The Washington Savings Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for The Washington Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address The Washington Savings Bank
4201 Mitchellville Rd Suite 300
Bowie, MD 20716
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,268
Total Mortgage Loan Application Amount $657,448,000
Average Mortgage Loan Application Amount $283,540
Highest Mortgage Loan Application Amount $3,100,000
Average Applicant Income $132,297
Highest Applicant Income $1,980,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for The Washington Savings Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery County Maryland 490 $ 145,926,000 $ 297,000 $ 151,000
Cumberland County Pennsylvania 431 $ 56,379,000 $ 130,000 $ 62,000
Anne Arundel County Maryland 261 $ 56,769,000 $ 217,000 $ 94,000
Dauphin County Pennsylvania 255 $ 28,791,000 $ 112,000 $ 59,000
Fairfax County Virginia 220 $ 56,668,000 $ 257,000 $ 132,000
Prince George's County Maryland 207 $ 39,806,000 $ 192,000 $ 75,000
York County Pennsylvania 158 $ 17,452,000 $ 110,000 $ 53,000
District of Columbia County District Of Columbia 156 $ 45,797,000 $ 293,000 $ 115,000
Prince William County Virginia 106 $ 20,937,000 $ 197,000 $ 70,000
Charles County Maryland 86 $ 15,276,000 $ 177,000 $ 68,000
Spotsylvania County Virginia 58 $ 11,131,000 $ 191,000 $ 72,000
Howard County Maryland 55 $ 14,122,000 $ 256,000 $ 95,000
Frederick County Maryland 52 $ 11,413,000 $ 219,000 $ 75,000
Baltimore City County Maryland 48 $ 5,196,000 $ 108,000 $ 69,000
Stafford County Virginia 47 $ 10,714,000 $ 227,000 $ 77,000
Caroline County Virginia 45 $ 6,223,000 $ 138,000 $ 101,000
Loudoun County Virginia 44 $ 12,376,000 $ 281,000 $ 95,000
Calvert County Maryland 36 $ 7,463,000 $ 207,000 $ 103,000
Arlington County Virginia 32 $ 8,360,000 $ 261,000 $ 89,000
Baltimore County Maryland 25 $ 4,990,000 $ 199,000 $ 90,000
Carroll County Maryland 24 $ 4,663,000 $ 194,000 $ 289,000
Lancaster County Pennsylvania 22 $ 2,668,000 $ 121,000 $ 60,000
Worcester County Maryland 21 $ 3,430,000 $ 163,000 $ 153,000
Perry County Pennsylvania 21 $ 2,494,000 $ 118,000 $ 49,000
Henrico County Virginia 20 $ 3,384,000 $ 169,000 $ 65,000
Richmond City County Virginia 19 $ 2,645,000 $ 139,000 $ 63,000
Lebanon County Pennsylvania 17 $ 2,062,000 $ 121,000 $ 73,000
Queen Anne's County Maryland 16 $ 4,686,000 $ 292,000 $ 100,000
St. Mary's County Maryland 16 $ 2,362,000 $ 147,000 $ 64,000
Harford County Maryland 14 $ 2,335,000 $ 166,000 $ 112,000
Fauquier County Virginia 13 $ 3,220,000 $ 247,000 $ 86,000
Sussex County Delaware 11 $ 2,891,000 $ 262,000 $ 182,000
Franklin County Pennsylvania 9 $ 1,099,000 $ 122,000 $ 70,000
Chesterfield County Virginia 9 $ 1,469,000 $ 163,000 $ 80,000
Hanover County Virginia 9 $ 1,667,000 $ 185,000 $ 88,000
Manassas County Virginia 8 $ 1,349,000 $ 168,000 $ 65,000
