The Washington Savings Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for The Washington Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Washington Savings Bank 4201 Mitchellville Rd Suite 300 Bowie, MD 20716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 871 |
| Total Mortgage Loan Application Amount | $210,296,000 |
| Average Mortgage Loan Application Amount | $235,333 |
| Highest Mortgage Loan Application Amount | $1,436,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $2,020,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 189 | $ 47,124,000 | $ 249,000 | $ 90,000 |
| Anne Arundel County Maryland | 76 | $ 21,529,000 | $ 283,000 | $ 128,000 |
| Montgomery County Maryland | 68 | $ 18,660,000 | $ 274,000 | $ 126,000 |
| District of Columbia County District Of Columbia | 65 | $ 17,856,000 | $ 274,000 | $ 84,000 |
| Baltimore City County Maryland | 61 | $ 8,762,000 | $ 143,000 | $ 89,000 |
| Charles County Maryland | 34 | $ 9,834,000 | $ 289,000 | $ 92,000 |
| Calvert County Maryland | 29 | $ 6,821,000 | $ 235,000 | $ 65,000 |
| Fairfax County Virginia | 27 | $ 8,553,000 | $ 316,000 | $ 114,000 |
| Baltimore County Maryland | 26 | $ 5,800,000 | $ 223,000 | $ 95,000 |
| Cumberland County Pennsylvania | 25 | $ 2,647,000 | $ 105,000 | $ 70,000 |
| Dauphin County Pennsylvania | 19 | $ 2,172,000 | $ 114,000 | $ 74,000 |
| Prince William County Virginia | 15 | $ 4,783,000 | $ 318,000 | $ 115,000 |
| Frederick County Maryland | 14 | $ 2,663,000 | $ 190,000 | $ 88,000 |
| Howard County Maryland | 11 | $ 4,391,000 | $ 399,000 | $ 152,000 |
| Washington County Maryland | 11 | $ 2,973,000 | $ 270,000 | $ 91,000 |
| Harford County Maryland | 10 | $ 1,702,000 | $ 170,000 | $ 94,000 |
| Queen Anne's County Maryland | 9 | $ 2,915,000 | $ 323,000 | $ 154,000 |
| Jefferson County West Virginia | 9 | $ 1,839,000 | $ 204,000 | $ 100,000 |
| Berkeley County West Virginia | 7 | $ 1,108,000 | $ 158,000 | $ 44,000 |
| Wicomico County Maryland | 6 | $ 542,000 | $ 90,000 | $ 70,000 |
| Kent County Delaware | 5 | $ 1,090,000 | $ 218,000 | $ 201,000 |
| Sussex County Delaware | 5 | $ 1,010,000 | $ 202,000 | $ 47,000 |
| Arlington County Virginia | 5 | $ 1,394,000 | $ 278,000 | $ 143,000 |
| Polk County Florida | 4 | $ 428,000 | $ 107,000 | $ 68,000 |
| Dorchester County Maryland | 4 | $ 932,000 | $ 233,000 | $ 89,000 |
| Franklin County Pennsylvania | 4 | $ 784,000 | $ 196,000 | $ 87,000 |
| York County Pennsylvania | 4 | $ 611,000 | $ 152,000 | $ 110,000 |
| Galveston County Texas | 4 | $ 1,212,000 | $ 303,000 | $ 295,000 |
| Stafford County Virginia | 4 | $ 1,151,000 | $ 287,000 | $ 91,000 |
| Caroline County Maryland | 3 | $ 747,000 | $ 249,000 | $ 64,000 |
| St. Mary's County Maryland | 3 | $ 592,000 | $ 197,000 | $ 72,000 |
| Queens County New York | 3 | $ 1,201,000 | $ 400,000 | $ 126,000 |
| Perry County Pennsylvania | 3 | $ 348,000 | $ 116,000 | $ 73,000 |
| King George County Virginia | 3 | $ 470,000 | $ 156,000 | $ 25,000 |
| Loudoun County Virginia | 3 | $ 1,561,000 | $ 520,000 | $ 144,000 |
| Louisa County Virginia | 3 | $ 551,000 | $ 183,000 | $ 87,000 |
| Richmond City County Virginia | 3 | $ 375,000 | $ 125,000 | $ 86,000 |
| Warren County Virginia | 3 | $ 737,000 | $ 245,000 | $ 126,000 |
| Westmoreland County Virginia | 3 | $ 719,000 | $ 239,000 | $ 139,000 |
| Broward County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 388,000 |
| Carroll County Maryland | 2 | $ 655,000 | $ 327,000 | $ 114,000 |
| Gaston County North Carolina | 2 | $ 172,000 | $ 86,000 | $ 72,000 |
| Guilford County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Wake County North Carolina | 2 | $ 512,000 | $ 256,000 | $ 143,000 |
| Adams County Pennsylvania | 2 | $ 144,000 | $ 72,000 | $ 53,000 |
| Montgomery County Pennsylvania | 2 | $ 369,000 | $ 184,000 | $ 79,000 |
| Caroline County Virginia | 2 | $ 377,000 | $ 188,000 | $ 46,000 |
| Fairfax City County Virginia | 2 | $ 630,000 | $ 315,000 | $ 252,000 |
| Fauquier County Virginia | 2 | $ 451,000 | $ 225,000 | $ 98,000 |
| Fredericksburg County Virginia | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
| Newport News County Virginia | 2 | $ 273,000 | $ 136,000 | $ 50,000 |
| Orange County Virginia | 2 | $ 332,000 | $ 166,000 | $ 33,000 |
| New Castle County Delaware | 1 | $ 1,000 | $ 1,000 | $ 50,000 |
| Duval County Florida | 1 | $ 191,000 | $ 191,000 | $ 59,000 |
| Lake County Florida | 1 | $ 290,000 | $ 290,000 | $ 72,000 |
| Palm Beach County Florida | 1 | $ 228,000 | $ 228,000 | $ 226,000 |
| Columbia County Georgia | 1 | $ 130,000 | $ 130,000 | $ 86,000 |
| Allegany County Maryland | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Talbot County Maryland | 1 | $ 363,000 | $ 363,000 | $ 94,000 |
