Think Mutual Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Think Mutual Bank 5200 Members Parkway Nw Rochester, MN 55901 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 2,705 |
Total Mortgage Loan Application Amount | $373,406,000 |
Average Mortgage Loan Application Amount | $105,333 |
Highest Mortgage Loan Application Amount | $1,200,000 |
Average Applicant Income | $98,000 |
Highest Applicant Income | $1,189,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Think Mutual Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Mutual Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Think Mutual Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Mutual Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Think Mutual Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Mutual Bank's mortgage activity for 2010.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adair County Missouri | 1 | $ 20,000 | $ 20,000 | $ 132,000 |
Aitkin County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 153,000 |
Anoka County Minnesota | 28 | $ 3,402,000 | $ 121,000 | $ 100,000 |
Ashland County Wisconsin | 2 | $ 337,000 | $ 168,000 | $ 153,000 |
Barron County Wisconsin | 3 | $ 246,000 | $ 82,000 | $ 53,000 |
Barry County Missouri | 1 | $ 122,000 | $ 122,000 | $ 80,000 |
Bayfield County Wisconsin | 1 | $ 256,000 | $ 256,000 | $ 74,000 |
Beltrami County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 61,000 |
Benton County Minnesota | 2 | $ 349,000 | $ 174,000 | $ 109,000 |
Black Hawk County Iowa | 2 | $ 196,000 | $ 98,000 | $ 58,000 |
Blue Earth County Minnesota | 3 | $ 471,000 | $ 157,000 | $ 91,000 |
Boone County Missouri | 1 | $ 132,000 | $ 132,000 | $ 177,000 |
Brown County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 80,000 |
Brown County Wisconsin | 1 | $ 48,000 | $ 48,000 | $ 90,000 |
Burnett County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 191,000 |
Calhoun County Illinois | 1 | $ 58,000 | $ 58,000 | $ 108,000 |
Calumet County Wisconsin | 5 | $ 554,000 | $ 110,000 | $ 80,000 |
Camden County Missouri | 3 | $ 298,000 | $ 99,000 | $ 94,000 |
Carlton County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 146,000 |
Carver County Minnesota | 13 | $ 2,449,000 | $ 188,000 | $ 127,000 |
Cass County Minnesota | 7 | $ 1,902,000 | $ 271,000 | $ 220,000 |
Cass County Missouri | 5 | $ 832,000 | $ 166,000 | $ 106,000 |
Cass County North Dakota | 3 | $ 318,000 | $ 106,000 | $ 87,000 |
Cerro Gordo County Iowa | 3 | $ 163,000 | $ 54,000 | $ 43,000 |
Chippewa County Wisconsin | 7 | $ 949,000 | $ 135,000 | $ 113,000 |
Chisago County Minnesota | 1 | $ 13,000 | $ 13,000 | $ 40,000 |
Clay County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
Clay County Missouri | 4 | $ 439,000 | $ 109,000 | $ 85,000 |
Clayton County Iowa | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
Clearwater County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
Clinton County Illinois | 2 | $ 421,000 | $ 210,000 | $ 88,000 |
Clinton County Iowa | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
Collier County Florida | 1 | $ 260,000 | $ 260,000 | $ 239,000 |
Cook County Illinois | 62 | $ 10,572,000 | $ 170,000 | $ 101,000 |
Cooper County Missouri | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
Cottonwood County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
Crow Wing County Minnesota | 7 | $ 1,164,000 | $ 166,000 | $ 121,000 |
Dakota County Minnesota | 69 | $ 10,559,000 | $ 153,000 | $ 120,000 |
Dallas County Iowa | 2 | $ 276,000 | $ 138,000 | $ 105,000 |
Dane County Wisconsin | 8 | $ 1,228,000 | $ 153,000 | $ 134,000 |
DeKalb County Illinois | 1 | $ 360,000 | $ 360,000 | $ 169,000 |
Dodge County Minnesota | 106 | $ 11,974,000 | $ 112,000 | $ 88,000 |
Dodge County Wisconsin | 1 | $ 253,000 | $ 253,000 | $ 85,000 |
Douglas County Illinois | 2 | $ 517,000 | $ 258,000 | $ 155,000 |
