The State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The State Bank And Trust Company 401 Clinton Street Defiance, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,554 |
| Total Mortgage Loan Application Amount | $1,169,600,000 |
| Average Mortgage Loan Application Amount | $156,600 |
| Highest Mortgage Loan Application Amount | $3,475,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $1,973,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 1,172 | $ 290,470,000 | $ 247,000 | $ 131,000 |
| Delaware County Ohio | 325 | $ 99,845,000 | $ 307,000 | $ 161,000 |
| Lucas County Ohio | 224 | $ 42,110,000 | $ 187,000 | $ 98,000 |
| Defiance County Ohio | 215 | $ 30,275,000 | $ 140,000 | $ 78,000 |
| Fulton County Ohio | 182 | $ 26,060,000 | $ 143,000 | $ 73,000 |
| Williams County Ohio | 182 | $ 25,410,000 | $ 139,000 | $ 77,000 |
| Paulding County Ohio | 171 | $ 20,685,000 | $ 120,000 | $ 77,000 |
| Hancock County Ohio | 166 | $ 38,290,000 | $ 230,000 | $ 115,000 |
| Wood County Ohio | 131 | $ 25,655,000 | $ 195,000 | $ 98,000 |
| Allen County Ohio | 99 | $ 15,845,000 | $ 160,000 | $ 95,000 |
| Monroe County Michigan | 96 | $ 21,310,000 | $ 221,000 | $ 117,000 |
| Hamilton County Indiana | 91 | $ 24,745,000 | $ 271,000 | $ 144,000 |
| Fairfield County Ohio | 82 | $ 20,920,000 | $ 255,000 | $ 131,000 |
| Licking County Ohio | 79 | $ 21,805,000 | $ 276,000 | $ 128,000 |
| Marion County Indiana | 76 | $ 11,910,000 | $ 156,000 | $ 98,000 |
| Union County Ohio | 71 | $ 23,625,000 | $ 332,000 | $ 163,000 |
| Steuben County Indiana | 61 | $ 12,585,000 | $ 206,000 | $ 115,000 |
| Allen County Indiana | 57 | $ 12,135,000 | $ 212,000 | $ 134,000 |
| Seneca County Ohio | 52 | $ 7,090,000 | $ 136,000 | $ 69,000 |
| Henry County Ohio | 48 | $ 8,310,000 | $ 173,000 | $ 81,000 |
| Putnam County Ohio | 33 | $ 5,015,000 | $ 151,000 | $ 87,000 |
| Pickaway County Ohio | 27 | $ 7,225,000 | $ 267,000 | $ 166,000 |
| Madison County Ohio | 22 | $ 6,120,000 | $ 278,000 | $ 162,000 |
| DeKalb County Indiana | 19 | $ 3,645,000 | $ 191,000 | $ 90,000 |
| Ottawa County Ohio | 17 | $ 3,685,000 | $ 216,000 | $ 217,000 |
| Sandusky County Ohio | 15 | $ 3,015,000 | $ 201,000 | $ 74,000 |
| Auglaize County Ohio | 12 | $ 1,730,000 | $ 144,000 | $ 69,000 |
| Hancock County Indiana | 11 | $ 2,035,000 | $ 185,000 | $ 102,000 |
| Johnson County Indiana | 11 | $ 2,125,000 | $ 193,000 | $ 93,000 |
| Lenawee County Michigan | 11 | $ 2,545,000 | $ 231,000 | $ 157,000 |
| Hardin County Ohio | 11 | $ 1,635,000 | $ 148,000 | $ 102,000 |
| Wyandot County Ohio | 11 | $ 1,735,000 | $ 157,000 | $ 82,000 |
| Madison County Indiana | 10 | $ 1,410,000 | $ 141,000 | $ 69,000 |
| Branch County Michigan | 10 | $ 2,210,000 | $ 221,000 | $ 164,000 |
| Clark County Ohio | 10 | $ 2,640,000 | $ 264,000 | $ 122,000 |
| Morrow County Ohio | 10 | $ 2,020,000 | $ 202,000 | $ 109,000 |
| Van Wert County Ohio | 10 | $ 1,410,000 | $ 141,000 | $ 65,000 |
| Hendricks County Indiana | 9 | $ 2,295,000 | $ 255,000 | $ 130,000 |
| Hillsdale County Michigan | 9 | $ 1,085,000 | $ 120,000 | $ 76,000 |
| Montgomery County Ohio | 9 | $ 2,995,000 | $ 332,000 | $ 178,000 |
| LaPorte County Indiana | 8 | $ 1,160,000 | $ 145,000 | $ 133,000 |
| Wayne County Michigan | 7 | $ 1,415,000 | $ 202,000 | $ 118,000 |
| Knox County Ohio | 7 | $ 1,495,000 | $ 213,000 | $ 112,000 |
| Boone County Indiana | 6 | $ 2,890,000 | $ 481,000 | $ 345,000 |
| Logan County Ohio | 6 | $ 1,520,000 | $ 253,000 | $ 187,000 |
| Marion County Ohio | 6 | $ 1,280,000 | $ 213,000 | $ 111,000 |
| Sarasota County Florida | 5 | $ 1,905,000 | $ 381,000 | $ 295,000 |
| Lake County Ohio | 5 | $ 1,215,000 | $ 243,000 | $ 154,000 |
| Charlotte County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 254,000 |
| Brown County Indiana | 4 | $ 730,000 | $ 182,000 | $ 158,000 |
| Kosciusko County Indiana | 4 | $ 2,220,000 | $ 555,000 | $ 289,000 |
| Cuyahoga County Ohio | 4 | $ 830,000 | $ 207,000 | $ 135,000 |
| Erie County Ohio | 4 | $ 750,000 | $ 187,000 | $ 84,000 |
| Hamilton County Ohio | 4 | $ 1,380,000 | $ 345,000 | $ 211,000 |
| Hocking County Ohio | 4 | $ 600,000 | $ 150,000 | $ 192,000 |
| Huron County Ohio | 4 | $ 460,000 | $ 115,000 | $ 61,000 |
| Perry County Ohio | 4 | $ 1,380,000 | $ 345,000 | $ 148,000 |
| Beaufort County South Carolina | 4 | $ 1,200,000 | $ 300,000 | $ 154,000 |
