The Washington Savings Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for The Washington Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Washington Savings Bank 4201 Mitchellville Rd Suite 300 Bowie, MD 20716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 795 |
| Total Mortgage Loan Application Amount | $236,080,000 |
| Average Mortgage Loan Application Amount | $329,000 |
| Highest Mortgage Loan Application Amount | $1,820,000 |
| Average Applicant Income | $92,666 |
| Highest Applicant Income | $1,170,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 172 | $ 51,256,000 | $ 298,000 | $ 82,000 |
| Anne Arundel County Maryland | 87 | $ 31,305,000 | $ 359,000 | $ 109,000 |
| Charles County Maryland | 53 | $ 16,359,000 | $ 308,000 | $ 82,000 |
| Calvert County Maryland | 46 | $ 14,134,000 | $ 307,000 | $ 73,000 |
| Fairfax County Virginia | 36 | $ 12,700,000 | $ 352,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 33 | $ 12,577,000 | $ 381,000 | $ 87,000 |
| Baltimore County Maryland | 30 | $ 7,420,000 | $ 247,000 | $ 62,000 |
| Baltimore City County Maryland | 30 | $ 4,944,000 | $ 164,000 | $ 79,000 |
| St. Mary's County Maryland | 27 | $ 6,250,000 | $ 231,000 | $ 64,000 |
| Prince William County Virginia | 25 | $ 5,840,000 | $ 233,000 | $ 84,000 |
| Montgomery County Maryland | 17 | $ 7,281,000 | $ 428,000 | $ 105,000 |
| Howard County Maryland | 15 | $ 5,254,000 | $ 350,000 | $ 90,000 |
| Loudoun County Virginia | 15 | $ 4,784,000 | $ 318,000 | $ 112,000 |
| Berkeley County West Virginia | 11 | $ 2,185,000 | $ 198,000 | $ 57,000 |
| Stafford County Virginia | 10 | $ 2,304,000 | $ 230,000 | $ 69,000 |
| Frederick County Maryland | 8 | $ 2,525,000 | $ 315,000 | $ 78,000 |
| Queen Anne's County Maryland | 8 | $ 2,751,000 | $ 343,000 | $ 84,000 |
| Harford County Maryland | 7 | $ 1,273,000 | $ 181,000 | $ 54,000 |
| Greenbrier County West Virginia | 7 | $ 2,556,000 | $ 365,000 | $ 102,000 |
| Jefferson County West Virginia | 6 | $ 1,221,000 | $ 203,000 | $ 46,000 |
| Kent County Delaware | 5 | $ 1,778,000 | $ 355,000 | $ 83,000 |
| Dorchester County Maryland | 5 | $ 2,921,000 | $ 584,000 | $ 57,000 |
| Alexandria County Virginia | 5 | $ 2,120,000 | $ 424,000 | $ 325,000 |
| Frederick County Virginia | 5 | $ 1,355,000 | $ 271,000 | $ 90,000 |
| Bergen County New Jersey | 4 | $ 1,527,000 | $ 381,000 | $ 136,000 |
| York County Pennsylvania | 4 | $ 799,000 | $ 199,000 | $ 52,000 |
| Spotsylvania County Virginia | 4 | $ 919,000 | $ 229,000 | $ 46,000 |
| Cecil County Maryland | 3 | $ 551,000 | $ 183,000 | $ 42,000 |
| Hudson County New Jersey | 3 | $ 1,018,000 | $ 339,000 | $ 136,000 |
| Morris County New Jersey | 3 | $ 899,000 | $ 299,000 | $ 139,000 |
| Mecklenburg County North Carolina | 3 | $ 439,000 | $ 146,000 | $ 95,000 |
| Philadelphia County Pennsylvania | 3 | $ 362,000 | $ 120,000 | $ 92,000 |
| Chesapeake County Virginia | 3 | $ 917,000 | $ 305,000 | $ 26,000 |
| Orange County Virginia | 3 | $ 731,000 | $ 243,000 | $ 71,000 |
| Virginia Beach County Virginia | 3 | $ 676,000 | $ 225,000 | $ 37,000 |
| Westmoreland County Virginia | 3 | $ 690,000 | $ 230,000 | $ 60,000 |
| New Haven County Connecticut | 2 | $ 376,000 | $ 188,000 | $ 52,000 |
| Fulton County Georgia | 2 | $ 229,000 | $ 114,000 | $ 83,000 |
| Allegany County Maryland | 2 | $ 251,000 | $ 125,000 | $ 66,000 |
| Caroline County Maryland | 2 | $ 388,000 | $ 194,000 | $ 10,000 |
| Talbot County Maryland | 2 | $ 775,000 | $ 387,000 | $ 297,000 |
| Hampden County Massachusetts | 2 | $ 353,000 | $ 176,000 | $ 56,000 |
| Camden County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Essex County New Jersey | 2 | $ 633,000 | $ 316,000 | $ 167,000 |
