The State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The State Bank And Trust Company 401 Clinton Street Defiance, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,591 |
| Total Mortgage Loan Application Amount | $566,395,000 |
| Average Mortgage Loan Application Amount | $168,500 |
| Highest Mortgage Loan Application Amount | $6,225,000 |
| Average Applicant Income | $87,500 |
| Highest Applicant Income | $1,633,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 738 | $ 194,280,000 | $ 263,000 | $ 125,000 |
| Delaware County Ohio | 192 | $ 60,910,000 | $ 317,000 | $ 146,000 |
| Lucas County Ohio | 161 | $ 31,545,000 | $ 195,000 | $ 130,000 |
| Defiance County Ohio | 154 | $ 21,550,000 | $ 139,000 | $ 74,000 |
| Hancock County Ohio | 137 | $ 28,705,000 | $ 209,000 | $ 112,000 |
| Williams County Ohio | 117 | $ 12,515,000 | $ 106,000 | $ 64,000 |
| Seneca County Ohio | 112 | $ 13,550,000 | $ 120,000 | $ 66,000 |
| Paulding County Ohio | 108 | $ 11,590,000 | $ 107,000 | $ 60,000 |
| Fulton County Ohio | 100 | $ 14,420,000 | $ 144,000 | $ 78,000 |
| Wood County Ohio | 75 | $ 13,895,000 | $ 185,000 | $ 96,000 |
| Allen County Ohio | 60 | $ 8,110,000 | $ 135,000 | $ 94,000 |
| Fairfield County Ohio | 49 | $ 12,345,000 | $ 251,000 | $ 141,000 |
| Licking County Ohio | 44 | $ 10,480,000 | $ 238,000 | $ 107,000 |
| Monroe County Michigan | 42 | $ 8,450,000 | $ 201,000 | $ 105,000 |
| Union County Ohio | 41 | $ 15,475,000 | $ 377,000 | $ 173,000 |
| Steuben County Indiana | 35 | $ 7,695,000 | $ 219,000 | $ 111,000 |
| Allen County Indiana | 29 | $ 6,765,000 | $ 233,000 | $ 152,000 |
| Henry County Ohio | 23 | $ 4,745,000 | $ 206,000 | $ 115,000 |
| Pickaway County Ohio | 21 | $ 5,385,000 | $ 256,000 | $ 91,000 |
| Sandusky County Ohio | 19 | $ 3,105,000 | $ 163,000 | $ 88,000 |
| Madison County Ohio | 18 | $ 5,950,000 | $ 330,000 | $ 179,000 |
| Ottawa County Ohio | 16 | $ 3,120,000 | $ 195,000 | $ 159,000 |
| Van Wert County Ohio | 16 | $ 2,580,000 | $ 161,000 | $ 85,000 |
| Hamilton County Indiana | 15 | $ 3,895,000 | $ 259,000 | $ 111,000 |
| DeKalb County Indiana | 13 | $ 4,175,000 | $ 321,000 | $ 85,000 |
| Erie County Ohio | 13 | $ 1,925,000 | $ 148,000 | $ 72,000 |
| Wyandot County Ohio | 12 | $ 1,870,000 | $ 155,000 | $ 133,000 |
| Marion County Indiana | 10 | $ 1,810,000 | $ 181,000 | $ 69,000 |
| Lenawee County Michigan | 10 | $ 2,350,000 | $ 235,000 | $ 174,000 |
| Knox County Ohio | 10 | $ 2,570,000 | $ 257,000 | $ 162,000 |
| Hillsdale County Michigan | 9 | $ 1,115,000 | $ 123,000 | $ 72,000 |
| Crawford County Ohio | 9 | $ 2,265,000 | $ 251,000 | $ 60,000 |
| Cuyahoga County Ohio | 8 | $ 1,720,000 | $ 215,000 | $ 130,000 |
| Logan County Ohio | 8 | $ 1,570,000 | $ 196,000 | $ 152,000 |
| Champaign County Ohio | 7 | $ 915,000 | $ 130,000 | $ 57,000 |
| Morrow County Ohio | 7 | $ 1,235,000 | $ 176,000 | $ 94,000 |
| Putnam County Ohio | 7 | $ 1,375,000 | $ 196,000 | $ 115,000 |
| Branch County Michigan | 5 | $ 1,605,000 | $ 321,000 | $ 202,000 |
| Greene County Ohio | 5 | $ 1,695,000 | $ 339,000 | $ 124,000 |
| Montgomery County Ohio | 5 | $ 2,335,000 | $ 467,000 | $ 200,000 |
| Lee County Florida | 4 | $ 1,200,000 | $ 300,000 | $ 245,000 |
| Sarasota County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 250,000 |
| Johnson County Indiana | 4 | $ 820,000 | $ 205,000 | $ 104,000 |
| Noble County Indiana | 4 | $ 980,000 | $ 245,000 | $ 146,000 |
| Auglaize County Ohio | 4 | $ 650,000 | $ 162,000 | $ 60,000 |
| Hocking County Ohio | 4 | $ 860,000 | $ 215,000 | $ 101,000 |
| Muskingum County Ohio | 4 | $ 1,160,000 | $ 290,000 | $ 86,000 |
| Brevard County Florida | 3 | $ 625,000 | $ 208,000 | $ 107,000 |
| Charlotte County Florida | 3 | $ 585,000 | $ 195,000 | $ 124,000 |
| Hancock County Indiana | 3 | $ 545,000 | $ 181,000 | $ 89,000 |
