The State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The State Bank And Trust Company 401 Clinton Street Defiance, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,022 |
| Total Mortgage Loan Application Amount | $362,147,000 |
| Average Mortgage Loan Application Amount | $159,000 |
| Highest Mortgage Loan Application Amount | $1,078,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $1,248,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 726 | $ 138,651,000 | $ 190,000 | $ 106,000 |
| Hancock County Ohio | 161 | $ 24,050,000 | $ 149,000 | $ 82,000 |
| Delaware County Ohio | 158 | $ 44,995,000 | $ 284,000 | $ 153,000 |
| Defiance County Ohio | 128 | $ 15,028,000 | $ 117,000 | $ 78,000 |
| Williams County Ohio | 88 | $ 8,897,000 | $ 101,000 | $ 62,000 |
| Paulding County Ohio | 83 | $ 8,121,000 | $ 97,000 | $ 60,000 |
| Fulton County Ohio | 78 | $ 9,531,000 | $ 122,000 | $ 58,000 |
| Lucas County Ohio | 59 | $ 9,352,000 | $ 158,000 | $ 95,000 |
| Wood County Ohio | 57 | $ 9,696,000 | $ 170,000 | $ 103,000 |
| Allen County Indiana | 41 | $ 7,655,000 | $ 186,000 | $ 139,000 |
| Fairfield County Ohio | 38 | $ 7,776,000 | $ 204,000 | $ 84,000 |
| Licking County Ohio | 33 | $ 7,924,000 | $ 240,000 | $ 114,000 |
| Allen County Ohio | 30 | $ 4,978,000 | $ 165,000 | $ 109,000 |
| Union County Ohio | 28 | $ 9,054,000 | $ 323,000 | $ 154,000 |
| Steuben County Indiana | 27 | $ 5,530,000 | $ 204,000 | $ 115,000 |
| Seneca County Ohio | 21 | $ 2,521,000 | $ 120,000 | $ 57,000 |
| DeKalb County Indiana | 19 | $ 2,800,000 | $ 147,000 | $ 70,000 |
| Henry County Ohio | 17 | $ 1,730,000 | $ 101,000 | $ 61,000 |
| Pickaway County Ohio | 13 | $ 2,926,000 | $ 225,000 | $ 100,000 |
| Ottawa County Ohio | 10 | $ 1,825,000 | $ 182,000 | $ 109,000 |
| Putnam County Ohio | 10 | $ 1,098,000 | $ 109,000 | $ 59,000 |
| Kosciusko County Indiana | 8 | $ 1,177,000 | $ 147,000 | $ 89,000 |
| Monroe County Michigan | 7 | $ 1,295,000 | $ 185,000 | $ 133,000 |
| Madison County Ohio | 7 | $ 2,403,000 | $ 343,000 | $ 125,000 |
| Lenawee County Michigan | 6 | $ 802,000 | $ 133,000 | $ 91,000 |
| Morrow County Ohio | 6 | $ 1,199,000 | $ 199,000 | $ 113,000 |
| Sandusky County Ohio | 6 | $ 846,000 | $ 141,000 | $ 98,000 |
| Wyandot County Ohio | 6 | $ 590,000 | $ 98,000 | $ 31,000 |
| Hillsdale County Michigan | 5 | $ 680,000 | $ 136,000 | $ 56,000 |
| Auglaize County Ohio | 5 | $ 597,000 | $ 119,000 | $ 134,000 |
| Knox County Ohio | 5 | $ 1,023,000 | $ 204,000 | $ 83,000 |
| Ross County Ohio | 5 | $ 1,205,000 | $ 241,000 | $ 149,000 |
| Van Wert County Ohio | 5 | $ 632,000 | $ 126,000 | $ 111,000 |
| Whitley County Indiana | 4 | $ 618,000 | $ 154,000 | $ 80,000 |
| Clark County Ohio | 4 | $ 818,000 | $ 204,000 | $ 96,000 |
| Hardin County Ohio | 4 | $ 468,000 | $ 117,000 | $ 62,000 |
| Hocking County Ohio | 4 | $ 833,000 | $ 208,000 | $ 196,000 |
| Lawrence County Ohio | 4 | $ 899,000 | $ 224,000 | $ 93,000 |
| Logan County Ohio | 4 | $ 552,000 | $ 138,000 | $ 55,000 |
| Scioto County Ohio | 4 | $ 773,000 | $ 193,000 | $ 111,000 |
| LaGrange County Indiana | 3 | $ 687,000 | $ 229,000 | $ 115,000 |
| Jackson County Michigan | 3 | $ 735,000 | $ 245,000 | $ 143,000 |
| Collier County Florida | 2 | $ 340,000 | $ 170,000 | $ 307,000 |
| Lee County Florida | 2 | $ 600,000 | $ 300,000 | $ 344,000 |
| Pinellas County Florida | 2 | $ 506,000 | $ 253,000 | $ 118,000 |
| Cook County Illinois | 2 | $ 691,000 | $ 345,000 | $ 169,000 |
| Noble County Indiana | 2 | $ 605,000 | $ 302,000 | $ 190,000 |
| Branch County Michigan | 2 | $ 389,000 | $ 194,000 | $ 249,000 |
| Calhoun County Michigan | 2 | $ 122,000 | $ 61,000 | $ 27,000 |
| St. Joseph County Michigan | 2 | $ 296,000 | $ 148,000 | $ 52,000 |
| Champaign County Ohio | 2 | $ 304,000 | $ 152,000 | $ 129,000 |
| Fayette County Ohio | 2 | $ 607,000 | $ 303,000 | $ 177,000 |
| Huron County Ohio | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Lake County Ohio | 2 | $ 395,000 | $ 197,000 | $ 69,000 |
| Marion County Ohio | 2 | $ 173,000 | $ 86,000 | $ 45,000 |
| Montgomery County Ohio | 2 | $ 464,000 | $ 232,000 | $ 96,000 |
| Perry County Ohio | 2 | $ 308,000 | $ 154,000 | $ 57,000 |
| Cumberland County Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 331,000 |
| Charlotte County Florida | 1 | $ 827,000 | $ 827,000 | $ 381,000 |