| Middlesex County New Jersey | 2 | $ 696,000 | $ 348,000 | $ 115,000 |
| Queens County New York | 2 | $ 877,000 | $ 438,000 | $ 128,000 |
| Rockland County New York | 2 | $ 1,435,000 | $ 717,000 | $ 193,000 |
| Allegheny County Pennsylvania | 2 | $ 118,000 | $ 59,000 | $ 57,000 |
| Washington County Pennsylvania | 2 | $ 263,000 | $ 131,000 | $ 38,000 |
| Caroline County Virginia | 2 | $ 369,000 | $ 184,000 | $ 68,000 |
| Fauquier County Virginia | 2 | $ 552,000 | $ 276,000 | $ 71,000 |
| Hanover County Virginia | 2 | $ 523,000 | $ 261,000 | $ 40,000 |
| Manassas County Virginia | 2 | $ 460,000 | $ 230,000 | $ 21,000 |
| Monroe County West Virginia | 2 | $ 365,000 | $ 182,000 | $ 69,000 |
| Anchorage County Alaska | 1 | $ 240,000 | $ 240,000 | $ 140,000 |
| Maricopa County Arizona | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Napa County California | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Arapahoe County Colorado | 1 | $ 234,000 | $ 234,000 | $ 30,000 |
| Fairfield County Connecticut | 1 | $ 596,000 | $ 596,000 | $ 310,000 |
| New Castle County Delaware | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Broward County Florida | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Hillsborough County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Manatee County Florida | 1 | $ 191,000 | $ 191,000 | $ 473,000 |
| Seminole County Florida | 1 | $ 223,000 | $ 223,000 | $ 72,000 |
| Volusia County Florida | 1 | $ 240,000 | $ 240,000 | $ 132,000 |
| Columbia County Georgia | 1 | $ 127,000 | $ 127,000 | $ 91,000 |
| Coweta County Georgia | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Allen County Indiana | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Carroll County Maryland | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Kent County Maryland | 1 | $ 149,000 | $ 149,000 | $ 51,000 |
| Washington County Maryland | 1 | $ 184,000 | $ 184,000 | $ 75,000 |
| Worcester County Maryland | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 397,000 | $ 397,000 | $ 78,000 |
| Madison County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 61,000 |
| Platte County Missouri | 1 | $ 324,000 | $ 324,000 | $ 156,000 |
| Burlington County New Jersey | 1 | $ 326,000 | $ 326,000 | $ 80,000 |
| Monmouth County New Jersey | 1 | $ 687,000 | $ 687,000 | $ 560,000 |
| Passaic County New Jersey | 1 | $ 243,000 | $ 243,000 | $ 60,000 |
| Bronx County New York | 1 | $ 531,000 | $ 531,000 | $ 133,000 |
| Broome County New York | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Nassau County New York | 1 | $ 432,000 | $ 432,000 | $ 140,000 |
| Orange County New York | 1 | $ 204,000 | $ 204,000 | $ 180,000 |
| Ulster County New York | 1 | $ 204,000 | $ 204,000 | $ 41,000 |
| Erie County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Fayette County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| Montgomery County Pennsylvania | 1 | $ 231,000 | $ 231,000 | $ 137,000 |
| Jasper County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 212,000 |
| Richland County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Knox County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 75,000 |
| Harris County Texas | 1 | $ 293,000 | $ 293,000 | $ 88,000 |
| Tarrant County Texas | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Summit County Utah | 1 | $ 263,000 | $ 263,000 | $ 103,000 |
| Culpeper County Virginia | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Essex County Virginia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 360,000 | $ 360,000 | $ 121,000 |
| Fredericksburg County Virginia | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| Hampton County Virginia | 1 | $ 146,000 | $ 146,000 | $ 53,000 |
