The Washington Savings Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for The Washington Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Washington Savings Bank 4201 Mitchellville Rd Suite 300 Bowie, MD 20716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,350 |
| Total Mortgage Loan Application Amount | $467,399,000 |
| Average Mortgage Loan Application Amount | $210,097 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $137,341 |
| Highest Applicant Income | $1,932,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dauphin County Pennsylvania | 264 | $ 27,104,000 | $ 102,000 | $ 82,000 |
| Montgomery County Maryland | 260 | $ 82,883,000 | $ 318,000 | $ 167,000 |
| Cumberland County Pennsylvania | 259 | $ 32,748,000 | $ 126,000 | $ 72,000 |
| Prince George's County Maryland | 249 | $ 51,213,000 | $ 205,000 | $ 85,000 |
| District of Columbia County District Of Columbia | 159 | $ 43,465,000 | $ 273,000 | $ 116,000 |
| Anne Arundel County Maryland | 122 | $ 29,111,000 | $ 238,000 | $ 75,000 |
| Fairfax County Virginia | 109 | $ 28,062,000 | $ 257,000 | $ 120,000 |
| York County Pennsylvania | 79 | $ 10,430,000 | $ 132,000 | $ 67,000 |
| Charles County Maryland | 69 | $ 13,966,000 | $ 202,000 | $ 88,000 |
| Caroline County Virginia | 64 | $ 11,187,000 | $ 174,000 | $ 61,000 |
| Baltimore City County Maryland | 63 | $ 7,732,000 | $ 122,000 | $ 77,000 |
| Spotsylvania County Virginia | 56 | $ 10,914,000 | $ 194,000 | $ 67,000 |
| Stafford County Virginia | 42 | $ 9,220,000 | $ 219,000 | $ 70,000 |
| Prince William County Virginia | 38 | $ 8,408,000 | $ 221,000 | $ 103,000 |
| Calvert County Maryland | 23 | $ 6,392,000 | $ 277,000 | $ 113,000 |
| Richmond City County Virginia | 22 | $ 3,719,000 | $ 169,000 | $ 82,000 |
| Howard County Maryland | 21 | $ 4,525,000 | $ 215,000 | $ 59,000 |
| Queen Anne's County Maryland | 20 | $ 3,887,000 | $ 194,000 | $ 85,000 |
| Lebanon County Pennsylvania | 19 | $ 2,181,000 | $ 114,000 | $ 67,000 |
| Frederick County Maryland | 17 | $ 4,576,000 | $ 269,000 | $ 141,000 |
| Perry County Pennsylvania | 17 | $ 1,658,000 | $ 97,000 | $ 52,000 |
| Loudoun County Virginia | 16 | $ 5,396,000 | $ 337,000 | $ 131,000 |
| Baltimore County Maryland | 14 | $ 2,658,000 | $ 189,000 | $ 105,000 |
| Sussex County Delaware | 13 | $ 4,093,000 | $ 314,000 | $ 199,000 |
| Lancaster County Pennsylvania | 13 | $ 1,431,000 | $ 110,000 | $ 82,000 |
| Harford County Maryland | 11 | $ 2,381,000 | $ 216,000 | $ 60,000 |
| Arlington County Virginia | 11 | $ 3,045,000 | $ 276,000 | $ 126,000 |
| St. Mary's County Maryland | 10 | $ 1,968,000 | $ 196,000 | $ 103,000 |
| Alexandria County Virginia | 10 | $ 2,452,000 | $ 245,000 | $ 103,000 |
| Louisa County Virginia | 10 | $ 1,383,000 | $ 138,000 | $ 66,000 |
| Carroll County Maryland | 9 | $ 1,601,000 | $ 177,000 | $ 83,000 |
| Franklin County Pennsylvania | 9 | $ 775,000 | $ 86,000 | $ 52,000 |
| King George County Virginia | 9 | $ 1,478,000 | $ 164,000 | $ 87,000 |
| Caroline County Maryland | 8 | $ 1,186,000 | $ 148,000 | $ 81,000 |
| Washington County Maryland | 8 | $ 1,197,000 | $ 149,000 | $ 79,000 |
| Fauquier County Virginia | 8 | $ 2,097,000 | $ 262,000 | $ 85,000 |
| Fredericksburg County Virginia | 8 | $ 906,000 | $ 113,000 | $ 152,000 |
| Roanoke City County Virginia | 8 | $ 634,000 | $ 79,000 | $ 71,000 |
| Virginia Beach County Virginia | 7 | $ 1,391,000 | $ 198,000 | $ 122,000 |