| Hillsborough County Florida | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Indian River County Florida | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Monroe County Florida | 1 | $ 352,000 | $ 352,000 | $ 317,000 |
| Sarasota County Florida | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 380,000 | $ 380,000 | $ 124,000 |
| Chatham County Georgia | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Elkhart County Indiana | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Hamilton County Indiana | 1 | $ 792,000 | $ 792,000 | $ 161,000 |
| Marion County Indiana | 1 | $ 178,000 | $ 178,000 | $ 86,000 |
| Miami County Indiana | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Spencer County Indiana | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Hampshire County Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Kalamazoo County Michigan | 1 | $ 158,000 | $ 158,000 | $ 122,000 |
| Ottawa County Michigan | 1 | $ 209,000 | $ 209,000 | $ 87,000 |
| Wayne County Michigan | 1 | $ 388,000 | $ 388,000 | $ 167,000 |
| Wake County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 189,000 |
| Ashland County Ohio | 1 | $ 56,000 | $ 56,000 | $ 132,000 |
| Ashtabula County Ohio | 1 | $ 200,000 | $ 200,000 | $ 119,000 |
| Athens County Ohio | 1 | $ 289,000 | $ 289,000 | $ 122,000 |
| Butler County Ohio | 1 | $ 191,000 | $ 191,000 | $ 47,000 |
| Crawford County Ohio | 1 | $ 82,000 | $ 82,000 | $ 46,000 |
| Cuyahoga County Ohio | 1 | $ 371,000 | $ 371,000 | $ 693,000 |
| Erie County Ohio | 1 | $ 196,000 | $ 196,000 | $ 72,000 |
| Greene County Ohio | 1 | $ 159,000 | $ 159,000 | $ 151,000 |
| Hamilton County Ohio | 1 | $ 62,000 | $ 62,000 | $ 101,000 |
| Miami County Ohio | 1 | $ 380,000 | $ 380,000 | $ 113,000 |
| Pike County Ohio | 1 | $ 269,000 | $ 269,000 | $ 116,000 |
| Richland County Ohio | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Summit County Ohio | 1 | $ 772,000 | $ 772,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Warren County Ohio | 1 | $ 417,000 | $ 417,000 | $ 295,000 |
| Wayne County Ohio | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Georgetown County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 64,000 |
| Claiborne County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 756,000 |
| Shelby County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 245,000 |
| Utah County Utah | 1 | $ 695,000 | $ 695,000 | $ 250,000 |
| Cabell County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The State Bank And Trust Company in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,458 | $262,842,000 | $180,000 | $1,078,000 | $96,000 | $1,248,000 |
| Refinancing | 542 | $96,667,000 | $178,000 | $825,000 | $112,000 | $975,000 |
| Home Improvement | 22 | $2,638,000 | $119,000 | $287,000 | $76,000 | $224,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,842 | $324,928,000 | $176,000 | $1,050,000 | $101,000 | $1,248,000 |
| Asian | 69 | $16,948,000 | $245,000 | $1,078,000 | $140,000 | $543,000 |
| Black or African American | 54 | $10,297,000 | $190,000 | $495,000 | $94,000 | $375,000 |
| Hispanic | 32 | $5,069,000 | $158,000 | $417,000 | $92,000 | $373,000 |
| Not applicable | 22 | $4,355,000 | $197,000 | $730,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $164,000 | $82,000 | $113,000 | $46,000 | $54,000 |
| Not Provided | 1 | $386,000 | $386,000 | $386,000 | $200,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,681 | $312,554,000 | $185,000 | $1,078,000 | $108,000 | $1,248,000 |
| FHA-insured (Federal Housing Administration) | 237 | $33,616,000 | $141,000 | $355,000 | $64,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $5,563,000 | $104,000 | $205,000 | $43,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 51 | $10,414,000 | $204,000 | $631,000 | $80,000 | $206,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,795 | $327,025,000 | $182,000 | $1,078,000 | $103,000 | $1,248,000 |
| Application Denied By Financial Institution | 81 | $11,824,000 | $145,000 | $714,000 | $75,000 | $360,000 |
| Application Withdrawn By Applicant | 67 | $9,541,000 | $142,000 | $560,000 | $88,000 | $528,000 |
| Application Approved But Not Accepted | 56 | $10,922,000 | $195,000 | $417,000 | $102,000 | $300,000 |
| Preapproval Denied by Financial Institution | 23 | $2,835,000 | $123,000 | $380,000 | $48,000 | $98,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.