Culpeper County Virginia 7 $ 1,840,000 $ 262,000 $ 91,000
Roanoke City County Virginia 7 $ 596,000 $ 85,000 $ 84,000
Talbot County Maryland 6 $ 1,428,000 $ 238,000 $ 70,000
Oconee County South Carolina 6 $ 789,000 $ 131,000 $ 59,000
Alexandria County Virginia 6 $ 1,196,000 $ 199,000 $ 106,000
Westmoreland County Virginia 6 $ 865,000 $ 144,000 $ 78,000
Washington County Maryland 5 $ 524,000 $ 104,000 $ 82,000
Berks County Pennsylvania 5 $ 328,000 $ 65,000 $ 66,000
Juniata County Pennsylvania 5 $ 494,000 $ 98,000 $ 50,000
Fairfax City County Virginia 5 $ 1,040,000 $ 208,000 $ 170,000
Adams County Pennsylvania 4 $ 446,000 $ 111,000 $ 48,000
Palm Beach County Florida 3 $ 536,000 $ 178,000 $ 72,000
Cobb County Georgia 3 $ 449,000 $ 149,000 $ 89,000
DeKalb County Georgia 3 $ 700,000 $ 233,000 $ 78,000
Currituck County North Carolina 3 $ 418,000 $ 139,000 $ 81,000
Montgomery County Pennsylvania 3 $ 383,000 $ 127,000 $ 94,000
Isle of Wight County Virginia 3 $ 350,000 $ 116,000 $ 50,000
Norfolk County Virginia 3 $ 321,000 $ 107,000 $ 52,000
Northampton County Virginia 3 $ 1,088,000 $ 362,000 $ 171,000
Roanoke County Virginia 3 $ 262,000 $ 87,000 $ 45,000
Shenandoah County Virginia 3 $ 346,000 $ 115,000 $ 84,000
Jefferson County West Virginia 3 $ 427,000 $ 142,000 $ 81,000
Fairfield County Connecticut 2 $ 650,000 $ 325,000 $ 279,000
Broward County Florida 2 $ 219,000 $ 109,000 $ 80,000
Miami-Dade County Florida 2 $ 225,000 $ 112,000 $ 48,000
Cherokee County Georgia 2 $ 251,000 $ 125,000 $ 71,000
Fulton County Georgia 2 $ 465,000 $ 232,000 $ 124,000
Gloucester County New Jersey 2 $ 422,000 $ 211,000 $ 152,000
Brunswick County North Carolina 2 $ 268,000 $ 134,000 $ 85,000
Dare County North Carolina 2 $ 505,000 $ 252,000 $ 134,000
Wake County North Carolina 2 $ 618,000 $ 309,000 $ 197,000
Wayne County Pennsylvania 2 $ 82,000 $ 41,000 $ 23,000
Davidson County Tennessee 2 $ 155,000 $ 77,000 $ 84,000
Accomack County Virginia 2 $ 372,000 $ 186,000 $ 58,000
Charlottesville County Virginia 2 $ 384,000 $ 192,000 $ 152,000
Chesapeake County Virginia 2 $ 295,000 $ 147,000 $ 77,000
Dinwiddie County Virginia 2 $ 195,000 $ 97,000 $ 40,000
Essex County Virginia 2 $ 240,000 $ 120,000 $ 48,000
Fredericksburg County Virginia 2 $ 345,000 $ 172,000 $ 49,000
Martinsville County Virginia 2 $ 303,000 $ 151,000 $ 60,000
Orange County Virginia 2 $ 446,000 $ 223,000 $ 61,000
Pittsylvania County Virginia 2 $ 199,000 $ 99,000 $ 40,000
Portsmouth County Virginia 2 $ 1,084,000 $ 542,000 $ 217,000
Rappahannock County Virginia 2 $ 555,000 $ 277,000 $ 99,000
Warren County Virginia 2 $ 333,000 $ 166,000 $ 50,000
York County Virginia 2 $ 583,000 $ 291,000 $ 125,000
Berkeley County West Virginia 2 $ 272,000 $ 136,000 $ 80,000
Pima County Arizona 1 $ 130,000 $ 130,000 $ 111,000
Collier County Florida 1 $ 135,000 $ 135,000 $ 56,000
Escambia County Florida 1 $ 45,000 $ 45,000 $ 26,000
