- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
The Union Bank Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
The Union Bank Company 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Union Bank Company 105 Progressive Drive Columbus Grove, OH 45830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,106 |
| Total Mortgage Loan Application Amount | $212,900,000 |
| Average Mortgage Loan Application Amount | $162,200 |
| Highest Mortgage Loan Application Amount | $1,775,000 |
| Average Applicant Income | $112,800 |
| Highest Applicant Income | $1,899,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with The Union Bank Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Union Bank Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down The Union Bank Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Union Bank Company serves its applicants.
Each category highlights the total number of mortgage applications processed by The Union Bank Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Union Bank Company's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Adams County Colorado | 1 | $ 515,000 | $ 515,000 | $ 84,000 |
| Allen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Allen County Ohio | 144 | $ 16,540,000 | $ 114,000 | $ 90,000 |
| Anne Arundel County Maryland | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Arapahoe County Colorado | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Auglaize County Ohio | 15 | $ 1,345,000 | $ 89,000 | $ 61,000 |
| Baldwin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Barnstable County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 72,000 |
| Bergen County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Berkeley County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Berks County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 235,000 |
| Boone County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Boulder County Colorado | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Branch County Michigan | 1 | $ 495,000 | $ 495,000 | $ 274,000 |
| Bronx County New York | 2 | $ 850,000 | $ 425,000 | $ 80,000 |
| Broward County Florida | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Bucks County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 239,000 |
| Bullitt County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 155,000 |
| Burlington County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Butler County Ohio | 2 | $ 300,000 | $ 150,000 | $ 106,000 |
| Cannon County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Carroll County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Carroll County Ohio | 1 | $ 425,000 | $ 425,000 | $ 272,000 |
| Champaign County Ohio | 8 | $ 1,400,000 | $ 175,000 | $ 104,000 |
| Charles County Maryland | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Charleston County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Charlotte County Florida | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Chatham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 256,000 |
| Cheatham County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Chesterfield County Virginia | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Clark County Indiana | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Clark County Nevada | 2 | $ 1,000,000 | $ 500,000 | $ 101,000 |
| Clark County Ohio | 5 | $ 1,515,000 | $ 303,000 | $ 153,000 |
| Clayton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Clinton County Ohio | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Cobb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 76,000 |
| Collin County Texas | 2 | $ 1,210,000 | $ 605,000 | $ 196,000 |
| Columbia County Georgia | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Converse County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 72,000 |
| Coweta County Georgia | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Crawford County Ohio | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Cuyahoga County Ohio | 3 | $ 775,000 | $ 258,000 | $ 234,000 |
| Dauphin County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 47,000 |
| Davie County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Dawson County Georgia | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Dearborn County Indiana | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Defiance County Ohio | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| DeKalb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Delaware County Ohio | 48 | $ 16,030,000 | $ 333,000 | $ 199,000 |
| DeSoto County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Douglas County Colorado | 1 | $ 575,000 | $ 575,000 | $ 116,000 |
| DuPage County Illinois | 3 | $ 685,000 | $ 228,000 | $ 80,000 |
| El Paso County Colorado | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Erie County New York | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Fairfield County Ohio | 20 | $ 4,230,000 | $ 211,000 | $ 103,000 |
| Fayette County Georgia | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Forsyth County Georgia | 1 | $ 505,000 | $ 505,000 | $ 258,000 |
| Forsyth County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Franklin County Ohio | 193 | $ 47,775,000 | $ 247,000 | $ 147,000 |
| Fulton County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Gallia County Ohio | 3 | $ 405,000 | $ 135,000 | $ 94,000 |