Douglas County Kansas | 5 | $ 516,000 | $ 103,000 | $ 63,000 |
Douglas County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
Douglas County Nebraska | 7 | $ 1,205,000 | $ 172,000 | $ 109,000 |
Dunn County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
DuPage County Illinois | 33 | $ 5,524,000 | $ 167,000 | $ 126,000 |
Eau Claire County Wisconsin | 5 | $ 623,000 | $ 124,000 | $ 91,000 |
Fillmore County Minnesota | 42 | $ 3,672,000 | $ 87,000 | $ 106,000 |
Ford County Kansas | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
Franklin County Missouri | 1 | $ 53,000 | $ 53,000 | $ 134,000 |
Freeborn County Minnesota | 2 | $ 48,000 | $ 24,000 | $ 93,000 |
Goodhue County Minnesota | 65 | $ 8,879,000 | $ 136,000 | $ 83,000 |
Grand Forks County North Dakota | 1 | $ 90,000 | $ 90,000 | $ 234,000 |
Greene County Missouri | 1 | $ 23,000 | $ 23,000 | $ 57,000 |
Hamlin County South Dakota | 1 | $ 230,000 | $ 230,000 | $ 165,000 |
Harrison County Missouri | 1 | $ 190,000 | $ 190,000 | $ 115,000 |
Hennepin County Minnesota | 139 | $ 24,945,000 | $ 179,000 | $ 127,000 |
Hillsborough County Florida | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
Houston County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 51,000 |
Hubbard County Minnesota | 3 | $ 441,000 | $ 147,000 | $ 69,000 |
Ida County Iowa | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
Indian River County Florida | 1 | $ 142,000 | $ 142,000 | $ 62,000 |
Iowa County Iowa | 1 | $ 188,000 | $ 188,000 | $ 109,000 |
Itasca County Minnesota | 4 | $ 579,000 | $ 144,000 | $ 155,000 |
Jackson County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 99,000 |
Jackson County Missouri | 27 | $ 2,191,000 | $ 81,000 | $ 80,000 |
Jackson County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
Jasper County Missouri | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
Jefferson County Missouri | 5 | $ 803,000 | $ 160,000 | $ 109,000 |
Jefferson County Wisconsin | 2 | $ 356,000 | $ 178,000 | $ 55,000 |
Jersey County Illinois | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
Johnson County Kansas | 31 | $ 4,519,000 | $ 145,000 | $ 108,000 |
Kandiyohi County Minnesota | 3 | $ 211,000 | $ 70,000 | $ 100,000 |
Kane County Illinois | 11 | $ 1,681,000 | $ 152,000 | $ 110,000 |
Kenosha County Wisconsin | 3 | $ 283,000 | $ 94,000 | $ 70,000 |
La Crosse County Wisconsin | 2 | $ 265,000 | $ 132,000 | $ 67,000 |
Lake County Illinois | 10 | $ 1,799,000 | $ 179,000 | $ 147,000 |
Lake County Indiana | 5 | $ 982,000 | $ 196,000 | $ 90,000 |
Lancaster County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
LaPorte County Indiana | 3 | $ 314,000 | $ 104,000 | $ 78,000 |
Le Sueur County Minnesota | 3 | $ 523,000 | $ 174,000 | $ 254,000 |
Lee County Florida | 2 | $ 76,000 | $ 38,000 | $ 22,000 |
Lyon County Minnesota | 1 | $ 290,000 | $ 290,000 | $ 118,000 |
Madison County Illinois | 2 | $ 258,000 | $ 129,000 | $ 85,000 |
Madison County Iowa | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
Manatee County Florida | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
Marathon County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 106,000 |
Maricopa County Arizona | 18 | $ 2,541,000 | $ 141,000 | $ 88,000 |
Marinette County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
Marion County Florida | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
Marion County Indiana | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
Marshall County Indiana | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
McHenry County Illinois | 9 | $ 1,344,000 | $ 149,000 | $ 118,000 |
McLean County Illinois | 1 | $ 234,000 | $ 234,000 | $ 139,000 |
Miami-Dade County Florida | 2 | $ 327,000 | $ 163,000 | $ 138,000 |
Milwaukee County Wisconsin | 13 | $ 1,536,000 | $ 118,000 | $ 94,000 |
Mitchell County Iowa | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