| LaPorte County Indiana | 3 | $ 415,000 | $ 138,000 | $ 50,000 |
| Madison County Indiana | 3 | $ 405,000 | $ 135,000 | $ 84,000 |
| Morgan County Indiana | 3 | $ 765,000 | $ 255,000 | $ 75,000 |
| Kenton County Kentucky | 3 | $ 615,000 | $ 205,000 | $ 57,000 |
| Fayette County Ohio | 3 | $ 1,255,000 | $ 418,000 | $ 218,000 |
| Huron County Ohio | 3 | $ 405,000 | $ 135,000 | $ 77,000 |
| Marion County Ohio | 3 | $ 595,000 | $ 198,000 | $ 103,000 |
| Richland County Ohio | 3 | $ 365,000 | $ 121,000 | $ 87,000 |
| Jefferson County Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 755,000 |
| Adams County Indiana | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| LaGrange County Indiana | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Shelby County Indiana | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Oakland County Michigan | 2 | $ 840,000 | $ 420,000 | $ 336,000 |
| Wayne County Michigan | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Butler County Ohio | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Perry County Ohio | 2 | $ 580,000 | $ 290,000 | $ 164,000 |
| Ross County Ohio | 2 | $ 420,000 | $ 210,000 | $ 140,000 |
| Jefferson County Alabama | 1 | $ 65,000 | $ 65,000 | $ 161,000 |
| Maricopa County Arizona | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Pinal County Arizona | 1 | $ 445,000 | $ 445,000 | $ 280,000 |
| Alameda County California | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Adams County Colorado | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| District of Columbia County District Of Columbia | 1 | $ 335,000 | $ 335,000 | $ 1,371,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
| Collier County Florida | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Hillsborough County Florida | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Indian River County Florida | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Pasco County Florida | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Walton County Florida | 1 | $ 365,000 | $ 365,000 | $ 555,000 |
| Henry County Georgia | 1 | $ 295,000 | $ 295,000 | $ 185,000 |
| Cook County Illinois | 1 | $ 175,000 | $ 175,000 | $ 277,000 |
| Blackford County Indiana | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Boone County Indiana | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Hendricks County Indiana | 1 | $ 605,000 | $ 605,000 | $ 178,000 |
| Jay County Indiana | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Kosciusko County Indiana | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Porter County Indiana | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Whitley County Indiana | 1 | $ 205,000 | $ 205,000 | $ 141,000 |
| Pulaski County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Essex County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Allegan County Michigan | 1 | $ 915,000 | $ 915,000 | $ 213,000 |
| Calhoun County Michigan | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Ingham County Michigan | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Iosco County Michigan | 1 | $ 55,000 | $ 55,000 | $ 187,000 |
| Midland County Michigan | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| New York County New York | 1 | $ 2,275,000 | $ 2,275,000 | $ 0 |
| Clark County Ohio | 1 | $ 365,000 | $ 365,000 | $ 238,000 |
| Clermont County Ohio | 1 | $ 485,000 | $ 485,000 | $ 218,000 |
| Clinton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Geauga County Ohio | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Hamilton County Ohio | 1 | $ 395,000 | $ 395,000 | $ 156,000 |
