Tierone Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Tierone Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Tierone Bank
1235 "N" Street
Lincoln, NE 68508
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,672
Total Mortgage Loan Application Amount $599,132,000
Average Mortgage Loan Application Amount $78,666
Highest Mortgage Loan Application Amount $1,790,000
Average Applicant Income $68,666
Highest Applicant Income $1,857,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Tierone Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tierone Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Tierone Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tierone Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Tierone Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tierone Bank's mortgage activity for 2007.

Mortgage Loan Application Totals for Tierone Bank by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
OMAHA-COUNCIL BLUFFS, NE-IA 1,655 $ 154,282,000 $ 88,000 $ 79,000
LINCOLN, NE 924 $ 98,893,000 $ 107,000 $ 75,000
CAPE CORAL-FORT MYERS, FL 138 $ 32,293,000 $ 234,000 $ 66,000
SIOUX CITY, IA-NE-SD 69 $ 5,865,000 $ 100,666 $ 87,333
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 57 $ 10,520,000 $ 184,000 $ 93,000
KANSAS CITY, MO-KS 46 $ 8,954,000 $ 182,500 $ 102,000
LAKE CHARLES, LA 31 $ 1,814,000 $ 58,000 $ 51,000
JACKSONVILLE, FL 30 $ 2,821,000 $ 94,000 $ 44,000
BIRMINGHAM-HOOVER, AL 29 $ 1,866,000 $ 64,000 $ 50,000
NEW ORLEANS-METAIRIE-KENNER, LA 29 $ 1,965,000 $ 67,000 $ 45,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 22 $ 2,433,000 $ 110,000 $ 68,000
MONROE, LA 21 $ 1,018,000 $ 48,000 $ 75,000
BATON ROUGE, LA 20 $ 1,026,000 $ 51,000 $ 50,000
TALLAHASSEE, FL 20 $ 2,944,000 $ 147,000 $ 70,000
ALEXANDRIA, LA 17 $ 867,000 $ 51,000 $ 49,000
LAFAYETTE, LA 17 $ 973,000 $ 57,000 $ 46,000
DOTHAN, AL 15 $ 953,000 $ 63,000 $ 45,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 13 $ 788,000 $ 60,000 $ 75,000
OKLAHOMA CITY, OK 13 $ 997,000 $ 76,000 $ 59,000
TUSCALOOSA, AL 13 $ 1,083,000 $ 83,000 $ 58,000
FORT SMITH, AR-OK 12 $ 820,000 $ 64,000 $ 42,500
JACKSON, MS 12 $ 600,000 $ 50,000 $ 42,000
PHOENIX-MESA-SCOTTSDALE, AZ 12 $ 2,153,000 $ 179,000 $ 130,000
ST. LOUIS, MO-IL 12 $ 868,000 $ 82,500 $ 79,000
WILMINGTON, NC 12 $ 765,000 $ 63,000 $ 52,000
COLUMBIA, MO 11 $ 1,492,000 $ 135,000 $ 67,000
GAINESVILLE, FL 11 $ 955,000 $ 86,000 $ 55,000
HOUMA-BAYOU CANE-THIBODAUX, LA 11 $ 733,000 $ 66,000 $ 61,000
MOBILE, AL 11 $ 575,000 $ 52,000 $ 51,000
SHREVEPORT-BOSSIER CITY, LA 11 $ 603,000 $ 54,000 $ 54,000
GULFPORT-BILOXI, MS 10 $ 510,000 $ 51,000 $ 51,000
ANNISTON-OXFORD, AL 9 $ 597,000 $ 66,000 $ 52,000
LAKELAND, FL 9 $ 825,000 $ 91,000 $ 64,000
LAWRENCE, KS 9 $ 1,729,000 $ 192,000 $ 45,000
DENVER-AURORA, CO 8 $ 1,704,000 $ 213,000 $ 58,000
DES MOINES-WEST DES MOINES, IA 8 $ 565,000 $ 70,000 $ 62,000
MONTGOMERY, AL 8 $ 447,000 $ 55,000 $ 39,000