Morrison County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 131,000 |
Mower County Minnesota | 30 | $ 3,030,000 | $ 101,000 | $ 71,000 |
Nobles County Minnesota | 1 | $ 17,000 | $ 17,000 | $ 62,000 |
Ogle County Illinois | 2 | $ 199,000 | $ 99,000 | $ 71,000 |
Olmsted County Minnesota | 1,094 | $ 134,718,000 | $ 123,000 | $ 97,000 |
Oneida County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 19,000 |
Otter Tail County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 33,000 |
Outagamie County Wisconsin | 2 | $ 118,000 | $ 59,000 | $ 51,000 |
Ozaukee County Wisconsin | 9 | $ 1,517,000 | $ 168,000 | $ 106,000 |
Pierce County Wisconsin | 3 | $ 219,000 | $ 73,000 | $ 92,000 |
Pinal County Arizona | 5 | $ 672,000 | $ 134,000 | $ 62,000 |
Pine County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 99,000 |
Pipestone County Minnesota | 2 | $ 32,000 | $ 16,000 | $ 97,000 |
Plymouth County Iowa | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
Polk County Florida | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
Polk County Iowa | 14 | $ 2,056,000 | $ 146,000 | $ 124,000 |
Polk County Wisconsin | 2 | $ 318,000 | $ 159,000 | $ 182,000 |
Pope County Minnesota | 2 | $ 486,000 | $ 243,000 | $ 208,000 |
Portage County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
Porter County Indiana | 2 | $ 335,000 | $ 167,000 | $ 118,000 |
Pottawattamie County Iowa | 1 | $ 134,000 | $ 134,000 | $ 131,000 |
Racine County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 78,000 |
Ramsey County Minnesota | 30 | $ 4,292,000 | $ 143,000 | $ 95,000 |
Renville County Minnesota | 2 | $ 121,000 | $ 60,000 | $ 57,000 |
Rice County Minnesota | 11 | $ 1,738,000 | $ 158,000 | $ 137,000 |
Richland County Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 89,000 |
Rock County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
Rock County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 78,000 |
Rock Island County Illinois | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
Rusk County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 190,000 |
Sarasota County Florida | 1 | $ 184,000 | $ 184,000 | $ 66,000 |
Sarpy County Nebraska | 6 | $ 684,000 | $ 114,000 | $ 96,000 |
Sawyer County Wisconsin | 2 | $ 389,000 | $ 194,000 | $ 196,000 |
Scott County Minnesota | 22 | $ 4,907,000 | $ 223,000 | $ 131,000 |
Sedgwick County Kansas | 1 | $ 224,000 | $ 224,000 | $ 111,000 |
Shawnee County Kansas | 3 | $ 539,000 | $ 179,000 | $ 122,000 |
Sherburne County Minnesota | 6 | $ 744,000 | $ 124,000 | $ 78,000 |
Sibley County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 79,000 |
St. Charles County Missouri | 10 | $ 1,390,000 | $ 139,000 | $ 108,000 |
St. Croix County Wisconsin | 5 | $ 686,000 | $ 137,000 | $ 89,000 |
St. Joseph County Indiana | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
St. Louis City County Missouri | 3 | $ 335,000 | $ 111,000 | $ 70,000 |
St. Louis County Minnesota | 7 | $ 450,000 | $ 64,000 | $ 101,000 |
St. Louis County Missouri | 18 | $ 4,047,000 | $ 224,000 | $ 152,000 |
Stearns County Minnesota | 2 | $ 492,000 | $ 246,000 | $ 134,000 |
Steele County Minnesota | 8 | $ 821,000 | $ 102,000 | $ 109,000 |
Stephenson County Illinois | 1 | $ 71,000 | $ 71,000 | $ 176,000 |
Stoddard County Missouri | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
Stone County Missouri | 1 | $ 383,000 | $ 383,000 | $ 316,000 |
Sumter County Florida | 3 | $ 430,000 | $ 143,000 | $ 111,000 |
Union County South Dakota | 2 | $ 256,000 | $ 128,000 | $ 98,000 |
Vermilion County Illinois | 1 | $ 121,000 | $ 121,000 | $ 86,000 |
Vilas County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 240,000 |
Wabasha County Minnesota | 66 | $ 8,328,000 | $ 126,000 | $ 88,000 |
Warren County Iowa | 1 | $ 61,000 | $ 61,000 | $ 102,000 |