Lake County Florida 1 $ 122,000 $ 122,000 $ 52,000
Manatee County Florida 1 $ 250,000 $ 250,000 $ 196,000
Martin County Florida 1 $ 156,000 $ 156,000 $ 41,000
Okaloosa County Florida 1 $ 79,000 $ 79,000 $ 58,000
Franklin County Georgia 1 $ 156,000 $ 156,000 $ 54,000
DuPage County Illinois 1 $ 213,000 $ 213,000 $ 96,000
Jefferson County Kentucky 1 $ 232,000 $ 232,000 $ 157,000
Garrett County Maryland 1 $ 175,000 $ 175,000 $ 104,000
Antrim County Michigan 1 $ 148,000 $ 148,000 $ 152,000
Cape May County New Jersey 1 $ 650,000 $ 650,000 $ 185,000
Somerset County New Jersey 1 $ 192,000 $ 192,000 $ 92,000
Rockland County New York 1 $ 99,000 $ 99,000 $ 67,000
Carteret County North Carolina 1 $ 223,000 $ 223,000 $ 123,000
Catawba County North Carolina 1 $ 53,000 $ 53,000 $ 18,000
Pender County North Carolina 1 $ 101,000 $ 101,000 $ 32,000
Franklin County Ohio 1 $ 144,000 $ 144,000 $ 61,000
Medina County Ohio 1 $ 76,000 $ 76,000 $ 150,000
Allegheny County Pennsylvania 1 $ 485,000 $ 485,000 $ 344,000
Blair County Pennsylvania 1 $ 475,000 $ 475,000 $ 249,000
Bucks County Pennsylvania 1 $ 136,000 $ 136,000 $ 68,000
Lackawanna County Pennsylvania 1 $ 90,000 $ 90,000 $ 174,000
Lehigh County Pennsylvania 1 $ 135,000 $ 135,000 $ 41,000
Mifflin County Pennsylvania 1 $ 90,000 $ 90,000 $ 128,000
Northampton County Pennsylvania 1 $ 155,000 $ 155,000 $ 66,000
Northumberland County Pennsylvania 1 $ 93,000 $ 93,000 $ 48,000
Philadelphia County Pennsylvania 1 $ 155,000 $ 155,000 $ 60,000
Schuylkill County Pennsylvania 1 $ 156,000 $ 156,000 $ 175,000
Tioga County Pennsylvania 1 $ 66,000 $ 66,000 $ 49,000
Union County Pennsylvania 1 $ 194,000 $ 194,000 $ 144,000
Horry County South Carolina 1 $ 116,000 $ 116,000 $ 119,000
Pickens County South Carolina 1 $ 70,000 $ 70,000 $ 39,000
Salt Lake County Utah 1 $ 288,000 $ 288,000 $ 76,000
Albemarle County Virginia 1 $ 309,000 $ 309,000 $ 70,000
Amelia County Virginia 1 $ 94,000 $ 94,000 $ 64,000
Bedford County Virginia 1 $ 155,000 $ 155,000 $ 36,000
Carroll County Virginia 1 $ 365,000 $ 365,000 $ 260,000
Colonial Heights County Virginia 1 $ 128,000 $ 128,000 $ 45,000
Falls Church County Virginia 1 $ 416,000 $ 416,000 $ 0
Frederick County Virginia 1 $ 100,000 $ 100,000 $ 67,000
Giles County Virginia 1 $ 200,000 $ 200,000 $ 101,000
Hampton County Virginia 1 $ 113,000 $ 113,000 $ 95,000
Henry County Virginia 1 $ 40,000 $ 40,000 $ 10,000
James City County Virginia 1 $ 55,000 $ 55,000 $ 71,000
King George County Virginia 1 $ 542,000 $ 542,000 $ 339,000
Louisa County Virginia 1 $ 128,000 $ 128,000 $ 42,000
Madison County Virginia 1 $ 71,000 $ 71,000 $ 24,000
Mecklenburg County Virginia 1 $ 160,000 $ 160,000 $ 56,000
Montgomery County Virginia 1 $ 732,000 $ 732,000 $ 120,000
New Kent County Virginia 1 $ 100,000 $ 100,000 $ 46,000
Northumberland County Virginia 1 $ 199,000 $ 199,000 $ 61,000
Suffolk County Virginia 1 $ 35,000 $ 35,000 $ 25,000