| Westmoreland County Virginia | 7 | $ 624,000 | $ 89,000 | $ 103,000 |
| Orange County Virginia | 6 | $ 1,242,000 | $ 207,000 | $ 78,000 |
| Worcester County Maryland | 5 | $ 978,000 | $ 195,000 | $ 124,000 |
| Chesapeake County Virginia | 5 | $ 505,000 | $ 101,000 | $ 94,000 |
| Chesterfield County Virginia | 5 | $ 1,135,000 | $ 227,000 | $ 66,000 |
| Allegany County Maryland | 4 | $ 737,000 | $ 184,000 | $ 60,000 |
| Adams County Pennsylvania | 4 | $ 668,000 | $ 167,000 | $ 112,000 |
| Wayne County Pennsylvania | 4 | $ 1,214,000 | $ 303,000 | $ 117,000 |
| Henrico County Virginia | 4 | $ 809,000 | $ 202,000 | $ 69,000 |
| Portsmouth County Virginia | 4 | $ 380,000 | $ 95,000 | $ 83,000 |
| Warren County Virginia | 4 | $ 603,000 | $ 150,000 | $ 58,000 |
| New Castle County Delaware | 3 | $ 517,000 | $ 172,000 | $ 88,000 |
| Collier County Florida | 3 | $ 1,124,000 | $ 374,000 | $ 498,000 |
| Garrett County Maryland | 3 | $ 1,400,000 | $ 466,000 | $ 564,000 |
| Talbot County Maryland | 3 | $ 368,000 | $ 122,000 | $ 122,000 |
| Tioga County Pennsylvania | 3 | $ 300,000 | $ 100,000 | $ 18,000 |
| Charlottesville County Virginia | 3 | $ 615,000 | $ 205,000 | $ 73,000 |
| Clarke County Virginia | 3 | $ 312,000 | $ 104,000 | $ 52,000 |
| Culpeper County Virginia | 3 | $ 728,000 | $ 242,000 | $ 87,000 |
| Franklin County Virginia | 3 | $ 701,000 | $ 233,000 | $ 73,000 |
| Hampton County Virginia | 3 | $ 289,000 | $ 96,000 | $ 64,000 |
| Manassas County Virginia | 3 | $ 602,000 | $ 200,000 | $ 57,000 |
| Kent County Delaware | 2 | $ 208,000 | $ 104,000 | $ 58,000 |
| Alachua County Florida | 2 | $ 226,000 | $ 113,000 | $ 148,000 |
| Broward County Florida | 2 | $ 321,000 | $ 160,000 | $ 245,000 |
| Miami-Dade County Florida | 2 | $ 306,000 | $ 153,000 | $ 200,000 |
| Palm Beach County Florida | 2 | $ 365,000 | $ 182,000 | $ 328,000 |
| Seminole County Florida | 2 | $ 518,000 | $ 259,000 | $ 137,000 |
| Fayette County Georgia | 2 | $ 302,000 | $ 151,000 | $ 100,000 |
| Dare County North Carolina | 2 | $ 441,000 | $ 220,000 | $ 112,000 |
| Durham County North Carolina | 2 | $ 197,000 | $ 98,000 | $ 25,000 |
| Guilford County North Carolina | 2 | $ 129,000 | $ 64,000 | $ 52,000 |
| Juniata County Pennsylvania | 2 | $ 139,000 | $ 69,000 | $ 71,000 |
| Lackawanna County Pennsylvania | 2 | $ 333,000 | $ 166,000 | $ 47,000 |
| Pike County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| Wyoming County Pennsylvania | 2 | $ 368,000 | $ 184,000 | $ 110,000 |
| Collin County Texas | 2 | $ 282,000 | $ 141,000 | $ 80,000 |
| Accomack County Virginia | 2 | $ 627,000 | $ 313,000 | $ 0 |
| Amelia County Virginia | 2 | $ 769,000 | $ 384,000 | $ 113,000 |
| Fairfax City County Virginia | 2 | $ 649,000 | $ 324,000 | $ 162,000 |
| Northampton County Virginia | 2 | $ 2,046,000 | $ 1,023,000 | $ 61,000 |
| Nottoway County Virginia | 2 | $ 255,000 | $ 127,000 | $ 100,000 |
| Rappahannock County Virginia | 2 | $ 428,000 | $ 214,000 | $ 60,000 |
| Cabell County West Virginia | 2 | $ 267,000 | $ 133,000 | $ 38,000 |
| Jefferson County West Virginia | 2 | $ 404,000 | $ 202,000 | $ 84,000 |
| Maricopa County Arizona | 1 | $ 333,000 | $ 333,000 | $ 81,000 |
| Orange County California | 1 | $ 261,000 | $ 261,000 | $ 404,000 |
| Denver County Colorado | 1 | $ 124,000 | $ 124,000 | $ 162,000 |
| Duval County Florida | 1 | $ 122,000 | $ 122,000 | $ 106,000 |