| Medina County Ohio | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Mercer County Ohio | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Preble County Ohio | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Scioto County Ohio | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Shelby County Ohio | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Summit County Ohio | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Pike County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Providence County Rhode Island | 1 | $ 385,000 | $ 385,000 | $ 189,000 |
| Beaufort County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 198,000 |
| Georgetown County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Pickens County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 152,000 |
| Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 152,000 |
| Williamson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 145,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The State Bank And Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,696 | $367,200,000 | $216,000 | $6,225,000 | $106,000 | $1,633,000 |
| Refinancing | 524 | $131,370,000 | $250,000 | $2,105,000 | $133,000 | $1,129,000 |
| Cash-out Refinancing | 370 | $67,800,000 | $183,000 | $915,000 | $111,000 | $504,000 |
| Home Improvement | 1 | $25,000 | $25,000 | $25,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,204 | $461,930,000 | $209,000 | $2,105,000 | $113,000 | $1,633,000 |
| Not Provided | 119 | $30,215,000 | $253,000 | $1,205,000 | $127,000 | $701,000 |
| Black or African American | 84 | $14,530,000 | $172,000 | $375,000 | $76,000 | $410,000 |
| Hispanic | 75 | $12,915,000 | $172,000 | $605,000 | $73,000 | $183,000 |
| Asian | 72 | $18,820,000 | $261,000 | $1,125,000 | $140,000 | $985,000 |
| Not applicable | 34 | $27,290,000 | $802,000 | $6,225,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $195,000 | $195,000 | $195,000 | $87,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $38,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,310 | $521,330,000 | $225,000 | $6,225,000 | $118,000 | $1,633,000 |
| FHA-insured (Federal Housing Administration) | 163 | $25,225,000 | $154,000 | $345,000 | $66,000 | $172,000 |
| VA-guaranteed (Veterans Administration) | 64 | $13,080,000 | $204,000 | $495,000 | $84,000 | $451,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 54 | $6,760,000 | $125,000 | $275,000 | $52,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,067 | $467,685,000 | $226,000 | $6,225,000 | $117,000 | $1,633,000 |
| Application Withdrawn By Applicant | 266 | $54,890,000 | $206,000 | $1,135,000 | $108,000 | $555,000 |
| Application Denied By Financial Institution | 155 | $29,015,000 | $187,000 | $1,205,000 | $90,000 | $538,000 |
| Preapproval Denied by Financial Institution | 87 | $10,975,000 | $126,000 | $385,000 | $54,000 | $172,000 |
| Application Approved But Not Accepted | 7 | $1,405,000 | $200,000 | $395,000 | $84,000 | $133,000 |
| File Closed For Incompleteness | 7 | $1,925,000 | $275,000 | $375,000 | $165,000 | $269,000 |
| Preapproval Approved but not Accepted | 2 | $500,000 | $250,000 | $305,000 | $115,000 | $115,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,349 | $526,405,000 | $224,000 | $6,225,000 | $116,000 | $1,633,000 |
| Credit History | 98 | $11,490,000 | $117,000 | $305,000 | $56,000 | $208,000 |
| Collateral | 58 | $11,090,000 | $191,000 | $735,000 | $111,000 | $538,000 |
| Debt-To-Income Ratio | 45 | $7,175,000 | $159,000 | $385,000 | $57,000 | $142,000 |
| Credit Application Incomplete | 15 | $4,605,000 | $307,000 | $1,205,000 | $105,000 | $416,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,300,000 | $287,000 | $725,000 | $132,000 | $300,000 |
| Other | 7 | $1,395,000 | $199,000 | $435,000 | $114,000 | $214,000 |
| Unverifiable Information | 6 | $1,040,000 | $173,000 | $335,000 | $70,000 | $128,000 |
| Employment History | 5 | $895,000 | $179,000 | $385,000 | $55,000 | $117,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.