Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | The State Bank And Trust Company 401 Clinton Street Defiance, OH 43512 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,303 |
Total Mortgage Loan Application Amount | $806,995,000 |
Average Mortgage Loan Application Amount | $172,600 |
Highest Mortgage Loan Application Amount | $3,985,000 |
Average Applicant Income | $150,000 |
Highest Applicant Income | $6,402,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Franklin County Ohio | 427 | $ 118,535,000 | $ 277,000 | $ 168,000 |
Williams County Ohio | 151 | $ 19,065,000 | $ 126,000 | $ 91,000 |
Defiance County Ohio | 143 | $ 17,705,000 | $ 123,000 | $ 81,000 |
Paulding County Ohio | 142 | $ 18,890,000 | $ 133,000 | $ 104,000 |
Lucas County Ohio | 137 | $ 29,125,000 | $ 212,000 | $ 151,000 |
Delaware County Ohio | 133 | $ 45,785,000 | $ 344,000 | $ 217,000 |
Fulton County Ohio | 92 | $ 11,720,000 | $ 127,000 | $ 100,000 |
Wood County Ohio | 75 | $ 16,695,000 | $ 222,000 | $ 135,000 |
Allen County Ohio | 72 | $ 9,820,000 | $ 136,000 | $ 100,000 |
Allen County Indiana | 61 | $ 14,365,000 | $ 235,000 | $ 170,000 |
Hamilton County Indiana | 43 | $ 23,755,000 | $ 552,000 | $ 391,000 |
Licking County Ohio | 38 | $ 12,450,000 | $ 327,000 | $ 244,000 |
Hancock County Ohio | 36 | $ 10,980,000 | $ 305,000 | $ 230,000 |
Henry County Ohio | 35 | $ 5,925,000 | $ 169,000 | $ 116,000 |
Fairfield County Ohio | 27 | $ 11,185,000 | $ 414,000 | $ 334,000 |
Union County Ohio | 26 | $ 8,040,000 | $ 309,000 | $ 239,000 |
Marion County Indiana | 21 | $ 6,075,000 | $ 289,000 | $ 219,000 |
Pickaway County Ohio | 20 | $ 5,920,000 | $ 296,000 | $ 122,000 |
Steuben County Indiana | 18 | $ 3,960,000 | $ 220,000 | $ 138,000 |
Monroe County Michigan | 17 | $ 2,895,000 | $ 170,000 | $ 88,000 |
DeKalb County Indiana | 15 | $ 4,755,000 | $ 317,000 | $ 150,000 |
Hillsdale County Michigan | 12 | $ 1,850,000 | $ 154,000 | $ 106,000 |
Morrow County Ohio | 12 | $ 3,310,000 | $ 275,000 | $ 133,000 |
Seneca County Ohio | 12 | $ 1,700,000 | $ 141,000 | $ 93,000 |
Madison County Ohio | 10 | $ 3,280,000 | $ 328,000 | $ 223,000 |
Ottawa County Ohio | 10 | $ 3,220,000 | $ 322,000 | $ 575,000 |
Putnam County Ohio | 10 | $ 1,350,000 | $ 135,000 | $ 101,000 |
Knox County Ohio | 9 | $ 1,775,000 | $ 197,000 | $ 131,000 |
Auglaize County Ohio | 8 | $ 5,380,000 | $ 672,000 | $ 205,000 |
Logan County Ohio | 8 | $ 2,840,000 | $ 355,000 | $ 373,000 |
Montgomery County Ohio | 8 | $ 2,440,000 | $ 305,000 | $ 321,000 |
Van Wert County Ohio | 8 | $ 1,070,000 | $ 133,000 | $ 87,000 |
Boone County Indiana | 6 | $ 5,660,000 | $ 943,000 | $ 339,000 |
Hancock County Indiana | 5 | $ 1,865,000 | $ 373,000 | $ 154,000 |
Branch County Michigan | 5 | $ 1,555,000 | $ 311,000 | $ 259,000 |
Hendricks County Indiana | 4 | $ 1,060,000 | $ 265,000 | $ 96,000 |
Madison County Indiana | 4 | $ 390,000 | $ 97,000 | $ 81,000 |
Lenawee County Michigan | 4 | $ 910,000 | $ 227,000 | $ 63,000 |
Greene County Ohio | 4 | $ 1,020,000 | $ 255,000 | $ 161,000 |
Hocking County Ohio | 4 | $ 1,560,000 | $ 390,000 | $ 282,000 |
Miami County Ohio | 4 | $ 2,750,000 | $ 687,000 | $ 111,000 |
LaPorte County Indiana | 3 | $ 435,000 | $ 145,000 | $ 139,000 |
Whitley County Indiana | 3 | $ 1,005,000 | $ 335,000 | $ 398,000 |
Leelanau County Michigan | 3 | $ 885,000 | $ 295,000 | $ 480,000 |
Muskingum County Ohio | 3 | $ 615,000 | $ 205,000 | $ 182,000 |
Sandusky County Ohio | 3 | $ 285,000 | $ 95,000 | $ 109,000 |
Broward County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 520,000 |
Lee County Florida | 2 | $ 2,080,000 | $ 1,040,000 | $ 557,000 |
