The Paducah Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for The Paducah Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Paducah Bank And Trust Company 2635 Lone Oak Rd Paducah, KY 42002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 |
| Total Number of Mortgage Applications | 706 |
| Total Mortgage Loan Application Amount | $178,010,000 |
| Average Mortgage Loan Application Amount | $193,600 |
| Highest Mortgage Loan Application Amount | $20,695,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $1,674,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McCracken County Kentucky | 434 | $ 91,650,000 | $ 211,000 | $ 109,000 |
| Marshall County Kentucky | 53 | $ 10,635,000 | $ 200,000 | $ 119,000 |
| Jefferson County Kentucky | 51 | $ 13,115,000 | $ 257,000 | $ 137,000 |
| Graves County Kentucky | 23 | $ 3,485,000 | $ 151,000 | $ 97,000 |
| Massac County Illinois | 22 | $ 2,200,000 | $ 100,000 | $ 81,000 |
| Livingston County Kentucky | 18 | $ 2,410,000 | $ 133,000 | $ 65,000 |
| Ballard County Kentucky | 13 | $ 1,975,000 | $ 151,000 | $ 75,000 |
| Oldham County Kentucky | 11 | $ 24,775,000 | $ 2,252,000 | $ 197,000 |
| Calloway County Kentucky | 8 | $ 870,000 | $ 108,000 | $ 329,000 |
| Bullitt County Kentucky | 5 | $ 1,065,000 | $ 213,000 | $ 102,000 |
| Caldwell County Kentucky | 4 | $ 580,000 | $ 145,000 | $ 54,000 |
| Lyon County Kentucky | 4 | $ 1,010,000 | $ 252,000 | $ 279,000 |
| Davidson County Tennessee | 4 | $ 1,180,000 | $ 295,000 | $ 108,000 |
| Pulaski County Arkansas | 2 | $ 800,000 | $ 400,000 | $ 318,000 |
| Lee County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 140,000 |
| Williamson County Illinois | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| Carlisle County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 251,000 |
| Fayette County Kentucky | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| Spencer County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 63,000 |
| Trigg County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 338,000 |
| St. Louis City County Missouri | 2 | $ 360,000 | $ 180,000 | $ 519,000 |
| Colbert County Alabama | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Jefferson County Alabama | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Maricopa County Arizona | 1 | $ 195,000 | $ 195,000 | $ 347,000 |
| District of Columbia County District Of Columbia | 1 | $ 935,000 | $ 935,000 | $ 551,000 |
| Bay County Florida | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Collier County Florida | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Manatee County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Nassau County Florida | 1 | $ 305,000 | $ 305,000 | $ 201,000 |
| Osceola County Florida | 1 | $ 595,000 | $ 595,000 | $ 450,000 |
| St. Johns County Florida | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 214,000 |
| Cobb County Georgia | 1 | $ 665,000 | $ 665,000 | $ 396,000 |
| DeKalb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| McLean County Illinois | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Randolph County Illinois | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| Saline County Illinois | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Clark County Indiana | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Floyd County Indiana | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Monroe County Indiana | 1 | $ 475,000 | $ 475,000 | $ 351,000 |
| Anderson County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 149,000 |
| Crittenden County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Grayson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Henderson County Kentucky | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| Hopkins County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Jessamine County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Mercer County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 330,000 |
| Scott County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 208,000 |
| Montgomery County Maryland | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Antrim County Michigan | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Lafayette County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| St. Charles County Missouri | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| St. Louis County Missouri | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Erie County New York | 1 | $ 205,000 | $ 205,000 | $ 625,000 |
| Iredell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Georgetown County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 147,000 |
| Shelby County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Williamson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 262,000 |
| Charlottesville County Virginia | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Paducah Bank And Trust Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 311 | $79,975,000 | $257,000 | $11,725,000 | $125,000 | $954,000 |
| Home Purchase | 280 | $77,270,000 | $275,000 | $20,695,000 | $112,000 | $1,674,000 |
| Cash-out Refinancing | 94 | $18,660,000 | $198,000 | $755,000 | $125,000 | $636,000 |
| Other Purpose | 14 | $860,000 | $61,000 | $385,000 | $80,000 | $236,000 |
| Home Improvement | 7 | $1,245,000 | $177,000 | $955,000 | $78,000 | $109,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 621 | $122,985,000 | $198,000 | $955,000 | $119,000 | $1,674,000 |
| Not applicable | 59 | $51,225,000 | $868,000 | $20,695,000 | $0 | $0 |
| Black or African American | 12 | $1,050,000 | $87,000 | $265,000 | $62,000 | $139,000 |
| Asian | 6 | $1,570,000 | $261,000 | $645,000 | $100,000 | $178,000 |
| Not Provided | 4 | $340,000 | $85,000 | $225,000 | $251,000 | $519,000 |
| Hispanic | 3 | $395,000 | $131,000 | $255,000 | $148,000 | $374,000 |
| American Indian or Alaskan Native | 1 | $445,000 | $445,000 | $445,000 | $77,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 700 | $176,730,000 | $252,000 | $20,695,000 | $119,000 | $1,674,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,080,000 | $270,000 | $365,000 | $121,000 | $185,000 |
| FHA-insured (Federal Housing Administration) | 2 | $200,000 | $100,000 | $145,000 | $203,000 | $348,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 565 | $154,335,000 | $273,000 | $20,695,000 | $119,000 | $692,000 |
| Application Withdrawn By Applicant | 80 | $15,900,000 | $198,000 | $755,000 | $130,000 | $954,000 |
| Application Denied By Financial Institution | 60 | $7,760,000 | $129,000 | $665,000 | $106,000 | $1,674,000 |
| Application Approved But Not Accepted | 1 | $15,000 | $15,000 | $15,000 | $139,000 | $139,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 706 | $178,010,000 | $252,000 | $20,695,000 | $119,000 | $1,674,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.