Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for The Washington Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | The Washington Savings Bank 4201 Mitchellville Rd Suite 300 Bowie, MD 20716 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,268 |
Total Mortgage Loan Application Amount | $657,448,000 |
Average Mortgage Loan Application Amount | $283,540 |
Highest Mortgage Loan Application Amount | $3,100,000 |
Average Applicant Income | $132,297 |
Highest Applicant Income | $1,980,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Montgomery County Maryland | 490 | $ 145,926,000 | $ 297,000 | $ 151,000 |
Cumberland County Pennsylvania | 431 | $ 56,379,000 | $ 130,000 | $ 62,000 |
Anne Arundel County Maryland | 261 | $ 56,769,000 | $ 217,000 | $ 94,000 |
Dauphin County Pennsylvania | 255 | $ 28,791,000 | $ 112,000 | $ 59,000 |
Fairfax County Virginia | 220 | $ 56,668,000 | $ 257,000 | $ 132,000 |
Prince George's County Maryland | 207 | $ 39,806,000 | $ 192,000 | $ 75,000 |
York County Pennsylvania | 158 | $ 17,452,000 | $ 110,000 | $ 53,000 |
District of Columbia County District Of Columbia | 156 | $ 45,797,000 | $ 293,000 | $ 115,000 |
Prince William County Virginia | 106 | $ 20,937,000 | $ 197,000 | $ 70,000 |
Charles County Maryland | 86 | $ 15,276,000 | $ 177,000 | $ 68,000 |
Spotsylvania County Virginia | 58 | $ 11,131,000 | $ 191,000 | $ 72,000 |
Howard County Maryland | 55 | $ 14,122,000 | $ 256,000 | $ 95,000 |
Frederick County Maryland | 52 | $ 11,413,000 | $ 219,000 | $ 75,000 |
Baltimore City County Maryland | 48 | $ 5,196,000 | $ 108,000 | $ 69,000 |
Stafford County Virginia | 47 | $ 10,714,000 | $ 227,000 | $ 77,000 |
Caroline County Virginia | 45 | $ 6,223,000 | $ 138,000 | $ 101,000 |
Loudoun County Virginia | 44 | $ 12,376,000 | $ 281,000 | $ 95,000 |
Calvert County Maryland | 36 | $ 7,463,000 | $ 207,000 | $ 103,000 |
Arlington County Virginia | 32 | $ 8,360,000 | $ 261,000 | $ 89,000 |
Baltimore County Maryland | 25 | $ 4,990,000 | $ 199,000 | $ 90,000 |
Carroll County Maryland | 24 | $ 4,663,000 | $ 194,000 | $ 289,000 |
Lancaster County Pennsylvania | 22 | $ 2,668,000 | $ 121,000 | $ 60,000 |
Worcester County Maryland | 21 | $ 3,430,000 | $ 163,000 | $ 153,000 |
Perry County Pennsylvania | 21 | $ 2,494,000 | $ 118,000 | $ 49,000 |
Henrico County Virginia | 20 | $ 3,384,000 | $ 169,000 | $ 65,000 |
Richmond City County Virginia | 19 | $ 2,645,000 | $ 139,000 | $ 63,000 |
Lebanon County Pennsylvania | 17 | $ 2,062,000 | $ 121,000 | $ 73,000 |
Queen Anne's County Maryland | 16 | $ 4,686,000 | $ 292,000 | $ 100,000 |
St. Mary's County Maryland | 16 | $ 2,362,000 | $ 147,000 | $ 64,000 |
Harford County Maryland | 14 | $ 2,335,000 | $ 166,000 | $ 112,000 |
Fauquier County Virginia | 13 | $ 3,220,000 | $ 247,000 | $ 86,000 |
Sussex County Delaware | 11 | $ 2,891,000 | $ 262,000 | $ 182,000 |
Franklin County Pennsylvania | 9 | $ 1,099,000 | $ 122,000 | $ 70,000 |
Chesterfield County Virginia | 9 | $ 1,469,000 | $ 163,000 | $ 80,000 |
Hanover County Virginia | 9 | $ 1,667,000 | $ 185,000 | $ 88,000 |
Manassas County Virginia | 8 | $ 1,349,000 | $ 168,000 | $ 65,000 |
Culpeper County Virginia | 7 | $ 1,840,000 | $ 262,000 | $ 91,000 |
Roanoke City County Virginia | 7 | $ 596,000 | $ 85,000 | $ 84,000 |
Talbot County Maryland | 6 | $ 1,428,000 | $ 238,000 | $ 70,000 |
Oconee County South Carolina | 6 | $ 789,000 | $ 131,000 | $ 59,000 |
Alexandria County Virginia | 6 | $ 1,196,000 | $ 199,000 | $ 106,000 |
Westmoreland County Virginia | 6 | $ 865,000 | $ 144,000 | $ 78,000 |
Washington County Maryland | 5 | $ 524,000 | $ 104,000 | $ 82,000 |
Berks County Pennsylvania | 5 | $ 328,000 | $ 65,000 | $ 66,000 |
Juniata County Pennsylvania | 5 | $ 494,000 | $ 98,000 | $ 50,000 |
Fairfax City County Virginia | 5 | $ 1,040,000 | $ 208,000 | $ 170,000 |
Adams County Pennsylvania | 4 | $ 446,000 | $ 111,000 | $ 48,000 |
Palm Beach County Florida | 3 | $ 536,000 | $ 178,000 | $ 72,000 |
Cobb County Georgia | 3 | $ 449,000 | $ 149,000 | $ 89,000 |
DeKalb County Georgia | 3 | $ 700,000 | $ 233,000 | $ 78,000 |
Currituck County North Carolina | 3 | $ 418,000 | $ 139,000 | $ 81,000 |
Montgomery County Pennsylvania | 3 | $ 383,000 | $ 127,000 | $ 94,000 |
Isle of Wight County Virginia | 3 | $ 350,000 | $ 116,000 | $ 50,000 |
Norfolk County Virginia | 3 | $ 321,000 | $ 107,000 | $ 52,000 |
Northampton County Virginia | 3 | $ 1,088,000 | $ 362,000 | $ 171,000 |
Roanoke County Virginia | 3 | $ 262,000 | $ 87,000 | $ 45,000 |
