The State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The State Bank And Trust Company 401 Clinton Street Defiance, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,112 |
| Total Mortgage Loan Application Amount | $410,040,000 |
| Average Mortgage Loan Application Amount | $129,500 |
| Highest Mortgage Loan Application Amount | $1,945,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $3,103,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 625 | $ 137,105,000 | $ 219,000 | $ 117,000 |
| Delaware County Ohio | 145 | $ 39,395,000 | $ 271,000 | $ 127,000 |
| Defiance County Ohio | 140 | $ 17,950,000 | $ 128,000 | $ 70,000 |
| Hancock County Ohio | 129 | $ 24,765,000 | $ 191,000 | $ 101,000 |
| Seneca County Ohio | 107 | $ 11,345,000 | $ 106,000 | $ 60,000 |
| Lucas County Ohio | 106 | $ 17,230,000 | $ 162,000 | $ 120,000 |
| Paulding County Ohio | 95 | $ 9,665,000 | $ 101,000 | $ 58,000 |
| Williams County Ohio | 83 | $ 10,015,000 | $ 120,000 | $ 69,000 |
| Allen County Ohio | 61 | $ 9,705,000 | $ 159,000 | $ 107,000 |
| Fulton County Ohio | 53 | $ 7,695,000 | $ 145,000 | $ 75,000 |
| Licking County Ohio | 53 | $ 13,295,000 | $ 250,000 | $ 118,000 |
| Wood County Ohio | 53 | $ 11,225,000 | $ 211,000 | $ 111,000 |
| Steuben County Indiana | 36 | $ 8,210,000 | $ 228,000 | $ 116,000 |
| Fairfield County Ohio | 36 | $ 9,130,000 | $ 253,000 | $ 113,000 |
| Monroe County Michigan | 35 | $ 7,645,000 | $ 218,000 | $ 98,000 |
| Allen County Indiana | 29 | $ 5,745,000 | $ 198,000 | $ 118,000 |
| Union County Ohio | 23 | $ 7,165,000 | $ 311,000 | $ 164,000 |
| Henry County Ohio | 18 | $ 2,470,000 | $ 137,000 | $ 93,000 |
| Madison County Ohio | 16 | $ 4,300,000 | $ 268,000 | $ 109,000 |
| Pickaway County Ohio | 16 | $ 3,410,000 | $ 213,000 | $ 104,000 |
| Sandusky County Ohio | 16 | $ 2,770,000 | $ 173,000 | $ 87,000 |
| Ottawa County Ohio | 13 | $ 2,565,000 | $ 197,000 | $ 112,000 |
| Knox County Ohio | 11 | $ 3,095,000 | $ 281,000 | $ 195,000 |
| Morrow County Ohio | 11 | $ 2,125,000 | $ 193,000 | $ 68,000 |
| Putnam County Ohio | 11 | $ 1,235,000 | $ 112,000 | $ 65,000 |
| DeKalb County Indiana | 10 | $ 2,040,000 | $ 204,000 | $ 81,000 |
| Lenawee County Michigan | 10 | $ 1,710,000 | $ 171,000 | $ 111,000 |
| Hillsdale County Michigan | 9 | $ 1,415,000 | $ 157,000 | $ 121,000 |
| Van Wert County Ohio | 8 | $ 910,000 | $ 113,000 | $ 62,000 |
| Branch County Michigan | 7 | $ 1,675,000 | $ 239,000 | $ 134,000 |
| Auglaize County Ohio | 7 | $ 695,000 | $ 99,000 | $ 79,000 |
| Noble County Indiana | 6 | $ 1,160,000 | $ 193,000 | $ 139,000 |
| Marion County Ohio | 6 | $ 1,020,000 | $ 170,000 | $ 107,000 |
| Champaign County Ohio | 5 | $ 825,000 | $ 165,000 | $ 96,000 |
| Clark County Ohio | 5 | $ 1,235,000 | $ 247,000 | $ 140,000 |
| Kosciusko County Indiana | 4 | $ 1,450,000 | $ 362,000 | $ 266,000 |
| Hocking County Ohio | 4 | $ 720,000 | $ 180,000 | $ 107,000 |
| Logan County Ohio | 4 | $ 810,000 | $ 202,000 | $ 81,000 |
| Montgomery County Ohio | 4 | $ 1,150,000 | $ 287,000 | $ 128,000 |
| Richland County Ohio | 4 | $ 760,000 | $ 190,000 | $ 83,000 |
| Wake County North Carolina | 3 | $ 785,000 | $ 261,000 | $ 133,000 |
| Hardin County Ohio | 3 | $ 475,000 | $ 158,000 | $ 49,000 |
| Mercer County Ohio | 3 | $ 815,000 | $ 271,000 | $ 98,000 |
| Scioto County Ohio | 3 | $ 835,000 | $ 278,000 | $ 138,000 |
| Wyandot County Ohio | 3 | $ 645,000 | $ 215,000 | $ 337,000 |
| Collier County Florida | 2 | $ 2,290,000 | $ 1,145,000 | $ 520,000 |
| Adams County Indiana | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| LaGrange County Indiana | 2 | $ 390,000 | $ 195,000 | $ 384,000 |
| Athens County Ohio | 2 | $ 380,000 | $ 190,000 | $ 117,000 |
| Crawford County Ohio | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Cuyahoga County Ohio | 2 | $ 310,000 | $ 155,000 | $ 94,000 |
| Fayette County Ohio | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| Hamilton County Ohio | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| Lorain County Ohio | 2 | $ 180,000 | $ 90,000 | $ 214,000 |
| Stark County Ohio | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Warren County Ohio | 2 | $ 700,000 | $ 350,000 | $ 96,000 |
| Broomfield County Colorado | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Larimer County Colorado | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Duval County Florida | 1 | $ 1,425,000 | $ 1,425,000 | $ 840,000 |
| Miami-Dade County Florida | 1 | $ 405,000 | $ 405,000 | $ 689,000 |
| Orange County Florida | 1 | $ 455,000 | $ 455,000 | $ 468,000 |
| Pinellas County Florida | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Ada County Idaho | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Cook County Illinois | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Delaware County Indiana | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Hamilton County Indiana | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Lake County Indiana | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| LaPorte County Indiana | 1 | $ 85,000 | $ 85,000 | $ 187,000 |