Brown County Indiana | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
Huntington County Indiana | 2 | $ 580,000 | $ 290,000 | $ 121,000 |
Johnson County Indiana | 2 | $ 1,000,000 | $ 500,000 | $ 243,000 |
Kosciusko County Indiana | 2 | $ 1,240,000 | $ 620,000 | $ 364,000 |
Noble County Indiana | 2 | $ 780,000 | $ 390,000 | $ 212,000 |
Calhoun County Michigan | 2 | $ 120,000 | $ 60,000 | $ 216,000 |
Livingston County Michigan | 2 | $ 1,400,000 | $ 700,000 | $ 759,000 |
St. Clair County Michigan | 2 | $ 910,000 | $ 455,000 | $ 1,001,000 |
Hardin County Ohio | 2 | $ 1,090,000 | $ 545,000 | $ 137,000 |
Marion County Ohio | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
Mercer County Ohio | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
Perry County Ohio | 2 | $ 960,000 | $ 480,000 | $ 133,000 |
Richland County Ohio | 2 | $ 510,000 | $ 255,000 | $ 85,000 |
Wyandot County Ohio | 2 | $ 510,000 | $ 255,000 | $ 144,000 |
Bay County Florida | 1 | $ 275,000 | $ 275,000 | $ 163,000 |
Collier County Florida | 1 | $ 345,000 | $ 345,000 | $ 170,000 |
Highlands County Florida | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
Pinellas County Florida | 1 | $ 465,000 | $ 465,000 | $ 116,000 |
St. Johns County Florida | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
Cobb County Georgia | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
DuPage County Illinois | 1 | $ 615,000 | $ 615,000 | $ 266,000 |
Adams County Indiana | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
Clark County Indiana | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
Elkhart County Indiana | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
Fulton County Indiana | 1 | $ 495,000 | $ 495,000 | $ 0 |
Grant County Indiana | 1 | $ 215,000 | $ 215,000 | $ 350,000 |
LaGrange County Indiana | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
Monroe County Indiana | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
Tippecanoe County Indiana | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
Antrim County Michigan | 1 | $ 705,000 | $ 705,000 | $ 317,000 |
Cheboygan County Michigan | 1 | $ 215,000 | $ 215,000 | $ 336,000 |
Genesee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
Jackson County Michigan | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
Oakland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 647,000 |
Wayne County Michigan | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
Pulaski County Missouri | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
St. Charles County Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
Dare County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
Ashland County Ohio | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
Athens County Ohio | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
Belmont County Ohio | 1 | $ 355,000 | $ 355,000 | $ 158,000 |
Butler County Ohio | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
Champaign County Ohio | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
Clark County Ohio | 1 | $ 285,000 | $ 285,000 | $ 137,000 |
Clinton County Ohio | 1 | $ 265,000 | $ 265,000 | $ 393,000 |
Fayette County Ohio | 1 | $ 435,000 | $ 435,000 | $ 106,000 |
Highland County Ohio | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
Huron County Ohio | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
Lorain County Ohio | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
Medina County Ohio | 1 | $ 155,000 | $ 155,000 | $ 260,000 |
Warren County Ohio | 1 | $ 885,000 | $ 885,000 | $ 668,000 |
Beaufort County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 128,000 |