Shenandoah County Virginia | 3 | $ 346,000 | $ 115,000 | $ 84,000 |
Jefferson County West Virginia | 3 | $ 427,000 | $ 142,000 | $ 81,000 |
Fairfield County Connecticut | 2 | $ 650,000 | $ 325,000 | $ 279,000 |
Broward County Florida | 2 | $ 219,000 | $ 109,000 | $ 80,000 |
Miami-Dade County Florida | 2 | $ 225,000 | $ 112,000 | $ 48,000 |
Cherokee County Georgia | 2 | $ 251,000 | $ 125,000 | $ 71,000 |
Fulton County Georgia | 2 | $ 465,000 | $ 232,000 | $ 124,000 |
Gloucester County New Jersey | 2 | $ 422,000 | $ 211,000 | $ 152,000 |
Brunswick County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 85,000 |
Dare County North Carolina | 2 | $ 505,000 | $ 252,000 | $ 134,000 |
Wake County North Carolina | 2 | $ 618,000 | $ 309,000 | $ 197,000 |
Wayne County Pennsylvania | 2 | $ 82,000 | $ 41,000 | $ 23,000 |
Davidson County Tennessee | 2 | $ 155,000 | $ 77,000 | $ 84,000 |
Accomack County Virginia | 2 | $ 372,000 | $ 186,000 | $ 58,000 |
Charlottesville County Virginia | 2 | $ 384,000 | $ 192,000 | $ 152,000 |
Chesapeake County Virginia | 2 | $ 295,000 | $ 147,000 | $ 77,000 |
Dinwiddie County Virginia | 2 | $ 195,000 | $ 97,000 | $ 40,000 |
Essex County Virginia | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
Fredericksburg County Virginia | 2 | $ 345,000 | $ 172,000 | $ 49,000 |
Martinsville County Virginia | 2 | $ 303,000 | $ 151,000 | $ 60,000 |
Orange County Virginia | 2 | $ 446,000 | $ 223,000 | $ 61,000 |
Pittsylvania County Virginia | 2 | $ 199,000 | $ 99,000 | $ 40,000 |
Portsmouth County Virginia | 2 | $ 1,084,000 | $ 542,000 | $ 217,000 |
Rappahannock County Virginia | 2 | $ 555,000 | $ 277,000 | $ 99,000 |
Warren County Virginia | 2 | $ 333,000 | $ 166,000 | $ 50,000 |
York County Virginia | 2 | $ 583,000 | $ 291,000 | $ 125,000 |
Berkeley County West Virginia | 2 | $ 272,000 | $ 136,000 | $ 80,000 |
Pima County Arizona | 1 | $ 130,000 | $ 130,000 | $ 111,000 |
Collier County Florida | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
Escambia County Florida | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
Lake County Florida | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
Manatee County Florida | 1 | $ 250,000 | $ 250,000 | $ 196,000 |
Martin County Florida | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
Okaloosa County Florida | 1 | $ 79,000 | $ 79,000 | $ 58,000 |
Franklin County Georgia | 1 | $ 156,000 | $ 156,000 | $ 54,000 |
DuPage County Illinois | 1 | $ 213,000 | $ 213,000 | $ 96,000 |
Jefferson County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 157,000 |
Garrett County Maryland | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
Antrim County Michigan | 1 | $ 148,000 | $ 148,000 | $ 152,000 |
Cape May County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 185,000 |
Somerset County New Jersey | 1 | $ 192,000 | $ 192,000 | $ 92,000 |
Rockland County New York | 1 | $ 99,000 | $ 99,000 | $ 67,000 |
Carteret County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 123,000 |
Catawba County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 18,000 |
Pender County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
Franklin County Ohio | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
Medina County Ohio | 1 | $ 76,000 | $ 76,000 | $ 150,000 |
Allegheny County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 344,000 |
Blair County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 249,000 |
Bucks County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
Lackawanna County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 174,000 |
Lehigh County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
Mifflin County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 128,000 |
Northampton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
Northumberland County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
Philadelphia County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
Schuylkill County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 175,000 |
Tioga County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 49,000 |
Union County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 144,000 |
Horry County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 119,000 |
Pickens County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
Salt Lake County Utah | 1 | $ 288,000 | $ 288,000 | $ 76,000 |
Albemarle County Virginia | 1 | $ 309,000 | $ 309,000 | $ 70,000 |
Amelia County Virginia | 1 | $ 94,000 | $ 94,000 | $ 64,000 |
