 | $ 321,000 | $ 147,000 |
| Louisa County Virginia | 1 | $ 76,000 | $ 76,000 | $ 114,000 |
| Lycoming County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 136,000 |
| Manassas County Virginia | 1 | $ 288,000 | $ 288,000 | $ 192,000 |
| Manatee County Florida | 3 | $ 554,000 | $ 184,000 | $ 159,000 |
| Maricopa County Arizona | 2 | $ 431,000 | $ 215,000 | $ 83,000 |
| Marquette County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 108,000 |
| Matanuska-Susitna County Alaska | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| McDuffie County Georgia | 1 | $ 258,000 | $ 258,000 | $ 106,000 |
| Mecklenburg County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 128,000 |
| Medina County Texas | 1 | $ 365,000 | $ 365,000 | $ 169,000 |
| Miami-Dade County Florida | 1 | $ 382,000 | $ 382,000 | $ 132,000 |
| Mohave County Arizona | 1 | $ 230,000 | $ 230,000 | $ 75,000 |
| Monmouth County New Jersey | 2 | $ 548,000 | $ 274,000 | $ 241,000 |
| Montgomery County Maryland | 59 | $ 14,827,000 | $ 251,000 | $ 126,000 |
| Montgomery County Pennsylvania | 2 | $ 449,000 | $ 224,000 | $ 126,000 |
| Montgomery County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Montour County Pennsylvania | 1 | $ 243,000 | $ 243,000 | $ 115,000 |
| Moore County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 46,000 |
| Morgan County West Virginia | 2 | $ 617,000 | $ 308,000 | $ 95,000 |
| Morris County New Jersey | 1 | $ 61,000 | $ 61,000 | $ 155,000 |
| Multnomah County Oregon | 1 | $ 750,000 | $ 750,000 | $ 282,000 |
| Nassau County Florida | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Nassau County New York | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Nelson County Virginia | 1 | $ 97,000 | $ 97,000 | $ 86,000 |
| Nevada County California | 1 | $ 656,000 | $ 656,000 | $ 223,000 |
| New Castle County Delaware | 1 | $ 99,000 | $ 99,000 | $ 49,000 |
| New Hanover County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Newberry County South Carolina | 1 | $ 293,000 | $ 293,000 | $ 98,000 |
| Oneida County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 154,000 |
| Orange County Florida | 2 | $ 261,000 | $ 130,000 | $ 89,000 |
| Orange County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 145,000 |
| Orange County Virginia | 1 | $ 270,000 | $ 270,000 | $ 116,000 |
| Palm Beach County Florida | 2 | $ 334,000 | $ 167,000 | $ 68,000 |
| Pamlico County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Philadelphia County Pennsylvania | 2 | $ 269,000 | $ 134,000 | $ 118,000 |
| Pierce County Washington | 1 | $ 398,000 | $ 398,000 | $ 123,000 |
| Pima County Arizona | 1 | $ 251,000 | $ 251,000 | $ 41,000 |
| Pinal County Arizona | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Pinellas County Florida | 3 | $ 797,000 | $ 265,000 | $ 148,000 |
| Placer County California | 2 | $ 786,000 | $ 393,000 | $ 81,000 |
| Prince George's County Maryland | 121 | $ 26,004,000 | $ 214,000 | $ 117,000 |
| Prince William County Virginia | 5 | $ 1,491,000 | $ 298,000 | $ 133,000 |
| Queen Anne's County Maryland | 27 | $ 8,400,000 | $ 311,000 | $ 155,000 |
| Randolph County West Virginia | 1 | $ 211,000 | $ 211,000 | $ 221,000 |
| Richland County Ohio | 1 | $ 20,000 | $ 20,000 | $ 85,000 |
| Richmond County Georgia | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Rockingham County New Hampshire | 1 | $ 230,000 | $ 230,000 | $ 123,000 |
| San Mateo County California | 1 | $ 349,000 | $ 349,000 | $ 215,000 |
| Santa Clara County California | 3 | $ 1,922,000 | $ 640,000 | $ 364,000 |
| Sarpy County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Seminole County Florida | 2 | $ 444,000 | $ 222,000 | $ 60,000 |
| Shenandoah County Virginia | 1 | $ 166,000 | $ 166,000 | $ 108,000 |
| Sierra County New Mexico | 1 | $ 400,000 | $ 400,000 | $ 430,000 |
| Somerset County Maryland | 2 | $ 174,000 | $ 87,000 | $ 90,000 |
| Somerset County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Spotsylvania County Virginia | 2 | $ 597,000 | $ 298,000 | $ 130,000 |
