The Old Point National Bank Of Phoebus
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The Old Point National Bank Of Phoebus.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Old Point National Bank Of Phoebus 1 W Mellen Street Hampton, VA 23663 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 279 |
| Total Mortgage Loan Application Amount | $35,575,000 |
| Average Mortgage Loan Application Amount | $111,000 |
| Highest Mortgage Loan Application Amount | $1,820,000 |
| Average Applicant Income | $98,333 |
| Highest Applicant Income | $820,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hampton County Virginia | 37 | $ 4,031,000 | $ 108,000 | $ 98,000 |
| Virginia Beach County Virginia | 29 | $ 5,689,000 | $ 196,000 | $ 138,000 |
| Newport News County Virginia | 25 | $ 2,354,000 | $ 94,000 | $ 116,000 |
| James City County Virginia | 14 | $ 2,092,000 | $ 149,000 | $ 150,000 |
| Norfolk County Virginia | 13 | $ 1,852,000 | $ 142,000 | $ 92,000 |
| Chesapeake County Virginia | 9 | $ 1,463,000 | $ 162,000 | $ 84,000 |
| York County Virginia | 9 | $ 2,674,000 | $ 297,000 | $ 213,000 |
| Portsmouth County Virginia | 8 | $ 2,072,000 | $ 259,000 | $ 35,000 |
| Poquoson County Virginia | 6 | $ 402,000 | $ 67,000 | $ 115,000 |
| De Soto County Louisiana | 3 | $ 276,000 | $ 92,000 | $ 67,000 |
| Hillsborough County Florida | 2 | $ 128,000 | $ 64,000 | $ 53,000 |
| Levy County Florida | 2 | $ 172,000 | $ 86,000 | $ 55,000 |
| Nassau County Florida | 2 | $ 175,000 | $ 87,000 | $ 56,000 |
| Putnam County Florida | 2 | $ 165,000 | $ 82,000 | $ 43,000 |
| Ouachita County Louisiana | 2 | $ 191,000 | $ 95,000 | $ 79,000 |
| Carroll County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Perquimans County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 60,000 |
| McCurtain County Oklahoma | 2 | $ 175,000 | $ 87,000 | $ 114,000 |
| Gloucester County Virginia | 2 | $ 534,000 | $ 267,000 | $ 48,000 |
| Isle of Wight County Virginia | 2 | $ 487,000 | $ 243,000 | $ 77,000 |
| King William County Virginia | 2 | $ 112,000 | $ 56,000 | $ 27,000 |
| Williamsburg County Virginia | 2 | $ 432,000 | $ 216,000 | $ 304,000 |
| Autauga County Alabama | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Baldwin County Alabama | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Bibb County Alabama | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Dale County Alabama | 1 | $ 19,000 | $ 19,000 | $ 30,000 |
| Geneva County Alabama | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Lamar County Alabama | 1 | $ 156,000 | $ 156,000 | $ 112,000 |
| Madison County Alabama | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Marshall County Alabama | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Talladega County Alabama | 1 | $ 102,000 | $ 102,000 | $ 159,000 |
| Tuscaloosa County Alabama | 1 | $ 76,000 | $ 76,000 | $ 63,000 |
| Walker County Alabama | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Cleburne County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Garland County Arkansas | 1 | $ 178,000 | $ 178,000 | $ 195,000 |
| Little River County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Ouachita County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
| Perry County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 59,000 |
| Searcy County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 69,000 |
| White County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Clay County Florida | 1 | $ 38,000 | $ 38,000 | $ 52,000 |
| Collier County Florida | 1 | $ 72,000 | $ 72,000 | $ 83,000 |
| Columbia County Florida | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| Dixie County Florida | 1 | $ 82,000 | $ 82,000 | $ 113,000 |
| Duval County Florida | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Gilchrist County Florida | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
| Gulf County Florida | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Marion County Florida | 1 | $ 66,000 | $ 66,000 | $ 53,000 |
| Pinellas County Florida | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Polk County Florida | 1 | $ 34,000 | $ 34,000 | $ 64,000 |
| Santa Rosa County Florida | 1 | $ 36,000 | $ 36,000 | $ 16,000 |
| Sarasota County Florida | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| St. Johns County Florida | 1 | $ 110,000 | $ 110,000 | $ 142,000 |
| Taylor County Florida | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Appling County Georgia | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Burke County Georgia | 1 | $ 82,000 | $ 82,000 | $ 100,000 |
| Camden County Georgia | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Carroll County Georgia | 1 | $ 121,000 | $ 121,000 | $ 114,000 |
| Effingham County Georgia | 1 | $ 80,000 | $ 80,000 | $ 87,000 |
| Grady County Georgia | 1 | $ 70,000 | $ 70,000 | $ 107,000 |
| Johnson County Georgia | 1 | $ 146,000 | $ 146,000 | $ 88,000 |
| Madison County Georgia | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Morgan County Georgia | 1 | $ 88,000 | $ 88,000 | $ 126,000 |
| Avoyelles County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 153,000 |
| Caddo County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Calcasieu County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 200,000 |
| East Feliciana County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Iberia County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 79,000 |
| Jackson County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 79,000 |
| Lincoln County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Livingston County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 66,000 |
| Vernon County Louisiana | 1 | $ 107,000 | $ 107,000 | $ 109,000 |