| Lee County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 205,000 |
| Palm Beach County Florida | 3 | $ 935,000 | $ 311,000 | $ 140,000 |
| Adams County Indiana | 3 | $ 565,000 | $ 188,000 | $ 80,000 |
| Bartholomew County Indiana | 3 | $ 595,000 | $ 198,000 | $ 132,000 |
| Lake County Indiana | 3 | $ 735,000 | $ 245,000 | $ 63,000 |
| Noble County Indiana | 3 | $ 465,000 | $ 155,000 | $ 90,000 |
| Tipton County Indiana | 3 | $ 285,000 | $ 95,000 | $ 96,000 |
| Butler County Ohio | 3 | $ 745,000 | $ 248,000 | $ 177,000 |
| Champaign County Ohio | 3 | $ 435,000 | $ 145,000 | $ 66,000 |
| Clermont County Ohio | 3 | $ 835,000 | $ 278,000 | $ 102,000 |
| Fayette County Ohio | 3 | $ 475,000 | $ 158,000 | $ 106,000 |
| Greene County Ohio | 3 | $ 775,000 | $ 258,000 | $ 236,000 |
| Lawrence County Ohio | 3 | $ 975,000 | $ 325,000 | $ 135,000 |
| Ross County Ohio | 3 | $ 755,000 | $ 251,000 | $ 171,000 |
| Indian River County Florida | 2 | $ 830,000 | $ 415,000 | $ 182,000 |
| Pasco County Florida | 2 | $ 340,000 | $ 170,000 | $ 81,000 |
| Pinellas County Florida | 2 | $ 780,000 | $ 390,000 | $ 392,000 |
| Delaware County Indiana | 2 | $ 450,000 | $ 225,000 | $ 193,000 |
| Elkhart County Indiana | 2 | $ 520,000 | $ 260,000 | $ 153,000 |
| Grant County Indiana | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Lawrence County Indiana | 2 | $ 390,000 | $ 195,000 | $ 59,000 |
| Morgan County Indiana | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Whitley County Indiana | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Benzie County Michigan | 2 | $ 580,000 | $ 290,000 | $ 241,000 |
| Calhoun County Michigan | 2 | $ 500,000 | $ 250,000 | $ 153,000 |
| Mackinac County Michigan | 2 | $ 710,000 | $ 355,000 | $ 416,000 |
| Wake County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 203,000 |
| Lorain County Ohio | 2 | $ 360,000 | $ 180,000 | $ 145,000 |
| Richland County Ohio | 2 | $ 360,000 | $ 180,000 | $ 138,000 |
| Stark County Ohio | 2 | $ 490,000 | $ 245,000 | $ 65,000 |
| Summit County Ohio | 2 | $ 490,000 | $ 245,000 | $ 167,000 |
| Warren County Ohio | 2 | $ 770,000 | $ 385,000 | $ 83,000 |
| Baldwin County Alabama | 1 | $ 515,000 | $ 515,000 | $ 193,000 |
| Broomfield County Colorado | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| Jefferson County Colorado | 1 | $ 515,000 | $ 515,000 | $ 105,000 |
| Collier County Florida | 1 | $ 205,000 | $ 205,000 | $ 235,000 |
| Escambia County Florida | 1 | $ 245,000 | $ 245,000 | $ 193,000 |
| Hillsborough County Florida | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Manatee County Florida | 1 | $ 335,000 | $ 335,000 | $ 213,000 |
| Osceola County Florida | 1 | $ 355,000 | $ 355,000 | $ 339,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 232,000 |
| Volusia County Florida | 1 | $ 235,000 | $ 235,000 | $ 189,000 |
| Walton County Florida | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| Cook County Illinois | 1 | $ 245,000 | $ 245,000 | $ 292,000 |
| Dearborn County Indiana | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Jackson County Indiana | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
| LaGrange County Indiana | 1 | $ 235,000 | $ 235,000 | $ 510,000 |
| Owen County Indiana | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Porter County Indiana | 1 | $ 195,000 | $ 195,000 | $ 121,000 |
| Putnam County Indiana | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| St. Joseph County Indiana | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Tippecanoe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Vanderburgh County Indiana | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Vigo County Indiana | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Warren County Indiana | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Wells County Indiana | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Jefferson County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 367,000 |
| Owen County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Allegan County Michigan | 1 | $ 905,000 | $ 905,000 | $ 276,000 |
| Antrim County Michigan | 1 | $ 125,000 | $ 125,000 | $ 147,000 |
| Cheboygan County Michigan | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Crawford County Michigan | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Emmet County Michigan | 1 | $ 205,000 | $ 205,000 | $ 219,000 |