| St. Johns County Florida | 1 | $ 217,000 | $ 217,000 | $ 78,000 |
| St. Joseph County Indiana | 1 | $ 66,000 | $ 66,000 | $ 92,000 |
| St. Lucie County Florida | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Stafford County Virginia | 1 | $ 180,000 | $ 180,000 | $ 145,000 |
| Suffolk County Massachusetts | 1 | $ 321,000 | $ 321,000 | $ 168,000 |
| Suffolk County Virginia | 1 | $ 250,000 | $ 250,000 | $ 258,000 |
| Sumter County Florida | 3 | $ 599,000 | $ 199,000 | $ 90,000 |
| Sussex County Delaware | 20 | $ 4,094,000 | $ 204,000 | $ 128,000 |
| Talbot County Maryland | 5 | $ 913,000 | $ 182,000 | $ 84,000 |
| Travis County Texas | 2 | $ 415,000 | $ 207,000 | $ 64,000 |
| Trigg County Kentucky | 1 | $ 197,000 | $ 197,000 | $ 144,000 |
| Tuscaloosa County Alabama | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| Upshur County West Virginia | 1 | $ 340,000 | $ 340,000 | $ 124,000 |
| Utah County Utah | 2 | $ 203,000 | $ 101,000 | $ 157,000 |
| Volusia County Florida | 3 | $ 436,000 | $ 145,000 | $ 98,000 |
| Wake County North Carolina | 5 | $ 936,000 | $ 187,000 | $ 99,000 |
| Washington County Maryland | 3 | $ 690,000 | $ 230,000 | $ 100,000 |
| Wayne County Pennsylvania | 1 | $ 306,000 | $ 306,000 | $ 223,000 |
| Wicomico County Maryland | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Winnebago County Illinois | 1 | $ 98,000 | $ 98,000 | $ 140,000 |
| Worcester County Maryland | 18 | $ 2,859,000 | $ 158,000 | $ 159,000 |
| Worcester County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Yakima County Washington | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| York County Pennsylvania | 24 | $ 4,268,000 | $ 177,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Tower Federal Credit Union in 2012
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,955 | $459,664,000 | $235,000 | $813,000 | $130,000 | $1,259,000 |
| Home Purchase | 260 | $61,708,000 | $237,000 | $681,000 | $113,000 | $426,000 |
| Home Improvement | 131 | $14,061,000 | $107,000 | $376,000 | $127,000 | $334,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,105 | $251,627,000 | $227,000 | $813,000 | $132,000 | $485,000 |
| Not Provided | 1,058 | $239,130,000 | $226,000 | $783,000 | $126,000 | $1,259,000 |
| Black or African American | 121 | $27,657,000 | $228,000 | $679,000 | $112,000 | $272,000 |
| Asian | 29 | $9,540,000 | $328,000 | $788,000 | $143,000 | $304,000 |
| Hispanic | 26 | $6,115,000 | $235,000 | $417,000 | $130,000 | $339,000 |
| American Indian or Alaskan Native | 6 | $1,302,000 | $217,000 | $369,000 | $124,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $62,000 | $62,000 | $62,000 | $87,000 | $87,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,332 | $531,291,000 | $227,000 | $813,000 | $128,000 | $1,259,000 |
| VA-guaranteed (Veterans Administration) | 14 | $4,142,000 | $295,000 | $403,000 | $109,000 | $176,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,699 | $379,866,000 | $223,000 | $788,000 | $130,000 | $1,259,000 |
| Application Withdrawn By Applicant | 603 | $148,259,000 | $245,000 | $813,000 | $125,000 | $800,000 |
| Application Denied By Financial Institution | 40 | $6,094,000 | $152,000 | $679,000 | $90,000 | $269,000 |
| File Closed For Incompleteness | 4 | $1,214,000 | $303,000 | $388,000 | $161,000 | $230,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $3,013,000 | $167,000 | $679,000 | $92,000 | $231,000 |
| Debt-To-Income Ratio | 18 | $2,349,000 | $130,000 | $656,000 | $69,000 | $142,000 |
| Other | 2 | $415,000 | $207,000 | $215,000 | $186,000 | $269,000 |
| Collateral | 1 | $267,000 | $267,000 | $267,000 | $100,000 | $100,000 |
| Mortgage Insurance Denied | 1 | $50,000 | $50,000 | $50,000 | $251,000 | $251,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tower Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tower Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
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