PENSACOLA-FERRY PASS-BRENT, FL 8 $ 594,000 $ 74,000 $ 41,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 8 $ 1,162,000 $ 145,000 $ 71,000
CHARLESTON-NORTH CHARLESTON, SC 7 $ 836,000 $ 119,000 $ 57,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 7 $ 449,000 $ 64,000 $ 46,000
HUNTINGTON-ASHLAND, WV-KY-OH 7 $ 598,000 $ 77,000 $ 31,500
LAS VEGAS-PARADISE, NV 7 $ 747,000 $ 106,000 $ 116,000
PINE BLUFF, AR 7 $ 356,000 $ 50,000 $ 39,000
TULSA, OK 7 $ 554,000 $ 79,000 $ 57,000
CHARLESTON, WV 6 $ 402,000 $ 67,000 $ 46,000
MEMPHIS, TN-MS-AR 6 $ 294,000 $ 43,000 $ 46,500
NAPLES-MARCO ISLAND, FL 6 $ 756,000 $ 126,000 $ 105,000
ORLANDO-KISSIMMEE, FL 6 $ 502,000 $ 83,000 $ 74,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 6 $ 658,000 $ 109,000 $ 76,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 5 $ 529,000 $ 105,000 $ 66,000
AUGUSTA-RICHMOND COUNTY, GA-SC 5 $ 338,000 $ 58,000 $ 51,500
CLEVELAND, TN 5 $ 330,000 $ 66,000 $ 53,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 5 $ 302,000 $ 60,000 $ 54,000
JONESBORO, AR 5 $ 176,000 $ 35,000 $ 50,000
MIAMI-MIAMI BEACH-KENDALL, FL 5 $ 405,000 $ 81,000 $ 48,000
OCALA, FL 5 $ 553,000 $ 110,000 $ 82,000
ROCHESTER, MN 5 $ 788,000 $ 157,000 $ 64,000
SPRINGFIELD, MO 5 $ 425,000 $ 85,000 $ 32,000
COLORADO SPRINGS, CO 4 $ 373,000 $ 93,000 $ 78,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 4 $ 515,000 $ 128,000 $ 56,000
HATTIESBURG, MS 4 $ 240,000 $ 60,000 $ 85,000
PUNTA GORDA, FL 4 $ 949,000 $ 237,000 $ 42,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 3 $ 231,000 $ 81,000 $ 52,000
COLUMBIA, SC 3 $ 235,000 $ 78,000 $ 52,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 285,000 $ 95,000 $ 59,000
GADSDEN, AL 3 $ 153,000 $ 51,000 $ 39,000
GAINESVILLE, GA 3 $ 113,000 $ 37,000 $ 43,000
GREELEY, CO 3 $ 704,000 $ 234,000 $ 113,000
JOPLIN, MO 3 $ 245,000 $ 81,000 $ 42,000
PORT ST. LUCIE, FL 3 $ 853,000 $ 284,000 $ 56,000
ROCKY MOUNT, NC 3 $ 262,000 $ 87,000 $ 35,000
SARASOTA-BRADENTON-VENICE, FL 3 $ 581,000 $ 193,000 $ 45,000
TUCSON, AZ 3 $ 139,000 $ 46,000 $ 93,000
VALDOSTA, GA 3 $ 189,000 $ 63,000 $ 45,000
WICHITA, KS 3 $ 278,000 $ 92,000 $ 92,000
ANDERSON, SC 2 $ 179,000 $ 89,000 $ 47,000
BAKERSFIELD, CA 2 $ 154,000 $ 77,000 $ 54,000
BROWNSVILLE-HARLINGEN, TX 2 $ 235,000 $ 117,000 $ 58,000
BRUNSWICK, GA 2 $ 141,000 $ 70,000 $ 33,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 2 $ 182,000 $ 91,000 $ 48,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 311,000 $ 155,500 $ 70,000
FAYETTEVILLE, NC 2 $ 172,000 $ 86,000 $ 56,000
FLORENCE, SC 2 $ 180,000 $ 90,000 $ 60,000
FLORENCE-MUSCLE SHOALS, AL 2 $ 45,000 $ 22,000 $ 39,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 159,000 $ 79,000 $ 44,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 491,000 $ 245,000 $ 127,000
