The Park Avenue Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for The Park Avenue Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Park Avenue Bank 3250 N. Valdosta Rd. Valdosta, GA 31604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 862 |
| Total Mortgage Loan Application Amount | $104,029,000 |
| Average Mortgage Loan Application Amount | $106,000 |
| Highest Mortgage Loan Application Amount | $2,140,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,123,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lowndes County Georgia | 201 | $ 19,996,000 | $ 99,000 | $ 73,000 |
| Bulloch County Georgia | 117 | $ 15,275,000 | $ 130,000 | $ 73,000 |
| Decatur County Georgia | 95 | $ 5,154,000 | $ 54,000 | $ 52,000 |
| Jeff Davis County Georgia | 59 | $ 3,948,000 | $ 66,000 | $ 43,000 |
| Appling County Georgia | 39 | $ 2,869,000 | $ 73,000 | $ 54,000 |
| Toombs County Georgia | 29 | $ 4,035,000 | $ 139,000 | $ 72,000 |
| Grady County Georgia | 28 | $ 2,931,000 | $ 104,000 | $ 80,000 |
| Henry County Georgia | 28 | $ 2,980,000 | $ 106,000 | $ 73,000 |
| Cook County Georgia | 27 | $ 3,869,000 | $ 143,000 | $ 82,000 |
| Hall County Georgia | 15 | $ 4,534,000 | $ 302,000 | $ 89,000 |
| Echols County Georgia | 13 | $ 408,000 | $ 31,000 | $ 46,000 |
| Marion County Florida | 12 | $ 2,118,000 | $ 176,000 | $ 33,000 |
| Newton County Georgia | 12 | $ 2,935,000 | $ 244,000 | $ 29,000 |
| Spalding County Georgia | 12 | $ 1,153,000 | $ 96,000 | $ 29,000 |
| Brooks County Georgia | 10 | $ 501,000 | $ 50,000 | $ 60,000 |
| Coffee County Georgia | 8 | $ 942,000 | $ 117,000 | $ 48,000 |
| Fulton County Georgia | 8 | $ 874,000 | $ 109,000 | $ 54,000 |
| Telfair County Georgia | 7 | $ 608,000 | $ 86,000 | $ 49,000 |
| Clayton County Georgia | 6 | $ 310,000 | $ 51,000 | $ 116,000 |
| Colquitt County Georgia | 5 | $ 483,000 | $ 96,000 | $ 60,000 |
| Jenkins County Georgia | 5 | $ 386,000 | $ 77,000 | $ 48,000 |
| Montgomery County Georgia | 5 | $ 506,000 | $ 101,000 | $ 49,000 |
| Seminole County Georgia | 5 | $ 209,000 | $ 41,000 | $ 40,000 |
| Walton County Florida | 4 | $ 3,122,000 | $ 780,000 | $ 189,000 |
| Berrien County Georgia | 4 | $ 935,000 | $ 233,000 | $ 127,000 |
| Gwinnett County Georgia | 4 | $ 1,279,000 | $ 319,000 | $ 20,000 |
| Lanier County Georgia | 4 | $ 224,000 | $ 56,000 | $ 46,000 |
| Wayne County Georgia | 4 | $ 311,000 | $ 77,000 | $ 108,000 |
| Franklin County Florida | 3 | $ 686,000 | $ 228,000 | $ 102,000 |
| Taylor County Florida | 3 | $ 491,000 | $ 163,000 | $ 75,000 |
| Chatham County Georgia | 3 | $ 433,000 | $ 144,000 | $ 42,000 |
| Clarke County Georgia | 3 | $ 361,000 | $ 120,000 | $ 51,000 |
| Crisp County Georgia | 3 | $ 823,000 | $ 274,000 | $ 93,000 |
| DeKalb County Georgia | 3 | $ 305,000 | $ 101,000 | $ 237,000 |
| Dodge County Georgia | 3 | $ 431,000 | $ 143,000 | $ 71,000 |
| Emanuel County Georgia | 3 | $ 540,000 | $ 180,000 | $ 61,000 |
| Evans County Georgia | 3 | $ 326,000 | $ 108,000 | $ 48,000 |
| Glynn County Georgia | 3 | $ 444,000 | $ 148,000 | $ 259,000 |
| Screven County Georgia | 3 | $ 209,000 | $ 69,000 | $ 56,000 |
| Tattnall County Georgia | 3 | $ 286,000 | $ 95,000 | $ 41,000 |
| Thomas County Georgia | 3 | $ 441,000 | $ 147,000 | $ 97,000 |
| Lee County Alabama | 2 | $ 266,000 | $ 133,000 | $ 234,000 |
| Hamilton County Florida | 2 | $ 49,000 | $ 24,000 | $ 52,000 |
| Madison County Florida | 2 | $ 247,000 | $ 123,000 | $ 112,000 |
| Wakulla County Florida | 2 | $ 573,000 | $ 286,000 | $ 470,000 |
| Butts County Georgia | 2 | $ 262,000 | $ 131,000 | $ 241,000 |
| Fayette County Georgia | 2 | $ 589,000 | $ 294,000 | $ 230,000 |
| Paulding County Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Wheeler County Georgia | 2 | $ 264,000 | $ 132,000 | $ 52,000 |
| Wilkes County Georgia | 2 | $ 99,000 | $ 49,000 | $ 33,000 |
| Tallapoosa County Alabama | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 788,000 | $ 788,000 | $ 0 |
| Windham County Connecticut | 1 | $ 370,000 | $ 370,000 | $ 65,000 |
| Citrus County Florida | 1 | $ 242,000 | $ 242,000 | $ 84,000 |
| Clay County Florida | 1 | $ 1,852,000 | $ 1,852,000 | $ 0 |
| Lake County Florida | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Leon County Florida | 1 | $ 440,000 | $ 440,000 | $ 120,000 |
| Nassau County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 501,000 |
