The Laredo National Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for The Laredo National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Laredo National Bank P.O. Box 59 Laredo, TX 78042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,626 |
| Total Mortgage Loan Application Amount | $286,798,000 |
| Average Mortgage Loan Application Amount | $84,000 |
| Highest Mortgage Loan Application Amount | $7,321,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $2,077,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Webb County Texas | 1,275 | $ 86,728,000 | $ 68,000 | $ 59,000 |
| Bexar County Texas | 515 | $ 43,327,000 | $ 84,000 | $ 79,000 |
| Harris County Texas | 380 | $ 27,293,000 | $ 71,000 | $ 63,000 |
| Hidalgo County Texas | 285 | $ 21,051,000 | $ 73,000 | $ 75,000 |
| Nueces County Texas | 223 | $ 15,375,000 | $ 68,000 | $ 57,000 |
| Maverick County Texas | 220 | $ 9,876,000 | $ 44,000 | $ 45,000 |
| Cameron County Texas | 172 | $ 15,781,000 | $ 91,000 | $ 69,000 |
| Val Verde County Texas | 172 | $ 9,744,000 | $ 56,000 | $ 54,000 |
| Dallas County Texas | 103 | $ 11,342,000 | $ 110,000 | $ 88,000 |
| Montgomery County Texas | 30 | $ 6,890,000 | $ 229,000 | $ 156,000 |
| Fort Bend County Texas | 25 | $ 3,655,000 | $ 146,000 | $ 90,000 |
| Travis County Texas | 23 | $ 4,581,000 | $ 199,000 | $ 119,000 |
| Zapata County Texas | 17 | $ 660,000 | $ 38,000 | $ 55,000 |
| Tarrant County Texas | 16 | $ 1,310,000 | $ 81,000 | $ 80,000 |
| Comal County Texas | 13 | $ 2,074,000 | $ 159,000 | $ 122,000 |
| Hays County Texas | 11 | $ 1,866,000 | $ 169,000 | $ 101,000 |
| San Patricio County Texas | 11 | $ 539,000 | $ 49,000 | $ 59,000 |
| Medina County Texas | 9 | $ 546,000 | $ 60,000 | $ 84,000 |
| Ellis County Texas | 8 | $ 991,000 | $ 123,000 | $ 95,000 |
| Starr County Texas | 7 | $ 132,000 | $ 18,000 | $ 25,000 |
| Atascosa County Texas | 6 | $ 462,000 | $ 77,000 | $ 69,000 |
| Brazoria County Texas | 6 | $ 891,000 | $ 148,000 | $ 87,000 |
| Jim Wells County Texas | 6 | $ 272,000 | $ 45,000 | $ 69,000 |
| Kinney County Texas | 6 | $ 284,000 | $ 47,000 | $ 98,000 |
| Denton County Texas | 5 | $ 705,000 | $ 141,000 | $ 70,000 |
| La Salle County Texas | 5 | $ 341,000 | $ 68,000 | $ 41,000 |
| Bee County Texas | 4 | $ 136,000 | $ 34,000 | $ 46,000 |
| Caldwell County Texas | 4 | $ 536,000 | $ 134,000 | $ 142,000 |
| El Paso County Texas | 4 | $ 730,000 | $ 182,000 | $ 81,000 |
| Kleberg County Texas | 4 | $ 230,000 | $ 57,000 | $ 90,000 |
| Miami-Dade County Florida | 3 | $ 1,046,000 | $ 348,000 | $ 150,000 |
| Dimmit County Texas | 3 | $ 211,000 | $ 70,000 | $ 62,000 |
| Clark County Nevada | 2 | $ 503,000 | $ 251,000 | $ 220,000 |
| Aransas County Texas | 2 | $ 326,000 | $ 163,000 | $ 317,000 |
| Bastrop County Texas | 2 | $ 44,000 | $ 22,000 | $ 68,000 |
| Collin County Texas | 2 | $ 21,000 | $ 10,000 | $ 50,000 |
| Galveston County Texas | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Live Oak County Texas | 2 | $ 173,000 | $ 86,000 | $ 61,000 |
| Llano County Texas | 2 | $ 100,000 | $ 50,000 | $ 67,000 |
| Refugio County Texas | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
| Wilson County Texas | 2 | $ 96,000 | $ 48,000 | $ 46,000 |
| Los Angeles County California | 1 | $ 1,988,000 | $ 1,988,000 | $ 0 |
| San Diego County California | 1 | $ 1,080,000 | $ 1,080,000 | $ 530,000 |
| Tulare County California | 1 | $ 250,000 | $ 250,000 | $ 102,000 |
| Pitkin County Colorado | 1 | $ 7,321,000 | $ 7,321,000 | $ 1,128,000 |
| Broward County Florida | 1 | $ 272,000 | $ 272,000 | $ 322,000 |
| Osceola County Florida | 1 | $ 396,000 | $ 396,000 | $ 202,000 |
| Cook County Illinois | 1 | $ 21,000 | $ 21,000 | $ 93,000 |
| Caddo County Louisiana | 1 | $ 8,000 | $ 8,000 | $ 30,000 |
| Baltimore County Maryland | 1 | $ 666,000 | $ 666,000 | $ 365,000 |
| Washoe County Nevada | 1 | $ 313,000 | $ 313,000 | $ 188,000 |
| Dona Ana County New Mexico | 1 | $ 59,000 | $ 59,000 | $ 99,000 |
| Albany County New York | 1 | $ 70,000 | $ 70,000 | $ 131,000 |
