The Washington Savings Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for The Washington Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Washington Savings Bank 4201 Mitchellville Rd Suite 300 Bowie, MD 20716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,146 |
| Total Mortgage Loan Application Amount | $502,455,000 |
| Average Mortgage Loan Application Amount | $267,950 |
| Highest Mortgage Loan Application Amount | $2,550,000 |
| Average Applicant Income | $176,825 |
| Highest Applicant Income | $2,457,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 234 | $ 47,094,000 | $ 201,000 | $ 81,000 |
| Montgomery County Maryland | 205 | $ 84,150,000 | $ 410,000 | $ 127,000 |
| Cumberland County Pennsylvania | 188 | $ 23,995,000 | $ 127,000 | $ 55,000 |
| Dauphin County Pennsylvania | 145 | $ 16,989,000 | $ 117,000 | $ 88,000 |
| Anne Arundel County Maryland | 143 | $ 36,603,000 | $ 255,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 137 | $ 44,013,000 | $ 321,000 | $ 114,000 |
| Calvert County Maryland | 99 | $ 24,426,000 | $ 246,000 | $ 156,000 |
| Charles County Maryland | 51 | $ 11,206,000 | $ 219,000 | $ 75,000 |
| York County Pennsylvania | 47 | $ 6,717,000 | $ 142,000 | $ 80,000 |
| Baltimore City County Maryland | 45 | $ 7,496,000 | $ 166,000 | $ 71,000 |
| Jefferson County West Virginia | 40 | $ 7,004,000 | $ 175,000 | $ 78,000 |
| Fairfax County Virginia | 33 | $ 9,512,000 | $ 288,000 | $ 109,000 |
| Stafford County Virginia | 30 | $ 8,177,000 | $ 272,000 | $ 112,000 |
| Berkeley County West Virginia | 29 | $ 4,233,000 | $ 145,000 | $ 67,000 |
| Caroline County Virginia | 27 | $ 6,178,000 | $ 228,000 | $ 73,000 |
| Howard County Maryland | 26 | $ 6,916,000 | $ 266,000 | $ 111,000 |
| Spotsylvania County Virginia | 25 | $ 5,958,000 | $ 238,000 | $ 95,000 |
| Prince William County Virginia | 22 | $ 6,198,000 | $ 281,000 | $ 73,000 |
| Baltimore County Maryland | 17 | $ 2,892,000 | $ 170,000 | $ 84,000 |
| Frederick County Maryland | 17 | $ 5,108,000 | $ 300,000 | $ 111,000 |
| St. Mary's County Maryland | 13 | $ 2,988,000 | $ 229,000 | $ 108,000 |
| Lebanon County Pennsylvania | 12 | $ 1,383,000 | $ 115,000 | $ 71,000 |
| Louisa County Virginia | 12 | $ 3,000,000 | $ 250,000 | $ 106,000 |
| Sussex County Delaware | 10 | $ 2,633,000 | $ 263,000 | $ 285,000 |
| Perry County Pennsylvania | 10 | $ 1,112,000 | $ 111,000 | $ 62,000 |
| Orange County Virginia | 10 | $ 2,682,000 | $ 268,000 | $ 89,000 |
| Richmond City County Virginia | 9 | $ 1,581,000 | $ 175,000 | $ 104,000 |
| Arlington County Virginia | 8 | $ 3,743,000 | $ 467,000 | $ 164,000 |
| Northampton County Virginia | 8 | $ 3,863,000 | $ 482,000 | $ 0 |
| Washington County Maryland | 7 | $ 722,000 | $ 103,000 | $ 101,000 |
| Westmoreland County Virginia | 7 | $ 1,237,000 | $ 176,000 | $ 207,000 |
| Carroll County Maryland | 6 | $ 1,798,000 | $ 299,000 | $ 105,000 |
| Worcester County Maryland | 6 | $ 1,647,000 | $ 274,000 | $ 87,000 |
| Lancaster County Pennsylvania | 6 | $ 934,000 | $ 155,000 | $ 89,000 |
| Broward County Florida | 4 | $ 804,000 | $ 201,000 | $ 104,000 |
| Palm Beach County Florida | 4 | $ 1,969,000 | $ 492,000 | $ 602,000 |
| Harford County Maryland | 4 | $ 850,000 | $ 212,000 | $ 88,000 |
| Warren County Virginia | 4 | $ 773,000 | $ 193,000 | $ 66,000 |
| San Diego County California | 3 | $ 1,934,000 | $ 644,000 | $ 116,000 |
| Caroline County Maryland | 3 | $ 690,000 | $ 230,000 | $ 57,000 |
| Queen Anne's County Maryland | 3 | $ 484,000 | $ 161,000 | $ 156,000 |
| King George County Virginia | 3 | $ 740,000 | $ 246,000 | $ 78,000 |
| Montgomery County Virginia | 3 | $ 267,000 | $ 89,000 | $ 100,000 |
| Greenbrier County West Virginia | 3 | $ 1,312,000 | $ 437,000 | $ 169,000 |
| New London County Connecticut | 2 | $ 610,000 | $ 305,000 | $ 169,000 |
| Clay County Florida | 2 | $ 272,000 | $ 136,000 | $ 87,000 |
| Lee County Florida | 2 | $ 313,000 | $ 156,000 | $ 149,000 |
| Orange County Florida | 2 | $ 267,000 | $ 133,000 | $ 134,000 |
| Pinellas County Florida | 2 | $ 284,000 | $ 142,000 | $ 137,000 |
