The Ohio Valley Bank Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

The Ohio Valley Bank Company 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address The Ohio Valley Bank Company
420 Third Ave
Gallipolis, OH 45631
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 647
Total Mortgage Loan Application Amount $79,963,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $1,700,000
Average Applicant Income $79,000
Highest Applicant Income $650,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with The Ohio Valley Bank Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Ohio Valley Bank Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down The Ohio Valley Bank Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Ohio Valley Bank Company serves its applicants.

Each category highlights the total number of mortgage applications processed by The Ohio Valley Bank Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Ohio Valley Bank Company's mortgage activity for 2017.

Mortgage Loan Application Totals for The Ohio Valley Bank Company by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
HUNTINGTON-ASHLAND, WV-KY-OH 84 $ 14,783,000 $ 143,000 $ 76,333
COLUMBUS, OH 11 $ 2,340,000 $ 212,000 $ 126,000
CHARLESTON, WV 6 $ 792,000 $ 132,000 $ 39,000
PARKERSBURG-VIENNA, WV 2 $ 477,000 $ 238,000 $ 123,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 382,000 $ 382,000 $ 403,000

Mortgage Loan Application Detail Totals for The Ohio Valley Bank Company in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 371 $51,820,000 $139,000 $1,700,000 $86,000 $650,000
Refinancing 168 $22,444,000 $133,000 $705,000 $85,000 $529,000
Home Improvement 108 $5,699,000 $52,000 $680,000 $66,000 $418,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 608 $72,982,000 $120,000 $860,000 $85,000 $600,000
Not applicable 23 $5,422,000 $235,000 $1,700,000 $0 $0
Not Provided 9 $192,000 $21,000 $65,000 $49,000 $145,000
Hispanic 3 $970,000 $323,000 $830,000 $260,000 $650,000
Asian 2 $170,000 $85,000 $90,000 $70,000 $75,000
Black or African American 2 $227,000 $113,000 $157,000 $84,000 $125,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 647 $79,963,000 $123,000 $1,700,000 $82,000 $650,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 454 $57,526,000 $126,000 $1,700,000 $85,000 $600,000
Application Denied By Financial Institution 95 $9,541,000 $100,000 $536,000 $55,000 $189,000
Application Approved But Not Accepted 85 $11,502,000 $135,000 $830,000 $102,000 $650,000
Application Withdrawn By Applicant 13 $1,394,000 $107,000 $239,000 $58,000 $117,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 39 $3,381,000 $86,000 $265,000 $58,000 $189,000
Debt-To-Income Ratio 34 $4,000,000 $117,000 $536,000 $47,000 $128,000
Other 11 $1,257,000 $114,000 $325,000 $74,000 $184,000
Collateral 6 $686,000 $114,000 $329,000 $63,000 $136,000
Employment History 4 $168,000 $42,000 $60,000 $32,000 $49,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Ohio Valley Bank Company's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Ohio Valley Bank Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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