The Old Point National Bank Of Phoebus
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The Old Point National Bank Of Phoebus.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Old Point National Bank Of Phoebus 1 W Mellen Street Hampton, VA 23663 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 338 |
| Total Mortgage Loan Application Amount | $46,517,000 |
| Average Mortgage Loan Application Amount | $145,333 |
| Highest Mortgage Loan Application Amount | $5,672,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $1,562,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hampton County Virginia | 62 | $ 14,885,000 | $ 240,000 | $ 90,000 |
| Virginia Beach County Virginia | 39 | $ 6,861,000 | $ 175,000 | $ 124,000 |
| Newport News County Virginia | 16 | $ 2,537,000 | $ 158,000 | $ 77,000 |
| James City County Virginia | 12 | $ 3,128,000 | $ 260,000 | $ 147,000 |
| Chesapeake County Virginia | 11 | $ 1,567,000 | $ 142,000 | $ 127,000 |
| Norfolk County Virginia | 9 | $ 1,802,000 | $ 200,000 | $ 60,000 |
| York County Virginia | 6 | $ 969,000 | $ 161,000 | $ 154,000 |
| Gloucester County Virginia | 4 | $ 210,000 | $ 52,000 | $ 63,000 |
| Isle of Wight County Virginia | 4 | $ 924,000 | $ 231,000 | $ 106,000 |
| Poquoson County Virginia | 4 | $ 678,000 | $ 169,000 | $ 139,000 |
| Jefferson County Arkansas | 3 | $ 186,000 | $ 62,000 | $ 42,000 |
| Ascension County Louisiana | 3 | $ 163,000 | $ 54,000 | $ 51,000 |
| Caddo County Louisiana | 3 | $ 184,000 | $ 61,000 | $ 61,000 |
| De Soto County Louisiana | 3 | $ 228,000 | $ 76,000 | $ 82,000 |
| Jones County Mississippi | 3 | $ 190,000 | $ 63,000 | $ 46,000 |
| Caldwell County Texas | 3 | $ 162,000 | $ 54,000 | $ 52,000 |
| Jasper County Texas | 3 | $ 217,000 | $ 72,000 | $ 55,000 |
| Portsmouth County Virginia | 3 | $ 231,000 | $ 77,000 | $ 9,000 |
| Suffolk County Virginia | 3 | $ 327,000 | $ 109,000 | $ 85,000 |
| Baldwin County Alabama | 2 | $ 82,000 | $ 41,000 | $ 88,000 |
| Walker County Alabama | 2 | $ 142,000 | $ 71,000 | $ 77,000 |
| Winston County Alabama | 2 | $ 102,000 | $ 51,000 | $ 60,000 |
| Crawford County Arkansas | 2 | $ 129,000 | $ 64,000 | $ 33,000 |
| East Feliciana County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 33,000 |
| Franklin County Louisiana | 2 | $ 269,000 | $ 134,000 | $ 127,000 |
| Iberville County Louisiana | 2 | $ 85,000 | $ 42,000 | $ 38,000 |
| Livingston County Louisiana | 2 | $ 161,000 | $ 80,000 | $ 130,000 |
| Sabine County Louisiana | 2 | $ 207,000 | $ 103,000 | $ 115,000 |
| West Carroll County Louisiana | 2 | $ 293,000 | $ 146,000 | $ 85,000 |
| Lincoln County Mississippi | 2 | $ 40,000 | $ 20,000 | $ 58,000 |
| Warren County Mississippi | 2 | $ 212,000 | $ 106,000 | $ 91,000 |
| Currituck County North Carolina | 2 | $ 389,000 | $ 194,000 | $ 115,000 |
| Carter County Oklahoma | 2 | $ 225,000 | $ 112,000 | $ 60,000 |
| Delaware County Oklahoma | 2 | $ 113,000 | $ 56,000 | $ 53,000 |
| Wood County Texas | 2 | $ 127,000 | $ 63,000 | $ 90,000 |
| Montgomery County Virginia | 2 | $ 368,000 | $ 184,000 | $ 109,000 |
| Surry County Virginia | 2 | $ 169,000 | $ 84,000 | $ 61,000 |
| Bibb County Alabama | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Butler County Alabama | 1 | $ 59,000 | $ 59,000 | $ 37,000 |
| Chambers County Alabama | 1 | $ 51,000 | $ 51,000 | $ 69,000 |
| Cullman County Alabama | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Fayette County Alabama | 1 | $ 78,000 | $ 78,000 | $ 82,000 |
| Jefferson County Alabama | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Lauderdale County Alabama | 1 | $ 84,000 | $ 84,000 | $ 53,000 |
| Montgomery County Alabama | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
| St. Clair County Alabama | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Talladega County Alabama | 1 | $ 72,000 | $ 72,000 | $ 104,000 |
| Tuscaloosa County Alabama | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Arkansas County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Ashley County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 60,000 |
| Benton County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
| Craighead County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Drew County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 139,000 |
| Faulkner County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 112,000 |
| Franklin County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 67,000 |
| Greene County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 56,000 |
| Jackson County Arkansas | 1 | $ 81,000 | $ 81,000 | $ 85,000 |
| Little River County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Mississippi County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 52,000 |
| Polk County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 63,000 |
| Saline County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Union County Arkansas | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| Van Buren County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| White County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 77,000 |
| District of Columbia County District Of Columbia | 1 | $ 203,000 | $ 203,000 | $ 43,000 |
| Columbia County Florida | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Lake County Florida | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Suwannee County Florida | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Appling County Georgia | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Coffee County Georgia | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Gilmer County Georgia | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Laurens County Georgia | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Peach County Georgia | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Pierce County Georgia | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Towns County Georgia | 1 | $ 74,000 | $ 74,000 | $ 64,000 |
| Allen County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 78,000 |
| Bienville County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 16,000 |
| Calcasieu County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 120,000 |
| Caldwell County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 38,000 |
| Cameron County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 28,000 |
| Grant County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 169,000 |
| Jackson County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 165,000 |