| Sarasota County Florida | 2 | $ 531,000 | $ 265,000 | $ 58,000 |
| Dorchester County Maryland | 2 | $ 533,000 | $ 266,000 | $ 183,000 |
| Clark County Nevada | 2 | $ 625,000 | $ 312,000 | $ 56,000 |
| Queens County New York | 2 | $ 535,000 | $ 267,000 | $ 155,000 |
| Westchester County New York | 2 | $ 331,000 | $ 165,000 | $ 91,000 |
| Onslow County North Carolina | 2 | $ 269,000 | $ 134,000 | $ 96,000 |
| Lake County Ohio | 2 | $ 304,000 | $ 152,000 | $ 87,000 |
| Warren County Ohio | 2 | $ 299,000 | $ 149,000 | $ 70,000 |
| Bucks County Pennsylvania | 2 | $ 284,000 | $ 142,000 | $ 83,000 |
| Montgomery County Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 51,000 |
| Northampton County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 77,000 |
| Wayne County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 54,000 |
| Horry County South Carolina | 2 | $ 499,000 | $ 249,000 | $ 131,000 |
| Richland County South Carolina | 2 | $ 305,000 | $ 152,000 | $ 106,000 |
| Chesterfield County Virginia | 2 | $ 833,000 | $ 416,000 | $ 108,000 |
| Loudoun County Virginia | 2 | $ 1,200,000 | $ 600,000 | $ 196,000 |
| Lynchburg County Virginia | 2 | $ 447,000 | $ 223,000 | $ 76,000 |
| Manassas County Virginia | 2 | $ 610,000 | $ 305,000 | $ 72,000 |
| Martinsville County Virginia | 2 | $ 102,000 | $ 51,000 | $ 15,000 |
| Norfolk County Virginia | 2 | $ 166,000 | $ 83,000 | $ 79,000 |
| Winchester County Virginia | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Kanawha County West Virginia | 2 | $ 86,000 | $ 43,000 | $ 55,000 |
| Tucker County West Virginia | 2 | $ 577,000 | $ 288,000 | $ 105,000 |
| Pima County Arizona | 1 | $ 462,000 | $ 462,000 | $ 2,373,000 |
| Los Angeles County California | 1 | $ 770,000 | $ 770,000 | $ 369,000 |
| Ventura County California | 1 | $ 925,000 | $ 925,000 | $ 250,000 |
| Grand County Colorado | 1 | $ 406,000 | $ 406,000 | $ 600,000 |
| Charlotte County Florida | 1 | $ 47,000 | $ 47,000 | $ 100,000 |
| Cook County Illinois | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Sagadahoc County Maine | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
| Allegany County Maryland | 1 | $ 104,000 | $ 104,000 | $ 314,000 |
| Cecil County Maryland | 1 | $ 247,000 | $ 247,000 | $ 104,000 |
| Garrett County Maryland | 1 | $ 32,000 | $ 32,000 | $ 116,000 |
| Somerset County Maryland | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Talbot County Maryland | 1 | $ 271,000 | $ 271,000 | $ 150,000 |
| Wicomico County Maryland | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Dukes County Massachusetts | 1 | $ 489,000 | $ 489,000 | $ 259,000 |
| Gallatin County Montana | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Strafford County New Hampshire | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 117,000 | $ 117,000 | $ 29,000 |
| Chatham County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Craven County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 37,000 |
| Dare County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 323,000 |
| Guilford County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Moore County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 208,000 |
| Northampton County North Carolina | 1 | $ 310,000 | $ 310,000 | $ 151,000 |
| Transylvania County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 102,000 |
| Cuyahoga County Ohio | 1 | $ 159,000 | $ 159,000 | $ 83,000 |
| Adams County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 32,000 |
| Centre County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 83,000 |
| Delaware County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 60,000 |
| Franklin County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 48,000 |
| Juniata County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Pike County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| Schuylkill County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Susquehanna County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Beaufort County South Carolina | 1 | $ 576,000 | $ 576,000 | $ 322,000 |
