The Washington Savings Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for The Washington Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Washington Savings Bank 4201 Mitchellville Rd Suite 300 Bowie, MD 20716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,104 |
| Total Mortgage Loan Application Amount | $351,724,000 |
| Average Mortgage Loan Application Amount | $381,000 |
| Highest Mortgage Loan Application Amount | $4,750,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $1,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 250 | $ 84,045,000 | $ 336,000 | $ 94,000 |
| Anne Arundel County Maryland | 108 | $ 43,291,000 | $ 400,000 | $ 106,000 |
| District of Columbia County District Of Columbia | 83 | $ 33,647,000 | $ 405,000 | $ 68,000 |
| Charles County Maryland | 74 | $ 24,607,000 | $ 332,000 | $ 94,000 |
| Baltimore City County Maryland | 71 | $ 10,035,000 | $ 141,000 | $ 69,000 |
| Montgomery County Maryland | 48 | $ 18,754,000 | $ 390,000 | $ 125,000 |
| Baltimore County Maryland | 43 | $ 12,363,000 | $ 287,000 | $ 103,000 |
| Calvert County Maryland | 27 | $ 6,462,000 | $ 239,000 | $ 72,000 |
| St. Mary's County Maryland | 18 | $ 4,598,000 | $ 255,000 | $ 72,000 |
| Fairfax County Virginia | 15 | $ 5,452,000 | $ 363,000 | $ 94,000 |
| Harford County Maryland | 13 | $ 3,620,000 | $ 278,000 | $ 95,000 |
| Prince William County Virginia | 11 | $ 3,727,000 | $ 338,000 | $ 127,000 |
| Loudoun County Virginia | 10 | $ 6,629,000 | $ 662,000 | $ 152,000 |
| Queen Anne's County Maryland | 9 | $ 2,105,000 | $ 233,000 | $ 70,000 |
| Worcester County Maryland | 7 | $ 2,093,000 | $ 299,000 | $ 188,000 |
| Essex County New Jersey | 7 | $ 1,944,000 | $ 277,000 | $ 109,000 |
| Nassau County New York | 7 | $ 1,960,000 | $ 280,000 | $ 113,000 |
| Arlington County Virginia | 7 | $ 2,088,000 | $ 298,000 | $ 109,000 |
| Palm Beach County Florida | 6 | $ 1,386,000 | $ 231,000 | $ 82,000 |
| Howard County Maryland | 6 | $ 3,470,000 | $ 578,000 | $ 86,000 |
| Sussex County Delaware | 5 | $ 1,379,000 | $ 275,000 | $ 162,000 |
| Frederick County Maryland | 5 | $ 1,478,000 | $ 295,000 | $ 130,000 |
| Stafford County Virginia | 5 | $ 1,413,000 | $ 282,000 | $ 95,000 |
| DeKalb County Georgia | 4 | $ 722,000 | $ 180,000 | $ 104,000 |
| Allegany County Maryland | 4 | $ 3,655,000 | $ 913,000 | $ 50,000 |
| Hudson County New Jersey | 4 | $ 2,200,000 | $ 550,000 | $ 166,000 |
| Passaic County New Jersey | 4 | $ 1,412,000 | $ 353,000 | $ 126,000 |
| Queens County New York | 4 | $ 1,926,000 | $ 481,000 | $ 66,000 |
| Franklin County Pennsylvania | 4 | $ 523,000 | $ 130,000 | $ 75,000 |
| Fauquier County Virginia | 4 | $ 679,000 | $ 169,000 | $ 60,000 |
| Berkeley County West Virginia | 4 | $ 1,161,000 | $ 290,000 | $ 43,000 |
| Kent County Delaware | 3 | $ 759,000 | $ 253,000 | $ 109,000 |
| Pinellas County Florida | 3 | $ 491,000 | $ 163,000 | $ 98,000 |
| Caroline County Maryland | 3 | $ 605,000 | $ 201,000 | $ 75,000 |
| Garrett County Maryland | 3 | $ 508,000 | $ 169,000 | $ 109,000 |
| Ocean County New Jersey | 3 | $ 819,000 | $ 273,000 | $ 92,000 |
| Union County New Jersey | 3 | $ 762,000 | $ 254,000 | $ 95,000 |
| Mecklenburg County North Carolina | 3 | $ 238,000 | $ 79,000 | $ 55,000 |
| Montgomery County Texas | 3 | $ 363,000 | $ 121,000 | $ 71,000 |
| Clarke County Virginia | 3 | $ 830,000 | $ 276,000 | $ 133,000 |
| Spotsylvania County Virginia | 3 | $ 302,000 | $ 100,000 | $ 57,000 |
| Hampshire County West Virginia | 3 | $ 391,000 | $ 130,000 | $ 115,000 |
| Hillsborough County Florida | 2 | $ 293,000 | $ 146,000 | $ 80,000 |
| Manatee County Florida | 2 | $ 660,000 | $ 330,000 | $ 68,000 |
| Sarasota County Florida | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| Gwinnett County Georgia | 2 | $ 176,000 | $ 88,000 | $ 54,000 |
| Dorchester County Maryland | 2 | $ 554,000 | $ 277,000 | $ 54,000 |
| Talbot County Maryland | 2 | $ 417,000 | $ 208,000 | $ 81,000 |
| Washington County Maryland | 2 | $ 383,000 | $ 191,000 | $ 65,000 |
| St. Louis County Missouri | 2 | $ 398,000 | $ 199,000 | $ 92,000 |
| Bergen County New Jersey | 2 | $ 506,000 | $ 253,000 | $ 96,000 |
| Camden County New Jersey | 2 | $ 546,000 | $ 273,000 | $ 79,000 |
| New York County New York | 2 | $ 809,000 | $ 404,000 | $ 288,000 |
| Suffolk County New York | 2 | $ 531,000 | $ 265,000 | $ 130,000 |