| Jackson County Michigan | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Kalkaska County Michigan | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Kent County Michigan | 1 | $ 515,000 | $ 515,000 | $ 317,000 |
| Leelanau County Michigan | 1 | $ 425,000 | $ 425,000 | $ 327,000 |
| Oakland County Michigan | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Brunswick County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 943,000 |
| Moore County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Ashtabula County Ohio | 1 | $ 245,000 | $ 245,000 | $ 330,000 |
| Highland County Ohio | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Jackson County Ohio | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Mercer County Ohio | 1 | $ 375,000 | $ 375,000 | $ 500,000 |
| Scioto County Ohio | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Washington County Ohio | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Lycoming County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 391,000 |
| Union County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Wasatch County Utah | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The State Bank And Trust Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,059 | $636,295,000 | $208,000 | $3,475,000 | $92,000 | $1,477,000 |
| Refinancing | 1,788 | $401,830,000 | $224,000 | $1,505,000 | $132,000 | $1,973,000 |
| Cash-out Refinancing | 675 | $128,895,000 | $190,000 | $1,205,000 | $115,000 | $1,559,000 |
| Home Improvement | 17 | $1,345,000 | $79,000 | $255,000 | $63,000 | $124,000 |
| Other Purpose | 15 | $1,235,000 | $82,000 | $215,000 | $103,000 | $466,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,450 | $933,800,000 | $209,000 | $1,685,000 | $109,000 | $1,973,000 |
| Not Provided | 562 | $122,850,000 | $218,000 | $3,305,000 | $114,000 | $600,000 |
| Black or African American | 215 | $36,695,000 | $170,000 | $1,205,000 | $75,000 | $447,000 |
| Hispanic | 157 | $30,295,000 | $192,000 | $1,405,000 | $90,000 | $522,000 |
| Asian | 104 | $25,840,000 | $248,000 | $695,000 | $135,000 | $600,000 |
| Not applicable | 50 | $17,050,000 | $341,000 | $3,475,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $1,700,000 | $170,000 | $465,000 | $68,000 | $158,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,030 | $1,087,070,000 | $216,000 | $3,475,000 | $113,000 | $1,973,000 |
| FHA-insured (Federal Housing Administration) | 386 | $57,070,000 | $147,000 | $375,000 | $57,000 | $198,000 |
| VA-guaranteed (Veterans Administration) | 88 | $19,460,000 | $221,000 | $485,000 | $92,000 | $290,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 50 | $6,000,000 | $120,000 | $285,000 | $46,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,156 | $702,610,000 | $222,000 | $3,475,000 | $120,000 | $1,973,000 |
| Preapproval Approved but not Accepted | 849 | $181,425,000 | $213,000 | $1,565,000 | $93,000 | $720,000 |
| Preapproval Denied by Financial Institution | 633 | $97,065,000 | $153,000 | $1,355,000 | $62,000 | $690,000 |
| Application Withdrawn By Applicant | 544 | $117,160,000 | $215,000 | $1,205,000 | $120,000 | $948,000 |
| Application Denied By Financial Institution | 302 | $56,550,000 | $187,000 | $1,205,000 | $97,000 | $458,000 |
| File Closed For Incompleteness | 59 | $12,205,000 | $206,000 | $925,000 | $106,000 | $447,000 |
| Application Approved But Not Accepted | 11 | $2,585,000 | $235,000 | $515,000 | $121,000 | $170,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,619 | $1,015,985,000 | $219,000 | $3,475,000 | $115,000 | $1,973,000 |
| Credit History | 610 | $89,770,000 | $147,000 | $1,205,000 | $67,000 | $690,000 |
| Debt-To-Income Ratio | 161 | $28,385,000 | $176,000 | $1,305,000 | $55,000 | $461,000 |
| Credit Application Incomplete | 59 | $14,195,000 | $240,000 | $775,000 | $117,000 | $376,000 |
| Collateral | 53 | $10,285,000 | $194,000 | $535,000 | $122,000 | $391,000 |
| Unverifiable Information | 17 | $3,715,000 | $218,000 | $1,355,000 | $93,000 | $312,000 |
| Other | 16 | $3,780,000 | $236,000 | $635,000 | $141,000 | $444,000 |
| Employment History | 11 | $2,625,000 | $238,000 | $635,000 | $102,000 | $365,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $860,000 | $107,000 | $175,000 | $58,000 | $191,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.