The State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The State Bank And Trust Company 401 Clinton Street Defiance, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,737 |
| Total Mortgage Loan Application Amount | $1,114,665,000 |
| Average Mortgage Loan Application Amount | $197,600 |
| Highest Mortgage Loan Application Amount | $2,235,000 |
| Average Applicant Income | $120,000 |
| Highest Applicant Income | $3,435,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 898 | $ 242,790,000 | $ 270,000 | $ 143,000 |
| Delaware County Ohio | 252 | $ 86,490,000 | $ 343,000 | $ 163,000 |
| Defiance County Ohio | 223 | $ 34,445,000 | $ 154,000 | $ 90,000 |
| Lucas County Ohio | 201 | $ 39,655,000 | $ 197,000 | $ 102,000 |
| Paulding County Ohio | 162 | $ 21,140,000 | $ 130,000 | $ 77,000 |
| Williams County Ohio | 157 | $ 20,465,000 | $ 130,000 | $ 75,000 |
| Fulton County Ohio | 133 | $ 20,475,000 | $ 153,000 | $ 95,000 |
| Wood County Ohio | 115 | $ 24,425,000 | $ 212,000 | $ 120,000 |
| Licking County Ohio | 69 | $ 20,835,000 | $ 301,000 | $ 135,000 |
| Monroe County Michigan | 63 | $ 14,235,000 | $ 225,000 | $ 110,000 |
| Fairfield County Ohio | 60 | $ 17,120,000 | $ 285,000 | $ 126,000 |
| Hancock County Ohio | 58 | $ 12,710,000 | $ 219,000 | $ 104,000 |
| Allen County Indiana | 54 | $ 15,040,000 | $ 278,000 | $ 191,000 |
| Allen County Ohio | 52 | $ 7,890,000 | $ 151,000 | $ 125,000 |
| Hamilton County Indiana | 50 | $ 17,850,000 | $ 357,000 | $ 190,000 |
| Marion County Indiana | 49 | $ 8,885,000 | $ 181,000 | $ 105,000 |
| Union County Ohio | 40 | $ 14,700,000 | $ 367,000 | $ 160,000 |
| Steuben County Indiana | 38 | $ 11,330,000 | $ 298,000 | $ 157,000 |
| Henry County Ohio | 30 | $ 5,690,000 | $ 189,000 | $ 82,000 |
| Seneca County Ohio | 25 | $ 4,145,000 | $ 165,000 | $ 91,000 |
| Pickaway County Ohio | 23 | $ 7,635,000 | $ 331,000 | $ 143,000 |
| Madison County Ohio | 19 | $ 5,495,000 | $ 289,000 | $ 137,000 |
| Putnam County Ohio | 19 | $ 3,145,000 | $ 165,000 | $ 84,000 |
| DeKalb County Indiana | 18 | $ 3,730,000 | $ 207,000 | $ 99,000 |
| Van Wert County Ohio | 18 | $ 2,450,000 | $ 136,000 | $ 63,000 |
| Ottawa County Ohio | 14 | $ 5,230,000 | $ 373,000 | $ 226,000 |
| Lenawee County Michigan | 13 | $ 2,295,000 | $ 176,000 | $ 132,000 |
| Hillsdale County Michigan | 12 | $ 1,810,000 | $ 150,000 | $ 82,000 |
| Auglaize County Ohio | 11 | $ 2,775,000 | $ 252,000 | $ 138,000 |
| Morrow County Ohio | 11 | $ 2,895,000 | $ 263,000 | $ 116,000 |
| Knox County Ohio | 10 | $ 3,180,000 | $ 318,000 | $ 159,000 |
| Hendricks County Indiana | 9 | $ 1,625,000 | $ 180,000 | $ 100,000 |
| Richland County Ohio | 9 | $ 3,705,000 | $ 411,000 | $ 108,000 |
| Madison County Indiana | 8 | $ 1,110,000 | $ 138,000 | $ 65,000 |
| Cuyahoga County Ohio | 8 | $ 1,440,000 | $ 180,000 | $ 149,000 |
| Sandusky County Ohio | 8 | $ 1,620,000 | $ 202,000 | $ 83,000 |
| Johnson County Indiana | 7 | $ 2,585,000 | $ 369,000 | $ 143,000 |
| Champaign County Ohio | 7 | $ 1,465,000 | $ 209,000 | $ 124,000 |
| Greene County Ohio | 6 | $ 2,610,000 | $ 435,000 | $ 213,000 |
| Hamilton County Ohio | 6 | $ 1,300,000 | $ 216,000 | $ 79,000 |
| Logan County Ohio | 6 | $ 1,160,000 | $ 193,000 | $ 120,000 |
| Muskingum County Ohio | 6 | $ 1,080,000 | $ 180,000 | $ 97,000 |
| Perry County Ohio | 6 | $ 1,580,000 | $ 263,000 | $ 104,000 |
| Lee County Florida | 5 | $ 1,605,000 | $ 321,000 | $ 151,000 |
| Boone County Indiana | 5 | $ 3,675,000 | $ 735,000 | $ 247,000 |
| Noble County Indiana | 5 | $ 1,795,000 | $ 359,000 | $ 109,000 |
| Jackson County Michigan | 5 | $ 1,445,000 | $ 289,000 | $ 263,000 |
| Mahoning County Ohio | 5 | $ 1,225,000 | $ 245,000 | $ 183,000 |
| Collier County Florida | 4 | $ 2,070,000 | $ 517,000 | $ 798,000 |
| Hancock County Indiana | 4 | $ 1,100,000 | $ 275,000 | $ 127,000 |
| Whitley County Indiana | 4 | $ 610,000 | $ 152,000 | $ 51,000 |
| Branch County Michigan | 4 | $ 1,050,000 | $ 262,000 | $ 105,000 |
| Fayette County Ohio | 4 | $ 1,390,000 | $ 347,000 | $ 299,000 |
| Lake County Ohio | 4 | $ 630,000 | $ 157,000 | $ 124,000 |
| Marion County Ohio | 4 | $ 1,200,000 | $ 300,000 | $ 97,000 |
| Montgomery County Ohio | 4 | $ 3,050,000 | $ 762,000 | $ 109,000 |
| Ross County Ohio | 4 | $ 1,110,000 | $ 277,000 | $ 205,000 |
| Cook County Illinois | 3 | $ 2,825,000 | $ 941,000 | $ 594,000 |