| Okaloosa County Florida | 1 | $ 467,000 | $ 467,000 | $ 109,000 |
| Palm Beach County Florida | 1 | $ 363,000 | $ 363,000 | $ 105,000 |
| St. Lucie County Florida | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Suwannee County Florida | 1 | $ 217,000 | $ 217,000 | $ 308,000 |
| Bartow County Georgia | 1 | $ 171,000 | $ 171,000 | $ 98,000 |
| Bibb County Georgia | 1 | $ 98,000 | $ 98,000 | $ 202,000 |
| Bryan County Georgia | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Calhoun County Georgia | 1 | $ 32,000 | $ 32,000 | $ 28,000 |
| Camden County Georgia | 1 | $ 132,000 | $ 132,000 | $ 34,000 |
| Candler County Georgia | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Carroll County Georgia | 1 | $ 187,000 | $ 187,000 | $ 318,000 |
| Early County Georgia | 1 | $ 588,000 | $ 588,000 | $ 484,000 |
| Franklin County Georgia | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Hancock County Georgia | 1 | $ 286,000 | $ 286,000 | $ 177,000 |
| Houston County Georgia | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Liberty County Georgia | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Lincoln County Georgia | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| Lumpkin County Georgia | 1 | $ 1,350,000 | $ 1,350,000 | $ 425,000 |
| Miller County Georgia | 1 | $ 26,000 | $ 26,000 | $ 63,000 |
| Mitchell County Georgia | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Morgan County Georgia | 1 | $ 374,000 | $ 374,000 | $ 71,000 |
| Muscogee County Georgia | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Pierce County Georgia | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
| Pike County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rabun County Georgia | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Richmond County Georgia | 1 | $ 110,000 | $ 110,000 | $ 103,000 |
| Treutlen County Georgia | 1 | $ 33,000 | $ 33,000 | $ 94,000 |
| Ware County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 8,000 |
| Warren County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Park Avenue Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 393 | $54,215,000 | $137,000 | $1,852,000 | $85,000 | $1,123,000 |
| Home Purchase | 299 | $43,724,000 | $146,000 | $2,140,000 | $62,000 | $544,000 |
| Home Improvement | 170 | $6,090,000 | $35,000 | $1,000,000 | $48,000 | $326,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 603 | $68,220,000 | $113,000 | $1,350,000 | $85,000 | $1,123,000 |
| Not applicable | 124 | $29,145,000 | $235,000 | $2,140,000 | $0 | $0 |
| Black or African American | 106 | $4,536,000 | $42,000 | $400,000 | $54,000 | $252,000 |
| Hispanic | 12 | $779,000 | $64,000 | $234,000 | $45,000 | $121,000 |
| Not Provided | 11 | $714,000 | $64,000 | $187,000 | $189,000 | $711,000 |
| Asian | 5 | $543,000 | $108,000 | $297,000 | $149,000 | $414,000 |
| American Indian or Alaskan Native | 1 | $92,000 | $92,000 | $92,000 | $55,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 783 | $94,293,000 | $120,000 | $2,140,000 | $72,000 | $1,123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $4,586,000 | $111,000 | $252,000 | $40,000 | $70,000 |
| FHA-insured (Federal Housing Administration) | 20 | $2,652,000 | $132,000 | $266,000 | $63,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,498,000 | $138,000 | $322,000 | $62,000 | $196,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 652 | $88,853,000 | $136,000 | $2,140,000 | $75,000 | $1,123,000 |
| Application Denied By Financial Institution | 129 | $7,020,000 | $54,000 | $400,000 | $43,000 | $226,000 |
| Application Withdrawn By Applicant | 43 | $5,473,000 | $127,000 | $400,000 | $61,000 | $318,000 |
| Application Approved But Not Accepted | 38 | $2,683,000 | $70,000 | $254,000 | $94,000 | $758,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 91 | $3,561,000 | $39,000 | $266,000 | $41,000 | $154,000 |
| Debt-To-Income Ratio | 31 | $2,888,000 | $93,000 | $400,000 | $48,000 | $226,000 |
| Employment History | 2 | $221,000 | $110,000 | $120,000 | $29,000 | $29,000 |
| Collateral | 2 | $57,000 | $28,000 | $32,000 | $30,000 | $32,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 1 | $118,000 | $118,000 | $118,000 | $47,000 | $47,000 |
| Other | 1 | $120,000 | $120,000 | $120,000 | $108,000 | $108,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.