| Gaston County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Geauga County Ohio | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
| Grant County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Greene County Ohio | 2 | $ 690,000 | $ 345,000 | $ 122,000 |
| Guernsey County Ohio | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Gwinnett County Georgia | 2 | $ 1,010,000 | $ 505,000 | $ 79,000 |
| Hamilton County Indiana | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| Hamilton County Ohio | 7 | $ 1,735,000 | $ 247,000 | $ 123,000 |
| Hampden County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Hampton County Virginia | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Hancock County Ohio | 48 | $ 6,130,000 | $ 127,000 | $ 101,000 |
| Hanover County Virginia | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Hardin County Ohio | 5 | $ 965,000 | $ 193,000 | $ 79,000 |
| Hennepin County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Henrico County Virginia | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Henry County Ohio | 3 | $ 395,000 | $ 131,000 | $ 74,000 |
| Hernando County Florida | 2 | $ 620,000 | $ 310,000 | $ 84,000 |
| Hillsborough County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 144,000 |
| Hillsborough County New Hampshire | 1 | $ 425,000 | $ 425,000 | $ 161,000 |
| Hudson County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Huron County Ohio | 3 | $ 435,000 | $ 145,000 | $ 96,000 |
| Iron County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Jefferson County Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 136,000 |
| Jefferson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 253,000 |
| Kent County Michigan | 1 | $ 265,000 | $ 265,000 | $ 34,000 |
| Kent County Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Kenton County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Knox County Ohio | 2 | $ 270,000 | $ 135,000 | $ 145,000 |
| Lake County Florida | 2 | $ 450,000 | $ 225,000 | $ 53,000 |
| Lee County Florida | 2 | $ 450,000 | $ 225,000 | $ 138,000 |
| Leelanau County Michigan | 1 | $ 365,000 | $ 365,000 | $ 1,186,000 |
| Lenawee County Michigan | 4 | $ 1,060,000 | $ 265,000 | $ 411,000 |
| Licking County Ohio | 10 | $ 2,410,000 | $ 241,000 | $ 111,000 |
| Logan County Ohio | 6 | $ 1,220,000 | $ 203,000 | $ 131,000 |
| Lorain County Ohio | 1 | $ 1,775,000 | $ 1,775,000 | $ 0 |
| Lucas County Ohio | 7 | $ 2,935,000 | $ 419,000 | $ 123,000 |
| Madison County Ohio | 3 | $ 335,000 | $ 111,000 | $ 50,000 |
| Manatee County Florida | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Maricopa County Arizona | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| Marion County Ohio | 43 | $ 3,115,000 | $ 72,000 | $ 77,000 |
| Maury County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| McHenry County Illinois | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Mecklenburg County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 101,000 |
| Medina County Ohio | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| Mercer County Ohio | 5 | $ 565,000 | $ 113,000 | $ 86,000 |
| Middlesex County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Middlesex County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Mohave County Arizona | 2 | $ 740,000 | $ 370,000 | $ 150,000 |
| Monmouth County New Jersey | 2 | $ 890,000 | $ 445,000 | $ 130,000 |
| Montgomery County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Montgomery County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 229,000 |
| Montgomery County Maryland | 2 | $ 500,000 | $ 250,000 | $ 55,000 |
| Montgomery County Ohio | 9 | $ 1,625,000 | $ 180,000 | $ 108,000 |
| Montgomery County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Morrow County Ohio | 6 | $ 1,320,000 | $ 220,000 | $ 83,000 |
| Muskingum County Ohio | 2 | $ 250,000 | $ 125,000 | $ 116,000 |
| Natrona County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Newport News County Virginia | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Noble County Ohio | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Northampton County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Oakland County Michigan | 2 | $ 860,000 | $ 430,000 | $ 165,000 |
| Orange County Florida | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Orleans County Louisiana | 1 | $ 745,000 | $ 745,000 | $ 327,000 |
| Ottawa County Ohio | 4 | $ 600,000 | $ 150,000 | $ 113,000 |
| Owen County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Palm Beach County Florida | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| Pasco County Florida | 3 | $ 725,000 | $ 241,000 | $ 166,000 |
| Paulding County Ohio | 9 | $ 895,000 | $ 99,000 | $ 105,000 |
| Perry County Ohio | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Pickaway County Ohio | 6 | $ 1,490,000 | $ 248,000 | $ 110,000 |
| Pierce County Washington | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Pima County Arizona | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Pinellas County Florida | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Polk County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Portage County Ohio | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Prince George's County Maryland | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Providence County Rhode Island | 1 | $ 525,000 | $ 525,000 | $ 145,000 |
| Putnam County Ohio | 186 | $ 23,380,000 | $ 125,000 | $ 111,000 |