| Harrisonburg County Virginia | 1 | $ 73,000 | $ 73,000 | $ 80,000 |
| Henrico County Virginia | 1 | $ 342,000 | $ 342,000 | $ 148,000 |
| James City County Virginia | 1 | $ 374,000 | $ 374,000 | $ 77,000 |
| King George County Virginia | 1 | $ 296,000 | $ 296,000 | $ 68,000 |
| Louisa County Virginia | 1 | $ 248,000 | $ 248,000 | $ 83,000 |
| Manassas Park County Virginia | 1 | $ 227,000 | $ 227,000 | $ 55,000 |
| Middlesex County Virginia | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Newport News County Virginia | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Richmond County Virginia | 1 | $ 666,000 | $ 666,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 200,000 | $ 200,000 | $ 30,000 |
| Winchester County Virginia | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
| Hampshire County West Virginia | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Wyoming County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 192,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Washington Savings Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 456 | $136,148,000 | $298,000 | $1,800,000 | $78,000 | $1,170,000 |
| Home Purchase | 322 | $93,122,000 | $289,000 | $1,500,000 | $98,000 | $650,000 |
| Home Improvement | 17 | $6,810,000 | $400,000 | $1,820,000 | $102,000 | $383,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 333 | $96,044,000 | $288,000 | $1,750,000 | $96,000 | $1,170,000 |
| Black or African American | 267 | $79,587,000 | $298,000 | $1,820,000 | $79,000 | $383,000 |
| Not Provided | 120 | $37,083,000 | $309,000 | $1,800,000 | $81,000 | $461,000 |
| Hispanic | 37 | $10,887,000 | $294,000 | $1,000,000 | $73,000 | $195,000 |
| Asian | 22 | $6,728,000 | $305,000 | $520,000 | $101,000 | $408,000 |
| American Indian or Alaskan Native | 6 | $1,750,000 | $291,000 | $417,000 | $93,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,681,000 | $280,000 | $417,000 | $116,000 | $250,000 |
| Not applicable | 4 | $2,320,000 | $580,000 | $1,355,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 370 | $122,628,000 | $331,000 | $1,820,000 | $113,000 | $1,170,000 |
| FHA-insured (Federal Housing Administration) | 351 | $91,590,000 | $260,000 | $639,000 | $64,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 53 | $16,547,000 | $312,000 | $680,000 | $60,000 | $209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $5,315,000 | $253,000 | $384,000 | $67,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 350 | $95,229,000 | $272,000 | $1,034,000 | $83,000 | $650,000 |
| Application Withdrawn By Applicant | 216 | $70,098,000 | $324,000 | $1,820,000 | $96,000 | $560,000 |
| Application Denied By Financial Institution | 104 | $35,050,000 | $337,000 | $1,500,000 | $86,000 | $650,000 |
| File Closed For Incompleteness | 96 | $28,794,000 | $299,000 | $1,190,000 | $84,000 | $1,170,000 |
| Application Approved But Not Accepted | 28 | $6,659,000 | $237,000 | $613,000 | $77,000 | $298,000 |
| Preapproval Denied by Financial Institution | 1 | $250,000 | $250,000 | $250,000 | $63,000 | $63,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 41 | $13,304,000 | $324,000 | $1,361,000 | $75,000 | $272,000 |
| Credit History | 32 | $9,551,000 | $298,000 | $909,000 | $67,000 | $236,000 |
| Collateral | 19 | $5,498,000 | $289,000 | $547,000 | $105,000 | $212,000 |
| Unverifiable Information | 5 | $1,685,000 | $337,000 | $531,000 | $91,000 | $162,000 |
| Other | 4 | $2,860,000 | $715,000 | $1,355,000 | $108,000 | $221,000 |
| Employment History | 3 | $2,131,000 | $710,000 | $1,500,000 | $263,000 | $650,000 |
| Credit Application Incomplete | 1 | $271,000 | $271,000 | $271,000 | $70,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.