The State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The State Bank And Trust Company 401 Clinton Street Defiance, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,559 |
| Total Mortgage Loan Application Amount | $403,202,000 |
| Average Mortgage Loan Application Amount | $139,333 |
| Highest Mortgage Loan Application Amount | $1,250,000 |
| Average Applicant Income | $81,666 |
| Highest Applicant Income | $1,135,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 700 | $ 126,717,000 | $ 181,000 | $ 95,000 |
| Defiance County Ohio | 241 | $ 32,415,000 | $ 134,000 | $ 75,000 |
| Delaware County Ohio | 204 | $ 47,326,000 | $ 231,000 | $ 123,000 |
| Allen County Ohio | 145 | $ 16,424,000 | $ 113,000 | $ 86,000 |
| Fulton County Ohio | 145 | $ 17,651,000 | $ 121,000 | $ 74,000 |
| Steuben County Indiana | 133 | $ 23,188,000 | $ 174,000 | $ 87,000 |
| Paulding County Ohio | 121 | $ 11,750,000 | $ 97,000 | $ 61,000 |
| Allen County Indiana | 112 | $ 14,123,000 | $ 126,000 | $ 85,000 |
| Williams County Ohio | 109 | $ 13,735,000 | $ 126,000 | $ 83,000 |
| Lucas County Ohio | 76 | $ 12,344,000 | $ 162,000 | $ 103,000 |
| Wood County Ohio | 72 | $ 10,305,000 | $ 143,000 | $ 73,000 |
| Fairfield County Ohio | 44 | $ 8,081,000 | $ 183,000 | $ 91,000 |
| Licking County Ohio | 38 | $ 6,590,000 | $ 173,000 | $ 80,000 |
| DeKalb County Indiana | 34 | $ 4,630,000 | $ 136,000 | $ 71,000 |
| Union County Ohio | 28 | $ 7,466,000 | $ 266,000 | $ 166,000 |
| Henry County Ohio | 21 | $ 2,732,000 | $ 130,000 | $ 83,000 |
| LaGrange County Indiana | 19 | $ 2,747,000 | $ 144,000 | $ 122,000 |
| Lenawee County Michigan | 17 | $ 2,512,000 | $ 147,000 | $ 121,000 |
| Putnam County Ohio | 15 | $ 1,460,000 | $ 97,000 | $ 55,000 |
| Hillsdale County Michigan | 13 | $ 1,200,000 | $ 92,000 | $ 98,000 |
| Monroe County Michigan | 13 | $ 1,896,000 | $ 145,000 | $ 116,000 |
| Pickaway County Ohio | 11 | $ 2,028,000 | $ 184,000 | $ 96,000 |
| Van Wert County Ohio | 10 | $ 1,215,000 | $ 121,000 | $ 79,000 |
| Branch County Michigan | 9 | $ 1,434,000 | $ 159,000 | $ 150,000 |
| Auglaize County Ohio | 9 | $ 837,000 | $ 93,000 | $ 55,000 |
| Ottawa County Ohio | 9 | $ 1,118,000 | $ 124,000 | $ 137,000 |
| Madison County Ohio | 7 | $ 960,000 | $ 137,000 | $ 79,000 |
| Hancock County Ohio | 6 | $ 550,000 | $ 91,000 | $ 142,000 |
| Noble County Indiana | 5 | $ 795,000 | $ 159,000 | $ 83,000 |
| Hardin County Ohio | 5 | $ 334,000 | $ 66,000 | $ 46,000 |
| Hamilton County Indiana | 4 | $ 615,000 | $ 153,000 | $ 82,000 |
| Whitley County Indiana | 4 | $ 437,000 | $ 109,000 | $ 56,000 |
| Knox County Ohio | 4 | $ 656,000 | $ 164,000 | $ 186,000 |
| Charlotte County Florida | 3 | $ 386,000 | $ 128,000 | $ 78,000 |
| Lee County Florida | 3 | $ 1,748,000 | $ 582,000 | $ 559,000 |
| Wells County Indiana | 3 | $ 337,000 | $ 112,000 | $ 121,000 |
| Cuyahoga County Ohio | 3 | $ 592,000 | $ 197,000 | $ 148,000 |
| Montgomery County Ohio | 3 | $ 629,000 | $ 209,000 | $ 143,000 |
| Morrow County Ohio | 3 | $ 345,000 | $ 115,000 | $ 59,000 |
| Sandusky County Ohio | 3 | $ 555,000 | $ 185,000 | $ 91,000 |
| Warren County Ohio | 3 | $ 495,000 | $ 165,000 | $ 87,000 |
| Pinellas County Florida | 2 | $ 453,000 | $ 226,000 | $ 81,000 |
| Sarasota County Florida | 2 | $ 366,000 | $ 183,000 | $ 73,000 |
| Elkhart County Indiana | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Oakland County Michigan | 2 | $ 499,000 | $ 249,000 | $ 150,000 |
| Erie County Ohio | 2 | $ 428,000 | $ 214,000 | $ 44,000 |
| Greene County Ohio | 2 | $ 596,000 | $ 298,000 | $ 191,000 |
| Hamilton County Ohio | 2 | $ 467,000 | $ 233,000 | $ 54,000 |
| Logan County Ohio | 2 | $ 314,000 | $ 157,000 | $ 82,000 |
| Mercer County Ohio | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Seneca County Ohio | 2 | $ 349,000 | $ 174,000 | $ 133,000 |
| Beaufort County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 549,000 |
| Pima County Arizona | 1 | $ 725,000 | $ 725,000 | $ 737,000 |
| Alameda County California | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Brevard County Florida | 1 | $ 313,000 | $ 313,000 | $ 76,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 289,000 |
| St. Johns County Florida | 1 | $ 163,000 | $ 163,000 | $ 91,000 |
| Fayette County Georgia | 1 | $ 174,000 | $ 174,000 | $ 119,000 |
| Glynn County Georgia | 1 | $ 354,000 | $ 354,000 | $ 195,000 |
| Lake County Illinois | 1 | $ 256,000 | $ 256,000 | $ 446,000 |