| Putnam County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Richland County Ohio | 5 | $ 925,000 | $ 185,000 | $ 85,000 |
| Richmond County New York | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Robertson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Rutherford County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Salt Lake County Utah | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Sandusky County Ohio | 27 | $ 2,405,000 | $ 89,000 | $ 101,000 |
| Scott County Minnesota | 2 | $ 940,000 | $ 470,000 | $ 142,000 |
| Seneca County Ohio | 5 | $ 645,000 | $ 129,000 | $ 34,000 |
| Sevier County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 263,000 |
| Shelby County Ohio | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| St. Charles County Missouri | 1 | $ 335,000 | $ 335,000 | $ 49,000 |
| St. Clair County Michigan | 1 | $ 505,000 | $ 505,000 | $ 289,000 |
| St. Louis County Missouri | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Stark County Ohio | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Steuben County Indiana | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Suffolk County New York | 1 | $ 405,000 | $ 405,000 | $ 95,000 |
| Summit County Ohio | 2 | $ 290,000 | $ 145,000 | $ 83,000 |
| Sumter County Florida | 1 | $ 505,000 | $ 505,000 | $ 149,000 |
| Surry County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 155,000 |
| Tarrant County Texas | 1 | $ 725,000 | $ 725,000 | $ 275,000 |
| Texas County Missouri | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Union County Ohio | 16 | $ 5,000,000 | $ 312,000 | $ 145,000 |
| Van Wert County Ohio | 27 | $ 2,805,000 | $ 103,000 | $ 82,000 |
| Vinton County Ohio | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Virginia Beach County Virginia | 1 | $ 325,000 | $ 325,000 | $ 61,000 |
| Warren County Ohio | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Washington County Maryland | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Waukesha County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 65,000 |
| Wayne County Michigan | 1 | $ 535,000 | $ 535,000 | $ 303,000 |
| Wayne County Ohio | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Wayne County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
| Williamson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Wood County Ohio | 44 | $ 5,600,000 | $ 127,000 | $ 127,000 |
| Wyandot County Ohio | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Wythe County Virginia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| York County Maine | 2 | $ 520,000 | $ 260,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for The Union Bank Company in 2023
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 536 | $132,240,000 | $246,000 | $1,775,000 | $125,000 | $1,899,000 |
| Home Improvement | 151 | $14,025,000 | $92,000 | $605,000 | $128,000 | $1,086,000 |
| Refinancing | 146 | $17,660,000 | $120,000 | $1,725,000 | $110,000 | $906,000 |
| Cash-out Refinancing | 140 | $38,290,000 | $273,000 | $615,000 | $94,000 | $1,186,000 |
| Other Purpose | 133 | $10,685,000 | $80,000 | $465,000 | $107,000 | $521,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 854 | $149,340,000 | $174,000 | $755,000 | $119,000 | $1,899,000 |
| Not Provided | 100 | $28,050,000 | $280,000 | $835,000 | $104,000 | $484,000 |
| Black or African American | 45 | $8,395,000 | $186,000 | $495,000 | $108,000 | $326,000 |
| Not applicable | 41 | $13,205,000 | $322,000 | $1,775,000 | $0 | $0 |
| Hispanic | 30 | $3,770,000 | $125,000 | $415,000 | $76,000 | $155,000 |
| Asian | 30 | $7,990,000 | $266,000 | $605,000 | $140,000 | $295,000 |
| American Indian or Alaskan Native | 1 | $85,000 | $85,000 | $85,000 | $192,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 949 | $167,165,000 | $176,000 | $1,775,000 | $122,000 | $1,899,000 |
| FHA-insured (Federal Housing Administration) | 122 | $33,820,000 | $277,000 | $615,000 | $86,000 | $258,000 |
| VA-guaranteed (Veterans Administration) | 33 | $11,425,000 | $346,000 | $745,000 | $106,000 | $327,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $490,000 | $245,000 | $315,000 | $81,000 | $85,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 785 | $146,695,000 | $186,000 | $1,725,000 | $126,000 | $1,899,000 |
| Application Denied By Financial Institution | 162 | $28,680,000 | $177,000 | $745,000 | $89,000 | $1,186,000 |
| Application Withdrawn By Applicant | 116 | $28,960,000 | $249,000 | $1,775,000 | $110,000 | $484,000 |
| File Closed For Incompleteness | 25 | $6,115,000 | $244,000 | $725,000 | $91,000 | $229,000 |
| Application Approved But Not Accepted | 18 | $2,450,000 | $136,000 | $375,000 | $104,000 | $372,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 944 | $184,220,000 | $195,000 | $1,775,000 | $122,000 | $1,899,000 |
| Debt-To-Income Ratio | 74 | $14,660,000 | $198,000 | $725,000 | $74,000 | $280,000 |
| Credit History | 53 | $7,785,000 | $146,000 | $535,000 | $87,000 | $1,186,000 |
| Collateral | 18 | $2,370,000 | $131,000 | $385,000 | $132,000 | $943,000 |
| Credit Application Incomplete | 7 | $715,000 | $102,000 | $405,000 | $124,000 | $336,000 |
| Other | 5 | $1,725,000 | $345,000 | $745,000 | $142,000 | $327,000 |
| Unverifiable Information | 4 | $1,100,000 | $275,000 | $485,000 | $62,000 | $180,000 |
| Employment History | 1 | $325,000 | $325,000 | $325,000 | $93,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Union Bank Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer