The Park Avenue Bank
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for The Park Avenue Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Park Avenue Bank 3250 N. Valdosta Rd. Valdosta, GA 31604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 676 |
| Total Mortgage Loan Application Amount | $93,766,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $7,833,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $5,038,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lowndes County Georgia | 193 | $ 22,506,000 | $ 116,000 | $ 105,000 |
| Henry County Georgia | 85 | $ 11,601,000 | $ 136,000 | $ 63,000 |
| Decatur County Georgia | 65 | $ 3,416,000 | $ 52,000 | $ 48,000 |
| Grady County Georgia | 35 | $ 2,817,000 | $ 80,000 | $ 51,000 |
| Bulloch County Georgia | 33 | $ 3,191,000 | $ 96,000 | $ 59,000 |
| Marion County Florida | 29 | $ 3,837,000 | $ 132,000 | $ 82,000 |
| Hall County Georgia | 21 | $ 4,270,000 | $ 203,000 | $ 76,000 |
| Jeff Davis County Georgia | 21 | $ 1,450,000 | $ 69,000 | $ 49,000 |
| DeKalb County Georgia | 10 | $ 1,801,000 | $ 180,000 | $ 99,000 |
| Brooks County Georgia | 9 | $ 874,000 | $ 97,000 | $ 133,000 |
| Lanier County Georgia | 9 | $ 641,000 | $ 71,000 | $ 40,000 |
| Cook County Georgia | 8 | $ 645,000 | $ 80,000 | $ 47,000 |
| Newton County Georgia | 8 | $ 735,000 | $ 91,000 | $ 62,000 |
| Appling County Georgia | 7 | $ 265,000 | $ 37,000 | $ 37,000 |
| Echols County Georgia | 7 | $ 339,000 | $ 48,000 | $ 43,000 |
| Telfair County Georgia | 6 | $ 389,000 | $ 64,000 | $ 58,000 |
| Toombs County Georgia | 6 | $ 731,000 | $ 121,000 | $ 79,000 |
| Bay County Florida | 5 | $ 359,000 | $ 71,000 | $ 110,000 |
| Citrus County Florida | 5 | $ 791,000 | $ 158,000 | $ 57,000 |
| Hamilton County Florida | 5 | $ 421,000 | $ 84,000 | $ 48,000 |
| Clayton County Georgia | 5 | $ 468,000 | $ 93,000 | $ 17,000 |
| Coffee County Georgia | 5 | $ 572,000 | $ 114,000 | $ 35,000 |
| Tattnall County Georgia | 5 | $ 526,000 | $ 105,000 | $ 44,000 |
| Cobb County Georgia | 4 | $ 3,617,000 | $ 904,000 | $ 53,000 |
| Colquitt County Georgia | 4 | $ 397,000 | $ 99,000 | $ 53,000 |
| Gwinnett County Georgia | 4 | $ 669,000 | $ 167,000 | $ 34,000 |
| Duval County Florida | 3 | $ 596,000 | $ 198,000 | $ 22,000 |
| Madison County Florida | 3 | $ 152,000 | $ 50,000 | $ 50,000 |
| Suwannee County Florida | 3 | $ 636,000 | $ 212,000 | $ 116,000 |
| Butts County Georgia | 3 | $ 1,446,000 | $ 482,000 | $ 646,000 |
| Forsyth County Georgia | 3 | $ 8,424,000 | $ 2,808,000 | $ 330,000 |
| Fulton County Georgia | 3 | $ 704,000 | $ 234,000 | $ 93,000 |
| Spalding County Georgia | 3 | $ 332,000 | $ 110,000 | $ 79,000 |
| Franklin County Florida | 2 | $ 987,000 | $ 493,000 | $ 46,000 |
| Leon County Florida | 2 | $ 416,000 | $ 208,000 | $ 58,000 |
| Taylor County Florida | 2 | $ 407,000 | $ 203,000 | $ 269,000 |
| Berrien County Georgia | 2 | $ 266,000 | $ 133,000 | $ 59,000 |
| Candler County Georgia | 2 | $ 160,000 | $ 80,000 | $ 25,000 |
| Cherokee County Georgia | 2 | $ 712,000 | $ 356,000 | $ 153,000 |
| Emanuel County Georgia | 2 | $ 86,000 | $ 43,000 | $ 34,000 |
| Fayette County Georgia | 2 | $ 726,000 | $ 363,000 | $ 152,000 |
| Lamar County Georgia | 2 | $ 263,000 | $ 131,000 | $ 68,000 |
| Mitchell County Georgia | 2 | $ 219,000 | $ 109,000 | $ 26,000 |
| Monroe County Georgia | 2 | $ 332,000 | $ 166,000 | $ 42,000 |
| Seminole County Georgia | 2 | $ 167,000 | $ 83,000 | $ 70,000 |
| Thomas County Georgia | 2 | $ 265,000 | $ 132,000 | $ 96,000 |
| Madison County Alabama | 1 | $ 106,000 | $ 106,000 | $ 85,000 |
| Pitkin County Colorado | 1 | $ 743,000 | $ 743,000 | $ 0 |
| Alachua County Florida | 1 | $ 990,000 | $ 990,000 | $ 787,000 |
| Dixie County Florida | 1 | $ 320,000 | $ 320,000 | $ 141,000 |
| Flagler County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Nassau County Florida | 1 | $ 680,000 | $ 680,000 | $ 1,244,000 |
| Pinellas County Florida | 1 | $ 404,000 | $ 404,000 | $ 159,000 |
| Volusia County Florida | 1 | $ 78,000 | $ 78,000 | $ 415,000 |
| Walton County Florida | 1 | $ 522,000 | $ 522,000 | $ 0 |
| Bacon County Georgia | 1 | $ 68,000 | $ 68,000 | $ 73,000 |
| Banks County Georgia | 1 | $ 190,000 | $ 190,000 | $ 162,000 |
| Barrow County Georgia | 1 | $ 84,000 | $ 84,000 | $ 167,000 |
| Ben Hill County Georgia | 1 | $ 57,000 | $ 57,000 | $ 25,000 |
| Bibb County Georgia | 1 | $ 94,000 | $ 94,000 | $ 70,000 |
| Chatham County Georgia | 1 | $ 127,000 | $ 127,000 | $ 120,000 |
| Clarke County Georgia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Dodge County Georgia | 1 | $ 61,000 | $ 61,000 | $ 28,000 |
| Dougherty County Georgia | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Evans County Georgia | 1 | $ 61,000 | $ 61,000 | $ 156,000 |
| Glynn County Georgia | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Habersham County Georgia | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Houston County Georgia | 1 | $ 251,000 | $ 251,000 | $ 92,000 |
| Jasper County Georgia | 1 | $ 237,000 | $ 237,000 | $ 87,000 |
| Lincoln County Georgia | 1 | $ 43,000 | $ 43,000 | $ 109,000 |
| Paulding County Georgia | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Pickens County Georgia | 1 | $ 417,000 | $ 417,000 | $ 1,075,000 |
| Rockdale County Georgia | 1 | $ 218,000 | $ 218,000 | $ 80,000 |
| Screven County Georgia | 1 | $ 193,000 | $ 193,000 | $ 49,000 |
| Walton County Georgia | 1 | $ 124,000 | $ 124,000 | $ 101,000 |
| White County Georgia | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Macon County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 122,000 |
| Onslow County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 65,000 |
| Beaufort County South Carolina | 1 | $ 292,000 | $ 292,000 | $ 92,000 |
| Horry County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 113,000 |
| Laurens County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Park Avenue Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 317 | $56,390,000 | $177,000 | $7,833,000 | $97,000 | $5,038,000 |
| Home Purchase | 255 | $31,966,000 | $125,000 | $964,000 | $81,000 | $1,244,000 |
| Home Improvement | 104 | $5,410,000 | $52,000 | $2,706,000 | $49,000 | $258,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 481 | $57,688,000 | $119,000 | $1,160,000 | $96,000 | $5,038,000 |
| Black or African American | 80 | $4,831,000 | $60,000 | $227,000 | $50,000 | $176,000 |
| Not applicable | 64 | $22,025,000 | $344,000 | $7,833,000 | $0 | $0 |
| Not Provided | 23 | $3,372,000 | $146,000 | $680,000 | $122,000 | $1,244,000 |
| Hispanic | 15 | $2,411,000 | $160,000 | $964,000 | $79,000 | $500,000 |
| Asian | 13 | $3,439,000 | $264,000 | $990,000 | $186,000 | $787,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 506 | $71,698,000 | $141,000 | $7,833,000 | $92,000 | $5,038,000 |
| FHA-insured (Federal Housing Administration) | 88 | $11,946,000 | $135,000 | $354,000 | $65,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $4,980,000 | $105,000 | $193,000 | $42,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 35 | $5,142,000 | $146,000 | $251,000 | $60,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 529 | $79,395,000 | $150,000 | $7,833,000 | $88,000 | $5,038,000 |
| Application Denied By Financial Institution | 84 | $6,934,000 | $82,000 | $320,000 | $48,000 | $178,000 |
| Application Withdrawn By Applicant | 52 | $6,935,000 | $133,000 | $990,000 | $95,000 | $1,075,000 |
| Application Approved But Not Accepted | 9 | $394,000 | $43,000 | $135,000 | $68,000 | $156,000 |
| File Closed For Incompleteness | 2 | $108,000 | $54,000 | $106,000 | $53,000 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 47 | $2,631,000 | $55,000 | $257,000 | $43,000 | $178,000 |
| Debt-To-Income Ratio | 18 | $1,481,000 | $82,000 | $291,000 | $55,000 | $152,000 |
| Collateral | 15 | $2,153,000 | $143,000 | $320,000 | $56,000 | $141,000 |
| Credit Application Incomplete | 1 | $219,000 | $219,000 | $219,000 | $0 | $0 |
| Other | 1 | $224,000 | $224,000 | $224,000 | $100,000 | $100,000 |
| Unverifiable Information | 1 | $137,000 | $137,000 | $137,000 | $40,000 | $40,000 |
| Employment History | 1 | $89,000 | $89,000 | $89,000 | $24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.