MORGANTOWN, WV 2 $ 159,000 $ 79,000 $ 44,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 2 $ 105,000 $ 52,000 $ 62,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 2 $ 113,000 $ 56,000 $ 49,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 203,000 $ 101,000 $ 50,000
RICHMOND, VA 2 $ 131,000 $ 65,000 $ 49,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 2 $ 415,000 $ 207,000 $ 106,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 2 $ 298,000 $ 149,000 $ 120,000
SAVANNAH, GA 2 $ 96,000 $ 48,000 $ 71,000
ST. JOSEPH, MO-KS 2 $ 76,000 $ 38,000 $ 38,000
TOPEKA, KS 2 $ 236,000 $ 118,000 $ 134,000
ALBANY, GA 1 $ 61,000 $ 61,000 $ 32,000
ATLANTIC CITY, NJ 1 $ 117,000 $ 117,000 $ 58,000
CAMDEN, NJ 1 $ 87,000 $ 87,000 $ 35,000
CHATTANOOGA, TN-GA 1 $ 52,000 $ 52,000 $ 30,000
CLARKSVILLE, TN-KY 1 $ 21,000 $ 21,000 $ 36,000
COLUMBUS, OH 1 $ 118,000 $ 118,000 $ 120,000
CUMBERLAND, MD-WV 1 $ 73,000 $ 73,000 $ 72,000
DALLAS-PLANO-IRVING, TX 1 $ 115,000 $ 115,000 $ 30,000
DULUTH, MN-WI 1 $ 154,000 $ 154,000 $ 120,000
EVANSVILLE, IN-KY 1 $ 74,000 $ 74,000 $ 59,000
FARMINGTON, NM 1 $ 72,000 $ 72,000 $ 66,000
GARY, IN 1 $ 84,000 $ 84,000 $ 74,000
GLENS FALLS, NY 1 $ 79,000 $ 79,000 $ 61,000
GOLDSBORO, NC 1 $ 123,000 $ 123,000 $ 111,000
GREENSBORO-HIGH POINT, NC 1 $ 48,000 $ 48,000 $ 29,000
GREENVILLE-MAULDIN-EASLEY, SC 1 $ 27,000 $ 27,000 $ 19,000
HOT SPRINGS, AR 1 $ 13,000 $ 13,000 $ 24,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 1 $ 125,000 $ 125,000 $ 63,000
INDIANAPOLIS-CARMEL, IN 1 $ 72,000 $ 72,000 $ 74,000
JACKSONVILLE, NC 1 $ 61,000 $ 61,000 $ 44,000
JEFFERSON CITY, MO 1 $ 21,000 $ 21,000 $ 33,000
JOHNSON CITY, TN 1 $ 74,000 $ 74,000 $ 80,000
KINGSTON, NY 1 $ 101,000 $ 101,000 $ 76,000
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 57,000 $ 57,000 $ 45,000
LAS CRUCES, NM 1 $ 25,000 $ 25,000 $ 30,000
LAWTON, OK 1 $ 57,000 $ 57,000 $ 35,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 1 $ 85,000 $ 85,000 $ 72,000
LYNCHBURG, VA 1 $ 54,000 $ 54,000 $ 55,000
MACON, GA 1 $ 34,000 $ 34,000 $ 26,000
MADISON, WI 1 $ 204,000 $ 204,000 $ 105,000
MEDFORD, OR 1 $ 55,000 $ 55,000 $ 53,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 1 $ 66,000 $ 66,000 $ 19,000
PANAMA CITY-LYNN HAVEN, FL 1 $ 41,000 $ 41,000 $ 72,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 1 $ 40,000 $ 40,000 $ 27,000
PASCAGOULA, MS 1 $ 89,000 $ 89,000 $ 53,000
PITTSBURGH, PA 1 $ 61,000 $ 61,000 $ 77,000
RALEIGH-CARY, NC 1 $ 98,000 $ 98,000 $ 56,000
SALEM, OR 1 $ 34,000 $ 34,000 $ 24,000
SAN ANTONIO, TX 1 $ 98,000 $ 98,000 $ 89,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 12,000 $ 12,000 $ 45,000
SANTA ANA-ANAHEIM-IRVINE, CA 1 $ 100,000 $ 100,000 $ 40,000
SEBASTIAN-VERO BEACH, FL 1 $ 121,000 $ 121,000 $ 39,000
SHEBOYGAN, WI 1 $ 196,000 $ 196,000 $ 120,000
SIOUX FALLS, SD 1 $ 145,000 $ 145,000 $ 99,000
ST. CLOUD, MN 1 $ 232,000 $ 232,000 $ 62,000
SUMTER, SC 1 $ 73,000 $ 73,000 $ 75,000
TERRE HAUTE, IN 1 $ 61,000 $ 61,000 $ 20,000
TEXARKANA, TX-TEXARKANA, AR 1 $ 71,000 $ 71,000 $ 62,000