Loudon County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
Shelby County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 391,000 |
Williamson County Tennessee | 1 | $ 835,000 | $ 835,000 | $ 644,000 |
Charlottesville County Virginia | 1 | $ 225,000 | $ 225,000 | $ 422,000 |
Hanover County Virginia | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
Marion County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 43,000 |
Dane County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 148,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,411 | $677,825,000 | $281,000 | $3,985,000 | $132,000 | $6,402,000 |
Home Improvement | 295 | $24,635,000 | $83,000 | $825,000 | $156,000 | $3,382,000 |
Refinancing | 230 | $42,850,000 | $186,000 | $1,645,000 | $150,000 | $1,030,000 |
Cash-out Refinancing | 229 | $46,165,000 | $201,000 | $1,565,000 | $114,000 | $785,000 |
Other Purpose | 138 | $15,520,000 | $112,000 | $1,685,000 | $198,000 | $3,764,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,356 | $545,260,000 | $231,000 | $3,985,000 | $135,000 | $5,667,000 |
Not Provided | 603 | $163,135,000 | $270,000 | $1,575,000 | $137,000 | $1,500,000 |
Black or African American | 116 | $23,670,000 | $204,000 | $1,685,000 | $93,000 | $903,000 |
Hispanic | 88 | $18,300,000 | $207,000 | $825,000 | $109,000 | $951,000 |
Not applicable | 69 | $27,985,000 | $405,000 | $2,205,000 | $0 | $0 |
Asian | 55 | $24,415,000 | $443,000 | $2,205,000 | $326,000 | $6,402,000 |
American Indian or Alaskan Native | 10 | $2,380,000 | $238,000 | $525,000 | $81,000 | $177,000 |
Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $45,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,035 | $756,085,000 | $249,000 | $3,985,000 | $142,000 | $6,402,000 |
FHA-insured (Federal Housing Administration) | 218 | $39,160,000 | $179,000 | $445,000 | $72,000 | $519,000 |
VA-guaranteed (Veterans Administration) | 43 | $10,955,000 | $254,000 | $455,000 | $82,000 | $202,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $795,000 | $113,000 | $165,000 | $40,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,477 | $362,545,000 | $245,000 | $3,985,000 | $165,000 | $5,667,000 |
Preapproval Approved but not Accepted | 994 | $269,210,000 | $270,000 | $1,605,000 | $115,000 | $1,700,000 |
Preapproval Denied by Financial Institution | 341 | $64,705,000 | $189,000 | $1,505,000 | $67,000 | $900,000 |
Application Withdrawn By Applicant | 243 | $62,265,000 | $256,000 | $2,205,000 | $142,000 | $971,000 |
Application Denied By Financial Institution | 196 | $33,110,000 | $168,000 | $2,595,000 | $122,000 | $3,382,000 |
File Closed For Incompleteness | 31 | $10,615,000 | $342,000 | $2,205,000 | $327,000 | $6,402,000 |
Application Approved But Not Accepted | 21 | $4,545,000 | $216,000 | $825,000 | $114,000 | $298,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 2,766 | $709,180,000 | $256,000 | $3,985,000 | $146,000 | $6,402,000 |
Credit History | 296 | $44,030,000 | $148,000 | $995,000 | $88,000 | $3,382,000 |
Debt-To-Income Ratio | 139 | $27,465,000 | $197,000 | $1,505,000 | $51,000 | $437,000 |
Credit Application Incomplete | 51 | $16,005,000 | $313,000 | $2,595,000 | $152,000 | $1,200,000 |
Collateral | 28 | $5,930,000 | $211,000 | $1,865,000 | $129,000 | $979,000 |
Employment History | 14 | $1,920,000 | $137,000 | $335,000 | $54,000 | $154,000 |
Unverifiable Information | 4 | $790,000 | $197,000 | $325,000 | $167,000 | $241,000 |
Other | 3 | $1,065,000 | $355,000 | $805,000 | $166,000 | $306,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $610,000 | $305,000 | $425,000 | $98,000 | $134,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.