| Martin County Florida | 1 | $ 330,000 | $ 330,000 | $ 260,000 |
| Pinellas County Florida | 1 | $ 112,000 | $ 112,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 228,000 | $ 228,000 | $ 382,000 |
| Sumter County Florida | 1 | $ 191,000 | $ 191,000 | $ 137,000 |
| Fulton County Georgia | 1 | $ 326,000 | $ 326,000 | $ 0 |
| St. Charles County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Androscoggin County Maine | 1 | $ 240,000 | $ 240,000 | $ 129,000 |
| Cecil County Maryland | 1 | $ 107,000 | $ 107,000 | $ 26,000 |
| Dorchester County Maryland | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Kent County Maryland | 1 | $ 110,000 | $ 110,000 | $ 238,000 |
| Barnstable County Massachusetts | 1 | $ 370,000 | $ 370,000 | $ 176,000 |
| Clark County Nevada | 1 | $ 565,000 | $ 565,000 | $ 168,000 |
| Cape May County New Jersey | 1 | $ 110,000 | $ 110,000 | $ 125,000 |
| Somerset County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Columbia County New York | 1 | $ 334,000 | $ 334,000 | $ 191,000 |
| Kings County New York | 1 | $ 249,000 | $ 249,000 | $ 70,000 |
| Suffolk County New York | 1 | $ 250,000 | $ 250,000 | $ 119,000 |
| Westchester County New York | 1 | $ 293,000 | $ 293,000 | $ 249,000 |
| Currituck County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 79,000 |
| Northampton County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Perquimans County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 61,000 |
| Allegheny County Pennsylvania | 1 | $ 632,000 | $ 632,000 | $ 420,000 |
| Huntingdon County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Indiana County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Lawrence County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Mifflin County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Monroe County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Montgomery County Pennsylvania | 1 | $ 314,000 | $ 314,000 | $ 118,000 |
| Philadelphia County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 79,000 |
| Newport County Rhode Island | 1 | $ 254,000 | $ 254,000 | $ 323,000 |
| Georgetown County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
| Horry County South Carolina | 1 | $ 296,000 | $ 296,000 | $ 207,000 |
| York County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 66,000 |
| Sullivan County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 328,000 |
| El Paso County Texas | 1 | $ 113,000 | $ 113,000 | $ 35,000 |
| Washington County Utah | 1 | $ 129,000 | $ 129,000 | $ 76,000 |
| Addison County Vermont | 1 | $ 100,000 | $ 100,000 | $ 468,000 |
| Lamoille County Vermont | 1 | $ 525,000 | $ 525,000 | $ 260,000 |
| Albemarle County Virginia | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Charles City County Virginia | 1 | $ 147,000 | $ 147,000 | $ 36,000 |
| Essex County Virginia | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Falls Church County Virginia | 1 | $ 200,000 | $ 200,000 | $ 30,000 |
| Franklin City County Virginia | 1 | $ 58,000 | $ 58,000 | $ 97,000 |
| Halifax County Virginia | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Hanover County Virginia | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| King William County Virginia | 1 | $ 131,000 | $ 131,000 | $ 113,000 |
| Manassas Park County Virginia | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Montgomery County Virginia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Nelson County Virginia | 1 | $ 88,000 | $ 88,000 | $ 129,000 |