| Lincoln County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Natchitoches County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| Ouachita County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Pointe Coupee County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 44,000 |
| St. Mary County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| St. Tammany County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 24,000 |
| Tensas County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Terrebonne County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 53,000 |
| Vernon County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 59,000 |
| Carroll County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Forrest County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Greene County Mississippi | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Holmes County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Itawamba County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Kemper County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Lauderdale County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 22,000 |
| Prentiss County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Simpson County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 85,000 |
| Union County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 41,000 |
| Chaves County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 69,000 |
| Dare County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 108,000 |
| Nash County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| Pasquotank County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Wilson County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 25,000 |
| Alfalfa County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| Canadian County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 73,000 |
| Cleveland County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| Garfield County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 66,000 |
| Haskell County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 90,000 |
| Major County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| McCurtain County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 67,000 |
| Oklahoma County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Pottawatomie County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 55,000 |
| Roger Mills County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| Rogers County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Tulsa County Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 68,000 |
| Woods County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Charleston County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Horry County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Williamsburg County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Blount County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 66,000 |
| Bradley County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 23,000 |
| Hamilton County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 31,000 |
| White County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 138,000 |
| Atascosa County Texas | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
| Bell County Texas | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Cameron County Texas | 1 | $ 54,000 | $ 54,000 | $ 41,000 |
| Fort Bend County Texas | 1 | $ 24,000 | $ 24,000 | $ 25,000 |
| Grimes County Texas | 1 | $ 34,000 | $ 34,000 | $ 44,000 |
| Guadalupe County Texas | 1 | $ 79,000 | $ 79,000 | $ 75,000 |
| Harrison County Texas | 1 | $ 53,000 | $ 53,000 | $ 36,000 |
| Kaufman County Texas | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Leon County Texas | 1 | $ 36,000 | $ 36,000 | $ 113,000 |
| McLennan County Texas | 1 | $ 51,000 | $ 51,000 | $ 72,000 |
| Midland County Texas | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Orange County Texas | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Panola County Texas | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
| Polk County Texas | 1 | $ 134,000 | $ 134,000 | $ 192,000 |
| Van Zandt County Texas | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Chesterfield County Virginia | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| King William County Virginia | 1 | $ 116,000 | $ 116,000 | $ 35,000 |
| New Kent County Virginia | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Williamsburg County Virginia | 1 | $ 134,000 | $ 134,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Old Point National Bank Of Phoebus in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 217 | $26,343,000 | $121,000 | $1,330,000 | $81,000 | $374,000 |
| Refinancing | 66 | $16,762,000 | $253,000 | $5,672,000 | $78,000 | $503,000 |
| Home Improvement | 55 | $3,412,000 | $62,000 | $404,000 | $100,000 | $1,562,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 262 | $29,978,000 | $114,000 | $740,000 | $96,000 | $1,562,000 |
| Not applicable | 32 | $11,358,000 | $354,000 | $5,672,000 | $0 | $0 |
| Black or African American | 21 | $1,603,000 | $76,000 | $512,000 | $56,000 | $232,000 |
| Hispanic | 11 | $1,060,000 | $96,000 | $375,000 | $53,000 | $135,000 |
| Not Provided | 5 | $662,000 | $132,000 | $251,000 | $58,000 | $92,000 |
| American Indian or Alaskan Native | 3 | $88,000 | $29,000 | $38,000 | $142,000 | $197,000 |
| Asian | 3 | $1,552,000 | $517,000 | $1,330,000 | $156,000 | $328,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $216,000 | $216,000 | $216,000 | $89,000 | $89,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 338 | $46,517,000 | $137,000 | $5,672,000 | $83,000 | $1,562,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 219 | $28,874,000 | $131,000 | $1,330,000 | $87,000 | $1,562,000 |
| Loan Originated | 82 | $16,218,000 | $197,000 | $5,672,000 | $82,000 | $503,000 |
| Application Denied By Financial Institution | 20 | $444,000 | $22,000 | $65,000 | $55,000 | $174,000 |
| Application Withdrawn By Applicant | 7 | $539,000 | $77,000 | $175,000 | $85,000 | $197,000 |
| Application Approved But Not Accepted | 6 | $369,000 | $61,000 | $136,000 | $91,000 | $197,000 |
| File Closed For Incompleteness | 4 | $73,000 | $18,000 | $40,000 | $56,000 | $95,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10 | $176,000 | $17,000 | $65,000 | $52,000 | $139,000 |
| Debt-To-Income Ratio | 6 | $145,000 | $24,000 | $50,000 | $69,000 | $174,000 |
| Other | 3 | $113,000 | $37,000 | $60,000 | $31,000 | $94,000 |
| Collateral | 1 | $10,000 | $10,000 | $10,000 | $69,000 | $69,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.