UTICA-ROME, NY 1 $ 60,000 $ 60,000 $ 31,000
WARNER ROBINS, GA 1 $ 103,000 $ 103,000 $ 47,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 80,000 $ 80,000 $ 68,000
WATERLOO-CEDAR FALLS, IA 1 $ 184,000 $ 184,000 $ 58,000

Mortgage Loan Application Detail Totals for Tierone Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,416 $347,688,000 $101,000 $1,500,000 $63,000 $1,832,000
Refinancing 1,952 $226,455,000 $116,000 $1,790,000 $80,000 $1,857,000
Home Improvement 1,304 $24,989,000 $19,000 $417,000 $63,000 $1,179,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,534 $514,265,000 $92,000 $1,790,000 $69,000 $1,857,000
Not Provided 649 $34,632,000 $53,000 $574,000 $68,000 $1,585,000
Hispanic 230 $20,139,000 $87,000 $713,000 $58,000 $437,000
Black or African American 109 $10,030,000 $92,000 $500,000 $55,000 $180,000
Not applicable 75 $11,052,000 $147,000 $1,500,000 $39,000 $960,000
Asian 52 $6,314,000 $121,000 $400,000 $63,000 $461,000
American Indian or Alaskan Native 19 $2,047,000 $107,000 $285,000 $93,000 $644,000
Native Hawaiian or Other Pacific Islander 4 $653,000 $163,000 $315,000 $37,000 $62,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,536 $583,460,000 $89,000 $1,790,000 $68,000 $1,857,000
FHA-insured (Federal Housing Administration) 85 $9,146,000 $107,000 $201,000 $58,000 $271,000
VA-guaranteed (Veterans Administration) 42 $5,609,000 $133,000 $330,000 $64,000 $234,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $917,000 $101,000 $166,000 $47,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,523 $451,435,000 $99,000 $1,790,000 $73,000 $1,832,000
Application Denied By Financial Institution 980 $49,881,000 $50,000 $713,000 $53,000 $1,200,000
Application Approved But Not Accepted 863 $65,353,000 $75,000 $360,000 $58,000 $419,000
Application Withdrawn By Applicant 234 $22,781,000 $97,000 $340,000 $65,000 $310,000
File Closed For Incompleteness 52 $5,904,000 $113,000 $400,000 $99,000 $1,857,000
Loan Purchased By The Institution 20 $3,778,000 $188,000 $383,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 516 $22,173,000 $42,000 $378,000 $51,000 $401,000
Debt-To-Income Ratio 237 $15,377,000 $64,000 $713,000 $46,000 $231,000
Other 104 $4,762,000 $45,000 $199,000 $62,000 $687,000
Collateral 56 $2,993,000 $53,000 $700,000 $83,000 $1,200,000
Employment History 41 $2,592,000 $63,000 $179,000 $54,000 $177,000
Unverifiable Information 11 $823,000 $74,000 $309,000 $49,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 9 $550,000 $61,000 $174,000 $41,000 $74,000
Credit Application Incomplete 5 $533,000 $106,000 $265,000 $63,000 $86,000
Mortgage Insurance Denied 1 $78,000 $78,000 $78,000 $21,000 $21,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tierone Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tierone Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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