| West Feliciana County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Hancock County Mississippi | 1 | $ 106,000 | $ 106,000 | $ 140,000 |
| Oktibbeha County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Pearl River County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Pontotoc County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 45,000 |
| Rankin County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 43,000 |
| Winston County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Gloucester County New Jersey | 1 | $ 159,000 | $ 159,000 | $ 118,000 |
| Suffolk County New York | 1 | $ 140,000 | $ 140,000 | $ 381,000 |
| Caswell County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 73,000 |
| Currituck County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Dare County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
| Gates County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 34,000 |
| Montgomery County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 116,000 |
| Northampton County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 820,000 |
| Robeson County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Warren County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
| Wilson County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 39,000 |
| Adair County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Bryan County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Canadian County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 57,000 |
| Delaware County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 57,000 |
| Love County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 81,000 |
| Marshall County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 95,000 |
| Rogers County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 75,000 |
| Chesterfield County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Hampton County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Sumter County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Coffee County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Brazoria County Texas | 1 | $ 97,000 | $ 97,000 | $ 64,000 |
| Denton County Texas | 1 | $ 114,000 | $ 114,000 | $ 127,000 |
| Edwards County Texas | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Freestone County Texas | 1 | $ 114,000 | $ 114,000 | $ 84,000 |
| Grimes County Texas | 1 | $ 119,000 | $ 119,000 | $ 73,000 |
| Jefferson County Texas | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Milam County Texas | 1 | $ 137,000 | $ 137,000 | $ 95,000 |
| Montgomery County Texas | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Newton County Texas | 1 | $ 54,000 | $ 54,000 | $ 83,000 |
| Orange County Texas | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Parker County Texas | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Polk County Texas | 1 | $ 73,000 | $ 73,000 | $ 194,000 |
| Refugio County Texas | 1 | $ 101,000 | $ 101,000 | $ 54,000 |
| Smith County Texas | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
| Upshur County Texas | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Wilson County Texas | 1 | $ 147,000 | $ 147,000 | $ 76,000 |
| Zavala County Texas | 1 | $ 84,000 | $ 84,000 | $ 117,000 |
| Chesterfield County Virginia | 1 | $ 140,000 | $ 140,000 | $ 301,000 |
| Goochland County Virginia | 1 | $ 40,000 | $ 40,000 | $ 138,000 |
| Northampton County Virginia | 1 | $ 662,000 | $ 662,000 | $ 162,000 |
| Suffolk County Virginia | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Surry County Virginia | 1 | $ 72,000 | $ 72,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Old Point National Bank Of Phoebus in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 160 | $21,071,000 | $131,000 | $1,820,000 | $99,000 | $820,000 |
| Refinancing | 82 | $12,741,000 | $155,000 | $1,074,000 | $113,000 | $550,000 |
| Home Improvement | 37 | $1,763,000 | $47,000 | $225,000 | $83,000 | $440,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 210 | $24,194,000 | $115,000 | $1,074,000 | $109,000 | $820,000 |
| Black or African American | 21 | $1,738,000 | $82,000 | $283,000 | $100,000 | $258,000 |
| Not applicable | 20 | $6,430,000 | $321,000 | $1,820,000 | $0 | $0 |
| Hispanic | 19 | $1,477,000 | $77,000 | $114,000 | $77,000 | $138,000 |
| Not Provided | 6 | $1,309,000 | $218,000 | $374,000 | $179,000 | $528,000 |
| Asian | 3 | $427,000 | $142,000 | $300,000 | $214,000 | $525,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 276 | $35,060,000 | $127,000 | $1,820,000 | $100,000 | $820,000 |
| FHA-insured (Federal Housing Administration) | 2 | $429,000 | $214,000 | $270,000 | $187,000 | $256,000 |
| VA-guaranteed (Veterans Administration) | 1 | $86,000 | $86,000 | $86,000 | $62,000 | $62,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 123 | $13,251,000 | $107,000 | $1,074,000 | $81,000 | $550,000 |
| Loan Originated | 115 | $17,413,000 | $151,000 | $1,820,000 | $123,000 | $820,000 |
| Application Withdrawn By Applicant | 17 | $2,337,000 | $137,000 | $374,000 | $119,000 | $528,000 |
| Application Denied By Financial Institution | 16 | $1,751,000 | $109,000 | $305,000 | $86,000 | $218,000 |
| Application Approved But Not Accepted | 5 | $618,000 | $123,000 | $200,000 | $112,000 | $301,000 |
| File Closed For Incompleteness | 3 | $205,000 | $68,000 | $120,000 | $49,000 | $82,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $538,000 | $89,000 | $305,000 | $108,000 | $218,000 |
| Collateral | 5 | $605,000 | $121,000 | $191,000 | $92,000 | $179,000 |
| Other | 4 | $604,000 | $151,000 | $210,000 | $59,000 | $196,000 |
| Debt-To-Income Ratio | 1 | $4,000 | $4,000 | $4,000 | $32,000 | $32,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.