| Worcester County Maryland | 1 | $ 364,000 | $ 364,000 | $ 360,000 |
| Crow Wing County Minnesota | 1 | $ 456,000 | $ 456,000 | $ 1,194,000 |
| Mercer County New Jersey | 1 | $ 99,000 | $ 99,000 | $ 44,000 |
| Ocean County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 140,000 |
| Union County New Jersey | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Eddy County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Kings County New York | 1 | $ 384,000 | $ 384,000 | $ 95,000 |
| Nassau County New York | 1 | $ 638,000 | $ 638,000 | $ 186,000 |
| Buncombe County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Carteret County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 180,000 |
| Currituck County North Carolina | 1 | $ 1,436,000 | $ 1,436,000 | $ 404,000 |
| Mecklenburg County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 85,000 |
| Northampton County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 146,000 |
| Delaware County Ohio | 1 | $ 199,000 | $ 199,000 | $ 71,000 |
| Lake County Ohio | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Bucks County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 46,000 |
| Chester County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 57,000 |
| Lancaster County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 37,000 |
| Lebanon County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Albemarle County Virginia | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 274,000 | $ 274,000 | $ 116,000 |
| Buchanan County Virginia | 1 | $ 240,000 | $ 240,000 | $ 126,000 |
| Chesapeake County Virginia | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Hanover County Virginia | 1 | $ 288,000 | $ 288,000 | $ 224,000 |
| Manassas County Virginia | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Mathews County Virginia | 1 | $ 158,000 | $ 158,000 | $ 54,000 |
| Nelson County Virginia | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Spotsylvania County Virginia | 1 | $ 206,000 | $ 206,000 | $ 57,000 |
| Virginia Beach County Virginia | 1 | $ 257,000 | $ 257,000 | $ 114,000 |
| Hancock County West Virginia | 1 | $ 107,000 | $ 107,000 | $ 71,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Washington Savings Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 429 | $113,691,000 | $265,000 | $1,250,000 | $90,000 | $874,000 |
| Home Purchase | 390 | $84,953,000 | $217,000 | $1,436,000 | $109,000 | $2,020,000 |
| Home Improvement | 52 | $11,652,000 | $224,000 | $960,000 | $106,000 | $289,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 359 | $90,319,000 | $251,000 | $1,436,000 | $115,000 | $2,020,000 |
| Black or African American | 344 | $78,649,000 | $228,000 | $1,250,000 | $87,000 | $357,000 |
| Hispanic | 111 | $24,764,000 | $223,000 | $584,000 | $98,000 | $308,000 |
| Not Provided | 24 | $7,230,000 | $301,000 | $975,000 | $75,000 | $226,000 |
| Asian | 22 | $5,890,000 | $267,000 | $650,000 | $107,000 | $329,000 |
| Not applicable | 9 | $2,944,000 | $327,000 | $828,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $500,000 | $250,000 | $400,000 | $150,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 807 | $196,721,000 | $243,000 | $1,436,000 | $102,000 | $2,020,000 |
| FHA-insured (Federal Housing Administration) | 61 | $13,009,000 | $213,000 | $402,000 | $64,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 3 | $566,000 | $188,000 | $220,000 | $102,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 528 | $121,115,000 | $229,000 | $1,200,000 | $101,000 | $2,020,000 |
| Application Withdrawn By Applicant | 127 | $33,148,000 | $261,000 | $1,436,000 | $95,000 | $404,000 |
| Application Approved But Not Accepted | 81 | $20,511,000 | $253,000 | $1,040,000 | $114,000 | $1,194,000 |
| Application Denied By Financial Institution | 75 | $19,061,000 | $254,000 | $686,000 | $84,000 | $255,000 |
| File Closed For Incompleteness | 32 | $9,744,000 | $304,000 | $1,250,000 | $117,000 | $360,000 |
| Preapproval Approved but not Accepted | 19 | $5,308,000 | $279,000 | $650,000 | $92,000 | $218,000 |
| Preapproval Denied by Financial Institution | 9 | $1,409,000 | $156,000 | $300,000 | $39,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $8,158,000 | $226,000 | $686,000 | $76,000 | $255,000 |
| Debt-To-Income Ratio | 17 | $4,584,000 | $269,000 | $558,000 | $70,000 | $163,000 |
| Other | 15 | $3,634,000 | $242,000 | $550,000 | $93,000 | $126,000 |
| Employment History | 8 | $1,920,000 | $240,000 | $412,000 | $102,000 | $150,000 |
| Unverifiable Information | 5 | $1,005,000 | $201,000 | $358,000 | $63,000 | $130,000 |
| Collateral | 3 | $1,169,000 | $389,000 | $525,000 | $69,000 | $114,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.