| Marion County Indiana | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Wabash County Indiana | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Cheboygan County Michigan | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Emmet County Michigan | 1 | $ 455,000 | $ 455,000 | $ 1,129,000 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 270,000 |
| Kent County Michigan | 1 | $ 665,000 | $ 665,000 | $ 318,000 |
| Livingston County Michigan | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Presque Isle County Michigan | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Silver Bow County Montana | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Clark County Nevada | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Moore County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Rowan County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Ashland County Ohio | 1 | $ 135,000 | $ 135,000 | $ 122,000 |
| Belmont County Ohio | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Butler County Ohio | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Clermont County Ohio | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Greene County Ohio | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Huron County Ohio | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Jackson County Ohio | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Lawrence County Ohio | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Perry County Ohio | 1 | $ 395,000 | $ 395,000 | $ 213,000 |
| Pike County Ohio | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Shelby County Ohio | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Vinton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Butler County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Providence County Rhode Island | 1 | $ 385,000 | $ 385,000 | $ 187,000 |
| Horry County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 166,000 |
| Montgomery County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Sevier County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 152,000 |
| Union County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Collin County Texas | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Chesterfield County Virginia | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The State Bank And Trust Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,757 | $347,805,000 | $197,000 | $1,945,000 | $104,000 | $3,103,000 |
| Cash-out Refinancing | 190 | $30,460,000 | $160,000 | $875,000 | $100,000 | $600,000 |
| Refinancing | 155 | $30,775,000 | $198,000 | $1,065,000 | $127,000 | $859,000 |
| Other Purpose | 7 | $855,000 | $122,000 | $455,000 | $96,000 | $195,000 |
| Home Improvement | 2 | $90,000 | $45,000 | $55,000 | $86,000 | $132,000 |
| Not Applicable | 1 | $55,000 | $55,000 | $55,000 | $45,000 | $45,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,733 | $330,495,000 | $190,000 | $1,785,000 | $105,000 | $3,103,000 |
| Not Provided | 161 | $36,935,000 | $229,000 | $1,425,000 | $135,000 | $1,129,000 |
| Black or African American | 67 | $11,145,000 | $166,000 | $405,000 | $71,000 | $229,000 |
| Hispanic | 55 | $8,275,000 | $150,000 | $455,000 | $90,000 | $279,000 |
| Asian | 52 | $10,780,000 | $207,000 | $495,000 | $94,000 | $468,000 |
| Not applicable | 40 | $11,390,000 | $284,000 | $1,945,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $895,000 | $298,000 | $525,000 | $97,000 | $188,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,837 | $366,665,000 | $199,000 | $1,945,000 | $112,000 | $3,103,000 |
| FHA-insured (Federal Housing Administration) | 169 | $26,425,000 | $156,000 | $345,000 | $67,000 | $189,000 |
| VA-guaranteed (Veterans Administration) | 61 | $12,325,000 | $202,000 | $525,000 | $76,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $4,625,000 | $102,000 | $275,000 | $44,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,735 | $344,715,000 | $198,000 | $1,945,000 | $108,000 | $3,103,000 |
| Application Withdrawn By Applicant | 264 | $46,350,000 | $175,000 | $1,425,000 | $100,000 | $840,000 |
| Application Denied By Financial Institution | 90 | $14,460,000 | $160,000 | $805,000 | $76,000 | $309,000 |
| Preapproval Denied by Financial Institution | 9 | $715,000 | $79,000 | $145,000 | $43,000 | $103,000 |
| Application Approved But Not Accepted | 8 | $1,890,000 | $236,000 | $755,000 | $108,000 | $195,000 |
| File Closed For Incompleteness | 6 | $1,910,000 | $318,000 | $965,000 | $201,000 | $767,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,013 | $394,865,000 | $196,000 | $1,945,000 | $107,000 | $3,103,000 |
| Debt-To-Income Ratio | 27 | $4,465,000 | $165,000 | $525,000 | $55,000 | $166,000 |
| Collateral | 25 | $4,175,000 | $167,000 | $805,000 | $81,000 | $232,000 |
| Credit History | 21 | $2,265,000 | $107,000 | $305,000 | $66,000 | $140,000 |
| Other | 12 | $1,320,000 | $110,000 | $305,000 | $96,000 | $309,000 |
| Credit Application Incomplete | 6 | $1,560,000 | $260,000 | $395,000 | $115,000 | $246,000 |
| Unverifiable Information | 3 | $505,000 | $168,000 | $395,000 | $51,000 | $95,000 |
| Employment History | 3 | $685,000 | $228,000 | $435,000 | $103,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $200,000 | $100,000 | $125,000 | $50,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.