Tazewell County Virginia 1 $ 290,000 $ 290,000 $ 108,000
Cabell County West Virginia 1 $ 141,000 $ 141,000 $ 37,000
Harrison County West Virginia 1 $ 323,000 $ 323,000 $ 213,000
Marion County West Virginia 1 $ 35,000 $ 35,000 $ 33,000
Morgan County West Virginia 1 $ 168,000 $ 168,000 $ 70,000
Pocahontas County West Virginia 1 $ 405,000 $ 405,000 $ 360,000
Teton County Wyoming 1 $ 456,000 $ 456,000 $ 588,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for The Washington Savings Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 1,793 $396,781,000 $355,684 $3,100,000 $154,894 $1,980,000
Home Purchase (one-to-four family) 1,473 $260,187,000 $203,312 $1,900,000 $115,750 $1,050,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 1 $420,000 $420,000 $420,000 $0 $0
Home Improvement (one-to-four family) 1 $60,000 $60,000 $60,000 $100,000 $100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,715 $543,637,000 $208,809 $2,000,000 $141,761 $1,980,000
Black 280 $57,794,000 $577,142 $3,100,000 $122,428 $466,000
Information not provided by applicant in mail or telephone application 110 $20,999,000 $154,000 $1,820,000 $78,285 $540,000
Hispanic 60 $11,735,000 $182,250 $750,000 $123,500 $875,000
Asian or Pacific Islander 57 $10,990,000 $208,250 $682,000 $79,250 $214,000
Not applicable 26 $7,350,000 $317,333 $875,000 $666 $58,000
Other 14 $3,686,000 $260,750 $1,000,000 $99,000 $399,000
American Indian or Alaskan Native 6 $1,257,000 $224,500 $515,000 $79,500 $173,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,877 $598,332,000 $338,590 $3,100,000 $153,681 $1,980,000
FHA-insured (Federal Housing Administration) 274 $40,561,000 $153,000 $300,000 $46,400 $528,000
VA-guaranteed (Veterans Administration) 116 $18,458,000 $173,250 $283,000 $38,250 $164,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $97,000 $97,000 $97,000 $35,000 $35,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,118 $621,866,000 $211,100 $2,000,000 $137,900 $1,980,000
Application Withdrawn By Applicant 102 $23,440,000 $534,250 $3,100,000 $157,500 $1,333,000
Application Approved But Not Accepted 26 $6,716,000 $318,200 $1,080,000 $107,200 $363,000
Application Denied By Financial Institution 22 $5,426,000 $215,000 $520,000 $86,750 $350,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6 $1,341,000 $212,333 $410,000 $101,666 $350,000
Debt-To-Income Ratio 4 $1,369,000 $339,333 $520,000 $89,666 $123,000
Collateral 4 $1,092,000 $194,500 $446,000 $66,000 $125,000
Other 4 $462,000 $110,666 $160,000 $63,333 $113,000
Unverifiable Information 1 $471,000 $471,000 $471,000 $149,000 $149,000
Credit Application Incomplete 1 $360,000 $360,000 $360,000 $214,000 $214,000
Employment History 1 $257,000 $257,000 $257,000 $72,000 $72,000
Insufficient Cash (Downpayment, Closing Cost) 1 $74,000 $74,000 $74,000 $17,000 $17,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List