| Delaware County Indiana | 3 | $ 325,000 | $ 108,000 | $ 144,000 |
| LaGrange County Indiana | 3 | $ 775,000 | $ 258,000 | $ 229,000 |
| LaPorte County Indiana | 3 | $ 555,000 | $ 185,000 | $ 168,000 |
| Oakland County Michigan | 3 | $ 485,000 | $ 161,000 | $ 87,000 |
| Athens County Ohio | 3 | $ 1,205,000 | $ 401,000 | $ 125,000 |
| Hocking County Ohio | 3 | $ 875,000 | $ 291,000 | $ 75,000 |
| Mercer County Ohio | 3 | $ 755,000 | $ 251,000 | $ 109,000 |
| Duval County Florida | 2 | $ 950,000 | $ 475,000 | $ 189,000 |
| Manatee County Florida | 2 | $ 730,000 | $ 365,000 | $ 255,000 |
| Monroe County Florida | 2 | $ 1,490,000 | $ 745,000 | $ 717,000 |
| Osceola County Florida | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Bartholomew County Indiana | 2 | $ 250,000 | $ 125,000 | $ 246,000 |
| Huntington County Indiana | 2 | $ 440,000 | $ 220,000 | $ 104,000 |
| Kosciusko County Indiana | 2 | $ 260,000 | $ 130,000 | $ 113,000 |
| Morgan County Indiana | 2 | $ 1,220,000 | $ 610,000 | $ 202,000 |
| Jefferson County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 79,000 |
| Roscommon County Michigan | 2 | $ 170,000 | $ 85,000 | $ 145,000 |
| Wayne County Michigan | 2 | $ 380,000 | $ 190,000 | $ 117,000 |
| Butler County Ohio | 2 | $ 650,000 | $ 325,000 | $ 95,000 |
| Clark County Ohio | 2 | $ 430,000 | $ 215,000 | $ 193,000 |
| Clermont County Ohio | 2 | $ 760,000 | $ 380,000 | $ 202,000 |
| Jackson County Ohio | 2 | $ 480,000 | $ 240,000 | $ 106,000 |
| Lorain County Ohio | 2 | $ 240,000 | $ 120,000 | $ 107,000 |
| Summit County Ohio | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Warren County Ohio | 2 | $ 700,000 | $ 350,000 | $ 133,000 |
| Wyandot County Ohio | 2 | $ 520,000 | $ 260,000 | $ 121,000 |
| Beaufort County South Carolina | 2 | $ 1,690,000 | $ 845,000 | $ 253,000 |
| San Diego County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 3,435,000 |
| Bay County Florida | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Broward County Florida | 1 | $ 505,000 | $ 505,000 | $ 229,000 |
| Flagler County Florida | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Franklin County Florida | 1 | $ 415,000 | $ 415,000 | $ 466,000 |
| Pinellas County Florida | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| St. Lucie County Florida | 1 | $ 475,000 | $ 475,000 | $ 490,000 |
| Sumter County Florida | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Volusia County Florida | 1 | $ 215,000 | $ 215,000 | $ 217,000 |
| Vermilion County Illinois | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Adams County Indiana | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Brown County Indiana | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Decatur County Indiana | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Jackson County Indiana | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Lawrence County Indiana | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Montgomery County Indiana | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Shelby County Indiana | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| St. Joseph County Indiana | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Tippecanoe County Indiana | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Tipton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Wabash County Indiana | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Wayne County Indiana | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Wells County Indiana | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Frederick County Maryland | 1 | $ 45,000 | $ 45,000 | $ 598,000 |
| Benzie County Michigan | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Calhoun County Michigan | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Cass County Michigan | 1 | $ 415,000 | $ 415,000 | $ 135,000 |
| Charlevoix County Michigan | 1 | $ 215,000 | $ 215,000 | $ 250,000 |
| Kalamazoo County Michigan | 1 | $ 305,000 | $ 305,000 | $ 159,000 |
| Macomb County Michigan | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| St. Joseph County Michigan | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Van Buren County Michigan | 1 | $ 425,000 | $ 425,000 | $ 177,000 |