| Craven County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 54,000 |
| Dare County North Carolina | 2 | $ 1,640,000 | $ 820,000 | $ 283,000 |
| Cuyahoga County Ohio | 2 | $ 232,000 | $ 116,000 | $ 108,000 |
| Chester County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Philadelphia County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| Horry County South Carolina | 2 | $ 693,000 | $ 346,000 | $ 219,000 |
| Tarrant County Texas | 2 | $ 137,000 | $ 68,000 | $ 36,000 |
| Chesterfield County Virginia | 2 | $ 562,000 | $ 281,000 | $ 105,000 |
| Culpeper County Virginia | 2 | $ 768,000 | $ 384,000 | $ 98,000 |
| Gloucester County Virginia | 2 | $ 182,000 | $ 91,000 | $ 120,000 |
| Henrico County Virginia | 2 | $ 482,000 | $ 241,000 | $ 360,000 |
| King George County Virginia | 2 | $ 464,000 | $ 232,000 | $ 46,000 |
| Orange County Virginia | 2 | $ 278,000 | $ 139,000 | $ 77,000 |
| Richmond City County Virginia | 2 | $ 314,000 | $ 157,000 | $ 50,000 |
| Hartford County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| New Haven County Connecticut | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Windham County Connecticut | 1 | $ 314,000 | $ 314,000 | $ 73,000 |
| New Castle County Delaware | 1 | $ 109,000 | $ 109,000 | $ 59,000 |
| Brevard County Florida | 1 | $ 200,000 | $ 200,000 | $ 160,000 |
| Hernando County Florida | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Orange County Florida | 1 | $ 378,000 | $ 378,000 | $ 150,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Lowndes County Georgia | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Paulding County Georgia | 1 | $ 395,000 | $ 395,000 | $ 108,000 |
| Rockdale County Georgia | 1 | $ 282,000 | $ 282,000 | $ 17,000 |
| Jefferson County Kentucky | 1 | $ 1,203,000 | $ 1,203,000 | $ 360,000 |
| Androscoggin County Maine | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Knox County Maine | 1 | $ 300,000 | $ 300,000 | $ 284,000 |
| Oxford County Maine | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Carroll County Maryland | 1 | $ 216,000 | $ 216,000 | $ 30,000 |
| Kent County Maryland | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
| Essex County Massachusetts | 1 | $ 178,000 | $ 178,000 | $ 57,000 |
| Hampden County Massachusetts | 1 | $ 269,000 | $ 269,000 | $ 116,000 |
| Suffolk County Massachusetts | 1 | $ 413,000 | $ 413,000 | $ 86,000 |
| Newaygo County Michigan | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| St. Clair County Michigan | 1 | $ 1,840,000 | $ 1,840,000 | $ 539,000 |
| Clark County Nevada | 1 | $ 260,000 | $ 260,000 | $ 81,000 |
| Sullivan County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Cumberland County New Jersey | 1 | $ 143,000 | $ 143,000 | $ 55,000 |
| Gloucester County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Middlesex County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Monmouth County New Jersey | 1 | $ 266,000 | $ 266,000 | $ 80,000 |
| Morris County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 232,000 |
| Somerset County New Jersey | 1 | $ 337,000 | $ 337,000 | $ 98,000 |
| Bronx County New York | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Erie County New York | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Kings County New York | 1 | $ 515,000 | $ 515,000 | $ 126,000 |
| Onondaga County New York | 1 | $ 249,000 | $ 249,000 | $ 32,000 |
| Richmond County New York | 1 | $ 256,000 | $ 256,000 | $ 191,000 |
| St. Lawrence County New York | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Westchester County New York | 1 | $ 474,000 | $ 474,000 | $ 90,000 |
| Buncombe County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| Carteret County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 234,000 |
| Guilford County North Carolina | 1 | $ 318,000 | $ 318,000 | $ 90,000 |
| New Hanover County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 102,000 |
| Wilson County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 31,000 |
| Adams County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 134,000 |
| Bedford County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 90,000 |
| Clarion County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 33,000 |
| Dauphin County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Wayne County Pennsylvania | 1 | $ 1,260,000 | $ 1,260,000 | $ 223,000 |