Waseca County Minnesota | 3 | $ 171,000 | $ 57,000 | $ 62,000 |
Washburn County Wisconsin | 2 | $ 187,000 | $ 93,000 | $ 174,000 |
Washington County Minnesota | 33 | $ 5,678,000 | $ 172,000 | $ 127,000 |
Washington County Wisconsin | 3 | $ 507,000 | $ 169,000 | $ 149,000 |
Watonwan County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 61,000 |
Waukesha County Wisconsin | 10 | $ 1,439,000 | $ 143,000 | $ 72,000 |
Will County Illinois | 15 | $ 2,799,000 | $ 186,000 | $ 128,000 |
Winnebago County Illinois | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
Winnebago County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 197,000 |
Winneshiek County Iowa | 2 | $ 91,000 | $ 45,000 | $ 36,000 |
Winona County Minnesota | 20 | $ 2,201,000 | $ 110,000 | $ 72,000 |
Wright County Minnesota | 11 | $ 1,650,000 | $ 150,000 | $ 94,000 |
Wyandotte County Kansas | 1 | $ 222,000 | $ 222,000 | $ 210,000 |
Yavapai County Arizona | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
Yuma County Arizona | 1 | $ 131,000 | $ 131,000 | $ 91,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,760 | $253,036,000 | $143,000 | $1,200,000 | $104,000 | $1,189,000 |
Home Purchase | 810 | $116,250,000 | $143,000 | $1,200,000 | $87,000 | $415,000 |
Home Improvement | 135 | $4,120,000 | $30,000 | $150,000 | $103,000 | $299,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,131 | $289,422,000 | $135,000 | $1,200,000 | $98,000 | $1,189,000 |
Not Provided | 430 | $63,885,000 | $148,000 | $840,000 | $104,000 | $865,000 |
Asian | 67 | $10,525,000 | $157,000 | $560,000 | $100,000 | $323,000 |
Hispanic | 43 | $5,480,000 | $127,000 | $417,000 | $107,000 | $360,000 |
Black or African American | 26 | $3,158,000 | $121,000 | $325,000 | $66,000 | $166,000 |
American Indian or Alaskan Native | 4 | $553,000 | $138,000 | $178,000 | $55,000 | $73,000 |
Native Hawaiian or Other Pacific Islander | 2 | $198,000 | $99,000 | $160,000 | $77,000 | $102,000 |
Not applicable | 2 | $185,000 | $92,000 | $105,000 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,705 | $373,406,000 | $138,000 | $1,200,000 | $99,000 | $1,189,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,692 | $220,614,000 | $130,000 | $1,200,000 | $103,000 | $1,100,000 |
Application Approved But Not Accepted | 384 | $62,246,000 | $162,000 | $597,000 | $108,000 | $1,189,000 |
Application Denied By Financial Institution | 291 | $36,358,000 | $124,000 | $560,000 | $77,000 | $325,000 |
Preapproval Approved but not Accepted | 201 | $36,552,000 | $181,000 | $1,200,000 | $91,000 | $307,000 |
File Closed For Incompleteness | 70 | $11,398,000 | $162,000 | $520,000 | $77,000 | $411,000 |
Application Withdrawn By Applicant | 41 | $2,198,000 | $53,000 | $217,000 | $97,000 | $251,000 |
Preapproval Denied by Financial Institution | 26 | $4,040,000 | $155,000 | $300,000 | $67,000 | $140,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 118 | $14,310,000 | $121,000 | $340,000 | $102,000 | $325,000 |
Debt-To-Income Ratio | 97 | $14,573,000 | $150,000 | $417,000 | $57,000 | $174,000 |
Credit History | 78 | $8,130,000 | $104,000 | $307,000 | $64,000 | $252,000 |
Employment History | 8 | $918,000 | $114,000 | $155,000 | $32,000 | $56,000 |
Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,580,000 | $225,000 | $560,000 | $113,000 | $323,000 |
Other | 4 | $312,000 | $78,000 | $120,000 | $79,000 | $140,000 |
Unverifiable Information | 3 | $321,000 | $107,000 | $140,000 | $56,000 | $73,000 |
Credit Application Incomplete | 1 | $75,000 | $75,000 | $75,000 | $20,000 | $20,000 |
Mortgage Insurance Denied | 1 | $179,000 | $179,000 | $179,000 | $127,000 | $127,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Mutual Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Think Mutual Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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