| Charleston County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Collin County Texas | 1 | $ 476,000 | $ 476,000 | $ 179,000 |
| Accomack County Virginia | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Albemarle County Virginia | 1 | $ 154,000 | $ 154,000 | $ 128,000 |
| Alexandria County Virginia | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Culpeper County Virginia | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Cumberland County Virginia | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Essex County Virginia | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Fairfax City County Virginia | 1 | $ 611,000 | $ 611,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 171,000 | $ 171,000 | $ 99,000 |
| Franklin County Virginia | 1 | $ 188,000 | $ 188,000 | $ 73,000 |
| Hampton County Virginia | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Hanover County Virginia | 1 | $ 220,000 | $ 220,000 | $ 208,000 |
| Henrico County Virginia | 1 | $ 232,000 | $ 232,000 | $ 204,000 |
| Newport News County Virginia | 1 | $ 96,000 | $ 96,000 | $ 124,000 |
| Northumberland County Virginia | 1 | $ 140,000 | $ 140,000 | $ 218,000 |
| Prince George County Virginia | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Richmond County Virginia | 1 | $ 86,000 | $ 86,000 | $ 55,000 |
| Virginia Beach County Virginia | 1 | $ 273,000 | $ 273,000 | $ 106,000 |
| Hardy County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Washington Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,393 | $295,501,000 | $287,473 | $1,267,000 | $256,473 | $2,457,000 |
| Refinancing | 684 | $190,286,000 | $273,437 | $2,550,000 | $108,937 | $1,500,000 |
| Home Improvement | 69 | $16,668,000 | $176,200 | $1,200,000 | $91,400 | $292,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,414 | $335,822,000 | $282,181 | $2,550,000 | $227,409 | $2,457,000 |
| Black or African American | 489 | $106,810,000 | $206,250 | $1,267,000 | $98,750 | $508,000 |
| Hispanic | 98 | $21,974,000 | $223,000 | $650,000 | $96,857 | $328,000 |
| Not Provided | 66 | $16,112,000 | $364,875 | $1,000,000 | $179,000 | $600,000 |
| Asian | 56 | $14,588,000 | $327,833 | $1,200,000 | $86,333 | $292,000 |
| Not applicable | 20 | $6,692,000 | $417,333 | $1,120,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $436,000 | $218,000 | $234,000 | $95,000 | $97,000 |
| American Indian or Alaskan Native | 1 | $21,000 | $21,000 | $21,000 | $96,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,981 | $470,165,000 | $286,333 | $2,550,000 | $233,250 | $2,457,000 |
| FHA-insured (Federal Housing Administration) | 104 | $18,971,000 | $184,333 | $425,000 | $57,333 | $384,000 |
| VA-guaranteed (Veterans Administration) | 61 | $13,319,000 | $230,250 | $368,000 | $62,500 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,439 | $326,107,000 | $296,380 | $2,550,000 | $258,523 | $2,457,000 |
| Application Withdrawn By Applicant | 350 | $81,280,000 | $288,818 | $1,160,000 | $131,272 | $747,000 |
| Preapproval Approved but not Accepted | 100 | $27,106,000 | $271,000 | $1,121,000 | $73,000 | $384,000 |
| Application Denied By Financial Institution | 83 | $29,102,000 | $341,250 | $1,415,000 | $108,000 | $996,000 |
| Preapproval Denied by Financial Institution | 73 | $15,936,000 | $218,000 | $800,000 | $49,000 | $192,000 |
| Application Approved But Not Accepted | 67 | $14,855,000 | $224,444 | $650,000 | $82,444 | $327,000 |
| File Closed For Incompleteness | 34 | $8,069,000 | $234,000 | $416,000 | $87,500 | $1,200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 70 | $22,854,000 | $474,000 | $1,267,000 | $125,400 | $350,000 |
| Other | 28 | $10,137,000 | $327,166 | $1,415,000 | $99,500 | $355,000 |
| Credit History | 26 | $4,714,000 | $256,800 | $1,120,000 | $61,600 | $216,000 |
| Debt-To-Income Ratio | 14 | $3,034,000 | $202,000 | $634,000 | $43,750 | $114,000 |
| Collateral | 14 | $3,165,000 | $180,250 | $664,000 | $109,250 | $996,000 |
| Employment History | 4 | $1,134,000 | $283,500 | $581,000 | $41,250 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.