| Adams County Indiana | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Huntington County Indiana | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Marion County Indiana | 1 | $ 162,000 | $ 162,000 | $ 81,000 |
| Monroe County Indiana | 1 | $ 153,000 | $ 153,000 | $ 99,000 |
| Randolph County Indiana | 1 | $ 272,000 | $ 272,000 | $ 149,000 |
| St. Joseph County Indiana | 1 | $ 84,000 | $ 84,000 | $ 61,000 |
| Allegan County Michigan | 1 | $ 93,000 | $ 93,000 | $ 160,000 |
| Antrim County Michigan | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Benzie County Michigan | 1 | $ 141,000 | $ 141,000 | $ 128,000 |
| Crawford County Michigan | 1 | $ 68,000 | $ 68,000 | $ 114,000 |
| Emmet County Michigan | 1 | $ 401,000 | $ 401,000 | $ 178,000 |
| Grand Traverse County Michigan | 1 | $ 236,000 | $ 236,000 | $ 117,000 |
| Kalamazoo County Michigan | 1 | $ 137,000 | $ 137,000 | $ 100,000 |
| Lake County Michigan | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Otsego County Michigan | 1 | $ 189,000 | $ 189,000 | $ 137,000 |
| Van Buren County Michigan | 1 | $ 270,000 | $ 270,000 | $ 74,000 |
| Washtenaw County Michigan | 1 | $ 204,000 | $ 204,000 | $ 84,000 |
| Carteret County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 95,000 |
| New Hanover County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Champaign County Ohio | 1 | $ 190,000 | $ 190,000 | $ 65,000 |
| Clark County Ohio | 1 | $ 262,000 | $ 262,000 | $ 162,000 |
| Clermont County Ohio | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Fayette County Ohio | 1 | $ 96,000 | $ 96,000 | $ 84,000 |
| Lake County Ohio | 1 | $ 46,000 | $ 46,000 | $ 32,000 |
| Lorain County Ohio | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Marion County Ohio | 1 | $ 309,000 | $ 309,000 | $ 182,000 |
| Richland County Ohio | 1 | $ 41,000 | $ 41,000 | $ 73,000 |
| Ross County Ohio | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Shelby County Ohio | 1 | $ 111,000 | $ 111,000 | $ 65,000 |
| Wayne County Ohio | 1 | $ 113,000 | $ 113,000 | $ 82,000 |
| Davidson County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 147,000 |
| Williamson County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 88,000 |
| Tarrant County Texas | 1 | $ 109,000 | $ 109,000 | $ 77,000 |
| Utah County Utah | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Fairfax County Virginia | 1 | $ 307,000 | $ 307,000 | $ 961,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The State Bank And Trust Company in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,606 | $255,790,000 | $159,000 | $1,214,000 | $98,000 | $961,000 |
| Home Purchase | 931 | $145,104,000 | $155,000 | $1,250,000 | $80,000 | $1,135,000 |
| Home Improvement | 22 | $2,308,000 | $104,000 | $220,000 | $67,000 | $236,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,393 | $369,093,000 | $154,000 | $1,214,000 | $91,000 | $1,135,000 |
| Asian | 59 | $13,681,000 | $231,000 | $590,000 | $154,000 | $961,000 |
| Black or African American | 43 | $5,986,000 | $139,000 | $464,000 | $67,000 | $242,000 |
| Hispanic | 29 | $3,056,000 | $105,000 | $496,000 | $58,000 | $163,000 |
| Not applicable | 23 | $10,140,000 | $440,000 | $1,250,000 | $0 | $0 |
| Not Provided | 9 | $426,000 | $47,000 | $129,000 | $51,000 | $165,000 |
| American Indian or Alaskan Native | 2 | $679,000 | $339,000 | $403,000 | $185,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $141,000 | $141,000 | $141,000 | $73,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,119 | $348,775,000 | $164,000 | $1,250,000 | $98,000 | $1,135,000 |
| FHA-insured (Federal Housing Administration) | 323 | $39,501,000 | $122,000 | $337,000 | $57,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 60 | $9,872,000 | $164,000 | $464,000 | $73,000 | $242,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $5,054,000 | $88,000 | $202,000 | $35,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,124 | $349,481,000 | $164,000 | $1,250,000 | $96,000 | $1,135,000 |
| Application Denied By Financial Institution | 179 | $20,676,000 | $115,000 | $464,000 | $59,000 | $303,000 |
| Application Withdrawn By Applicant | 118 | $19,404,000 | $164,000 | $893,000 | $82,000 | $332,000 |
| Preapproval Denied by Financial Institution | 87 | $7,717,000 | $88,000 | $232,000 | $42,000 | $101,000 |
| Application Approved But Not Accepted | 48 | $5,657,000 | $117,000 | $375,000 | $72,000 | $191,000 |
| File Closed For Incompleteness | 2 | $158,000 | $79,000 | $82,000 | $34,000 | $42,000 |
| Loan Purchased By The Institution | 1 | $109,000 | $109,000 | $109,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.