| Rankin County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Carteret County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Ashtabula County Ohio | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Erie County Ohio | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Hardin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Huron County Ohio | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Lawrence County Ohio | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Medina County Ohio | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Meigs County Ohio | 1 | $ 145,000 | $ 145,000 | $ 200,000 |
| Miami County Ohio | 1 | $ 285,000 | $ 285,000 | $ 391,000 |
| Monroe County Ohio | 1 | $ 285,000 | $ 285,000 | $ 190,000 |
| Pike County Ohio | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Portage County Ohio | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| Stark County Ohio | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Horry County South Carolina | 1 | $ 965,000 | $ 965,000 | $ 331,000 |
| Davidson County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 134,000 |
| Sevier County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 239,000 |
| Chesterfield County Virginia | 1 | $ 525,000 | $ 525,000 | $ 165,000 |
| James City County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The State Bank And Trust Company in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,054 | $746,720,000 | $244,000 | $2,235,000 | $110,000 | $3,435,000 |
| Refinancing | 1,049 | $236,465,000 | $225,000 | $1,915,000 | $134,000 | $1,980,000 |
| Cash-out Refinancing | 591 | $125,155,000 | $211,000 | $1,105,000 | $124,000 | $1,202,000 |
| Home Improvement | 34 | $4,830,000 | $142,000 | $555,000 | $123,000 | $606,000 |
| Other Purpose | 9 | $1,495,000 | $166,000 | $405,000 | $109,000 | $195,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,563 | $842,125,000 | $236,000 | $2,235,000 | $120,000 | $1,626,000 |
| Not Provided | 667 | $156,435,000 | $234,000 | $1,245,000 | $117,000 | $3,435,000 |
| Black or African American | 204 | $36,680,000 | $179,000 | $725,000 | $71,000 | $329,000 |
| Hispanic | 132 | $25,900,000 | $196,000 | $1,305,000 | $83,000 | $533,000 |
| Asian | 94 | $29,370,000 | $312,000 | $1,205,000 | $154,000 | $1,282,000 |
| Not applicable | 57 | $18,015,000 | $316,000 | $1,915,000 | $0 | $0 |
| American Indian or Alaskan Native | 13 | $3,545,000 | $272,000 | $705,000 | $174,000 | $598,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $330,000 | $165,000 | $175,000 | $26,000 | $32,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,312 | $1,039,000,000 | $240,000 | $2,235,000 | $122,000 | $3,435,000 |
| FHA-insured (Federal Housing Administration) | 328 | $52,250,000 | $159,000 | $395,000 | $60,000 | $288,000 |
| VA-guaranteed (Veterans Administration) | 77 | $20,405,000 | $265,000 | $585,000 | $87,000 | $291,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $3,010,000 | $150,000 | $235,000 | $50,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,459 | $598,855,000 | $243,000 | $1,915,000 | $131,000 | $1,980,000 |
| Preapproval Approved but not Accepted | 1,132 | $281,180,000 | $248,000 | $1,425,000 | $107,000 | $1,282,000 |
| Preapproval Denied by Financial Institution | 445 | $74,875,000 | $168,000 | $1,265,000 | $64,000 | $960,000 |
| Application Withdrawn By Applicant | 391 | $97,555,000 | $249,000 | $1,055,000 | $133,000 | $3,435,000 |
| Application Denied By Financial Institution | 235 | $46,215,000 | $196,000 | $2,235,000 | $104,000 | $1,202,000 |
| File Closed For Incompleteness | 60 | $11,380,000 | $189,000 | $1,385,000 | $88,000 | $276,000 |
| Application Approved But Not Accepted | 15 | $4,605,000 | $307,000 | $785,000 | $222,000 | $772,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,057 | $993,575,000 | $244,000 | $1,915,000 | $124,000 | $3,435,000 |
| Credit History | 457 | $69,985,000 | $153,000 | $835,000 | $68,000 | $960,000 |
| Debt-To-Income Ratio | 123 | $27,315,000 | $222,000 | $1,265,000 | $60,000 | $256,000 |
| Collateral | 44 | $11,090,000 | $252,000 | $1,105,000 | $178,000 | $1,202,000 |
| Credit Application Incomplete | 23 | $4,545,000 | $197,000 | $555,000 | $139,000 | $1,202,000 |
| Employment History | 15 | $4,945,000 | $329,000 | $2,235,000 | $92,000 | $451,000 |
| Other | 10 | $1,360,000 | $136,000 | $485,000 | $120,000 | $598,000 |
| Unverifiable Information | 5 | $955,000 | $191,000 | $385,000 | $84,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $895,000 | $298,000 | $545,000 | $124,000 | $239,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.