Bedford County Virginia | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
Carroll County Virginia | 1 | $ 365,000 | $ 365,000 | $ 260,000 |
Colonial Heights County Virginia | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
Falls Church County Virginia | 1 | $ 416,000 | $ 416,000 | $ 0 |
Frederick County Virginia | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
Giles County Virginia | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
Hampton County Virginia | 1 | $ 113,000 | $ 113,000 | $ 95,000 |
Henry County Virginia | 1 | $ 40,000 | $ 40,000 | $ 10,000 |
James City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
King George County Virginia | 1 | $ 542,000 | $ 542,000 | $ 339,000 |
Louisa County Virginia | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
Madison County Virginia | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
Mecklenburg County Virginia | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
Montgomery County Virginia | 1 | $ 732,000 | $ 732,000 | $ 120,000 |
New Kent County Virginia | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
Northumberland County Virginia | 1 | $ 199,000 | $ 199,000 | $ 61,000 |
Suffolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
Tazewell County Virginia | 1 | $ 290,000 | $ 290,000 | $ 108,000 |
Cabell County West Virginia | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
Harrison County West Virginia | 1 | $ 323,000 | $ 323,000 | $ 213,000 |
Marion County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
Morgan County West Virginia | 1 | $ 168,000 | $ 168,000 | $ 70,000 |
Pocahontas County West Virginia | 1 | $ 405,000 | $ 405,000 | $ 360,000 |
Teton County Wyoming | 1 | $ 456,000 | $ 456,000 | $ 588,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 1,793 | $396,781,000 | $355,684 | $3,100,000 | $154,894 | $1,980,000 |
Home Purchase (one-to-four family) | 1,473 | $260,187,000 | $203,312 | $1,900,000 | $115,750 | $1,050,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $420,000 | $420,000 | $420,000 | $0 | $0 |
Home Improvement (one-to-four family) | 1 | $60,000 | $60,000 | $60,000 | $100,000 | $100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,715 | $543,637,000 | $208,809 | $2,000,000 | $141,761 | $1,980,000 |
Black | 280 | $57,794,000 | $577,142 | $3,100,000 | $122,428 | $466,000 |
Information not provided by applicant in mail or telephone application | 110 | $20,999,000 | $154,000 | $1,820,000 | $78,285 | $540,000 |
Hispanic | 60 | $11,735,000 | $182,250 | $750,000 | $123,500 | $875,000 |
Asian or Pacific Islander | 57 | $10,990,000 | $208,250 | $682,000 | $79,250 | $214,000 |
Not applicable | 26 | $7,350,000 | $317,333 | $875,000 | $666 | $58,000 |
Other | 14 | $3,686,000 | $260,750 | $1,000,000 | $99,000 | $399,000 |
American Indian or Alaskan Native | 6 | $1,257,000 | $224,500 | $515,000 | $79,500 | $173,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,877 | $598,332,000 | $338,590 | $3,100,000 | $153,681 | $1,980,000 |
FHA-insured (Federal Housing Administration) | 274 | $40,561,000 | $153,000 | $300,000 | $46,400 | $528,000 |
VA-guaranteed (Veterans Administration) | 116 | $18,458,000 | $173,250 | $283,000 | $38,250 | $164,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $97,000 | $97,000 | $97,000 | $35,000 | $35,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,118 | $621,866,000 | $211,100 | $2,000,000 | $137,900 | $1,980,000 |
Application Withdrawn By Applicant | 102 | $23,440,000 | $534,250 | $3,100,000 | $157,500 | $1,333,000 |
Application Approved But Not Accepted | 26 | $6,716,000 | $318,200 | $1,080,000 | $107,200 | $363,000 |
Application Denied By Financial Institution | 22 | $5,426,000 | $215,000 | $520,000 | $86,750 | $350,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 6 | $1,341,000 | $212,333 | $410,000 | $101,666 | $350,000 |
Debt-To-Income Ratio | 4 | $1,369,000 | $339,333 | $520,000 | $89,666 | $123,000 |
Collateral | 4 | $1,092,000 | $194,500 | $446,000 | $66,000 | $125,000 |
Other | 4 | $462,000 | $110,666 | $160,000 | $63,333 | $113,000 |
Unverifiable Information | 1 | $471,000 | $471,000 | $471,000 | $149,000 | $149,000 |
Credit Application Incomplete | 1 | $360,000 | $360,000 | $360,000 | $214,000 | $214,000 |
Employment History | 1 | $257,000 | $257,000 | $257,000 | $72,000 | $72,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $74,000 | $74,000 | $74,000 | $17,000 | $17,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.