| York County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 228,000 |
| Beaufort County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Shelby County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| Collin County Texas | 1 | $ 300,000 | $ 300,000 | $ 116,000 |
| Windham County Vermont | 1 | $ 380,000 | $ 380,000 | $ 272,000 |
| Accomack County Virginia | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Albemarle County Virginia | 1 | $ 520,000 | $ 520,000 | $ 107,000 |
| Alexandria County Virginia | 1 | $ 4,750,000 | $ 4,750,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| James City County Virginia | 1 | $ 196,000 | $ 196,000 | $ 82,000 |
| King William County Virginia | 1 | $ 360,000 | $ 360,000 | $ 416,000 |
| Tazewell County Virginia | 1 | $ 80,000 | $ 80,000 | $ 12,000 |
| Virginia Beach County Virginia | 1 | $ 360,000 | $ 360,000 | $ 199,000 |
| Warren County Virginia | 1 | $ 226,000 | $ 226,000 | $ 54,000 |
| King County Washington | 1 | $ 150,000 | $ 150,000 | $ 23,000 |
| Greenbrier County West Virginia | 1 | $ 1,006,000 | $ 1,006,000 | $ 1,600,000 |
| Hardy County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Jefferson County West Virginia | 1 | $ 339,000 | $ 339,000 | $ 101,000 |
| Randolph County West Virginia | 1 | $ 126,000 | $ 126,000 | $ 136,000 |
| Forest County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 141,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Washington Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 559 | $186,434,000 | $333,000 | $3,000,000 | $100,000 | $1,600,000 |
| Home Purchase | 498 | $140,466,000 | $282,000 | $3,044,000 | $89,000 | $600,000 |
| Home Improvement | 47 | $24,824,000 | $528,000 | $4,750,000 | $80,000 | $529,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 446 | $131,113,000 | $293,000 | $1,440,000 | $87,000 | $526,000 |
| White | 376 | $118,424,000 | $314,000 | $3,000,000 | $115,000 | $852,000 |
| Not Provided | 129 | $38,663,000 | $299,000 | $2,000,000 | $71,000 | $320,000 |
| Hispanic | 105 | $28,675,000 | $273,000 | $840,000 | $90,000 | $372,000 |
| Not applicable | 26 | $25,282,000 | $972,000 | $4,750,000 | $0 | $0 |
| Asian | 17 | $7,880,000 | $463,000 | $1,840,000 | $215,000 | $1,600,000 |
| American Indian or Alaskan Native | 4 | $1,382,000 | $345,000 | $527,000 | $76,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $305,000 | $305,000 | $305,000 | $80,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 904 | $301,882,000 | $333,000 | $4,750,000 | $100,000 | $1,600,000 |
| FHA-insured (Federal Housing Administration) | 180 | $43,896,000 | $243,000 | $405,000 | $69,000 | $232,000 |
| VA-guaranteed (Veterans Administration) | 20 | $5,946,000 | $297,000 | $467,000 | $79,000 | $162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 386 | $113,007,000 | $292,000 | $3,044,000 | $94,000 | $581,000 |
| Application Withdrawn By Applicant | 313 | $105,638,000 | $337,000 | $2,100,000 | $108,000 | $1,600,000 |
| Application Denied By Financial Institution | 215 | $76,156,000 | $354,000 | $4,750,000 | $92,000 | $852,000 |
| File Closed For Incompleteness | 79 | $28,683,000 | $363,000 | $1,430,000 | $88,000 | $331,000 |
| Preapproval Denied by Financial Institution | 76 | $17,172,000 | $225,000 | $417,000 | $57,000 | $280,000 |
| Application Approved But Not Accepted | 27 | $9,393,000 | $347,000 | $1,941,000 | $88,000 | $232,000 |
| Preapproval Approved but not Accepted | 8 | $1,675,000 | $209,000 | $368,000 | $96,000 | $190,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 139 | $36,128,000 | $259,000 | $1,170,000 | $72,000 | $320,000 |
| Debt-To-Income Ratio | 62 | $16,766,000 | $270,000 | $960,000 | $60,000 | $153,000 |
| Collateral | 33 | $12,533,000 | $379,000 | $2,136,000 | $123,000 | $529,000 |
| Other | 33 | $20,316,000 | $615,000 | $4,750,000 | $118,000 | $852,000 |
| Unverifiable Information | 14 | $4,920,000 | $351,000 | $1,250,000 | $113,000 | $269,000 |
| Employment History | 4 | $919,000 | $229,000 | $400,000 | $115,000 | $162,000 |
| Credit Application Incomplete | 3 | $850,000 | $283,000 | $300,000 | $55,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $566,000 | $283,000 | $356,000 | $99,000 | $102,000 |
| Mortgage Insurance Denied | 1 | $330,000 | $330,000 | $330,000 | $72,000 | $72,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.