| New York County New York | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Washington County Oregon | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Richland County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Duval County Texas | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
| Frio County Texas | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Guadalupe County Texas | 1 | $ 161,000 | $ 161,000 | $ 426,000 |
| Jefferson County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Johnson County Texas | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Kaufman County Texas | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| Kerr County Texas | 1 | $ 92,000 | $ 92,000 | $ 408,000 |
| Matagorda County Texas | 1 | $ 67,000 | $ 67,000 | $ 80,000 |
| McLennan County Texas | 1 | $ 9,000 | $ 9,000 | $ 50,000 |
| Midland County Texas | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Randall County Texas | 1 | $ 59,000 | $ 59,000 | $ 147,000 |
| Rockwall County Texas | 1 | $ 46,000 | $ 46,000 | $ 28,000 |
| Runnels County Texas | 1 | $ 6,000 | $ 6,000 | $ 72,000 |
| San Jacinto County Texas | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Tyler County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Victoria County Texas | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Wharton County Texas | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| Willacy County Texas | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Williamson County Texas | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Summit County Utah | 1 | $ 500,000 | $ 500,000 | $ 361,000 |
| Henrico County Virginia | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Prince William County Virginia | 1 | $ 186,000 | $ 186,000 | $ 91,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Laredo National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,395 | $28,104,000 | $20,000 | $976,000 | $48,000 | $628,000 |
| Refinancing | 1,142 | $106,391,000 | $93,000 | $7,321,000 | $64,000 | $1,128,000 |
| Home Purchase | 1,089 | $152,303,000 | $139,000 | $2,940,000 | $95,000 | $2,077,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,333 | $237,118,000 | $71,000 | $1,988,000 | $65,000 | $2,077,000 |
| White | 202 | $35,997,000 | $178,000 | $7,321,000 | $112,000 | $1,128,000 |
| Not applicable | 33 | $7,359,000 | $223,000 | $916,000 | $0 | $0 |
| Asian | 26 | $3,696,000 | $142,000 | $293,000 | $71,000 | $104,000 |
| Black or African American | 21 | $1,968,000 | $93,000 | $604,000 | $81,000 | $242,000 |
| American Indian or Alaskan Native | 6 | $405,000 | $67,000 | $335,000 | $75,000 | $197,000 |
| Not Provided | 5 | $255,000 | $51,000 | $150,000 | $48,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,626 | $286,798,000 | $79,000 | $7,321,000 | $67,000 | $2,077,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,937 | $196,198,000 | $101,000 | $7,321,000 | $81,000 | $1,479,000 |
| Application Denied By Financial Institution | 1,459 | $66,276,000 | $45,000 | $2,940,000 | $47,000 | $952,000 |
| Application Approved But Not Accepted | 142 | $14,457,000 | $101,000 | $2,240,000 | $90,000 | $2,077,000 |
| Application Withdrawn By Applicant | 71 | $8,296,000 | $116,000 | $1,988,000 | $62,000 | $628,000 |
| File Closed For Incompleteness | 17 | $1,571,000 | $92,000 | $250,000 | $43,000 | $95,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 704 | $35,407,000 | $50,000 | $2,940,000 | $40,000 | $952,000 |
| Other | 355 | $15,879,000 | $44,000 | $520,000 | $60,000 | $603,000 |
| Credit History | 330 | $11,502,000 | $34,000 | $272,000 | $46,000 | $239,000 |
| Employment History | 42 | $686,000 | $16,000 | $75,000 | $36,000 | $117,000 |
| Collateral | 14 | $1,268,000 | $90,000 | $227,000 | $58,000 | $155,000 |
| Unverifiable Information | 10 | $532,000 | $53,000 | $116,000 | $78,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $851,000 | $283,000 | $638,000 | $122,000 | $245,000 |
| Mortgage Insurance Denied | 1 | $151,000 | $151,000 | $151,000 | $46,000 | $46,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.