The Old Point National Bank Of Phoebus
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The Old Point National Bank Of Phoebus.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Old Point National Bank Of Phoebus 1 W Mellen Street Hampton, VA 23663 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 234 |
| Total Mortgage Loan Application Amount | $30,405,000 |
| Average Mortgage Loan Application Amount | $119,666 |
| Highest Mortgage Loan Application Amount | $1,099,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $1,249,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hampton County Virginia | 48 | $ 4,139,000 | $ 86,000 | $ 77,000 |
| Virginia Beach County Virginia | 32 | $ 5,773,000 | $ 180,000 | $ 162,000 |
| Newport News County Virginia | 23 | $ 2,719,000 | $ 118,000 | $ 157,000 |
| Norfolk County Virginia | 19 | $ 5,694,000 | $ 299,000 | $ 73,000 |
| Chesapeake County Virginia | 11 | $ 1,223,000 | $ 111,000 | $ 131,000 |
| James City County Virginia | 10 | $ 1,325,000 | $ 132,000 | $ 95,000 |
| Isle of Wight County Virginia | 8 | $ 1,366,000 | $ 170,000 | $ 173,000 |
| Portsmouth County Virginia | 5 | $ 1,313,000 | $ 262,000 | $ 14,000 |
| York County Virginia | 5 | $ 306,000 | $ 61,000 | $ 206,000 |
| New Kent County Virginia | 4 | $ 141,000 | $ 35,000 | $ 37,000 |
| Washington County Louisiana | 3 | $ 200,000 | $ 66,000 | $ 82,000 |
| Gloucester County Virginia | 3 | $ 638,000 | $ 212,000 | $ 20,000 |
| Poquoson County Virginia | 3 | $ 598,000 | $ 199,000 | $ 63,000 |
| Union County Louisiana | 2 | $ 147,000 | $ 73,000 | $ 63,000 |
| Lenoir County North Carolina | 2 | $ 142,000 | $ 71,000 | $ 54,000 |
| Creek County Oklahoma | 2 | $ 178,000 | $ 89,000 | $ 80,000 |
| Hanover County Virginia | 2 | $ 189,000 | $ 94,000 | $ 154,000 |
| Autauga County Alabama | 1 | $ 82,000 | $ 82,000 | $ 72,000 |
| Butler County Alabama | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| Clay County Alabama | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Coffee County Alabama | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Lauderdale County Alabama | 1 | $ 87,000 | $ 87,000 | $ 56,000 |
| Morgan County Alabama | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Winston County Alabama | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Clark County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Searcy County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| Citrus County Florida | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Lee County Florida | 1 | $ 127,000 | $ 127,000 | $ 120,000 |
| Pinellas County Florida | 1 | $ 97,000 | $ 97,000 | $ 70,000 |
| Suwannee County Florida | 1 | $ 83,000 | $ 83,000 | $ 51,000 |
| Bibb County Georgia | 1 | $ 121,000 | $ 121,000 | $ 57,000 |
| Brantley County Georgia | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Gordon County Georgia | 1 | $ 29,000 | $ 29,000 | $ 29,000 |
| Grady County Georgia | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Worth County Georgia | 1 | $ 77,000 | $ 77,000 | $ 84,000 |
| Ascension County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 229,000 |
| Bienville County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Morehouse County Louisiana | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Ouachita County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 126,000 |
| Webster County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 96,000 |
| Bolivar County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Hinds County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 73,000 |
| Rankin County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 87,000 |
| Dona Ana County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Eddy County New Mexico | 1 | $ 73,000 | $ 73,000 | $ 67,000 |
| Dare County North Carolina | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 37,000 |
| Perquimans County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 17,000 |
| Bryan County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 70,000 |
| Pottawatomie County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Tulsa County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 76,000 |
| Macon County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Brazoria County Texas | 1 | $ 68,000 | $ 68,000 | $ 72,000 |
| Comal County Texas | 1 | $ 144,000 | $ 144,000 | $ 104,000 |
| Galveston County Texas | 1 | $ 119,000 | $ 119,000 | $ 132,000 |
| Grayson County Texas | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Hardin County Texas | 1 | $ 98,000 | $ 98,000 | $ 91,000 |
| Henderson County Texas | 1 | $ 85,000 | $ 85,000 | $ 112,000 |
| Lubbock County Texas | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Medina County Texas | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Montgomery County Texas | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| Accomack County Virginia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Greensville County Virginia | 1 | $ 50,000 | $ 50,000 | $ 144,000 |
| Mathews County Virginia | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Southampton County Virginia | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Suffolk County Virginia | 1 | $ 298,000 | $ 298,000 | $ 309,000 |
| Williamsburg County Virginia | 1 | $ 2,000 | $ 2,000 | $ 49,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Old Point National Bank Of Phoebus in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 114 | $15,810,000 | $138,000 | $836,000 | $129,000 | $1,249,000 |
| Refinancing | 78 | $11,376,000 | $145,000 | $648,000 | $80,000 | $482,000 |
| Home Improvement | 42 | $3,219,000 | $76,000 | $1,099,000 | $64,000 | $268,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 160 | $17,976,000 | $112,000 | $648,000 | $123,000 | $1,249,000 |
| Not applicable | 34 | $8,891,000 | $261,000 | $1,099,000 | $0 | $0 |
| Black or African American | 21 | $2,152,000 | $102,000 | $500,000 | $92,000 | $236,000 |
| Hispanic | 9 | $492,000 | $54,000 | $97,000 | $48,000 | $72,000 |
| Not Provided | 6 | $314,000 | $52,000 | $102,000 | $87,000 | $147,000 |
| Asian | 3 | $505,000 | $168,000 | $320,000 | $257,000 | $268,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $265,000 | $265,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 234 | $30,405,000 | $129,000 | $1,099,000 | $101,000 | $1,249,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 123 | $18,705,000 | $152,000 | $1,099,000 | $113,000 | $1,249,000 |
| Loan Purchased By The Institution | 81 | $10,095,000 | $124,000 | $500,000 | $90,000 | $363,000 |
| Application Denied By Financial Institution | 13 | $453,000 | $34,000 | $140,000 | $70,000 | $466,000 |
| Application Withdrawn By Applicant | 10 | $896,000 | $89,000 | $220,000 | $114,000 | $330,000 |
| Application Approved But Not Accepted | 4 | $113,000 | $28,000 | $45,000 | $59,000 | $90,000 |
| File Closed For Incompleteness | 3 | $143,000 | $47,000 | $90,000 | $71,000 | $118,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $191,000 | $27,000 | $62,000 | $38,000 | $61,000 |
| Debt-To-Income Ratio | 5 | $122,000 | $24,000 | $80,000 | $35,000 | $53,000 |
| Collateral | 1 | $140,000 | $140,000 | $140,000 | $466,000 | $466,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.