| New Kent County Virginia | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Newport News County Virginia | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 131,000 | $ 131,000 | $ 188,000 |
| Page County Virginia | 1 | $ 198,000 | $ 198,000 | $ 35,000 |
| Patrick County Virginia | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Petersburg County Virginia | 1 | $ 32,000 | $ 32,000 | $ 142,000 |
| Richmond County Virginia | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Roanoke County Virginia | 1 | $ 233,000 | $ 233,000 | $ 91,000 |
| Shenandoah County Virginia | 1 | $ 233,000 | $ 233,000 | $ 66,000 |
| Southampton County Virginia | 1 | $ 156,000 | $ 156,000 | $ 78,000 |
| Waynesboro County Virginia | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Berkeley County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 267,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Washington Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,496 | $271,598,000 | $222,238 | $2,000,000 | $147,142 | $1,249,000 |
| Refinancing | 843 | $194,500,000 | $219,125 | $1,560,000 | $142,750 | $1,932,000 |
| Home Improvement | 11 | $1,301,000 | $110,250 | $260,000 | $64,250 | $118,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,653 | $329,340,000 | $245,550 | $2,000,000 | $158,150 | $1,932,000 |
| Black or African American | 422 | $86,405,000 | $168,875 | $1,560,000 | $81,250 | $936,000 |
| Not applicable | 90 | $14,596,000 | $255,250 | $1,750,000 | $7,250 | $211,000 |
| Hispanic | 62 | $11,601,000 | $193,571 | $637,000 | $145,285 | $468,000 |
| Not Provided | 60 | $12,621,000 | $203,666 | $665,000 | $147,000 | $680,000 |
| Asian | 55 | $10,316,000 | $204,166 | $432,000 | $101,500 | $203,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,624,000 | $270,333 | $750,000 | $124,666 | $300,000 |
| American Indian or Alaskan Native | 2 | $896,000 | $448,000 | $747,000 | $387,000 | $659,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,093 | $425,026,000 | $224,041 | $2,000,000 | $158,875 | $1,932,000 |
| FHA-insured (Federal Housing Administration) | 183 | $29,336,000 | $159,200 | $295,000 | $48,400 | $251,000 |
| VA-guaranteed (Veterans Administration) | 74 | $13,037,000 | $172,666 | $282,000 | $51,500 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,112 | $417,573,000 | $213,000 | $2,000,000 | $157,916 | $1,932,000 |
| Application Withdrawn By Applicant | 127 | $27,641,000 | $259,000 | $807,000 | $129,375 | $425,000 |
| Application Denied By Financial Institution | 61 | $14,013,000 | $253,500 | $1,560,000 | $163,166 | $936,000 |
| Application Approved But Not Accepted | 44 | $7,163,000 | $182,333 | $540,000 | $195,500 | $1,920,000 |
| File Closed For Incompleteness | 6 | $1,009,000 | $172,750 | $267,000 | $61,250 | $118,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 22 | $6,207,000 | $250,000 | $1,560,000 | $171,500 | $936,000 |
| Credit History | 21 | $4,545,000 | $222,250 | $780,000 | $83,750 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,781,000 | $162,000 | $269,000 | $52,000 | $101,000 |
| Collateral | 4 | $900,000 | $267,333 | $444,000 | $129,666 | $222,000 |
| Employment History | 2 | $404,000 | $202,000 | $257,000 | $74,000 | $94,000 |
| Debt-To-Income Ratio | 1 | $176,000 | $176,000 | $176,000 | $52,000 | $52,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.